Personal Finance
A Guide To Fixed Deposits: Exploring Types And Interest Rates
If you are someone who is looking for hassle-free and low risk investment options, then you have come to the right place. We will uncover the Fixed Deposits โ types and factors affecting them in this blog. What is a Fixed Deposit? Fixed deposit (FD) is a tenured deposit account provided by the Banks or […]
What To Expect In The Budget 2024?
Last year, on 1 February 2023, i.e., on the budget day, the govt. made significant announcements such as increased spending on infrastructure, several aids for agriculture and entrepreneurs, increase in tax rebate, etc., for the FY 2023-24. Now, the budget for the FY 2024-25 is yet to be presented. Finance Minister Nirmala Sitharaman will present […]
Decoding Credit Risk Funds In India
Do you know there is a category of mutual funds which specifically invests in junk bonds? If youโre not familiar with the word, Junk bonds, as the name suggests, are low quality bonds which have a high risk of default. But wait, high risk means high returns? Yes! To compensate for the high default risk, […]
RBI Retail Direct Platform
Ever wondered how to invest in government securities directly without any intermediary? In this blog, weโll uncover how you can do this at no cost with a platform launched by India’s central bank. Retail Direct Platform The Reserve Bank of India (RBI) launched an online platform in October 2021, the RBI Retail Direct Platform. The […]
Performance Of IPOs Launched In 2023
The Indian markets have performed exceptionally well in calendar year 2023. All major sectors are in green, and broader indices like Nifty 50 and Sensex gave more than 18% returns. There were 234 IPOs launched in calendar year 2023, 176 SME, and 58 mainboard IPOs. In this blog, we will uncover the top IPOs launched […]
Decoding Hedge Funds In India – Types, Advantages And Distinctions
Hedge Funds are attractive, yet often misunderstood financial products. In our todayโs blog, we will learn about these funds and understand what place they hold in the investment landscape. What are Hedge Funds? Hedge funds are investment funds that pool capital from high-net-worth individuals (HNIs) and institutional investors. These funds are managed by professional fund […]
Credit Score: What Is It And How It Impacts You?
You must have heard the words – Credit score, Rating, Cibil, etc. Confused what is it and how it impacts you? Keep reading; we will learn in detail about credit score in this blog. What is a Credit Score? A Credit score or Credit rating is an indicator of a personโs creditworthiness, in simple words, […]
Best Alternatives To Fixed Deposits
Tired of investing in FDs, and looking for another option to invest? FDs are the most preferred choice for risk-averse investors in India. They are convenient, simple to understand, and safeโฆ.wait, are they really safe? It may or may not. After the recent fiasco of Yes Bank and PMC Bank, it can be understood that […]
Multi-Cap Vs Flexi-Cap Mutual Funds? Which Is Better For You?
You are a well-versed investor and recently stumbled upon multi-cap and flexi-cap mutual funds and asked yourself, what exactly is the difference. We will unfold your question in todayโs blog. Firstly, if you are new to the world of mutual funds, check out our blog: Mutual Funds: Meaning, Types, Features, Benefits and How They Work. […]
SIP in Stocks vs SIP in Mutual funds?
Which can be a better choice? To choose between SIP in stocks and SIP in mutual funds, first we need to understand the fundamentals of mutual funds, stocks, and SIP. Check out this blog to get answers to all your questions. What is a Mutual Fund? It’s a pooled investment fund overseen by a professional […]
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