Category: Investing

Why Gold Prices Hit ₹1,80,000 – Key Reasons

Gold prices have recently touched INR 1,80,000, making a lifetime high. It has started gaining the attention of Indian investors as to what could be the possible reasons behind such a drastic increase in the price of Gold.

In today’s blog post, we will give you an overview of the key reasons behind the rise in the price of Gold.

Gold Prices Today

Gold prices have recently reached the level of ₹1,80,000 per 10 grams. The prices have increased because of various factors. Investors are worried about whether to invest now or wait for a correction. However, in the short run, the prices might show some correction because of profit-booking, but in the long run, they will rise.

Why Gold Prices Cross ₹1,80,000

The key reason why gold prices have risen and crossed ₹1,80,000 is as follows:

1. Uncertainty in the Global Market

The key reason behind the increase in the price of gold is the global uncertainty. Whenever in the world geopolitical tension rises or the financial conditions become unstable, investors look for a safer investment option, which primarily includes gold. This tends to increase the demand for gold across the world and eventually pushes the prices higher.

2. Trade Risk

Recently, the world has been slowly entering into a trade war zone, few countries are imposing huge tariffs on other countries. It increases the trade-related risk. Hence, such conditions and trade-related disputes will put countries into financial debt. Due to this, investors are shifting their investments into gold.

3. Import Cost and Rupee Depreciation

India is partially an import-oriented country, and it also imports gold from different countries in order to meet the domestic demand. And when the Indian Rupee is depreciating against the US dollar, the importing cost will rise, which will directly push the domestic price of gold upside down.

4. Increasing Demand

Central banks across the world are reducing their dependency on the US dollar, and they are purchasing gold in order to increase their gold reserves. The supply of gold is limited, and this long-term demand is pushing the prices higher. Based on several reports in 2024-2025, major central banks across the world have collectively purchased around 1000 tonnes of gold.

5. Lower Interest Rate

As central banks across the world are decreasing the interest rates, this makes the bonds and fixed deposit investment options less attractive, and investors move towards gold as it becomes an attractive investment option.

6. Market Volatility

During the volatility in the stock market or any economic slowdown, it has been observed that gold has performed exceptionally well. Hence, institutional investors considered gold as an economic insurance.

Performance of Gold Funds

Funds	Net Assets (Cr)	1 Yr Return (%)	3 Yr Return (%)	Expense Ratio (%)	NAV as on 26th Jan 2026	52-Week High NAV	52-Week Low NAV	Exit Load (Period)	Fund Manager (Tenure)
Nippon India ETF Gold BeES	39,901	90.25	37.71	0.8	149.36	149.36	78.93	—	Akshay Udeshi (2.4), Ritesh Patel (3)
HDFC Gold ETF	18,488	88.65	37.87	0.59	127.38	127.38	67.26	—	Vikram Dhawan (3.9)
ICICI Prudential Gold Exchange Traded Fund	17,769	90.77	37.37	0.5	58.68	58.68	31.26	1.00 (15)	Himanshu Mange (2.1)
SBI Gold ETF	17,401	90.33	37.09	0.7	299.75	299.75	87.46	—	Vikram Dhawan (4)
Kotak Gold ETF	12,162	90.47	37.27	0.55	46.22	47.13	13.86	1.00 (15)	Jitendra Tolani (1)

(Data as of 27th Jan 2026)

Effect of Increased Prices

The increased prices of gold can significantly impact the investors, the economy, and jewellery shop owners in the following manner:

On Investors

Gold acts as a hedge against inflation, economic uncertainties, and volatility in the stock market.
Investors who hold gold at a lower price can enjoy capital appreciation as the prices increase.

On Jewellery Shoppers

Due to the higher gold prices, price-sensitive buyers tend to avoid purchasing gold.
The jewellery shop owners will require more working capital to maintain inventory.

On Economy

Due to an increase in gold prices, import costs will rise, which will eventually increase the country’s trade deficit.
Because of the higher import of gold, which means more dollars are needed, this can weaken the Indian rupee.

Conclusion

On a concluding note, gold has touched the price of 1,80,000 INR and marks a historic moment for Indian markets. But there are various factors which are pushing the prices higher, such as geopolitical tension, market volatility, weak Indian rupees, etc. Every investor is worried about whether to invest now or wait for a correction. In this case, the correct method is to make strategic allocation based on risk profile, and through SIPs. Short-term corrections are expected due to profit booking, but the overall trend will be on the higher side. But it is always advisable to consult your investment advisor before making any investment decision.

Start your investing journey in metals with Pocketful – low brokerage, advanced analysis, and powerful charts, all in one app.

Gold Rate in Top Cities of India	Silver Rate in Top Cities of India
Gold rate in Ahmedabad	Silver rate in Ahmedabad
Gold rate in Ayodhya	Silver rate in Ayodhya
Gold rate in Bangalore	Silver rate in Bangalore
Gold rate in Bhubaneswar	Silver rate in Bhubaneswar
Gold rate in Chandigarh	Silver rate in Chandigarh
Gold rate in Chennai	Silver rate in Chennai
Gold rate in Coimbatore	Silver rate in Coimbatore
Gold rate in Delhi	Silver rate in Delhi
Gold rate in Hyderabad	Silver rate in Hyderabad
Gold rate in Jaipur	Silver rate in Jaipur
Gold rate in Kerala	Silver rate in Kerala
Gold rate in Kolkata	Silver rate in Kolkata
Gold rate in Lucknow	Silver rate in Lucknow
Gold rate in Madurai	Silver rate in Madurai
Gold rate in Mangalore	Silver rate in Mangalore
Gold rate in Mumbai	Silver rate in Mumbai
Gold rate in Mysore	Silver rate in Mysore
Gold rate in Nagpur	Silver rate in Nagpur
Gold rate in Nashik	Silver rate in Nashik
Gold rate in Patna	Silver rate in Patna
Gold rate in Pune	Silver rate in Pune
Gold rate in Rajkot	Silver rate in Rajkot
Gold rate in Salem	Silver rate in Salem
Gold rate in Surat	Silver rate in Surat
Gold rate in Trichy	Silver rate in Trichy
Gold rate in Vadodara	Silver rate in Vadodara
Gold rate in Vijayawada	Silver rate in Vijayawada
Gold rate in Visakhapatnam	Silver rate in Visakhapatnam

Frequently Asked Questions (FAQs)

Why are Gold prices increasing?
The key reasons for increasing gold prices are increasing geopolitical tensions, trade tariffs, stock market volatility, increasing demand for gold, etc.
How can a weak INR impact the gold price?
A weak INR can significantly rise the gold prices as India primarily imports gold, and weaken rupee will increase the importing cost of gold.
Can the gold price fall in the near future?
Yes, gold prices might see some correction in the short-run because of profit booking.
What are best method to invest in gold?
The best method to invest in gold is digital gold, which includes gold mutual funds, gold ETFs, SGBs, etc.
How can I invest in gold ETFs?
To invest in gold ETFs, one is required to have a demat and trading account, and it can be purchased during market hours on the exchange. One can easily open a lifetime free trading and demat account with Pocketful, as it also offers free brokerage on delivery trades.

January 29, 2026

List of Best Sensex ETFs in India

Imagine you have been to a famous restaurant and you want to taste the best food that they have. Buying every dish individually will be expensive but what if you can order a “Thali”, one large plate with a small portion of the best 30 dishes in the restaurant. You get full experience with multiple things in one plate.

Investing in the Indian stock market is exactly like that. Picking individual stocks can be risky and confusing for some investors. This is where the Sensex steps in as it is a collection of the top 30 largest and most financially strong companies in India. But how can an investor invest in all of these companies at once? The solution to this is the Sensex ETF.

As we settle into 2026, Sensex ETFs are becoming incredibly popular. It is because they are simple, low-cost, and perfect for anyone who believes in the Indian economy but doesn’t have the time to track daily markets. Whether you are a student or a retired professional, this sensex etf list is the perfect starting point for your investment journey.

In this blog, we will help you find the best sensex etf for your goals. We will explain how they work, compare the best sensex index fund options against ETFs, and guide you through the landscape of sensex etf india. By the end of this blog, you will have a clear answer on where to put your money.

What is a Sensex ETF?

ETF stands for Exchange Traded Fund. A Sensex ETF is a fund that pools money from many investors to buy stocks. Specifically, it buys the 30 stocks that make up the BSE Sensex index. It buys them in the exact same proportion. If Reliance Industries is 10% of the Sensex, the ETF puts 10% of your money into Reliance.

How is it different from a Sensex Index Fund?

While both invest in the same companies, they trade differently:

Trading: You can buy and sell a Sensex ETF anytime during market hours (9:15 AM to 3:30 PM), just like a regular share. An Index Fund is bought or sold only at the end of the day.
Price: ETF prices change every second. Index Fund prices are fixed once a day.
Cost: ETFs usually have slightly lower fees (Expense Ratio) than Index Funds.

If you want the flexibility to buy and sell instantly, a Sensex ETF is often the better choice.

10 Best Sensex ETFs in India in 2026

ETF Name	Best For	AUM	Expense Ratio
UTI BSE Sensex ETF	Stability & Size	Rs.55,029 Cr.	0.05%
Nippon India ETF BSE Sensex	High Liquidity	Rs.23,014 Cr.	0.04%
ICICI Prudential BSE Sensex ETF	Low Cost	Rs.26,003 Cr.	0.02% – 0.03%
HDFC S&P BSE Sensex ETF	Brand Trust	Rs.543 Cr.	0.05%
Aditya Birla Sun Life BSE Sensex ETF	Long-Term Consistency	Rs.295 Cr.	0.04%
Nippon India ETF S&P BSE Sensex Next 50	Higher Growth Potential	Rs.117 Cr.	0.23
Axis S&P BSE Sensex ETF	Simple Investing	Rs.139 Cr.	0.04%
Kotak S&P BSE Sensex ETF	Pricing Accuracy	Rs.26 cr.	0.18%
Mirae Asset S&P BSE Sensex ETF	Cost Efficiency	Rs.21 Cr.	0.05%
DSP BSE Sensex ETF	Disciplined Tracking	Rs.9 Cr.	0.08%

(Data as of 15 Jan,2026)

Read Also: Best Index ETFs in India

Overview of Sensex ETFs in India

1. UTI BSE Sensex ETF

UTI BSE Sensex ETF is one of the oldest and largest ETFs in India. Because it manages so much money (Assets Under Management), it is very stable. For you, this means it is easy to buy and sell without worrying about price fluctuations caused by a lack of buyers. It is a classic “safe” choice for long-term investors.

1 Year Return	3 Year Return	5 Year Return
10.29%	45.13%	76.30%

(Data as of 15 Jan,2026)

2. Nippon India ETF BSE Sensex

Formerly known as Reliance ETF, this fund is a leader in terms of trading volume. High volume is great because it ensures “liquidity.” This means there are always enough buyers and sellers in the market, so you can enter or exit your investment instantly at a fair price.

1 Year Return	3 Year Return	5 Year Return
9.66%	13.19%	12.39%

(Data as of 15 Jan,2026)

3. ICICI Prudential BSE Sensex ETF

ICICI Prudential is a massive name in the mutual fund industry. Their Sensex ETF is known for its low cost. The fund managers are very efficient at tracking the Sensex, meaning the returns you get are almost exactly what the Sensex delivers. It is a favorite for cost-conscious investors.

1 Year Return	3 Year Return	5 Year Return
10.80%	45.35%	81.72%

(Data as of 15 Jan,2026)

4. HDFC S&P BSE Sensex ETF

If you prefer sticking to trusted brands, this is a strong contender. The HDFC Sensex ETF is known for minimizing “tracking error”, the tiny difference between the fund’s return and the actual market return. It is a reliable, no-nonsense option for your portfolio.

1 Year Return	3 Year Return	5 Year Return
10.05%	43.77%	-81.98%

(Data as of 15 Jan,2026)

5. Aditya Birla Sun Life BSE Sensex ETF

Aditya Birla Sun Life follows a strict process to ensure their ETF mirrors the Sensex perfectly. It may not always have the highest trading volume, but it is a solid, dependable performer for anyone looking to invest for 5-10 years. In this fund you need to be a little consistent to generate profit out of it.

1 Year Return	3 Year Return	5 Year Return
9.89%	44.20%	78.02%

(Data as of 15 Jan,2026)

6. Nippon India ETF S&P BSE Sensex Next 50

This one is slightly different, while the others track the top 30 companies, this ETF tracks the Next 50 largest companies. Think of these as the “future leaders” although they are slightly riskier but have the potential to grow faster than the top 30. This is great for adding a little growth boost to your portfolio.

1 Year Return	3 Year Return	5 Year Return
12.98%	21.88%	18.21%

(Data as of 15 Jan,2026)

7. Axis S&P BSE Sensex ETF

Axis Mutual Fund focuses on quality and simplicity. Their ETF is designed to be straightforward. While it is smaller than the top three, it is backed by the strong processes of Axis. It is a good choice if you already have investments with Axis and want to keep everything in one place.

1 Year Return	3 Year Return	5 Year Return
9.83%	43.59%	78.02%

(Data as of 15 Jan,2026)

8. Kotak S&P BSE Sensex ETF

Kotak is a heavyweight in the financial world. One big advantage of this ETF is the strong “market making.” This ensures that the price you see on your screen is very close to the actual value of the stocks held by the fund. It reduces the risk of paying too much when you buy.

1 Year Return	3 Year Return	5 Year Return
9.83%	43.59%	78.02%

(Data as of 15 Jan,2026)

9. Mirae Asset S&P BSE Sensex ETF

Mirae Asset has made a name for itself by offering high-quality funds at very low costs. This ETF is newer compared to giants like UTI, but it has grown fast because it is efficient and wallet-friendly. It is a great pick if you want to save every penny on fees.

1 Year Return	3 Year Return	5 Year Return
9.80%	43.59%	78.02%

(Data as of 15 Jan,2026)

10. DSP BSE Sensex ETF

DSP is known for transparency as their Sensex ETF behaves like a disciplined fund that aims to stay fully invested, ensuring you don’t miss out on any market rallies. It is ideal for investors who value a clean, process-driven approach to wealth creation.

1 Year Return	3 Year Return	5 Year Return
9.26%	43.59%	78.02%

(Data as of 15 Jan,2026)

Who Should Invest in Sensex ETFs?

Beginner: If you are a beginner and have a little less knowledge about financially analysing the company or have difficulty in analysing the balance sheet of the company, you don’t have to worry as this ETF will do it for you.
Long-term Investor: If you want to invest and build wealth over 10 or 20 years for your future goals like retirement or your child’s education, this can be one of the safest equity options to put your money in.
You prefer SIPs: If you want to invest and don’t want to pool in money in one go rather you want to put a small amount every month then these ETFs are a perfect choice.
Conservative Investors: If you are looking to get stock market returns but you are even concerned about the high risks of the market then Sensex (Top 30 companies) is safer than buying small, unknown stocks.

Read Also: Best Commodity ETFs in India

Risks Associated with Sensex ETFs

Even the best financial investments come with risk associated with it, let’s look at the risks associated with Sensex ETFs.

Market Risk: Market has a direct correlation with the Sensex because, if the Sensex goes down, your ETF value goes down. You cannot avoid this, you just have to wait for the market to recover.
Tracking Error: It can sometimes happen, the ETF returns might be slightly lower than the actual Sensex return due to fees. In good ETFs, this gap is very small.
Liquidity Risk: If you try to sell your ETF during a market crash, you might struggle to find a buyer at the exact price you want as the liquidity is low during this time. Although this is rare for top ETFs like Nippon or UTI.
Volatility: Since prices change every second, seeing your portfolio turn red during the day can be stressful, to grow wealth from these ETFs you need patience.

How to Invest in Sensex ETFs in India?

Investing in the world full of technology is hassle free, if you want to invest you can do the following steps:

Open a Demat Account: To invest in ETFs you need to have a Demat account.
Choose a Broker: For buying and selling you need a platform and for this you can rely on Pocketful (https://www.pocketful.in/) as it gives you a modern design and easy navigation throughout the platform. Pocketful also offers zero brokerage on equity delivery. Since you are likely buying these ETFs for the long term, you save money on every transaction.
Search & Buy: Login to your trading platform, look for the ETF that you want to buy (e.g., “Nippon Sensex ETF”), and click buy.
SIP vs Lump Sum: In Systematic Investment Plan (SIP), it is best suitable for salaried people, where you can buy 1 or 2 units every month. And in Lump Sum it is best suitable for investors who have a bonus amount to invest in and the market is also in its downturn.

Best Time to Invest: There is no right time to invest as the market stays unpredictable. The best strategy is to invest as soon as possible and stay invested for a long term.

Conclusion

A Sensex ETF is a powerful tool to make investors financially free. It is simple, transparent, and lets you own a piece of India’s biggest companies with very little money.

You don’t need to be an expert to make money here. Whether you choose the massive UTI ETF or the highly liquid Nippon ETF, the most important thing is to start. Use a reliable and low-cost platform like Pocketful to keep your costs down, stay disciplined with your investments, and let the Indian economy grow your wealth over the next decade.

S.NO.	Check Out These Interesting Posts You Might Enjoy!
1	Small-Cap ETFs to Invest in India
2	Best Energy ETFs in India
3	Best Silver ETFs in India
4	List of Best Gold ETFs in India
5	Best Debt ETFs to Invest in India
6	Best Bond ETFs in India
7	Top 10 Smart Beta ETFs in India
8	Best Liquid ETFs in India
9	Best ETFs in India to Invest
10	Types of ETFs in India: Find the Best for Your Investment

Frequently Asked Questions (FAQs)

What is the minimum amount to invest?
You can buy just 1 unit and if the ETF price is Rs.800, that is all you need to start.
Do I need a Demat account?
Yes, ETFs trade on the stock exchange like shares, so a Demat account is mandatory.
Is it safe to invest in Sensex ETFs?
It is safer than picking one single stock because you are diversified across 30 companies. However, during a falling market scenario the value of the portfolio will also fall.
Can I sell my Sensex ETFs anytime in the market?
Yes, you can sell these ETFs in the market but only during the market hours (09:15 AM to 3:30 PM).
How are Sensex ETFs taxed?
If you sell after holding for more than 1 year, profits above Rs.1.25 Lakh are taxed at 12.5% (Long Term Capital Gains). If you sell within 1 year, you pay 20% tax on profits.

January 29, 2026

Best Commodities to Trade in India

The commodity markets of India have transformed into one of the most traded markets by retail traders. Commodities are no longer dominated by hedgers and institutional investors but by traders seeking volatility, diversification and more than equities.

You already know the reason behind commodities feeling different because you have ever observed how crude oil can swing in every direction within one day or how gold can respond immediately to news around the world. They are faster, sensitive to real-world events and reward preparation.

Here, we shall discuss the 10 best commodities to trade in India in 2026 and why they are important.

What is the Commodity Market?

Commodities can be defined as physical goods like metals, energy resources, or agricultural products that are traded via futures contracts. In India, this trading primarily happens on exchanges such as Multi Commodity Exchange of India and the National Commodity & Derivatives Exchange. Instead of buying physical gold or barrels of oil, traders speculate on price movements using standardised contracts. This allows traders to profit from both rising and falling markets, provided they manage risk well.

List of Commodities to Trade in India

1. Gold

Whenever inflation rises, currencies weaken, or geopolitical uncertainty increases, gold quietly attracts demand. Central bank buying and the cultural importance of gold in India add another layer of long-term support. For traders, gold offers high liquidity and predictable reactions to macro news. Many traders consider gold as a ‘safe haven’, something they fall back on when markets feel unstable.

2. Crude Oil

Crude oil is a naturally occurring fossil fuel found deep beneath the Earth’s surface, locked inside underground reservoirs that formed over millions of years. Once it is extracted, it is refined into the fuels we use every day: petrol that powers your car, diesel that keeps trucks moving, aviation fuel for flights, and petrochemicals that end up in plastics, cosmetics, medicines, and countless household products.

What makes crude oil especially interesting is how quickly prices react. A geopolitical headline from the Middle East, an unexpected OPEC announcement, a change in US inventory data, or even a tweet from a global leader can move prices within minutes. For example, a single news update about supply disruptions can cause oil prices to spike before markets even fully digest the details.

From a trading perspective, crude oil is best suited for those who are comfortable with sharp price swings.

3. Natural Gas

It is widely considered one of the safest fossil fuels, with significantly lower carbon emissions. Natural gas became a preferred fuel in manufacturing units and processing plants and played a key role in electricity generation through gas-fired boilers and power stations. Today, whether it is cooking a meal at home or powering a factory, natural gas remains an important source of energy consumption.

Demand spikes during extreme weather, while supply data and global LNG trends add to volatility. This makes it attractive to traders who enjoy sharp momentum plays. However, natural gas is not considered beginner-friendly.

4. Silver

Today, just over half of the world’s silver production comes from Mexico, Peru, China, and Australia. In everyday life, silver quietly powers much of modern technology, from smartphones and laptops to renewable energy systems. Because of its unique combination of properties, there is no substitute for silver. It has two demand drivers: investment demand (like gold) and industrial demand (electronics, solar, EVs). This nature makes silver more volatile, but also more rewarding for traders who can time the entries well.

5. Copper

In terms of global metal consumption, copper ranks third. Copper is also the best non-precious metal conductor of electricity. Its strength, flexibility, and resistance to corrosion allow it to be safely used in electrical wiring for homes, offices, and large infrastructure projects. Copper is currently produced in more than 25 countries.

When economies slow, copper usually predicts it early. For traders who prefer trend-following strategies, copper offers smooth directional moves and strong correlation with global growth cycles.

6. Aluminium

Aluminium is one of the most used metals in the world and the most common non-ferrous metal. In its pure form, aluminium is silvery white, lightweight, and highly ductile, which makes it easy to shape without losing strength. It makes up about 8% of the Earth’s solid surface. According to global estimates, the average person has around 80 kg of aluminium in use, embedded in cars, buildings, appliances, and electronic devices.

Aluminium supports major industries, such as automobiles, packaging, construction, and aviation. Its price movements are generally less volatile compared to other metals, making it a stable choice for traders who prefer steadier trends over wild swings.

7. Zinc

Zinc is one of the most widely used metals in the world. In its natural state, zinc is hard and brittle, but when heated to around 100-150 degrees Celsius, it becomes easy to shape. It also conducts heat and electricity well.

It occurs naturally in the Earth’s crust, making it a reliable industrial metal. It is used in automobiles, batteries, petroleum processing, paints, fungicides, rubber manufacturing, and a range of chemical applications, and plays a crucial role in galvanising steel and protecting infrastructure from corrosion. For traders who study sector-specific demand, zinc can offer predictable medium-term opportunities.

8. Cotton

Cotton has been part of human civilization for thousands of years, woven into everyday life in ways we often take for granted. At its heart, cotton is grown for its soft, natural fibre, still one of the most widely used textile fibres in the world. From the clothes we wear daily to bedsheets, towels, and uniforms, cotton remains a staple in global consumption.

Once the fibres are separated, the leftover seeds are put to work too. These seeds are crushed to produce cottonseed cake, a commonly used ingredient in livestock feed, and cottonseed oil, which is among the most widely consumed edible oils worldwide. In other words, very little of the cotton plant goes to waste.

Prices are influenced by monsoon patterns and crop yields, domestic consumption and exports. One unexpected weather event can shift the entire supply outlook. Many agri-commodity traders track weather reports as closely as price charts.

9. Soybean

Soybean (Glycine max), often referred to as the “Golden Bean,” is one of the world’s most important oilseed crops. After processing, soybeans become the largest source of protein-rich animal feed and the second-largest source of vegetable oil.

Its prices react to rainfall, the area of land data, global edible oil demand, and export trends. Soybeans work well for traders who are comfortable holding seasonal positions rather than day-trading every move.

10. Mentha Oil

Mentha, popularly known in India as Japanese pudina, is an aromatic herb valued for its strong, cooling fragrance. When the dried leaves of Mentha arvensis are processed through steam distillation and filtration, they produce mentha oil, a raw material that is further refined into menthol and other derivatives.

These derivatives are everywhere around us. From toothpaste and cough syrups to perfumes, mouth fresheners, and food flavourings.

Its prices are heavily influenced by crop yields, export demand, and local production trends because the market is smaller, moves can be sharp, rewarding traders who specialise and stay informed.

10 Best Commodities – Current Price

Commodity	Price	Unit
Gold	₹139,940	per 10 g
Silver	₹240,935	per kg
Crude Oil	₹5,216	per barrel
Natural Gas	₹306	per unit
Copper	₹1,317	per kg
Aluminium	₹324	per kg
Zinc	₹317	per kg
Mentha Oil	₹976.8	per kg
Cotton	₹26,535.60	29 mm
Soybean	₹5,198	per quintal

(Data as of 15th Jan, 2026)

5 Simple Steps to Invest in Commodities in India (2026) – via Pocketful

1. Open & Activate Your Trading Account

Start by opening a trading account with Pocketful. Make sure to activate the commodity trading option so you can trade on MCX. Complete your KYC and connect your bank account to begin.

2. Pick the Right Commodity

Choose what you want to trade – it could be Gold, Silver, Crude Oil, Natural Gas, or metals like Copper or Zinc. Go for something that matches how much risk you’re comfortable with and what you expect from the market.

3. Study the Market

Take some time to understand what’s happening in the market. Check supply and demand, global trends, and use charts or indicators to spot when to enter or exit a trade.

4. Place Your Trade

Decide if you’re trading just for the day (intraday) or planning to hold longer. Pick the contract month and place your buy or sell order based on your plan.

5. Manage Your Risk

Always use stop-loss orders to protect your money. Keep an eye on your margins, price changes, and exit the trade before it expires – this helps you avoid physical delivery.

Read Also: What is Commodity Market in India?

Conclusion

The trading of commodities in India is not only speculative, but it is also about learning how the real world influences the prices. Whether it is the stability of gold or the turmoil of crude oil and the dependence of cotton on rainfall, every commodity has a story to tell. The more familiar you are with that story, the more you are likely to trade it nicely.

When you approach commodities with discipline and preparation, it can be one of the most rewarding parts of your trading career.

S.NO.	Check Out These Interesting Posts You Might Enjoy!
1	Understanding Commodity Market Analysis
2	What is the Timing for Commodity Market Trading?
3	Risks in Commodity Trading and How to Manage Them
4	5 Tips for Successful Commodity Trading
5	Stock Market vs Commodity Market

Frequently Asked Questions (FAQs)

On which exchanges are commodities traded in India?
Commodities in India are mainly traded on exchanges like MCX for metals and energy, and NCDEX for agricultural products.
Which commodity is best for beginners?
Gold is usually considered beginner-friendly because of its high liquidity and relatively stable price movements.
Is commodity trading risky?
Yes, commodities can be volatile. Prices usually react quickly to global news, weather, and supply disruptions, so risk management is essential.
What is the difference between commodity and stock trading?
Stocks represent ownership in companies, while commodities represent physical goods whose prices depend on supply.
Are commodities good for long-term investment?
Some commodities, like gold, can work well for diversification in the long-term, while others are better suited for short-term trading.

January 27, 2026

Best Cyclical Stocks in India 2026

India is a developing economy, and in the past few years, it has established itself as a key player in the world and has become the 4th largest economy in the world. And with this growth, there are various stocks which move in line with the economy of the country, such stocks are known as “Cyclical Stocks”.

In today’s blog post, we will give you an overview of the best cyclical stocks, along with the benefits and factors to be considered before investing in them.

What are cyclical stocks?

Cyclical stocks refer to the shares of those companies whose performance depends upon the economic cycle of a country. When the economy is in a growth phase, it tends to perform well, and whenever there is a condition of economic slowdown in the country, its performance also struggles. Because consumer spending tends to increase during economic growth and vice versa, so as the performance of cyclical stocks.

Top Cyclical Stocks to Buy in India

Shriram Finance Limited
Punjab National Bank Limited
ABB India Limited
Jindal Steel Limited
Shree Cement Limited
SRF Limited
The Phoenix Mills Limited
JK Cement Limited
Honeywell Automation India Limited
Tata Chemicals Limited

List of Top Cyclical Stocks in India

Company	Current Market Price (INR)	Market Capitalisation (in INR crore)	52-Week High	52-Week Low
Shriram Finance Limited	975	183508	1026	493
Punjab National Bank Limited	123	141248	128	85.5
ABB India Limited	5093	107925	6597	4590
Jindal Steel Limited	1010	103060	1098	723
Shree Cement Limited	26950	97238	32508	24811
SRF Limited	3023	89615	3325	2484
The Phoenix Mills Limited	1904	68094	1965	1402
JK Cement Limited	5718	44182	7566	4219
Honeywell Automation India Limited	33500	29614	42100	31025
Tata Chemicals Limited	747	19029	1027	742

(As of 9th Jan 2026)

Read Also: Best Growth Stocks in India

Overview of Best Cyclical Stocks to Buy in India

1. Shriram Finance Limited

Shriram Finance Limited was incorporated in 1974, and started its working by focusing on financing commercial vehicle segments. However, over time, the company has expanded into various services, including insurance, asset management, and housing finance. In April, Shriram Transport Finance merged with Shriram City Union to form Shriram Finance Limited. It has a strong network presence in semi-urban and rural areas. The company’s headquarters is situated in Mumbai.

1-Year Return	3-Year Return	5-Year Return
84.44%	279.33%	300.42%

(As of 9th Jan 2026)

2. Punjab National Bank

Punjab National Bank In 1894, Lala Lajpat Rai, the Indian freedom fighter, founded the bank in Lahore, Pakistan. After independence, the bank’s headquarters were shifted to New Delhi. Later in 1969, the bank was nationalised along with 13 other banks. In 2020, it amalgamated with the United Bank of India and Oriental Bank of Commerce. The company is successfully catering for the needs of MSMEs, retail investors, and big companies.

1-Year Return	3-Year Return	5-Year Return
34.10%	124.88%	245.28%

(As of 9th Jan 2026)

3. ABB India Limited

ABB India Limited was founded in 1949 with the name Hindustan Electric Company Limited. However, the company was later renamed Hindustan Brown Boveri Limited in 1965. In 2013, the company was finally changed to ABB India Limited. The company issued its IPO in 1992. The company mainly deals with electrification, motion, robotics, etc, which is capital-intensive. It is headquartered in Karnataka.

1-Year Return	3-Year Return	5-Year Return
-19.08%	71.19%	286.75%

(As of 9th Jan 2026)

4. Jindal Steel Limited

Jindal Steel Limited one of the major steel companies in India and a subsidiary of the Jindal group. O.P. Jindal established the company in 1979. The company produces and markets a variety of steel products, which also include steel, rails, coils, etc. Manufacturing facilities of the company are situated at various locations in other cities of India, i.e., Chhattisgarh, Odisha, Jharkhand, etc. The headquarters of the company is located in New Delhi.

1-Year Return	3-Year Return	5-Year Return
18.50%	70.74%	247.51%

(As of 9th Jan 2026)

5. Shree Cement Limited

In 1979, the Bangur family established Shree Cement in Ajmer. The company established its first manufacturing unit in Rajasthan. The company expanded both its geographic reach and its cement manufacturing capacity to meet the demands of the Indian infrastructure sector. In 2010, the company became the top cement manufacturer in India’s Northern Region. The company then established production plants in West Bengal, Bihar, Odisha, Jharkhand, and other parts of India. By acquiring Union Cement in 2018, the company began operations in the United Arab Emirates. The company has its headquarters in Kolkata.

1-Year Return	3-Year Return	5-Year Return
11.06%	14.16%	11.34%

(As of 9th Jan 2026)

6. SRF Limited

The company was incorporated in 1970, and initially was known as Shri Ram Fibres Limited and focused on nylon tyres and cord fabric. In the early 2000s, the company shifted its focus to chemicals and packaging films. Now SRF is serving various industries such as refrigeration, pharmaceuticals, agrochemicals, etc. The company directly benefits from manufacturing growth and chemical usage in different sectors. The headquarters of the company is situated in Gurugram.

1-Year Return	3-Year Return	5-Year Return
21.13%	37.51%	151.48%

(As of 9th Jan 2026)

7. The Phoenix Mills Limited

The Phoenix Mills Limited company was founded in 1905, and initially it was established as a textile manufacturing unit. Later in the 1990’s the company completely exited the textile industry and entered into real estate development. Over time, it has expanded its footprint into various cities such as Bengaluru, Lucknow, Chennai, Pune, etc., offering real-estate solutions like retail offices, residences. The company’s head office is situated in Mumbai.

1-Year Return	3-Year Return	5-Year Return
21.41%	158.67%	368.36%

(As of 9th Jan 2026)

8. JK Cement Limited

JK Cement was founded in 1975, and its manufacturing plant was established in Rajasthan with a capacity of around 0.3 tonnes per annum. Over time, it has become one of India’s leading cement suppliers, both in the grey and white cement segments. Later, the company established various manufacturing plants across the country. It offers products like cement, wall putty, chemicals, and other building-related materials. The company’s head office is situated in Kanpur, whereas its corporate office is situated in Gurugram.

1-Year Return	3-Year Return	5-Year Return
31.47%	97.40%	154.16%

(As of 9th Jan 2026)

9. Honeywell Automation India Limited

Honeywell Automation India Limited company initially came into existence as a joint venture between the Tata group and Honeywell International under the name Tata Process Control Private Limited. The company was later renamed to Tata Honeywell Limited. Following the acquisition of most of the company shares by Honeywell International Incorporated in the year 2004, it was renamed Honeywell Automation India Limited. The company offers a wide variety of products, such as automation and control systems to be used in industrial, commercial, and residential applications. The headquarters of the company is located in Pune.

1-Year Return	3-Year Return	5-Year Return
-16.76%	-15.74%	-18.57%

(As of 9th Jan 2026)

10. Tata Chemicals Limited

Tata Chemicals Limited company was founded in 1939, and began its operation by establishing a soda ash plant. It has acquired many domestic and international companies to strengthen its market position. It started focusing on specialty products, consumer-facing brands. Currently, it has manufacturing units in different countries such as Europe, North America, Africa, etc. The company’s headquarters is situated in Mumbai.

1-Year Return	3-Year Return	5-Year Return
-19.76%	-21.74%	39.46%

(As of 9th Jan 2026)

Read Also: Best Consumption Stocks in India

Key Performance Indicators (KPIs)

The key performance indicators of the best cyclical stocks to buy in India are as follows:

Company	ROE (%)	ROCE (%)	Operating Profit Margin (%)	Net Profit Margin (%)
Shriram Finance Limited	16.91	17.30	70.28	22.86
Punjab National Bank Limited	14.80	1.49	29.18	14.06
ABB India Limited	26.45	35.54	20.75	15.35
Jindal Steel and Power Limited	5.95	9.94	13.85	5.73
Shree Cement Limited	5.21	6.67	7.86	5.82
SRF Limited	10.96	13.89	17.10	10.80
The Phoenix Mills Limited	9.42	10.36	52.06	34.12
JK Cement Limited	14.14	12.51	13.45	7.33
Honeywell Automation India Limited	12.96	17.17	17	12.49
Tata Chemicals Limited	1.08	3.33	7.08	1.56

(Data as of 31st March 2025)

Benefits of Investing in Cyclical Stocks

The key benefits of investing in cyclical stocks are as follows:

High Returns: Cyclical stocks directly benefit from a country’s economic growth, as consumer spending increases during the economic growth cycle. This will lead to an increasing stock price.
Valuation: When the economy of a country struggles, cyclical stocks also tend not to perform during such conditions, hence it can be a value buy during an economic downturn.
Diversification: One can easily diversify their stock portfolio by investing in cyclical stocks, which can increase overall portfolio return during the growth phase of the economy.

Factors to Consider Before Investing in Cyclical Stocks

The key factors to consider before investing in cyclical stocks are as follows:

Economy Stage: One must understand the economy phase and invest accordingly. Investments in cyclical stocks are suggested during the economic growth phase.
Financial Performance: Analysing the financial performance of the cyclical stocks before investing is advisable. One must invest in cyclical stocks of companies which have strong growth potential and strong balance sheets.
Government Regulations: Cyclical stocks are sometimes affected by the changes in government policies related to import, export, etc. Hence, favourable policies help cyclical stocks in the long run.

Read Also: Best Manufacturing Stocks in India

Future of Cyclical Stocks

The future of cyclical stocks looks very promising because of increasing demand in the consumption sector and increasing consumer spending. This sector is expected to grow at an average CAGR of 6-7% in the coming years. There are various initiatives by the Indian Government which will lead to an increase in the demand for cyclical stocks, such as PLI schemes and Make in India initiatives. Hence, one can invest in cyclical stocks to create wealth in the long run. To invest in cyclical stocks, you can open a lifetime free demat and trading account with Pocketful, as it also offers free brokerage on delivery trades.

Conclusion

To sum up, cyclical stocks are significant to the development of the Indian economy. These consist of the stocks of different industries such as banking, infrastructure, chemicals, etc. Increasing consumption, government spending etc is the major strength of such stocks. However, they can be volatile in the short term, but long term can lead to wealth generation. Before making any investment decision, however, it is advisable to consult your investment advisor.

Start your investing journey in cyclical stocks with Pocketful simple, seamless access to opportunities aligned with economic growth cycles.

S.NO.	Check Out These Interesting Posts You Might Enjoy!
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2	List of Best Monopoly Stocks in India
3	Top 10 Best Summer Stocks in India
4	List of Top 10 Blue Chip Stocks in India with Price
5	List Of Best Logistics Stocks in India
6	Best Copper Stocks in India
7	Best Jewelry Stocks in India
8	Best Metal Stocks in India
9	Best Semiconductor Stocks in India
10	Best Chemical Stocks in India

Frequently Asked Questions (FAQs)

What do cyclical stocks mean?
Cyclical stocks refer to the shares of the company whose performance solely depends on the economic condition of the country. These stocks tend to perform well during economic growth and underperform during economic downturns.
Which sectors in India are considered cyclical in India?
In India, cyclical stocks belong to different sectors such as financial services, metal, chemical, automobiles, infrastructure, cement, etc.
What are the risks involved while investing in cyclical stocks?
The key risks involved while investing in cyclical stocks are lower earnings during economic downturns, rising interest rates, and increasing input costs.
Which is the best time to invest in cyclical stocks?
One can consider investing in cyclical stocks during an economic downturn, as the valuations of cyclical stocks are lower.
How to invest in cyclical stocks?
One can invest in cyclical stocks by opening a lifetime free demat account with Pocketful, as it also offers free brokerage on delivery trades, along with mobile applications equipped with advanced trading tools.

January 27, 2026

How to Check the Purity of 20-Carat Gold: Easy Methods & Tips

Whenever we go to buy gold, our attention is mostly focused on its shine, design, and price. But the real question is is the gold truly pure? People, in particular, lack accurate information about 20-karat gold. Some mistake it for 22K, while others think it’s 24K. This blog has been written to clear up this confusion, so you can understand the purity of 20-karat gold, how to identify hallmarks, and what to keep in mind when buying it.

What is 20-Carat gold?

20-karat gold means that the gold is not entirely pure. It contains approximately 83.33% pure gold, while the remaining portion consists of other metals. These metals are added to make the jewelry more durable and less prone to damage. In simple terms, 100 grams of 20-karat gold contains approximately 83 grams of pure gold.

Easy Methods to Check 20-Carat Gold Purity at Home

1. Magnet Test

Real gold does not stick to a magnet. If your jewelry is attracted to a magnet, it may be impure.Some fake metals also do not stick to magnets, so this test is not entirely conclusive.

2. Water Test (Float Test)

Gold is heavy, so it sinks immediately when placed in water.

How to do it?: Take a bowl of water and drop the jewelry in. If it floats, you should be suspicious.

3. Vinegar Test

Put a little vinegar on the gold. If the color changes, it is not pure.

Wash the jewelry with clean water afterward. This is not a reliable purity test.

4. Skin Reaction Test

Many people say that wearing fake gold causes skin discoloration, but this method is not reliable. Skin reactions can also be caused by sweat and other chemicals.

Professional Methods for Accurate Purity Testing

1. XRF Machine Test

This is the most reliable and non-destructive method available today. Jewelers can check the complete composition of gold in just a few seconds using this machine. Since it doesn’t require cutting or damaging the jewelry, it is considered the safest method.

2. Acid Test

In this method, a special acid is applied to the gold, and its reaction is used to determine the purity. If done incorrectly, the jewelry can be damaged, so always have this test performed by an expert.

Testing at a BIS Assaying Center:

If you want 100% guaranteed results, get your jewelry tested at a nearby BIS-accredited laboratory.

The difference between 18K, 20K, 22K and 24K.

Carat	Accuracy (%)	Use
18K	75%	Fashion Jewelry
20K	83.33%	Limited Jewelery
22K	91.67%	Indian jewelry
24K	99.9%	Investments, coins

What is a 20 Carat Gold Hallmark?

A hallmark is an official mark that proves the purity of gold has been tested according to government standards. A 20-carat gold hallmark means that the purity of the jewelry has been tested in a laboratory.

Role of BIS

In India, the responsibility for hallmarking lies with the BIS (Bureau of Indian Standards). Gold is tested in BIS-accredited laboratories to ensure that customers receive the correct quality.

Why is Hallmarking Now Mandatory ?

The government has made hallmarking mandatory to protect customers from fraud. This ensures that the gold you are buying is of the correct purity.

Difference Between Hallmark and Purity Certificate

Hallmark: An official mark stamped on the gold.
Purity Certificate: A document provided by the shop.

A hallmark is more reliable because it is based on government standards.

How to identify the 20-karat gold hallmark sign?

First, look for the BIS mark: Hold the jewelry in your hand and examine it carefully. There should be a small BIS logo on it. This indicates that the gold has been tested in a government-approved laboratory.
Always check the purity number: 20-karat gold is usually marked with 20K or 833. This is its true identifier. If this number is missing, you should be suspicious.
Look for the testing lab’s mark: Every hallmarked piece of jewelry has the mark of the center where it was tested. It’s small, but very important.
There should also be a jeweler’s code: The shop from which you are buying the gold will also have a unique code in the hallmark. This identifies the seller of the jewelry.
The markings should be clearly visible: If the markings are blurry, worn, or difficult to read, be cautious.

Smarter Gold Investment Options

Investing in Gold Mutual Funds

Gold mutual funds are funds that invest in gold ETFs or companies related to gold. You don’t need to buy physical gold with this option.

Advantages

You can start investing with a small amount
No worries about storage or theft
Professional fund managers manage the money

Risks

Returns depend on market performance
Expense ratio is applicable

List of Top 5 Gold Mutual Funds available to invest

Mutual Fund	NAV ( in INR )	AUM ( in INR Cr.)	Expense Ratio	1-year Return
SBI Gold Fund	43.68	10,770	0.23%	79.13%
HDFC Gold ETF FoF	44.66	8,500	0.18%	79.23%
ICICI Prudential Regular Gold Savings Fund (FOF)	45.65	4,480	0.09%	79.10%
Nippon India Gold Savings Fund	56.92	5,300	0.13%	78.42%
Kotak Gold Fund	57.37	5,210	0.16%	78.19%

(As on 15 January, 2026)

Investing in Gold ETFs

Gold ETFs are traded on the stock exchange, just like shares. Their price is based on the price of gold.

Liquidity Advantage You can buy or sell it whenever you want, meaning you can access your money quickly.

Taxation

Short-term tax if sold before 1 years
Long-term capital gains tax after 1 years

Physical Gold vs. ETF

No making charges in ETFs
No concerns about purity
Safe and transparent investment

ETFs	NAV ( in INR )	AUM ( in INR Cr.)	Expense Ratio	1-year Return
Nippon India ETF Gold BeES	118.01	39,900	0.8%	73.54%
ICICI Prudential Gold ETF	122.28	17,750	0.5%	74.44%
SBI Gold ETF	122.01	17,400	0.7%	74.05%
HDFC Gold ETF	122.19	18,500	0.59%	78.93%
Kotak Gold ETF	118.51	12,150	0.55%	78.21%

(As on 15 January, 2026)

For investors who prefer a simple and cost-efficient way to invest, platforms like Pocketful allow you to invest in Gold ETFs with free account opening and zero brokerage on delivery trades, making long-term gold investing more convenient and transparent.

Common Mistakes Buyers Make

Confusion between 20K and 22K: Many people confuse 20-karat and 22-karat gold, even though they have different levels of purity. This mistake can affect the price and resale value.
Ignoring the Hallmark: Some buyers simply trust the jeweler’s word and don’t check the hallmark. Buying gold without a hallmark can be risky.
Not checking the purity on the bill: Often, people receive a bill but don’t carefully read the karat details mentioned on it. This small mistake can lead to big problems later.
Buying based solely on design: It’s common to be swayed by a beautiful design and forget to check the purity and weight, which is not the right approach.
Relying on verbal promises: Avoid trusting statements like, “This is absolutely pure.” Always look for written proof and the hallmark.

Conclusion

Checking the purity of 20-karat gold isn’t difficult; you just need to know the right method. Recognizing hallmarks, performing basic tests at home, and getting a professional assessment when needed these three things can protect you from making a bad purchase. If you take a few precautions yourself, you won’t have to blindly trust the jeweler’s word. Making an informed choice is true wisdom.

Frequently Asked Questions (FAQs)

Is 20-carat gold considered pure gold?
No. 20-carat gold contains 83.33% pure gold, with the remaining portion made of other metals like copper or silver. It is purer than 18K but less pure than 22K or 24K.
Is 20K gold hallmarked in India?
Yes. Under BIS rules, 20-carat gold can be hallmarked, provided it is tested at a BIS-accredited assaying center and carries all required marks such as BIS logo, purity mark (20K or 833), jeweler code, and lab mark.
Is 20-carat gold good for investment purposes?
Not really. For investment, 24K gold (coins, bars, ETFs) is preferred due to higher purity and better resale value. 20K gold is more suitable for limited jewelry use rather than long-term investment.
How can I differentiate 20K gold from 22K gold easily?
Check the purity mark on the jewelry.20K gold is marked 20K or 833 22K gold is marked 22K or 916Never rely on appearance alone, as both can look similar.
Does 20-carat gold have good resale value?
Yes, but it is lower than 22K and 24K gold. During resale, the value is calculated based on the actual gold content (83.33%) and prevailing gold rates, after deducting making charges if applicable.

Gold Rate in Top Cities of India	Silver Rate in Top Cities of India
Gold rate in Ahmedabad	Silver rate in Ahmedabad
Gold rate in Ayodhya	Silver rate in Ayodhya
Gold rate in Bangalore	Silver rate in Bangalore
Gold rate in Bhubaneswar	Silver rate in Bhubaneswar
Gold rate in Chandigarh	Silver rate in Chandigarh
Gold rate in Chennai	Silver rate in Chennai
Gold rate in Coimbatore	Silver rate in Coimbatore
Gold rate in Delhi	Silver rate in Delhi
Gold rate in Hyderabad	Silver rate in Hyderabad
Gold rate in Jaipur	Silver rate in Jaipur
Gold rate in Kerala	Silver rate in Kerala
Gold rate in Kolkata	Silver rate in Kolkata
Gold rate in Lucknow	Silver rate in Lucknow
Gold rate in Madurai	Silver rate in Madurai
Gold rate in Mangalore	Silver rate in Mangalore
Gold rate in Mumbai	Silver rate in Mumbai
Gold rate in Mysore	Silver rate in Mysore
Gold rate in Nagpur	Silver rate in Nagpur
Gold rate in Nashik	Silver rate in Nashik
Gold rate in Patna	Silver rate in Patna
Gold rate in Pune	Silver rate in Pune
Gold rate in Rajkot	Silver rate in Rajkot
Gold rate in Salem	Silver rate in Salem
Gold rate in Surat	Silver rate in Surat
Gold rate in Trichy	Silver rate in Trichy
Gold rate in Vadodara	Silver rate in Vadodara
Gold rate in Vijayawada	Silver rate in Vijayawada
Gold rate in Visakhapatnam	Silver rate in Visakhapatnam

January 26, 2026

Why Are Silver Prices Rising in India?

Silver prices in India have recently reached a new all-time high. The price of silver has touched approximately ₹2.91 lakh per kilogram, which is considered the highest level ever. This has led to many people asking: why is silver becoming so expensive? In this blog, we will explain in simple terms the reasons behind this rapid increase in silver prices.

Current Silver Price Trend in India

The surge in silver prices over the past year has surprised everyone. At the beginning of January 2026, the price of 1 kg of silver was around ₹2.38 lakh, but by January 15th, it had risen to approximately ₹2.90 lakh per kg. This represents a gain of more than 22% in just 2 weeks. The rise clearly indicates a rapid increase in interest from both investors and traders.

During this surge, silver recently touched its all-time high of approximately ₹2.95 lakh per kg. This is considered the all-time high for silver in the market.

Although there are daily fluctuations in prices, and occasional dips, the overall trend clearly shows that silver prices are consistently moving upwards.

Global Silver Market Influence on Indian Prices

Direct Impact of the International Rally : International silver briefly touched over $90 per ounce in early 2026, more than 140% higher than its level at the beginning of the previous year. This is driving up the prices of imported silver in India.
Increased Safe-Haven Demand : Uncertainty surrounding US Federal Reserve policies, global economic pressures, and geopolitical tensions are leading investors to pour money into safe-haven assets like gold and silver. This global safe-haven demand is also pushing up prices in the Indian markets.
Pressure from Heavy Retail Investment : Retail investors globally have invested record amounts in silver, particularly through increased capital flows into ETFs. This is sustaining the upward momentum in silver prices, which is also impacting rates in importing countries like India.
International Supply-Demand Imbalance : Global supply remains low while demand is high, resulting in low inventories and higher prices. The limited supply of silver and its industrial uses suggest that this rally may be prolonged.
Technical Readings and Bullish Outlook : Analysts, such as those at domestic brokerage SAMCO, suggest that silver is technically strong and has the potential to reach ₹4 lakh/kg in 2026, driven by supply-side factors and technical breakouts.
Record Rates and Surge on MCX : In India, silver futures on the MCX are consistently trading at new record highs (around ₹2.9 lakh/kg), maintaining the upward pressure on prices in the domestic market.
Surge in Delhi Bullion Market : The Delhi bullion market has witnessed a surge of up to ₹27,500 in silver prices in recent days, reaching new highs and reflecting strong investor demand.

Investment Demand – Biggest Reason Behind the Rally

Increased Participation of Retail Investors : In late 2025 and early 2026, small investors began investing in silver in large numbers, leading to a rapid increase in demand.
Strong Buying in Physical Silver and ETFs : Silver coins, bars, and silver ETFs have seen significant inflows. People are now viewing silver as an investment asset alongside gold.
Investment Demand Outweighs Jewelry Demand : According to market experts, this time the price surge is driven by industrial demand, not by jewelry demand.
Entry of Large Investors : Institutional investors and high-net-worth individuals are also building positions in silver, which has strengthened the price support.
FOMO (Fear of Missing Out) : Seeing the price surge, many people are buying silver out of fear of missing out on the opportunity, further increasing demand.

Rising Industrial Demand

Growing Use in the Solar Sector : More solar panels are being installed these days, and silver is an essential component in their manufacturing. Government renewable energy plans have further increased its demand.
Focus on Green Energy : India is now focusing on clean energy, which could lead to even greater demand for silver in the future.
Use in Mobile Phones and Gadgets : Silver is used for connections in phones, laptops, and other electronic devices, maintaining a consistent demand.
Impact of EVs and 5G : Silver is also crucial for electric vehicles, battery manufacturing and 5G technology, contributing to increased demand and consumption.
More Than Just Jewelry : People no longer consider silver solely for jewelry; they now recognize it as a vital metal for various industrial usages.

Supply Constraints & Mining Challenges

Global Supply Shortage : The global supply of silver is falling short of demand, which is directly impacting prices.
Mines are not producing as much silver as before : Silver mining has decreased in many countries compared to previous levels, resulting in less new silver entering the market.
Silver is not mined separately : Silver is often extracted along with copper and zinc. This means that if the mining of those metals decreases, the production of silver will also automatically decrease.
Starting a new mine is not easy : Opening a new mine takes years, and there are separate costs for paperwork, permits, and other expenses. Therefore, the supply cannot be increased quickly.
Mining costs have increased : The rising costs of diesel, electricity, labor, and machinery have made mining more expensive. This directly impacts the supply of Silver which is reflected in rising prices.

Import Dependence & Rupee Impact

India imports most of its silver : Most of the silver used in India is imported from abroad. The country is unable to produce its entire supply domestically.
Weak rupee makes silver expensive : When the rupee weakens against the dollar, imported silver becomes more expensive. This directly impacts the price.
International price is determined in dollars : The price of silver worldwide is determined in dollars. If the dollar strengthens, the price in India automatically increases.
Currency movements drive up prices : As soon as the rupee falls or the dollar strengthens, the import cost increases. This is why silver prices in India go up.

Inflation & Economic Uncertainty

As inflation rises, people turn to silver : When everyday necessities become more expensive, people start investing in safe assets like silver to protect their savings.
Silver comes in handy when the rupee weakens : If the value of the rupee falls, people look for assets that retain their value. Silver is considered safe for this reason.
A cheaper alternative to gold : Gold is expensive, but silver serves a similar purpose and fits within the budget.
A safe investment in times of uncertainty : When there is uncertainty in the market, people avoid taking risks and start investing in safe assets like silver.

Gold-Silver Relationship

When gold rises, silver doesn’t lag behind : It’s often observed in the market that when gold prices go up, silver follows the same trend. Both precious metals move together.
Silver gets support from the gold rally : When investors put money into gold and its price increases, people look for a cheaper option and shift to silver. This increases the demand for silver.
What does the gold-silver ratio indicate : This ratio shows how much silver is needed to buy 1 gram of gold. Currently, this ratio is quite high, indicating that silver is still undervalued.
Why do experts say silver is cheap : Market experts believe that the price of silver is still low compared to gold and that it may rise further in the future.

Will Silver Prices Continue to Rise in 2026?

The upward trend is likely to continue : Experts believe that the surge in silver prices could continue into 2026, especially as both global demand and investment remain strong.
Global Market Indicators : In the international market, silver is currently trading above its all-time record level of $90/oz, and several forecasts predict further upward movement.
All-Time High and Rally Strength : In 2025, silver registered a gain of approximately 170%, and this trend has continued to some extent in 2026.
Expert Price Targets : According to brokerage reports in India, the price of silver could soon reach ₹320,000 per kilogram if demand and pricing trends remain strong.

Should You Invest in Silver Now?

Portfolio Diversification : Investing in silver means your money isn’t limited to just stocks or mutual funds; it adds a different asset class to your portfolio.
Hedge Against Inflation : When inflation rises, the value of precious metals like silver tends to hold steady. This is why it’s considered a good safe-haven asset.
More Affordable Entry Point than Gold : Compared to gold, silver is still more affordable, making it easier for small investors to get started.

Investment Risks

High Volatility : Silver prices fluctuate rapidly, so there’s a higher risk in the short term.
Potential for Sudden Corrections : After a sharp rally, prices can sometimes drop suddenly, leading to potential losses.

Best Ways to Invest

Physical Silver : You can buy silver coins, bars, or biscuits, but proper storage is essential.
Silver ETFs : You can invest in silver through the stock market without physically owning it.
Digital Silver : Mobile apps offer the option to buy silver in small amounts.

Top 5 Silver ETF you can invest in

ETF	NAV (INR)	AUM (INR Cr.)	Expense Ratio
Nippon India Silver ETF	300	28,900	0.56%
ICICI Prudential Silver ETF	315	14,800	0.40%
HDFC Silver ETF	301	6,075	0.45%
SBI Silver ETF	307	4,750	0.40%
Kotak Silver ETF	300	3,380	0.45%

(as on 20 January, 2026)

You cannot invest in Silver ETFs using Pocketful. This can easily be done online on Pocketful. Complete the e-KYC procedure. Your account will then be ready for trading.

Conclusion

Several solid factors are behind the recent surge in silver prices, including increasing investment demand, industrial use, and global market influences. Fluctuations in the Indian rupee have also impacted domestic prices. Further minor price fluctuations are possible, but the long-term outlook for silver still appears positive.

Frequently Asked Questions (FAQs)

Why is the silver price increasing in India?
The increasing demand for investment and the bullish global market are the main reasons.
Why is the silver rate increasing day by day?
Because people are continuously buying, and international rates are rising.
Is this the right time to invest in silver?
It might be suitable for the long term; make a decision after considering your budget.
Will the silver price go up in the future?
The trend is positive, and there is a possibility of further increase.
Is silver better than gold for investment?
It is cheaper than gold, making it more accessible for small investors.

Gold Rate in Top Cities of India	Silver Rate in Top Cities of India
Gold rate in Ahmedabad	Silver rate in Ahmedabad
Gold rate in Ayodhya	Silver rate in Ayodhya
Gold rate in Bangalore	Silver rate in Bangalore
Gold rate in Bhubaneswar	Silver rate in Bhubaneswar
Gold rate in Chandigarh	Silver rate in Chandigarh
Gold rate in Chennai	Silver rate in Chennai
Gold rate in Coimbatore	Silver rate in Coimbatore
Gold rate in Delhi	Silver rate in Delhi
Gold rate in Hyderabad	Silver rate in Hyderabad
Gold rate in Jaipur	Silver rate in Jaipur
Gold rate in Kerala	Silver rate in Kerala
Gold rate in Kolkata	Silver rate in Kolkata
Gold rate in Lucknow	Silver rate in Lucknow
Gold rate in Madurai	Silver rate in Madurai
Gold rate in Mangalore	Silver rate in Mangalore
Gold rate in Mumbai	Silver rate in Mumbai
Gold rate in Mysore	Silver rate in Mysore
Gold rate in Nagpur	Silver rate in Nagpur
Gold rate in Nashik	Silver rate in Nashik
Gold rate in Patna	Silver rate in Patna
Gold rate in Pune	Silver rate in Pune
Gold rate in Rajkot	Silver rate in Rajkot
Gold rate in Salem	Silver rate in Salem
Gold rate in Surat	Silver rate in Surat
Gold rate in Trichy	Silver rate in Trichy
Gold rate in Vadodara	Silver rate in Vadodara
Gold rate in Vijayawada	Silver rate in Vijayawada
Gold rate in Visakhapatnam	Silver rate in Visakhapatnam

January 26, 2026

Difference Between Hallmark Gold, KDM Gold and BIS 916

Buying gold in India often starts with questions around KDM and what it actually represents. Many buyers still look up the KDM full form to understand whether it relates to purity or certification. This confusion usually begins at the jewellery counter. This is because the older terms continue to be used in daily conversations. Without clarity, it becomes easy to assume KDM is a quality mark, even though that is no longer true.

To make better choices, it is important to understand the KDM meaning in gold. At the same time, you must know how gold standards have changed over time. Regulations today focus more on safety and verified purity. This is one of the reasons many invest in gold funds now, and this is indeed a major shift.

Along with purity, the gold rate in India also plays a key role in buying decisions. When prices change daily, knowing what you are paying for becomes even more important. Read this guide to understand the key differences clearly and make confident gold buying decisions.

What Is KDM Gold

KDM meaning in gold refers to the older jewellery-making method. This was one where the cadmium was mixed with gold solder to join pieces. Many people still search for the KDM full form, assuming it reflects purity. So, KDM is the welding process and not a sign of purity. However, cadmium is toxic. Hence, it is no longer used in the process.

It is important to understand that KDM meaning was never a purity standard or certification. It only described a joining technique. Jewellery labelled as KDM does not carry any legal assurance of gold purity today and should be avoided when buying new gold.

What Is Hallmark Gold

Hallmark Gold refers to gold jewellery that has been independently tested and certified for purity by authorised assaying centres. This certification is issued under the Bureau of Indian Standards framework. It ensures that the gold that a person is buying matches what the seller is claiming.

A hallmarked gold item includes key identifiers. Some of these are:

BIS logo
Purity mark
Year of hallmarking
Jeweller identification
Assaying centre mark

This is a mandatory thing for any jewellery that is designed and sold in India. This is what ensures that you are buying a pure and authentic product. But if you invest in a gold ETF, there is no need for this sign check.

What Is BIS Mark Gold

The BIS stands for the Bureau of Indian Standards. It is the mark that confirms that gold jewellery matches all the purity standards that are set. This is a sign that ensures you are buying from a genuine seller and you are getting value for money. When you see a BIS mark, it means the jewellery has followed a defined process, not just a promise from the seller.

Common BIS Gold Purity Marks in India

BIS Purity Mark	Karat Value	Gold Purity	Common Usage
BIS 999	24 Karat	99.9%	Gold coins and bars
BIS 958	23 Karat	95.8%	High-purity jewellery
BIS 916	22 Karat	91.6%	Traditional gold jewellery
BIS 875	21 Karat	87.5%	Durable jewellery designs
BIS 750	18 Karat	75%	Diamond and studded jewellery
BIS 585	14 Karat	58.5%	Light weight and affordable jewellery

KDM vs Hallmark Gold vs BIS Mark Gold

When you walk into a jewellery store, these three terms often come up together. That is where most confusion begins. Each of them plays a very different role in gold buying.

KDM relates to how jewellery was once made.
Hallmark Gold focuses on purity assurance.
BIS connects the entire system by setting and monitoring the standards.

Understanding this difference helps you know what truly protects your money.

Basis of Comparison	KDM Gold	Hallmark Gold	BIS Mark Gold
Meaning	Jewellery made using cadmium solder	Gold certified for purity	Gold certified under BIS standards
Purpose	Joining gold pieces	Assuring declared purity	Legal purity verification
Purity Guarantee	No purity assurance	Yes, purity is verified	Yes, purity is verified
Health Safety	Unsafe due to cadmium	Safe and regulated	Safe and regulated
Legal Status in India	Banned	Mandatory for jewellery	Mandatory certification
Buyer Protection	None	High	High
Recommended for Purchase	No	Yes	Yes

Which One Should You Choose

When buyers compare KDM and hallmarked gold, confusion usually comes from older terms that are still used in conversations. Many people look up KDM full form in gold, thinking it reflects purity. In reality, KDM is only an old jewellery-making method. Today, certified purity and buyer protection matter far more.

1. Choose Hallmarked Gold for Safe Jewellery Buying

Hallmarked gold is tested. This is the one that is certified for purity. It ensures the gold content matches what is claimed. This protects you from paying for lower purity gold and gives confidence at the time of resale.

2. BIS 916 Is Ideal for Jewellery Use

BIS 916 gold offers a good balance between purity and durability. It is strong enough for daily wear while still holding high gold content. This is why it is the most commonly used standard for gold jewellery in India.

3. Higher Purity Gold Works Better for Investment

If your goal is investment, gold coins or bars are more suitable than jewellery. Higher purity gold holds value better because it does not include making charges or design costs.

4. Always Verify the BIS Hallmark Before Buying

Checking the BIS hallmark stamp is simple. But if you are buying gold, then it is an important step. It confirms that the gold has been tested. All tests are conducted by an authorised centre and follow national quality standards.

5. Avoid KDM Gold Without Exception

KDM gold is outdated and not legally accepted today. It does not guarantee purity and involves unsafe materials. Even if offered at a lower price, it should not be considered for purchase.

Conclusion

Buying gold should never feel confusing or uncertain. Once you understand what KDM stands for, the choice becomes clear. KDM is an outdated jewellery-making method with no purity assurance or legal backing today. Modern gold buying is built around certified standards that protect your money and health. Always focus on hallmarked gold backed by BIS norms, especially when prices are high and resale value matters.

So, if you are planning to buy gold, check all these aspects well. And if you are looking to get updates on the market, visit Pocketful.

Frequently Asked Questions (FAQs)

What is the KDM full form in gold?
KDM refers to a jewellery-making method that uses cadmium as solder. It was never a purity standard.
Is KDM gold legal in India today?
No, KDM gold is not legally permitted. This is mainly due to health and safety risks linked to cadmium.
What does BIS 916 mean in gold jewellery?
BIS 916 indicates 22 karat gold with 91.6% purity. It is certified under national standards.
Is hallmarked gold mandatory in India?
Yes, hallmarking is mandatory for most gold jewellery sold in India. This step is there to ensure purity and buyer protection.
Which gold is better for jewellery and investment?
For jewellery, BIS 916 hallmarked gold is ideal. For investment, higher purity gold coins or bars are more suitable.

Gold Rate in Top Cities of India	Silver Rate in Top Cities of India
Gold rate in Ahmedabad	Silver rate in Ahmedabad
Gold rate in Ayodhya	Silver rate in Ayodhya
Gold rate in Bangalore	Silver rate in Bangalore
Gold rate in Bhubaneswar	Silver rate in Bhubaneswar
Gold rate in Chandigarh	Silver rate in Chandigarh
Gold rate in Chennai	Silver rate in Chennai
Gold rate in Coimbatore	Silver rate in Coimbatore
Gold rate in Delhi	Silver rate in Delhi
Gold rate in Hyderabad	Silver rate in Hyderabad
Gold rate in Jaipur	Silver rate in Jaipur
Gold rate in Kerala	Silver rate in Kerala
Gold rate in Kolkata	Silver rate in Kolkata
Gold rate in Lucknow	Silver rate in Lucknow
Gold rate in Madurai	Silver rate in Madurai
Gold rate in Mangalore	Silver rate in Mangalore
Gold rate in Mumbai	Silver rate in Mumbai
Gold rate in Mysore	Silver rate in Mysore
Gold rate in Nagpur	Silver rate in Nagpur
Gold rate in Nashik	Silver rate in Nashik
Gold rate in Patna	Silver rate in Patna
Gold rate in Pune	Silver rate in Pune
Gold rate in Rajkot	Silver rate in Rajkot
Gold rate in Salem	Silver rate in Salem
Gold rate in Surat	Silver rate in Surat
Gold rate in Trichy	Silver rate in Trichy
Gold rate in Vadodara	Silver rate in Vadodara
Gold rate in Vijayawada	Silver rate in Vijayawada
Gold rate in Visakhapatnam	Silver rate in Visakhapatnam

January 26, 2026

Why Are Gold Prices Rising in India?

Whenever you check the gold price lately, you must be wondering why the prices are rising so frequently. They are rising because of various reasons, which include both macroeconomic and microeconomic factors, Global inflation concerns, geopolitical tensions, central bank buying, currency fluctuations, and rising demand for safe-haven assets continue driving gold prices higher worldwide.

In today’s blog post, we will give you an overview of why the gold prices are increasing in India, and how it affects the Indian economy and jewellery industry.

History of Gold Prices in India

Gold prices started to rise after the COVID period for a number of reasons, including a change in the world economy and a fall in the value of the domestic currency. Although there has been a short-term correction in gold prices, the long-term trend remains upward due to global central banks’ purchases and concerns about inflation. Let’s look at the changes in gold prices over time.

Year	24 Karat Gold Price in INR/10 gram	Reason
2019	35,220	Because of consistent worldwide demand, the price of gold rises a little during this time.
2020	48,651	Gold prices increased during the COVID-19 pandemic because it was seen as a haven.
2021	48,720	Following the 2020 rally, the gold market slowed down.
2022	52,670	The price of gold increased during this time because of higher inflation, adverse geopolitical conditions and a weak dollar.
2023	65,330	The demand for gold has increased globally, and the price of gold has increased because of investments in safe havens.
2024	77,913	Gold prices increased as a result of the pandemic, rising inflation, macroeconomic uncertainty, and the wedding season.
2025	1,36,570	The combination of rising global gold prices, the falling Indian rupee, and rising demand for gold led the prices of gold to touch a record high last year.

Reasons Behind the Rising Price of Gold

The key reason behind the rising price of gold in India is as follows:

Increasing Demand: Gold is considered a haven during unstable economic conditions and geopolitical tensions, which increases the fear of investors and prompts them to consider gold as an investment option.
Decreasing Interest Rates: When central banks reduce interest rates, other investment options become less attractive, thereby increasing the demand for gold.
Buying by Central Banks: Numerous central banks across the world are increasing their gold reserves to decrease their dependency on the dollar. It also acts as a major cause of the increasing price of gold.
Weak Indian Currency: The Indian Rupee is weakening, and India imports around 80% of their gold from other countries, which increases the import cost, eventually increasing the gold prices.
Seasonal Demand: Gold has key importance in India, and it increases the demand especially during the wedding and festive season.
Limited Supply: The supply of gold is limited, and any continuous buying increases the price of gold.

How Increased Price Affects the Jewellery Industry

The increased price of gold can adversely impact the jewellery in the following manner:

Decline in Demand: The rising price of gold is making jewellery unaffordable for buyers. There may be many buyers who can postpone their purchase, especially those in the middle-income group.
Margin Pressure: A jewellery manufacturer’s profit margin can be significantly reduced because of the higher price of gold. Also, their sales will decline because of it.
Alternate Jewellery: The higher prices of gold can increase the demand for alternative options of gold jewellery, such as diamond, gemstone, etc.
Wedding and Festive Season: The wedding season of India plays a key role in the Indian jewellery industry. A higher gold price will lead to a reduction in purchase volume.

Effect of Gold Price on the Indian Economy

Gold prices play a key role in the Indian Economy because of the following factors:

Trade Deficit: India primarily imports gold from different countries; hence, an increase in the gold price can significantly increase the trade deficit for India as its import bill increases.
Inflation: Gold prices can significantly affect inflation indirectly because gold is not directly considered in the Consumer Price Index.
Consumption: A higher gold price will attract investors, and they might shift their savings towards purchasing gold as an investment option, which will reduce consumer spending on consumer goods.
Import Duties: Due to an increase in gold prices, the government will raise the import duty to curb the rising gold price.

Will Gold Prices Rise in Future

Yes, gold prices are expected to rise in future; however, there might be some short-term volatility, but the long-term factors remain supportive. There are various ongoing factors, such as economic uncertainties and inflation concerns, which promote gold as a haven. And at the same time, decreasing interest rates by central banks across countries and strong buying by the central bank increase demand. Although market cycles may cause temporary declines, the long-term outlook will be positively strong.

Invest In Gold ETF

These are based mainly on 1-year return figures and notable performance trends

ETFs	Assets Under Management (AUM)	1 Year Returns (%)	Expense Ratio (%)	Tracking Error (%)
Nippon India ETF Gold BeES	₹39,901	84.65	0.80	0.23
ICICI Prudential Gold ETF	₹17,769	80.03	0.50	0.21
SBI Gold Exchange Traded Scheme	₹17,401	78.33	0.70	0.23
Axis Gold Exchange Traded Fund	₹3,895	83.38	0.56	0.24
UTI Gold Exchange Traded Fund	₹3,282	86.06	0.51	0.16
Mirae Asset Gold ETF	₹2,061	84.16	0.35	0.37
LIC MF Gold ETF	₹1,101	85.03	0.41	0.29
Quantum Gold ETF	₹573	80.91	0.56	0.17

(Date as of 20 Jan, 2026)

Conclusion

On a concluding note, gold prices are rising in India due to uncertainty among investors regarding the economy’s future, leading to increased gold purchases. Inflation concerns, currency depreciation, etc., are also increasing their demand and price. One can invest in gold for the long term for wealth creation, but in the short run, it might show some volatility. Before making any investment in gold, one can consult their investment advisor.

Invest in Gold ETF, throw pocketful savings regularly and build long-term wealth with stability, safety, and smart diversification.

Frequently Asked Questions (FAQs)

Why are gold prices rising in India?
In India, gold prices are rising because of various factors such as a weakening rupee, inflation, increasing domestic demand, and purchasing by the central governments of different countries.
How do USDINR exchange rates impact the gold prices in India?
India primarily imports gold from different countries; therefore, in India, gold becomes expensive even if global gold prices remain stable.
Will gold prices continue to rise in future?
Yes, based on the various factors such as inflation, currency exchange rate, demand, etc., it is expected that gold prices will still rise in future; however, short-term corrections are expected.
How can we purchase digital gold?
There are various options through which you can invest in digital gold, such as gold ETFs, SGBs, gold mutual funds, etc. To invest in gold ETFs and SGBs, you can open a lifetime free demat account with Pocketful and invest in it. Pocketful also offers free brokerage on delivery trades, and their trading platform is equipped with advanced trading tools.
Which is a better investment mode in gold – digital or physical?
From an investment point of view, digital gold such as Gold ETFs, SGBs, and Gold Mutual Funds is considered a more cost-efficient investment mode.

Gold Rate in Top Cities of India	Silver Rate in Top Cities of India
Gold rate in Ahmedabad	Silver rate in Ahmedabad
Gold rate in Ayodhya	Silver rate in Ayodhya
Gold rate in Bangalore	Silver rate in Bangalore
Gold rate in Bhubaneswar	Silver rate in Bhubaneswar
Gold rate in Chandigarh	Silver rate in Chandigarh
Gold rate in Chennai	Silver rate in Chennai
Gold rate in Coimbatore	Silver rate in Coimbatore
Gold rate in Delhi	Silver rate in Delhi
Gold rate in Hyderabad	Silver rate in Hyderabad
Gold rate in Jaipur	Silver rate in Jaipur
Gold rate in Kerala	Silver rate in Kerala
Gold rate in Kolkata	Silver rate in Kolkata
Gold rate in Lucknow	Silver rate in Lucknow
Gold rate in Madurai	Silver rate in Madurai
Gold rate in Mangalore	Silver rate in Mangalore
Gold rate in Mumbai	Silver rate in Mumbai
Gold rate in Mysore	Silver rate in Mysore
Gold rate in Nagpur	Silver rate in Nagpur
Gold rate in Nashik	Silver rate in Nashik
Gold rate in Patna	Silver rate in Patna
Gold rate in Pune	Silver rate in Pune
Gold rate in Rajkot	Silver rate in Rajkot
Gold rate in Salem	Silver rate in Salem
Gold rate in Surat	Silver rate in Surat
Gold rate in Trichy	Silver rate in Trichy
Gold rate in Vadodara	Silver rate in Vadodara
Gold rate in Vijayawada	Silver rate in Vijayawada
Gold rate in Visakhapatnam	Silver rate in Visakhapatnam

January 25, 2026

1 Tola Gold in India: How Many Grams, Price & Investment Insights

Gold and India go way back. From wedding jewellery to festive gifting and long-term savings, gold has always played a major role in Indian households. While now gold prices are quoted in grams, many buyers still ask the same question their parents and grandparents did: “How many grams of 1 tola gold are?”

If you have ever stood at a jewellery counter feeling slightly confused by the mix of grams, tolas, and prices flashing on a screen, you are not alone. Everyone has faced it. This guide breaks it all down in a simple, practical way.

What is Tola?

Tola, being a conventional measure of weight, has been used in India and other South Asian countries for centuries, especially in the field of gold and silver. Before the introduction of digital weighing tools and metrics, merchants used physical indicators like seeds and balance scales to ensure fair trade.

To put it simply, the tola is an ancient measure that will always remain relevant, as it is still used by the people. Even nowadays, when visiting many local jewellery stores, one will definitely come across price quotes in terms of per tola, especially when dealing with older jewellery or family gold reserves.

1 Tola Gold is equal to How Many Grams?

1 Tola = 11.66 grams of gold

This is the official and historically standard conversion.

Examples

2 Tolas = 23.32 grams
5 Tolas = 58.32 grams
10 Tolas = 116.64 grams

Imagine your grandmother says her necklace weighs “5 tolas.” Without converting it properly, you might underestimate its value if you assume it is only 50 grams. That 8 grams of difference can translate into thousands today.

Why do some jewellers say 1 Tola is 10 grams?

This is where confusion usually begins. In many local markets, jewellers casually consider 1 tola as 10 grams.

History

Ancient Roots: The concept of a tola goes back to ancient India, where weights were often based on natural objects. Traditionally, one tola was equal to 100 ratti seeds, which were commonly available and uniform in weight.
British-Era Standardisation: During British rule, the tola was officially standardised to 180 troy grains, which was later translated into 11.6638 grams under the metric system.

Even after India officially adopted the metric system, the tola did not disappear. Jewellery, tradition, and habit kept it alive, especially in household gold conversations.

Importance of Tola

Jewellery Buying – Gold jewellery to many Indian families is not only an ornament; it is a combination of emotional and financial security.
Gold Investment and Coins – Tola denominations of gold bars and gold coins still exist, particularly in the traditional bullion markets. When you invest in gold in the form of physical gold, knowing how to convert it correctly will assist you: Compare prices, do not overpay, and better know the resale value.
Gold Loans – Banks and NBFCs always calculate gold value in grams, not tolas. If your gold is described in tolas but evaluated in grams, knowing the actual weight ensures: Fair loan value, better transparency, no unpleasant surprises during valuation.

Gold Prices: Tola vs Gram

Gold prices in India move daily, sometimes hourly. While financial websites usually quote prices per gram, many local markets still discuss prices per tola.

So when someone says, one Tola gold is expensive, they are usually referring to the gram price multiplied by 11.66.

Investment Insights

1. Small Weight Gaps Can Mean Big Rupee Differences

The difference between 10 grams and 11.66 grams may not seem significant on paper. But when gold prices are high, that gap starts to matter.

Think of it this way, If gold is priced at ₹6,500 per gram, that extra 1.66 grams adds up to more than ₹10,000 per tola. Now imagine buying five or ten tolas. This is why investors should always work with exact gram weights, and not approximate figures.

2. Physical Gold Investors Should Always Think in Grams

Gold bars and coins may still be sold in tola denominations in some markets, but their value is always calculated in grams. International prices, purity checks, resale rates, everything runs on the metric system.

If you are investing for the long term, thinking in grams helps you compare prices across sellers more accurately, avoid emotional or traditional pricing bias, and track your investment in line with global gold rates.

3. Jewellery Is Emotional, but the Investment in Gold is not

For many families, gold is an emotion and that emotional value is real. But when jewellery doubles as an investment, numbers matter just as much as sentiment.

Before making a big jewellery purchase, ask for the exact gram weight of the gold, separate the gold value from the making charges, and confirm the purity (22K vs 24K)

Conclusion

The tola is not only a measure of value. It is a practice that has been passed down through generations. When you know that the weight of 1 tola is 11.66 grams, you become an even smarter buyer, a more confident investor, and can easily negotiate at the jewellery counter. Gold may shine emotionally, but the math behind it should always be crystal clear.

Investors looking to add gold to their portfolio can do so digitally using Gold ETFs and Gold Funds, easily accessible through Pocketful’s free demat account facility and zero brokerage on delivery trades.

Frequently Asked Questions (FAQs)

Is 1 tola always 11.66 grams?
Yes. Any other number is just a rounded convenience.
Should I buy gold in tola or grams?
Think in grams when paying. Understand tolas when talking.
Do jewellers still use tola?
Very much, especially in local and traditional markets.
Does gold purity change with tola or gram measurement?
No, purity depends on karats, i.e., 22k or 24k and not on whether gold is measured in tolas or grams.
Why is it important to know the tola-to-gram conversion?
It is important to know because even a small weight difference can mean thousands of rupees when gold prices are high.

Gold Rate in Top Cities of India	Silver Rate in Top Cities of India
Gold rate in Ahmedabad	Silver rate in Ahmedabad
Gold rate in Ayodhya	Silver rate in Ayodhya
Gold rate in Bangalore	Silver rate in Bangalore
Gold rate in Bhubaneswar	Silver rate in Bhubaneswar
Gold rate in Chandigarh	Silver rate in Chandigarh
Gold rate in Chennai	Silver rate in Chennai
Gold rate in Coimbatore	Silver rate in Coimbatore
Gold rate in Delhi	Silver rate in Delhi
Gold rate in Hyderabad	Silver rate in Hyderabad
Gold rate in Jaipur	Silver rate in Jaipur
Gold rate in Kerala	Silver rate in Kerala
Gold rate in Kolkata	Silver rate in Kolkata
Gold rate in Lucknow	Silver rate in Lucknow
Gold rate in Madurai	Silver rate in Madurai
Gold rate in Mangalore	Silver rate in Mangalore
Gold rate in Mumbai	Silver rate in Mumbai
Gold rate in Mysore	Silver rate in Mysore
Gold rate in Nagpur	Silver rate in Nagpur
Gold rate in Nashik	Silver rate in Nashik
Gold rate in Patna	Silver rate in Patna
Gold rate in Pune	Silver rate in Pune
Gold rate in Rajkot	Silver rate in Rajkot
Gold rate in Salem	Silver rate in Salem
Gold rate in Surat	Silver rate in Surat
Gold rate in Trichy	Silver rate in Trichy
Gold rate in Vadodara	Silver rate in Vadodara
Gold rate in Vijayawada	Silver rate in Vijayawada
Gold rate in Visakhapatnam	Silver rate in Visakhapatnam

January 25, 2026

22K vs 24K Gold: Which Is Better for Jewellery & Investment?

Gold has a special status in the Indian household; it reflects wealth and financial security. However, one gets confused between 22 Karat and 24 Karat gold, which one is suitable for jewellery and which one is suitable for investment.

In today’s blog post, we will give you an overview of 22 and 24 Karat gold, along with the key differences between them.

Meaning of Karat in Gold

Gold is a highly valuable metal; however, it is also very soft in nature. It is mixed with various other metals, such as copper, silver, and zinc, to enhance its strength. And the karat is a measure of the purity of gold, that is, how much gold is present in a gold coin or jewellery.

What is 22 Karat Gold?

22 Karat is a kind of gold which generally contains 22 parts of pure gold and the remaining two parts made up of other metals such as copper, silver, etc. It is generally known as 22K gold or 916 gold. If we talk in percentage, it has 91.67% of pure gold, and the remaining 8.33% is of alloy.

Key Features of 22 Karat Gold

The key features of 22 Karat Gold are as follows:

Purity: 22 Karat gold contains 91.6% pure gold, making it one of the purest forms of gold.
Intrinsic Value: The 22-karat gold contains a higher intrinsic value because it contains a pure form of gold.
Shape: 22 Karat gold can be easily moulded into different shapes of jewellery.
Hallmark: 22 Karat gold is commonly stamped as 916 or 91.6% gold content.

What is 24 Karat Gold?

24 Karat Gold is called the purest form of gold, as its 24 parts consist of pure gold, and no metal or alloy is mixed in it. 24 Karat is generally written as 24K or 999, because it is 99.9% pure gold. It is priced the highest among all types of gold.

Key Features of 24 Karat Gold

The key features of 24 Karat gold are as follows:

Hallmark: 24 Karat gold is hallmarked as 999 or 999.9 because of its highest form of purity.
Colour: The 24 Karat gold has a natural, bright yellow shine.
Softness: 24 Karat gold is very soft in nature and is very malleable; therefore, it is not recommended for daily use.
Investment Option: If someone wants to invest in physical gold, it is recommended to purchase 24 Karat gold.

Difference Between 22 Karat Gold and 24 Karat Gold

The key difference between 22 and 24 Karat gold is as follows:

Particular	22 Karat Gold	24 Karat Gold
Purity	It has 91.6% pure gold.	24 Karat gold is 99.9% pure.
Colour	22 Karat is deep yellow in colour.	24 Karat gold is bright, rich yellow in colour.
Usage	It is generally used in jewellery making.	This type of gold is often used as an investment option.
Price	The price of 22 Karat gold is slightly lower than 24 Karat gold.	It has the highest price per gram.
Resale Value	It generally has lower resale value than 24 Karat gold.	24 Karat gold has the highest resale value as it is the purest form of gold.
Hallmark	It has a hallmark code of 916	The hallmark code of 24 Karat gold is 999.
Durability	It is more durable than 24 Karat gold.	24 Karat gold is very soft in nature and is easily malleable.
Mixture	Other alloys and metals, such as copper, etc., are mixed in 22 Karat gold.	It is the purest form of gold; therefore, no other metals are mixed in it.

Which one is a better investment option?

24 Karat gold is considered a better investment option than 22 Karat gold as it offers higher purity and resale value. 24 Karat is the purest form of gold in which no metal is mixed; therefore, investors get the full value without dilution from the alloy. It usually comes with lower or no making charges; therefore, one can easily purchase 24 Karat gold coins, bars, etc. In addition to this, it is widely accepted and is comparatively easier to liquidate.

Which one is a better option for jewellery?

Generally, it is considered that 22 Karat gold is better for jewellery because it offers durability, which is an essential feature in jewellery. As 24 Karat gold is very soft, it can easily bend in daily usage. Whereas, in 22 Karat gold, other metals are mixed, such as copper and silver, which makes it stronger and more durable than 24 Karat gold. Therefore, 22 Karat gold is suitable for jewellery options.

How to verify the authenticity of 22 and 24 Karat Gold

To verify the authenticity of gold, whether it is 22 Karat or 24 Karat gold, one is required to check the BIS hallmarking on it. This is the most reliable method for verifying the purity of gold. 22 Karat gold has the BIS hallmark of 916, whereas 24 Karat gold has the hallmark of 999 or 999.9. The gold also has a HUID or Hallmark Unique Identification Number, which can be verified on the BIS care application.

Conclusion

On a concluding note, choosing between 22 Karat gold and 24 Karat gold depends on the objective of the user. If someone is looking to buy jewellery for consumption, then they must go with the 22 Karat gold as it offers a balance of purity and durability. On the other hand, if someone is looking for physical gold as an investment option, then they can consider 24 Karat gold because it is the purest form of gold and it has the highest resale value. However, BIS Hallmark must be checked by a person before purchasing any 22 Karat or 24 Karat gold.

However, one can invest in gold through ETFs offered by various AMCs using a simple and cost-efficient way to invest, platforms like Pocketful allow you to invest in Gold ETFs with free account opening and zero brokerage on delivery trades, making long-term gold investing more convenient and transparent.

Frequently Asked Questions (FAQs)

What is the difference between 22 Karat and 24 Karat gold?
The key difference between 22 Karat and 24 Karat gold is the purity. 22 Karat gold contains 91.6% gold, and the remaining part includes some alloy, whereas, on the other hand, 24 Karat gold is made up of 99,9% gold.
Why is 24 Karat gold more expensive?
24 Karat gold is made of 99.9% gold; therefore, it is the most expensive form of gold.
Among 24 and 22 Karat gold, which is suitable for jewellery options?
22 Karat gold is more suitable for jewellery options because it is more durable than 24 Karat gold, as it is made of gold and other metals.
Does 24 Karat gold lose its value over time?
No, 24 Karat gold does not lose its value over time.
Can I invest in 24 Karat gold through a demat account?
Yes, you can invest in 24 Karat gold through ETFs from a demat account. You can easily open a lifetime free demat account with Pocketful, as it also offers free brokerage on delivery trades. Also, the trading platform of Pocketful is equipped with advanced trading tools.

Gold Rate in Top Cities of India	Silver Rate in Top Cities of India
Gold rate in Ahmedabad	Silver rate in Ahmedabad
Gold rate in Ayodhya	Silver rate in Ayodhya
Gold rate in Bangalore	Silver rate in Bangalore
Gold rate in Bhubaneswar	Silver rate in Bhubaneswar
Gold rate in Chandigarh	Silver rate in Chandigarh
Gold rate in Chennai	Silver rate in Chennai
Gold rate in Coimbatore	Silver rate in Coimbatore
Gold rate in Delhi	Silver rate in Delhi
Gold rate in Hyderabad	Silver rate in Hyderabad
Gold rate in Jaipur	Silver rate in Jaipur

January 23, 2026

Category: Investing

Why Gold Prices Hit ₹1,80,000 – Key Reasons

Gold Prices Today

Why Gold Prices Cross ₹1,80,000

1. Uncertainty in the Global Market

2. Trade Risk

3. Import Cost and Rupee Depreciation

4. Increasing Demand

5. Lower Interest Rate

6. Market Volatility

Performance of Gold Funds

Effect of Increased Prices

On Investors

On Jewellery Shoppers

On Economy

Conclusion

Frequently Asked Questions (FAQs)

Why are Gold prices increasing?

How can a weak INR impact the gold price?

Can the gold price fall in the near future?

What are best method to invest in gold?

How can I invest in gold ETFs?

List of Best Sensex ETFs in India

What is a Sensex ETF?

How is it different from a Sensex Index Fund?

10 Best Sensex ETFs in India in 2026

Overview of Sensex ETFs in India

1. UTI BSE Sensex ETF

2. Nippon India ETF BSE Sensex

3. ICICI Prudential BSE Sensex ETF

4. HDFC S&P BSE Sensex ETF

5. Aditya Birla Sun Life BSE Sensex ETF

6. Nippon India ETF S&P BSE Sensex Next 50

7. Axis S&P BSE Sensex ETF

8. Kotak S&P BSE Sensex ETF

9. Mirae Asset S&P BSE Sensex ETF

10. DSP BSE Sensex ETF

Who Should Invest in Sensex ETFs?

Risks Associated with Sensex ETFs

How to Invest in Sensex ETFs in India?

Conclusion

Frequently Asked Questions (FAQs)

What is the minimum amount to invest?

Do I need a Demat account?

Is it safe to invest in Sensex ETFs?

Can I sell my Sensex ETFs anytime in the market?

How are Sensex ETFs taxed?

Best Commodities to Trade in India

What is the Commodity Market?

List of Commodities to Trade in India

1. Gold

2. Crude Oil

3. Natural Gas

4. Silver

5. Copper

6. Aluminium

7. Zinc

8. Cotton

9. Soybean

10. Mentha Oil

10 Best Commodities – Current Price

5 Simple Steps to Invest in Commodities in India (2026) – via Pocketful

1. Open & Activate Your Trading Account

2. Pick the Right Commodity

3. Study the Market

4. Place Your Trade

5. Manage Your Risk

Conclusion

Frequently Asked Questions (FAQs)

On which exchanges are commodities traded in India?

Which commodity is best for beginners?

Is commodity trading risky?

What is the difference between commodity and stock trading?

Are commodities good for long-term investment?

Best Cyclical Stocks in India 2026

What are cyclical stocks?

Top Cyclical Stocks to Buy in India

List of Top Cyclical Stocks in India

Overview of Best Cyclical Stocks to Buy in India

1. Shriram Finance Limited