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Shreeji Shipping Allotment IPO Status: Check Latest GMP, Steps to Verify Status

Shreeji Shipping Global Limited, a leading player in dry-bulk logistics across non-major ports in India and Sri Lanka, has launched its ₹411 crore IPO, consisting entirely of a fresh issue of 1.63 crore equity shares. The issue opened for subscription on August 19, 2025, at a price band of ₹240 to ₹252 per share, and closed on August 21, 2025. Post allotment, the company’s shares are scheduled to be listed on both the BSE and NSE on August 26, 2025.

Shreeji Shipping IPO Day 3 Subscription Status

The Shreeji Shipping IPO witnessed an overwhelming response on the final day, with an overall subscription of 58.08 times. The issue was led by Qualified Institutional Buyers (110.41 times), followed by Non-Institutional Investors (72.70 times). The Retail Investor category also saw strong demand, being subscribed 21.92 times.

Investor Category	Subscription (x)
Qualified Institutional Buyers (QIB)	110.41
Non-Institutional Investors (NII)	72.70
bNII (above ₹10 lakh)	72.86
sNII (less than ₹10 lakh)	72.37
Retail Individual Investors (RII)	21.92
Total Subscriptions	58.08

Total Applications: 19,98,034

Total Bid Amount (₹ Crores): 16,699

How to Check Shreeji Shipping IPO Allotment Status

Shreeji Shipping Global IPO allotment can be easily checked online in two ways: from the Registrar’s website and from the BSE or NSE website. This IPO will be listed on both the exchanges – BSE and NSE, so the allotment status will be available to all investors on both platforms.

Method 1: Registrar’s website (Bigshare Services Pvt. Ltd.)

The most reliable way is to check allotment from Bigshare Services Pvt. Limited’s website.

How to do:

Visit Bigshare Services official website
Select “Shreeji Shipping Global Ltd.” from the IPO list
Enter your details PAN number, Application number, or DP/Client ID
Click on Submit
You will see the allotment status on the screen.

Method 2: Check from BSE or NSE’s website

If there is more traffic on the registrar’s website, allotment status can also be checked from BSE or NSE.

How to do:

Visit BSE or NSE’s official website
Select ‘Equity’ segment
Select “Shreeji Shipping Global Ltd.” from the IPO list
Enter PAN number and Application number
Click on Search

Objective of the Shreeji Shipping Global IPO

Shreeji Shipping Global Limited intends to utilize the net proceeds from the fresh issue primarily for expansion and strengthening of its fleet through the acquisition of dry bulk carriers in the Supramax category, for partial repayment or prepayment of certain outstanding borrowings, and for general corporate purposes.

Use of IPO Proceeds	Amount (₹ Cr)
Acquisition of Dry Bulk Carriers in Supramax category in the secondary market	251.18
Pre-payment/ re-payment, in part or full, of certain outstanding borrowings availed by the Company	23
General Corporate Purposes	–

Shreeji Shipping IPO GMP – Day 3 Update

The grey market premium (GMP) of Shreeji Shipping IPO is ₹38, as on 5:00 PM August 21, 2025. The upper limit of the price band is ₹252, and the estimated listing price as per today’s GMP can be ₹290, giving a potential gain of around 15.08% per share.

Date	GMP	Est. Listing Price	Gain
21-08-2025 (DAY 3)	₹38	₹290	15.08%

Disclaimer: The above GMP (Grey Market Premium) is just unofficial market information, which is not officially confirmed. These figures are shared for informational purposes only and investment decisions based on these should be based on the investor’s own research and discretion. We do not conduct, recommend or support any kind of transaction in the grey market.

Shreeji Shipping IPO – Key Details

Particulars	Details
IPO Opening Date	August 19, 2025
IPO Closing Date	August 21, 2025
Issue Price Band	₹240 to ₹252 per share
Total Issue Size	1,62,98,000 shares(aggregating up to ₹410.71 Cr)
Listing Platform	BSE, NSE
Registrar	Bigshare Services Private Limited
Shreeji Shipping IPO RHP	Click Here

Important Dates for Shreeji Shipping IPO Allotment

Event	Date
Tentative Allotment	August 22, 2025
Refunds Initiation	August 25, 2025
Credit of Shares to Demat	August 25, 2025
Listing Date	August 26, 2025

Shreeji Shipping Overview

Shreeji Shipping Global Limited is an integrated shipping and logistics service provider specializing in dry bulk cargo handling across ports and jetties in India and Sri Lanka. With over three decades of industry experience, the company operates a fleet of 80+ vessels, 370+ earthmoving equipment, and offers end-to-end solutions including lighterage, stevedoring, cargo management, transportation, fleet chartering, and equipment rentals. Focused on non-major ports, particularly along India’s west coast, Shreeji serves diverse sectors such as oil and gas, energy, FMCG, coal, and metals. For FY 2025, it reported revenues of ₹6,076.13 million and PAT of ₹1,412.37 million.

Frequently Asked Questions (FAQs)

What is the opening and closing date of Shreeji Shipping IPO?
Shreeji Shipping IPO is open on 19 August 2025 and will close on 21 August 2025.
What is the price band of the Shreeji Shipping IPO?
Its price band is fixed from ₹240 to ₹252 per share.
What is the GMP (Grey Market Premium) of Shreeji Shipping IPO today?
The GMP on 21 August 2025 is ₹38, which leads to a possible listing price of ₹290.
What is the total issue size of Shreeji Shipping IPO?
The total issue size of the Shreeji Shipping IPO is ₹410.71 crore, which is entirely a fresh issue.
What is the expected listing date of Shreeji Shipping?
This IPO is expected to be listed on BSE and NSE on August 26, 2025.

August 21, 2025

Vikram Solar Allotment IPO Status: Check Latest GMP, Steps to Verify Status

Vikram Solar Limited, a major player in solar photovoltaic manufacturing in India, has launched its ₹2,079 crore IPO, comprising a fresh issue of ₹1,500 crore and an offer for sale of ₹579 crore. The issue opens for subscription on August 19, 2025, at a price band of ₹315 to ₹332 per share, and closes on August 21, 2025. Post allotment, the company’s shares are expected to be listed on both the BSE and NSE on August 26, 2025.

Vikram Solar IPO Day 3 Subscription Status

Vikram Solar IPO witnessed a massive response on the final day, with an overall subscription of 56.42 times. The issue was driven by strong demand from Qualified Institutional Buyers (145.10 times), followed by Non-Institutional Investors (52.87 times). The Retail Investor category was subscribed 7.98 times, while the employee quota stood at 5.10 times.

Investor Category	Subscription (x)
Qualified Institutional Buyers (QIB)	145.10
Non-Institutional Investors (NII)	52.87
bNII (above ₹10 lakh)	59.58
sNII (less than ₹10 lakh)	39.46
Retail Individual Investors (RII)	7.98
Employees	5.10
Total Subscriptions	56.42

Total Applications: 35,06,503

Total Bid Amount (₹ crores): 82,296

How to Check Vikram Solar IPO Allotment Status

Vikram Solar IPO allotment can be easily checked online in two ways: from the Registrar’s website and from the BSE or NSE website. This IPO will be listed on both the exchanges – BSE and NSE, so the allotment status will be available to all investors on both platforms.

Method 1: Registrar’s website (MUFG Intime India Pvt. Ltd.)

The most reliable way is to check allotment from MUFG Intime India Private Limited’s website.

How to do:

Visit MUFG Intime’s official website
Select “Vikram Solar Ltd.” from the IPO list
Enter your details PAN number, Application number, or DP/Client ID
Click on Submit
You will see the allotment status on the screen.

Method 2: Check from BSE or NSE’s website

If there is more traffic on the registrar’s website, allotment status can also be checked from BSE or NSE.

How to do:

Visit BSE or NSE’s official website
Select ‘Equity’ segment
Select “Vikram Solar Ltd.” from the IPO list
Enter PAN number and Application number
Click on Search

Objective of the Vikram Solar IPO

Vikram Solar Limited intends to utilize the net proceeds from the fresh issue towards funding capital expenditure for its Phase I and Phase II projects, along with meeting general corporate purposes.

Use of IPO Proceeds	Amount (₹ Cr)
Partial funding of capital expenditure for the Phase-I Project	769.73
Funding of capital expenditure for the Phase-II Project	595.21
General Corporate Purposes	–

Vikram Solar IPO GMP – Day 3 Update

The grey market premium (GMP) of Vikram Solar IPO is ₹51, as on 5:00 PM August 21, 2025. The upper limit of the price band is ₹332, and the estimated listing price as per today’s GMP can be ₹383, giving a potential gain of around 15.36% per share.

Date	GMP	Est. Listing Price	Gain
21-08-2025 (DAY 3)	₹51	₹383	15.36%

Vikram Solar IPO – Key Details

Particulars	Details
IPO Opening Date	August 19, 2025
IPO Closing Date	August 21, 2025
Issue Price Band	₹315 to ₹332 per share
Total Issue Size	6,26,31,604 shares(aggregating up to ₹2,079.37 Cr)
Listing Platform	BSE, NSE
Registrar	MUFG Intime India Private Limited
Vikram Solar IPO RHP	Click Here

Important Dates for Vikram Solar IPO Allotment

Event	Date
Tentative Allotment	August 22, 2025
Refunds Initiation	August 25, 2025
Credit of Shares to Demat	August 25, 2025
Listing Date	August 26, 2025

Vikram Solar Overview

Vikram Solar Limited is one of India’s largest solar photovoltaic (PV) module manufacturers, with over 17 years of industry experience. As of March 31, 2025, the company has an installed manufacturing capacity of 4.5 GW, strategically located in West Bengal and Tamil Nadu, and is expanding to 20.5 GW by FY 2027. Its product portfolio includes high-efficiency Mono-PERC, N-Type, and HJT solar modules, supported by strong R&D and global certifications. Vikram Solar also provides EPC and O&M services and exports to over 39 countries, serving marquee clients worldwide while maintaining a strong domestic presence.

Frequently Asked Questions (FAQs)

What is the opening and closing date of Vikram Solar IPO?
Vikram Solar IPO is open on 19 August 2025 and will close on 21 August 2025.
What is the price band of the Vikram Solar IPO?
Its price band is fixed from ₹315 to ₹332 per share.
What is the GMP (Grey Market Premium) of Vikram Solar IPO today?
The GMP on 21 August 2025 is ₹51, which leads to a possible listing price of ₹383.
What is the total issue size of Vikram Solar IPO?
The total issue size of the Vikram Solar IPO is ₹2,079.37 crore, consisting of ₹1,500 crore of fresh issue and ₹579.37 crore of offer for sale.
What is the expected listing date of Vikram Solar?
This IPO is expected to be listed on BSE and NSE on August 26, 2025.

August 21, 2025

How to Check Patel Retail IPO Allotment Status?

Patel Retail Limited, a Maharashtra-based supermarket operator, has launched its ₹243 crore IPO, comprising a fresh issue and an offer for sale. The issue opened for subscription on August 19, 2025, at a price band of ₹237 to ₹255 per share, and closed on August 21, 2025. Following allotment, the company’s shares are set to be listed on both the BSE and NSE on August 26, 2025.

Patel Retail IPO Day 3 Subscription Status

Patel Retail IPO witnessed an overwhelming response on the final day, with an overall subscription of 95.69 times. The issue was driven mainly by Qualified Institutional Buyers (272.14 times), followed by strong demand from Non-Institutional Investors (108.11 times) and Retail Investors (42.55 times). The employee quota was also oversubscribed at 25.29 times.

Investor Category	Subscription (x)
Qualified Institutional Buyers (QIB)	272.14
Non-Institutional Investors (NII)	108.11
bNII (above ₹10 lakh)	102.09
sNII (less than ₹10 lakh)	120.17
Retail Individual Investors (RII)	42.55
Employees	25.29
Total Subscriptions	95.69

Total Applications: 28,00,638

Total Bid Amount (in ₹ crore): 19,080

How to Check Patel Retail IPO Allotment Status

Patel Retail IPO allotment can be easily checked online in two ways: from the Registrar’s website and from the BSE or NSE website. This IPO will be listed on both the exchanges – BSE and NSE, so the allotment status will be available to all investors on both platforms.

Method 1: Registrar’s website (Bigshare Services Pvt. Ltd.)

The most reliable way is to check allotment from Bigshare Services Pvt. Limited’s website.

How to do:

Visit Bigshare Services official website
Select “Patel Retail Ltd.” from the IPO list
Enter your details PAN number, Application number, or DP/Client ID
Click on Submit
You will see the allotment status on the screen.

Method 2: Check from BSE or NSE’s website

If there is more traffic on the registrar’s website, allotment status can also be checked from BSE or NSE.

How to do:

Visit BSE or NSE’s official website
Select ‘Equity’ segment
Select “Patel Retail Ltd.” from the IPO list
Enter PAN number and Application number
Click on Search

Objective of the Patel Retail IPO

Patel Retail Limited intends to utilize the net proceeds from the IPO towards repayment or prepayment of certain outstanding borrowings, meeting its working capital requirements, and for general corporate purposes.

Use of IPO Proceeds	Amount (₹ Cr)
Repayment/prepayment, in full or part, of certain borrowings availed of by the Company.	59
Funding of working capital requirements of the Company	115
General Corporate Purposes	–

Patel Retail IPO GMP – Day 3 Update

The grey market premium (GMP) of Patel Retail IPO is ₹50, as on 5:00 PM August 21, 2025. The upper limit of the price band is ₹255, and the estimated listing price as per today’s GMP can be ₹305, giving a potential gain of around 19.61% per share.

Date	GMP	Est. Listing Price	Gain
21-08-2025 (DAY 3)	₹50	₹305	19.61%

Patel Retail IPO – Key Details

Particulars	Details
IPO Opening Date	August 19, 2025
IPO Closing Date	August 21, 2025
Issue Price Band	₹237 to ₹255 per share
Total Issue Size	95,20,000 shares(aggregating up to ₹242.76 Cr)
Listing Platform	BSE, NSE
Registrar	Bigshare Services Private Limited
Patel Retail IPO RHP	Click Here

Important Dates for Patel Retail IPO Allotment

Event	Date
Tentative Allotment	August 22, 2025
Refunds Initiation	August 25, 2025
Credit of Shares to Demat	August 25, 2025
Listing Date	August 26, 2025

Patel Retail Overview

Patel Retail Limited is a value-focused supermarket chain operating under the brand “Patel’s R Mart,” primarily in tier-III cities and suburban areas of Maharashtra. Incorporated in 2008, the company manages 43 stores with a retail area of about 1.79 lakh sq. ft., offering over 10,000 SKUs across food, FMCG, general merchandise, and apparel. It has also developed private label brands such as Patel Fresh, Indian Chaska, Blue Nation, and Patel Essentials. Through backward integration, Patel Retail operates modern processing and agri-processing facilities in Maharashtra and Gujarat, supporting retail, exports to over 35 countries, and bulk agri-commodity trading.

Frequently Asked Questions (FAQs)

What is the opening and closing date of Patel Retail IPO?
Patel Retail IPO is open on 19 August 2025 and will close on 21 August 2025.
What is the price band of the Patel Retail IPO?
Its price band is fixed from ₹237 to ₹255 per share.
What is the GMP (Grey Market Premium) of Patel Retail IPO today?
The GMP on 21 August 2025 is ₹50, which leads to a possible listing price of ₹305.
What is the total issue size of Patel Retail IPO?
The total issue size of the Patel Retail IPO is ₹242.76 crore, consisting of 217.21 crore of fresh issue and 25.55 crore of offer for sale.
What is the expected listing date of Patel Retail?
This IPO is expected to be listed on BSE and NSE on August 26, 2025.

August 21, 2025

Pledging Shares vs Pay Later (MTF): Key Differences

Nowadays, many retail investors resort to margin trading so that they can buy more shares even with less capital. But there are two main ways to get this facility one is availing margin by Pledging Shares, and the other is Pay Later (MTF), where the brokerage firm lends you money. Both options work differently and choosing the wrong option can also lead to losses.

In this blog, we will understand in simple language what is the difference between Pledge Shares vs Pay Later, which option can be better for you, and what things should be kept in mind.

What is a Margin Trading Facility (MTF)?

Margin Trading Facility (MTF) is a facility that gives investors the advantage to buy more shares with less capital. In this system, instead of paying the entire amount at once, you invest a certain percentage of the amount yourself and your broker lends the rest of the amount. In return, the broker charges interest from you.

Example : Suppose you want to buy shares worth ₹1 lakh but you have only ₹25,000. If your broker gives 75% margin, then you can buy shares worth ₹1 lakh even by paying ₹25,000. The broker will give the remaining ₹75,000 and you will have to pay interest on it daily.

Pros of Margin Trading Facility

Facility to do big trades with less capital : Through MTF, you can buy shares of large amounts even by investing less money. This gives you the opportunity to catch big opportunities in the market, especially when you do not have the full amount.
Margin facility without needing an existing portfolio: With MTF, you can avail funds from the broker even if you don’t already hold shares. This allows you to trade and capture opportunities in the market without depending on your existing investments.
Regulated and secure system by SEBI : MTF runs completely as per the rules of SEBI. Under this, the process of pledging is done through NSDL/CDSL, which maintains transparency and security.

Cons of MTF

Interest cost can be high : In MTF, interest is calculated daily on the amount taken from the broker. With most brokers, this interest can be as high as 12% to 18% per annum, which significantly increases your cost in the long run.
Big loss due to high leverage : If the trade goes against you, then due to leverage the loss can also be equally high. Therefore, using MTF without risk management can be dangerous.
Forced selling of shares when the market falls : If the value of the pledged shares falls and the margin in your account reduces, then the broker can force selling. This puts the decision to exit the trade out of your control.

What is Pledging of Shares?

Pledging of Shares is a facility in which you can get margin for trading from the broker by pledging your existing shares. This saves you from having to invest extra money and you can make new trades using your existing portfolio. This is especially beneficial for those investors who want to hold long term investments but also want to trade in the short term.

How does Pledging of Shares work?

When shares are pledged, the broker applies a haircut to their value. This means that the collateral value of your pledged shares is reduced by a certain percentage. The haircut varies depending on the market value, volatility, and overall risk profile of the share. Higher-risk or more volatile shares usually attract a higher haircut, which reduces the effective margin you receive.

Example : If you pledge shares worth ₹1,00,000 and the haircut is 25%, then you will get a margin of ₹75,000. You can use this margin in share trading, option selling or other segments.

Pledging of Shares Process: OTP facility from CDSL/NSDL

Pledging of Shares is completely digital and SEBI-regulated. You have to give OTP-based approval through CDSL or NSDL. For every pledge, you get a link via SMS/E-mail, through which you approve the pledge.

Which stocks can be pledged?

Not every stock is eligible for pledge. Pledge is allowed only on stocks approved by SEBI and included in the broker’s approved securities list, usually bluechip and high-liquidity stocks.

Pros of Pledging of Shares

No need to invest extra cash : You can trade by pledging the shares you already have; this eliminates the need to invest new capital.
Trading without selling long-term holdings : If you want to hold your stocks for the long term, you can still pledge them and trade in the short term. This gives both benefits.
SEBI regulated, secure process : The pledge system through NSDL/CDSL is transparent and secure. The broker cannot take any action without your permission.
Useful in option trading : Margin is required for option writing (selling) in this situation pledged stocks prove to be very useful as it reduces the capital requirement.

Cons of Pledging of Shares

Due to haircut, full margin is not available : Haircut is applicable on every share. On some stocks, a haircut can be 30% or more, due to which you get less margin.
Some stocks are not eligible for pledge : Not all shares can be pledged. If you have shares of small or illiquid companies, then you may not be able to take pledge margin from them.
Risk of Auto-Square Off in market fall : If the value of your pledged stocks suddenly falls and the loss in your position increases, then the broker can automatically square off your position (auto square-off). This can lead to losses.

Pledging of Shares vs Pay Later (MTF): Key Differences

Feature	Pledging of Shares	Pay Later (MTF)
Source of Funding	Margin from own holdings	Funds are received in the form of loan from the broker
Ownership of shares	Shares remain in your name	Shares are purchased in your name using borrowed funds
Interest Rate	Interest on margin is charged only if used overnight or for delivery trades	Daily interest applies (typically 12-18% annually)
Risk Level	Low to medium	Higher, especially in volatile markets
Ideal Use Case	Option trading, margin shortfall, hedging	Positional trading for higher returns
Margin Flexibility	Depends on haircut % and type of pledged stock	Depends on broker limits and transaction size
Regulation	SEBI-mandated CDSL/NSDL pledge system	Governed by SEBI’s MTF framework

Increase Buying Power with Pocketful MTF – Get 5x Margin!

Get up to 5x buying power with Pocketful’s Margin Trading Facility (MTF), and that too at the lowest interest rate, starting at just 5.99%. Simple process, fast execution and complete transparency all in one place.

Check Out – Stocks Available for MTF

When Should You Use Pledging of Shares?

Already held shares should be available : Investors who already have quality stocks and do not want to sell them can generate additional returns by trading using pledged shares.
Trading with Limited Capital : When there is an opportunity to trade in the market but cash is limited, Pledging of Shares is a better solution as it does not require investing new funds.
There should be a plan for option selling or hedge strategy : Pledging of Shares is most beneficial for option sellers, especially in hedged strategies (such as covered call or spread trades) where margin requirements are high.
Financing costs are low : The interest in Pledging of Shares is very low or sometimes even zero on intraday trading as compared to Pay Later MTF, making it a cost-efficient way of capital utilization.

When Should You Use Pay Later (MTF)?

When trading capital is low but conviction is high : If you have confidence in a stock or move but do not have required funds, then with MTF you can create a trading position without missing that opportunity.
Suitable for short-term or swing trading: The Pay Later facility is designed for traders looking to capture price movements typically within 3 to 15 days. By providing leverage, MTF enhances the potential for higher returns over this short holding period.
Immediate entry is needed in a high momentum market : When the market is moving fast and delaying entry can be harmful, then MTF offers an instant funding option.
Capital efficiency needs to be improved : With the Pay Later feature, you can take a much larger trading position with less capital, which can help in using the available funds in a smarter way.
Interest cost seems manageable : If you are planning to square off the trade quickly and the impact of interest is minimal, then MTF can prove to be cost-effective.

Use our Margin Trading Facility Calculator

Conclusion

Pledging Shares and Pay Later (MTF) are powerful tools that offer flexibility and capital efficiency to modern traders. However, choosing the right option depends on how you trade and whether you have some shares that you wish to hold for the long term or not. Pay Later (MTF) works best for short term trading opportunities, while Pledging Shares can be a smarter way to unlock the value of your long term holdings. Your decision should align with your trading style, risk appetite and investment horizon. Always keep in mind that leverage is a double edged sword. It can amplify gains but without the right strategy it can also magnify losses. Hence, it is advised to consult a financial advisor before using either of these features.

S.NO.	Check Out These Interesting Posts You Might Enjoy!
1	Margin Against Shares: How Does it Work?
2	Top Tips for Successful Margin Trading in India
3	Margin Pledge: Meaning, Risks, And Benefits
4	What is Intraday Margin Trading?
5	What is Operating Profit Margin?
6	What is Stock Margin?
8	What is Margin Funding?

Frequently Asked Questions (FAQs)

What is the meaning of MTF in trading?
MTF means Margin Trading Facility, through which you can buy more quantities of shares for less money.
Can I pledge any stock for margin?
No, only stocks from the broker’s approved list can be pledged, usually liquid and blue-chip stocks.
Is interest charged in MTF?
Yes, MTF charges interest daily as per the MTF rates specified by the broker until you close the position.
What happens if the price of the stock bought using MTF falls?
If the stock price falls and the stock is bought using MTF, the broker may send you a margin call or square-off your position.
Which is safer: MTF or Pledge Shares?
Safety depends on your strategy. Pledging shares reduces risk for long-term investors, while MTF offers the option of high risk but quick returns.

August 21, 2025

What is Spot Trading and How Do You Profit?

When you visit the market to buy something, the process is simple. You ask the price, the seller quotes an amount, you pay and walk away with your purchase. The transaction is direct and instant. You pay on the spot and receive the goods on the spot. Simple, right?

This straightforward process mirrors the core idea of spot trading in financial markets. It’s really that straightforward. The name itself comes from making a deal “on the spot”. Imagine, if you could buy and sell tiny pieces of huge companies like Reliance or TCS, or even foreign currency, with the same simplicity? That’s exactly what spot trading is in the financial world.

What is Spot Trading?

It is the simple act of buying or selling something like stocks, currencies (forex), or even gold for immediate payment and delivery. Because you’re dealing with cash for an asset right now, it’s often called the “cash market” or “physical market”.

The price you pay is the “spot price,” which is the live market price for that asset at that very second. No single person decides this price, it’s determined by the tug of war between buyers and sellers.

While your trade happens in a click, the official background work of moving the shares into your account takes a little time. For stocks in India, this is called settlement, and it happens in T+1 (the trade day plus one more working day). As a trader, you won’t really feel this delay, you’ll see the shares in your account quickly.

The appeal of spot trading lies in its simplicity. However, while it is easy to begin, consistently making a profit is far more challenging. Achieving success requires not only knowledge but also a well-defined trading strategy and the discipline to remain calm under pressure.

How Do You Actually Make Money?

The golden rule of profiting from spot markets trading is simple: “Buy Low, Sell High”. Let’s follow a short story to understand it thoroughly.

Suppose an investor has been tracking a company, let us call it Company A, and believes in its growth potential. The live spot price of its share is ₹500. The investor decides to buy 10 shares, spending a total of ₹5,000.

A month later, Company A reports excellent results. Increased demand pushes the share price to ₹550. The investor chooses this moment to sell the 10 shares, receiving ₹5,500. The profit is straightforward: ₹5,500 (sale value) minus ₹5,000 (purchase cost), resulting in a net gain of ₹500.

This isn’t just for stocks. Let’s say you’re planning a trip to the US. Currently 1 USD is worth ₹83 and you think the dollar will get stronger. You could do an foreign exchange spot trade now to buy some dollars. If the rate climbs to ₹85 later, you’ve effectively locked in a better rate and saved money. Traders do this on a massive scale to profit from these movements.

Advantages of Spot Trading

Spot trading offers several benefits that make it one of the most accessible and straightforward ways to participate in financial markets.

Easy to Understand : It’s as simple as shopping: you buy it, you own it. No expiry dates or leverage to worry about.
You Genuinely Own It : When you buy a share, you become a small owner of that company. This isn’t just a paper contract, it’s real ownership, which gives a great sense of ownership.

No Additional Risks : The most you can lose is the money you put in. If you invest ₹5,000, that’s your maximum risk. In other types of trading that use borrowed money, losses can be much, much bigger. Spot trading keeps you safe from that.

Fair Price : The spot price you see is the same for everyone. It is set by the market’s real time supply and demand, making it a level playing field for all.

Disadvantages of Spot Trading

Despite its simplicity, spot trading also comes with certain limitations and risks that investors should carefully consider.

Market Risks : Simplicity doesn’t eliminate risk. If you buy a stock for ₹100 and it drops to ₹80, you’ve lost money. Markets can be volatile and unpredictable.

Capital Requirement : To buy shares worth ₹10,000, you must have ₹10,000 in your account. This can limit how much you can trade and, therefore, how much profit you can make.

Uncertainty : Since you’re using your own money, your profits are tied to how much you invest and how much the price moves. Building wealth this way requires capital and, most importantly, time and patience.

Highly Market Dependent : For a beginner, the main strategy is to buy low and sell high. This means you’re generally waiting for prices to rise, which limits your opportunities when the market is down.

How to Start Spot Trading : First Steps

You can begin doing spot trading by following the steps below:

Step 1

You’ll need two key documents that are essential for almost any financial activity in India: your PAN Card and your Aadhaar Card, along with other KYC documents.

Step 2

You need a registered stock broker. Popular online brokers in India include Pocketful, Upstox, and Zerodha. You’ll open two accounts with them, which is usually done through simple online process:

A Trading Account: Used to place your buy and sell orders.
A Demat Account: Acts like a digital locker where your shares are safely kept.

Step 3

Once your account is open, you’ll need to add money from your bank account. You can do this easily with UPI or Netbanking. Start with a small amount of money.

Step 4

This is the most important step, before buying any share, it is essential that you do your research properly. Understand the company’s business model you’re looking to invest in and never buy a stock just because someone gave you his views about it.

Step 5

Once you’ve done your research and made a decision, log in to your broker’s app. Search for the stock, check its live spot price, decide how many shares you want, and hit ‘Buy’. That’s it! You’ve just made your first spot trade.

Factors to consider before starting spot trading

Knowing what not to do is just as crucial as knowing what to do. Here are some common mistakes to watch out for.

Emotional Trading: When investment positions begin to show losses, it is natural for investors to experience fear. Likewise, when a stock price rises sharply, feelings of greed can often influence judgment. However, making decisions driven by such emotions can be detrimental. The most successful traders remain composed and disciplined, adhering to their predefined strategy.

Market Rumours : Your friend, your cousin, or some expert on youtube tells you about a stock that’s definitely going to rise. The Fear Of Missing Out (FOMO) kicks in, and it’s powerful. Please, resist this urge, a hot tip without your own research is just a gamble.

Trading Without a Strategy: Before you buy anything, you need a plan. Why are you buying it? At what expected price will you sell for a profit? And crucially, at what price will you sell to cut your losses? Trading without a plan isn’t trading, it’s gambling.

Diversification : Never put all your trading money into one stock. Spreading your money across different investments is a smart way to reduce risk.

Ignoring Stop-Loss Orders: A stop-loss order acts as a safety net by automatically selling a stock once it falls to a predetermined level. Trading without one exposes you to avoidable losses and unnecessary risk.

Being Impatient: The market is not a get quickly rich scheme. Building wealth takes time, effort, and a whole lot of patience. Don’t let small losses discourage you.

Overtrading : Many beginners feel they need to trade constantly to make money. This is a myth. It just increases your trading costs and leads to burnout. Focus on making a few smart, well researched trades.

Conclusion

Spot trading is one of the most straightforward ways to participate in the financial markets, involving the direct purchase of assets at their current market price. Its simplicity makes it accessible to beginners, but it also carries inherent risks. Just as it offers opportunities for profit, it also presents the possibility of loss. Long-term success in spot trading comes not from shortcuts or quick gains but from consistent learning, discipline, and patience. It should be approached as a steady journey rather than a race, with an emphasis on informed decisions and prudent risk management. It is advised to consult a financial advisor before investing.

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5	Different Types of Trading in the Stock Market

Frequently Asked Questions (FAQs)

Is spot trading suitable for beginners?
Yes, spot trading is normally considered good for beginners because it is the simplest form of trading to understand. You buy an asset, you own it, and your risk is limited to the amount of money you invest.
What is the minimum amount to start spot trading in India?
There is no official minimum amount to start trading. You can begin with as little as the price of a single share. Since some shares cost less than ₹100, you can technically start with a very small amount to learn and gain experience.
Can I lose more money invested in spot trading?
In spot trading, you are not borrowing any money (this is known as “leverage”). Therefore, the absolute maximum loss you can face is the total amount of money you have invested.
Can I lose more money invested in spot trading?
In spot trading, you are not borrowing any money (this is known as “leverage”). Therefore, the absolute maximum loss you can face is the total amount of money you have invested.
What is the difference between spot trading and investing?
The main difference is the time frame and intention. Spot trading often involves holding assets for a shorter period (from a few days to several months) with the goal of profiting from price fluctuations. Investing is typically a long term strategy where you hold assets for years to build wealth over time.
Do I need to keep an eye on the market all day for spot trading?
Not necessarily. While very short-term traders (like day traders) do monitor the market constantly, many spot traders who hold positions for days or weeks may only check their trades once a day or even less. You can use tools like stop-loss orders to manage your risk automatically without having to watch the screen all the time.

August 21, 2025

Shreeji Shipping IPO Day 2: Check GMP, Subscription Status & Key Highlights

Shreeji Shipping Global Limited, a leading player in dry-bulk logistics across non-major ports in India and Sri Lanka, has launched its ₹411 crore IPO, consisting entirely of a fresh issue of 1.63 crore equity shares. The issue opens for subscription on August 19, 2025, at a price band of ₹240 to ₹252 per share, and closes on August 21, 2025. Post allotment, the company’s shares are scheduled to be listed on both the BSE and NSE on August 26, 2025.

Shreeji Shipping IPO Day 2 Subscription Status

The Shreeji Shipping IPO was subscribed 6.59 times on the second day, with non-institutional investors leading at 11.22 times and retail investors at 6.99 times, while QIBs subscribed 2.42 times.

Investor Category	Subscription (x)
Qualified Institutional Buyers (QIB)	2.42
Non-Institutional Investors (NII)	11.22
bNII (above ₹10 lakh)	9.60
sNII (less than ₹10 lakh)	14.47
Retail Individual Investors (RII)	6.99
Total Subscriptions	6.59

Total Applications: 6,20,002

Total Bid Amount (₹ Crores): 1,895

Objective of the Shreeji Shipping Global IPO

Use of IPO Proceeds	Amount (₹ Cr)
Acquisition of Dry Bulk Carriers in Supramax category in the secondary market	251.18
Pre-payment/ re-payment, in part or full, of certain outstanding borrowings availed by the Company	23
General Corporate Purposes	–

Shreeji Shipping IPO GMP – Day 2 Update

The grey market premium (GMP) of Shreeji Shipping IPO is ₹35, as on 5:00 PM August 20, 2025. The upper limit of the price band is ₹252, and the estimated listing price as per today’s GMP can be ₹287, giving a potential gain of around 13.89% per share.

Date	GMP	Est. Listing Price	Gain
20-08-2025 (DAY 1)	₹35	₹287	13.89%

Shreeji Shipping IPO – Key Details

Particulars	Details
IPO Opening Date	August 19, 2025
IPO Closing Date	August 21, 2025
Issue Price Band	₹240 to ₹252 per share
Total Issue Size	1,62,98,000 shares(aggregating up to ₹410.71 Cr)
Listing Platform	BSE, NSE
Registrar	Bigshare Services Private Limited
Shreeji Shipping IPO RHP	Click Here

Important Dates for Shreeji Shipping IPO Allotment

Event	Date
Tentative Allotment	August 22, 2025
Refunds Initiation	August 25, 2025
Credit of Shares to Demat	August 25, 2025
Listing Date	August 26, 2025

Shreeji Shipping Overview

Easy Steps to Apply for Shreeji Shipping IPO via Pocketful

Step 1 : Install the Pocketful Application from Play Store or App Store

Step 2 : Sign up and complete your KYC requirements

Step 3 : Go to the IPO section from the home page

Step 4 : Look for “Shreeji Shipping” in the list

Step 5 : Tap on Apply and enter your bid details

Frequently Asked Questions (FAQs)

What is the opening and closing date of Shreeji Shipping IPO?
Shreeji Shipping IPO is open on 19 August 2025 and will close on 21 August 2025.
What is the price band of the Shreeji Shipping IPO?
Its price band is fixed from ₹240 to ₹252 per share.
What is the GMP (Grey Market Premium) of Shreeji Shipping IPO today?
The GMP on 20 August 2025 is ₹35, which leads to a possible listing price of ₹287.
What is the total issue size of Shreeji Shipping IPO?
The total issue size of the Shreeji Shipping IPO is ₹410.71 crore, which is entirely a fresh issue.
What is the expected listing date of Shreeji Shipping?
This IPO is expected to be listed on BSE and NSE on August 26, 2025.

August 20, 2025

Vikram Solar IPO Day 2: Check GMP, Subscription Status & Key Highlights

Vikram Solar IPO Day 2 Subscription Status

Vikram Solar IPO was subscribed 4.73 times on the second day, led by non-institutional investors at 13.51 times and retail investors at 3.62 times, while QIBs subscribed 0.12 times.

Investor Category	Subscription (x)
Qualified Institutional Buyers (QIB)	0.12
Non-Institutional Investors (NII)	13.51
bNII (above ₹10 lakh)	13.35
sNII (less than ₹10 lakh)	13.85
Retail Individual Investors (RII)	3.62
Employees	2.49
Total Subscriptions	4.73

Total Applications: 15,25,121

Total Bid Amount (₹ crores): 6,891

Objective of the Vikram Solar IPO

Vikram Solar Limited intends to utilize the net proceeds from the fresh issue towards funding capital expenditure for its Phase I and Phase II projects, along with meeting general corporate purposes.

Use of IPO Proceeds	Amount (₹ Cr)
Partial funding of capital expenditure for the Phase-I Project	769.73
Funding of capital expenditure for the Phase-II Project	595.21
General Corporate Purposes	–

Vikram Solar IPO GMP – Day 2 Update

The grey market premium (GMP) of Vikram Solar IPO is ₹48, as on 5:00 PM August 20, 2025. The upper limit of the price band is ₹332, and the estimated listing price as per today’s GMP can be ₹380, giving a potential gain of around 14.46% per share.

Date	GMP	Est. Listing Price	Gain
20-08-2025 (DAY 2)	₹48	₹380	14.46%

Vikram Solar IPO – Key Details

Particulars	Details
IPO Opening Date	August 19, 2025
IPO Closing Date	August 21, 2025
Issue Price Band	₹315 to ₹332 per share
Total Issue Size	6,26,31,604 shares(aggregating up to ₹2,079.37 Cr)
Listing Platform	BSE, NSE
Registrar	MUFG Intime India Private Limited
Vikram Solar IPO RHP	Click Here

Important Dates for Vikram Solar IPO Allotment

Event	Date
Tentative Allotment	August 22, 2025
Refunds Initiation	August 25, 2025
Credit of Shares to Demat	August 25, 2025
Listing Date	August 26, 2025

Vikram Solar Overview

Easy Steps to Apply for Vikram Solar IPO via Pocketful

Step 1 : Install the Pocketful Application from Play Store or App Store

Step 2 : Sign up and complete your KYC requirements

Step 3 : Go to the IPO section from the home page

Step 4 : Look for “Vikram Solar” in the list

Step 5 : Tap on Apply and enter your bid details

Frequently Asked Questions (FAQs)

What is the opening and closing date of Vikram Solar IPO?
Vikram Solar IPO is open on 19 August 2025 and will close on 21 August 2025.
What is the price band of the Vikram Solar IPO?
Its price band is fixed from ₹315 to ₹332 per share.
What is the GMP (Grey Market Premium) of Vikram Solar IPO today?
The GMP on 20 August 2025 is ₹48, which leads to a possible listing price of ₹380.
What is the total issue size of Vikram Solar IPO?
The total issue size of the Vikram Solar IPO is ₹2,079.37 crore, consisting of ₹1,500 crore of fresh issue and ₹579.37 crore of offer for sale.
What is the expected listing date of Vikram Solar?
This IPO is expected to be listed on BSE and NSE on August 26, 2025.

August 20, 2025

Patel Retail IPO Day 2: Check GMP, Subscription Status & Key Highlights

Patel Retail Limited, a Maharashtra-based supermarket operator, has launched its ₹243 crore IPO, comprising a fresh issue and an offer for sale. The issue opens for subscription on August 19, 2025, at a price band of ₹237 to ₹255 per share, and closes on August 21, 2025. Following allotment, the company’s shares are set to be listed on both the BSE and NSE on August 26, 2025.

Patel Retail IPO Day 2 Subscription Status

On the second day, Patel Retail IPO was subscribed 19.51 times overall. Non-institutional investors led with 26.09 times, including 34.11 times in the small NII category. Qualified institutional buyers subscribed 17.14 times, while retail investors and employees subscribed 16.60 times and 9.56 times, respectively.

Investor Category	Subscription (x)
Qualified Institutional Buyers (QIB)	17.14
Non-Institutional Investors (NII)	26.09
bNII (above ₹10 lakh)	22.09
sNII (less than ₹10 lakh)	34.11
Retail Individual Investors (RII)	16.60
Employees	9.56
Total Subscriptions	19.51

Total Applications: 10,77,268

Total Bid Amount (in ₹ crore): 3,889

Objective of the Patel Retail IPO

Use of IPO Proceeds	Amount (₹ Cr)
Repayment/prepayment, in full or part, of certain borrowings availed of by the Company.	59
Funding of working capital requirements of the Company	115
General Corporate Purposes	–

Patel Retail IPO GMP – Day 2 Update

The grey market premium (GMP) of Patel Retail IPO is ₹49, as on 5:00 PM August 20, 2025. The upper limit of the price band is ₹255, and the estimated listing price as per today’s GMP can be ₹304, giving a potential gain of around 19.22% per share.

Date	GMP	Est. Listing Price	Gain
20-08-2025 (DAY 2)	₹49	₹304	19.22%

Patel Retail IPO – Key Details

Particulars	Details
IPO Opening Date	August 19, 2025
IPO Closing Date	August 21, 2025
Issue Price Band	₹237 to ₹255 per share
Total Issue Size	95,20,000 shares(aggregating up to ₹242.76 Cr)
Listing Platform	BSE, NSE
Registrar	Bigshare Services Private Limited
Patel Retail IPO RHP	Click Here

Important Dates for Patel Retail IPO Allotment

Event	Date
Tentative Allotment	August 22, 2025
Refunds Initiation	August 25, 2025
Credit of Shares to Demat	August 25, 2025
Listing Date	August 26, 2025

Patel Retail Overview

Easy Steps to Apply for Patel Retail IPO via Pocketful

Step 1 : Install the Pocketful Application from Play Store or App Store

Step 2 : Sign up and complete your KYC requirements

Step 3 : Go to the IPO section from the home page

Step 4 : Look for “Patel Retail” in the list

Step 5 : Tap on Apply and enter your bid details

Frequently Asked Questions (FAQs)

What is the opening and closing date of Patel Retail IPO?
Patel Retail IPO is open on 19 August 2025 and will close on 21 August 2025.
What is the price band of the Patel Retail IPO?
Its price band is fixed from ₹237 to ₹255 per share.
What is the GMP (Grey Market Premium) of Patel Retail IPO today?
The GMP on 20 August 2025 is ₹49, which leads to a possible listing price of ₹304.
What is the total issue size of Patel Retail IPO?
The total issue size of the Patel Retail IPO is ₹242.76 crore, consisting of 217.21 crore of fresh issue and 25.55 crore of offer for sale.
What is the expected listing date of Patel Retail?
This IPO is expected to be listed on BSE and NSE on August 26, 2025.

August 20, 2025

Small-Cap ETFs to Invest in India

Do you know that the biggest investment opportunities often hide in plain sight. We all hear about the big companies like Reliance or TCS, but a lot of rapid growth actually takes place in smaller, lesser-known companies that are just beginning to establish themselves. These are the small-cap companies, which have the potential to grow much faster than the giants.

The challenge, however, is that finding these hidden gems can be tough. Not every small-cap company turns into a success story, and betting on just one can be risky. To manage this, investors often need exposure to multiple small-cap stocks in order to diversify and spread their risk. This is where Small-Cap ETFs (Exchange-Traded Funds) come in. An ETF acts like a smart basket of stocks, bundling together dozens of promising small companies in one place, making investing simpler and more efficient.

In this blog, we’ll dive into why so many smart investors are looking to invest in Small-Cap ETFs in 2025 and walk you through some of the best options in the Indian market.

What is a Small-Cap Company?

These are the listed companies that are ranked by SEBI based on their total value or market capitalization.

Large Cap : The top 100 biggest companies in the Indian financial markets based on market capitalization are known as large cap companies. These companies are generally stable with strong fundamentals.
Mid Cap : These are the next 150 companies ranked between 101 to 250. They are relatively well-established businesses that demonstrate steady growth and have significant potential for further expansion.
Small Cap : These include all companies ranked below 251 by market capitalization. They are typically smaller in size, carry higher risk, but also offer greater growth potential compared to large-cap and mid-cap companies.

These small-cap companies are often young, dynamic, and have massive room to grow. They could become the big names of tomorrow. But, just like small companies, they are also more sensitive to economic changes and can be very risky.

What is an ETF?

An ETF (Exchange-Traded Fund) is an investment product that holds a collection of securities, such as stocks or bonds, and trades on the stock exchange just like a regular stock. Instead of investing in one company at a time, an ETF allows you to invest in a whole group of companies in a single purchase.

Think of it like buying fruits: if you wanted apples, bananas, and oranges, you could buy each separately or simply pick up a pre-packed fruit basket that already has a mix of them. An ETF is that fruit basket, but filled with company shares instead of fruits.

A Small-Cap ETF is a basket that contains shares of many small-cap companies. By investing in it, you get exposure to the growth potential of these smaller firms while spreading your risk across a wide range of them, rather than betting on just one.

Read Also: Best ETFs in India to Invest

Small-Cap ETFs for 2025

Now that we know the basics, let’s look at three interesting small-cap ETFs available in India. Think of them as three different types of shopping baskets.

1. HDFC NIFTY Smallcap 250 ETF

This ETF’s goal is to perfectly copy the performance of an index called the Nifty Smallcap 250. This index is a list of the largest 250 small-cap companies in India. The ETF buys shares of all 250 companies in the same proportion as the index.

AUM (Assets Under Management) : Around ₹1,319 crore, this is the total money people have invested in this ETF. A large AUM is a good sign as it shows investor confidence and usually means the ETF is easy to buy and sell.
Expense Ratio : This is the small annual fee you pay, 0.20% for HDFC. For every ₹10,000 you invest, you only pay ₹20 per year. This is very low and doesn’t reduce returns that much.
Tracking Error : It is around 0.16%, this number tells you how well the ETF is copying its index. A lower number is better, and 0.16% is excellent. It means the fund manager is doing a great job.
Liquidity : Very high liquidity, as millions of units are traded every day, so you can buy or sell it easily without any issues.

2. Motilal Oswal Nifty Smallcap 250 ETF

This ETF also tracks the Nifty Smallcap 250 Index, aiming to deliver returns that closely correspond to the performance of the broader small-cap market. Its investment strategy is identical to HDFC’s, as it replicates the index by holding all constituent stocks in the same proportion.

AUM : Its assets under management is around ₹125 crore, this is smaller than HDFC’s, which is understood for a newer fund.
Expense Ratio : This is a bit higher than HDFC’s, approx 0.31%. For a product that does the same thing, you are paying a little more in fees.
Tracking Error : Around 0.22%. This is also very low and shows good management, but it’s slightly higher than HDFC’s number.
Liquidity : It has good trading volumes, so buying and selling are generally not a problem.

3. Mirae Asset Nifty Smallcap 250 Momentum Quality 100 ETF

The Mirae ETF starts with the same 250 small-cap companies but then applies a filter. It picks the top 100 stocks that show momentum, which means companies whose share prices have been rising strongly recently and companies with strong fundamentals, like good profits and low debt. This is called a “smart-beta” or “factor-based” strategy. The idea is to own not just the whole market, but a smarter, potentially better-performing slice of it.

AUM : It has an asset under management of around ₹658 crore. This shows that many investors are interested in investing in an ETF with a smart investment strategy.
Expense Ratio : This is double as compared to HDFC’s fee around 0.47%. This higher cost is what you pay for the extra research and filtering process.
Tracking Error : Around 0.25%, this shows that the ETF is good at following its own special Momentum Quality 100 index.
Liquidity : Very liquid, with high trading volumes, making it easy to trade.

Advantages and Disadvantages of small cap ETF to Invest

Advantages

High Growth Potential : Small companies can grow much faster than large, established ones, potentially giving you very high returns.
Instant Diversification : With one click, you own a piece of hundreds of companies, if one company does poorly, it doesn’t sink your entire investment.
Low Cost : ETFs are much cheaper to own than most mutual funds. Most of your funds stay invested and work for you.
Easy to Trade : You can buy and sell them anytime during the market hours, just like a stock.

Disadvantages

High Volatility : The prices of small-cap ETFs can swing up and down instantly, they are not suitable for investors who get affected easily.
Economic downturn : During a market downturn or recession, small-cap stocks tend to fall much harder and faster as compared to a large-cap stocks.
Long-Term View : To get good returns, you must be prepared to stay invested for a long time, ideally 5 to 7 years or more.

How to Choose the Right ETF?

Some of the key factors to consider before choosing the right ETF for your financial needs are given below:

Expense Ratio : Always check the expense ratio as a lower fee means higher returns for you over the long run.
Tracking Error : A low tracking error means the fund is doing well in the market, showing its efficiency.
AUM and Trading Volume : Look for ETFs with a large AUM and high daily trading volume, this ensures you can buy and sell it easily in the market.
Understand the Index : Know what you are buying. Are you investing in ETFs that completely copies the whole index (like with HDFC and Motilal) or uses a special strategy (like with Mirae).

How to Invest in ETFs?

You can invest in ETFs by following the steps mentioned below:

Open a Demat and Trading Account : This is your account for holding and trading shares and ETFs. You can open one online with brokers like Pocketful in a few minutes.
Complete Your KYC : You will need to submit your PAN card, address proof, and other documents for a one-time verification process.
Add Funds : Transfer money from your bank account to your trading account.
Search and Buy : Open your broker’s app, search for the ETF’s name or ticker, enter the quantity you want to buy, and click ‘Buy’.
Monitor Your Investment : The ETF units will appear in your Demat account. You can track their performance on your app.

Conclusion

Small-cap ETFs can be a powerful tool to build wealth over the long term. They offer an exciting mix of high growth potential and diversification at a low cost. However, they come with high risk and are not suitable for everyone. The right choice for you depends entirely on your personal financial goals, how much risk you are comfortable with, and your investment philosophy. Take your time, do your research, and choose the ETF that feels right for you. Furthermore, it is advised to consult a financial advisor before investing in any stock or ETF.

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5	What is Nifty BeES ETF? Features, Benefits & How to Invest?
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7	List of 10 Top Smallcap Stocks in India on NSE
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Frequently Asked Questions (FAQs)

Are small-cap ETFs better than investing in individual small-cap stocks?
Individual small-cap stocks can give high returns but carry high risk. Small-cap ETFs spread your money across many companies, reducing risk while still giving exposure to growth potential.
Can beginners invest in small-cap ETFs considering the risk?
They are considered high-risk because their prices can be very volatile. However, because an ETF holds many stocks, the risk is spread out. If you have a long-term investment plan (5+ years) and can handle the price swings, then even beginners can invest in small cap ETFs.
When can a small-cap ETF give good returns?
To see meaningful returns and ride out the market’s ups and downs, it is generally recommended to stay invested for at least 5 to 7 years. They are not suitable for short-term goals.
Why is ‘expense ratio’ important?
The expense ratio is a small annual fee charged by the fund company to manage the ETF. It’s important because it directly reduces returns of an investor.
How are my profits from these ETFs taxed in India?
If you sell equity ETF units within 12 months, gains are taxed at 20%. For holdings over 12 months, the first ₹1.25 lakh of gains per year is exempt; amounts above are taxed at 12.5%.

August 20, 2025

Difference Between Shares and Stocks

Stock market investments are a great way of building wealth over time. This is, however, true only if a person understands the concept, meaning, and essential terminologies associated with stock investments, as it requires considerable research. In the financial world, two terms that are widely confused are “shares” and “stocks.” While they are often used interchangeably, they have distinct meanings in the context of investing.

In this blog, we will explain the difference between stocks and shares, their types, benefits, and risks so you can invest with clarity and confidence.

What is a Stock?

A stock is a blanket term that represents a person’s ownership stake in one or several companies. Having a stock means that you gain some part of a company’s assets, earnings, or production; this means you partially own the company, hence you are one of its many shareholders. At this point, stocks are considered financial instruments that can be bought and sold on the stock market.

Investors are granted certain rights assuming they own the required stocks of a certain company:

Voting rights in company decisions, such as in the case of common stock
Dividends
Capital appreciation, which comes when the price of a stock increases

All stocks are held electronically in a Demat (dematerialized) account, which acts as your digital storage of securities. The stocks do not have to be from the same company, as they can be from different companies. That prime reason is what makes the term stocks wider in scope as compared to shares.

A share is the smallest unit of ownership in a company. Simply shares are the individual parts that constitute a stock. If a corporation issues 10,000 shares and you hold 100 of them, then you own 1% of the company.

For example : Imagine that Adani Green Energy Limited (AGEL) has 10,000 total shares. By buying one share, you hold 0.01% of the company. When the value of the share increases, that in turn increases the value of your investment.

In other words, “stock” is a company’s investment as a whole, while “shares” are the components of that investment in a single corporation.

Stocks and Shares: What Are the Differences?

Comparison Attribute	Stock	Share
Meaning	Stocks represent part of ownership in a single or multiple companies.	Share represents a single unit of ownership in a company.
Paid up value	Stocks are generally considered fully paid.	Shares can be partly or fully paid-up
Value	The market price of stocks varies across companies and stock categories.	Shares of a specific company have the same or equal value.
Categories	Stocks are of two types, common and preferred, which can be further divided into growth stocks, blue-chip stocks, etc.	Shares are categorised into common shares and preference shares

Types of Stocks

Depending on the level of risk, goals for capital, and investments, stocks differ from other investments. Below are a few of the most common stock types:

1. Common Stock

They have voting rights attached to it, investors can vote in crucial company decisions. Dividends are not guaranteed in common stocks even talking about the liquidation situation, the common stockholder comes last in line for compensation.

2. Preferred Stock

Preferred stocks are shared by few companies. In this type of stock the stockholder gets a guarantee to get dividend payments. If the company gets into a situation where it gets liquidated the preferred stockholder gets compensation but voting rights are not given in this stock.

3. Large-cap Stocks

These stocks are of the companies that are well established and financially strong with huge market capitalization (Top 100 companies by market cap in India). These stocks are known for their strong brand value, stability, continuous growth and earning, even regular dividend payments. Due to their strong foothold they are less risky and less volatile to global changes. For eg : Reliance Industries, TCS, HDFC Bank etc.

4. Mid-cap Stocks

Mid cap stocks, or mid cap equities, are stocks of companies ranked from 101 to 250 by market capitalization. These companies typically show solid growth potential plus demonstrate qualities like well established blue-chip companies. Investment in mid-caps provides a balanced-risk and return, these stocks are less volatile compared to small caps and mid cap stocks provide more growth than large cap stocks.

5. Small-cap Stocks

Small-cap stocks are companies ranked below 251 by market capitalization in India. These represent newer businesses with the potential of achieving great returns but come with a lot of risks. These companies are characterized by high volatility, limited resources, small market shares, and sensitivity to volatile market conditions.

6. Growth Stocks

Growth stocks are those that will be able to grow at a greater rate than the rest of the market, usually these stocks are from the healthcare and technology sector. These firms use their profits to reinvest instead of giving out high dividends which leads to a higher price to earnings ratio. These also tend to appreciate in value dramatically which results in capital appreciation for investors.

7. Blue-chip Stocks

Often tagged to large-cap stocks, ‘blue-chip’ describes the stocks of well-known companies that are financially stable and have a history of consistent earnings, dependable dividends, and a good reputation. They are considered safe investments relative to other stocks.

Types of Shares

Shares can be classified into different categories, based on their rights, returns, or other priorities.

1. Equity or Common Shares

Equity shares signify the fundamental ownership of a company and gives the shareholder voting rights in making important decisions for the company. A significant capital appreciation and wealth growth can be received from this type of share, but these shares are at highest risk and getting dividends are not certain, and the shareholder will be last to liquidate the assets after preferred shareholders and creditors.

2. Preference Shares

Preference shares indicate ownership of the company but with priority over equity shares. Holders also receive dividends prior to common stockholders and have a greater claim on the company’s assets if liquidation occurs, however they lack voting rights and preference shares are less risky than equity shares but they offer less capital appreciation.

Benefits of Investing in Stocks

Investing in stocks has several financial advantages:

Wealth Creation: Stocks generally appreciate over time and increase in value, as the company grows for its economical expansion. As compared to bonds and saving accounts interest, stocks have outperformed if invested for a long period of time, making them a good option to increase wealth.
Diversification: Investing in different industries and companies reduces overall portfolio risk. Diversification helps in mitigation of sector based global challenges thus investing in multiple sectors helps in securing your invested capital.
Liquidity: Stocks can be easily bought or sold with ease on exchanges as digital mode is evolving, this helps investors to access the stock anytime anywhere .
Dividend Income: Some stocks provide periodic dividend payments, which can give investors a regular income. This investment can also be helpful for reinvestment purposes.
Control and Ownership: Important decisions can be influenced, as equity shareholders have voting power according to their stock holdings.

Risks Involved in Stock Market Investments

Volatility: Stock markets witness frequent price changes due to global market news, economic conditions, or company performance leading to risking investors capital.
Market Risk: A downturn in the market conditions will most likely drag even strong stocks down, regardless of their original value.
Liquidity Risk: Some stocks basically that have less trading volume or small growing companies stocks, might be difficult to sell when required. This can impact the investor that is looking for instant cash out from their shares.
Emotional Investing: A vast majority of investors tend to buy and sell based on personal emotions like fear of losing capital or greed to gain high profits, this can cause avoidable losses. Rumours or news may sometimes lead the investor to such a situation.

Conclusion

In the world of financial markets, understanding the distinction between stocks and shares is a fundamental step for every investor. Stocks represent overall ownership in one or more companies, while shares are the specific units that define this ownership within a single company. Grasping these concepts not only strengthens financial knowledge but also enables smarter and more confident investment decisions, whether the goal is long-term wealth creation or short-term trading opportunities. It is advised to consult a financial advisor before investing.

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Frequently Asked Questions (FAQs)

Are stocks and shares the same thing?
No, stocks and shares are not the same. The term ‘stocks’ refers to a larger concept which includes the ownership of more than one company while ‘shares’ are specific quantifiable pieces of ownership in a singular company.
How do I start investing in shares or stocks?
To start stock investing, you need a registered broker providing a trading account and a Demat account for example, Pocketful that provides free account registration and demat account opening or any SEBI registered platform.
What is the safest way to invest in the stock market for beginners?
For starters, the lowest risk methods are investing in professionally managed and diversified financial instruments like Mutual Funds or ETFs. ETFs and Mutual Funds require less skill and knowledge or blue-chip stocks of renowned companies that have shown consistent growth over the years can also be used.
Can I lose money while investing in shares?
Absolutely, while the stock market is filled with opportunities for trying to make money, it always comes with serious risks attached to it.
What do I actually own if I buy a company’s stock?
You own a certain amount of shares of that company, which makes you a partial owner of that specific business.

August 20, 2025

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Method 2: Check from BSE or NSE’s website

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How to Check Vikram Solar IPO Allotment Status

Method 1: Registrar’s website (MUFG Intime India Pvt. Ltd.)

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Method 2: Check from BSE or NSE’s website

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Objective of the Vikram Solar IPO

Vikram Solar IPO GMP – Day 3 Update

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Important Dates for Vikram Solar IPO Allotment

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Patel Retail IPO Day 3 Subscription Status

How to Check Patel Retail IPO Allotment Status

Method 1: Registrar’s website (Bigshare Services Pvt. Ltd.)

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Method 2: Check from BSE or NSE’s website

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Objective of the Patel Retail IPO

Patel Retail IPO GMP – Day 3 Update

Patel Retail IPO – Key Details

Important Dates for Patel Retail IPO Allotment

Patel Retail Overview

Frequently Asked Questions (FAQs)

What is the opening and closing date of Patel Retail IPO?

What is the price band of the Patel Retail IPO?

What is the GMP (Grey Market Premium) of Patel Retail IPO today?

What is the total issue size of Patel Retail IPO?

What is the expected listing date of Patel Retail?

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Pros of Margin Trading Facility

Cons of MTF

What is Pledging of Shares?

How does Pledging of Shares work?

Pledging of Shares Process: OTP facility from CDSL/NSDL

Which stocks can be pledged?

Pros of Pledging of Shares

Cons of Pledging of Shares

Pledging of Shares vs Pay Later (MTF): Key Differences

Increase Buying Power with Pocketful MTF – Get 5x Margin!

When Should You Use Pledging of Shares?

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Conclusion

Frequently Asked Questions (FAQs)

What is the meaning of MTF in trading?

Can I pledge any stock for margin?

Is interest charged in MTF?

What happens if the price of the stock bought using MTF falls?

Which is safer: MTF or Pledge Shares?

What is Spot Trading?

How Do You Actually Make Money?

Advantages of Spot Trading

Disadvantages of Spot Trading

How to Start Spot Trading : First Steps

Step 1

Step 2

Step 3