{"id":27088,"date":"2026-05-13T09:45:50","date_gmt":"2026-05-13T09:45:50","guid":{"rendered":"https:\/\/wp-api.pocketful.in\/blog\/?post_type=mutual-funds&#038;p=27088"},"modified":"2026-05-13T09:45:50","modified_gmt":"2026-05-13T09:45:50","slug":"liquid-fund-vs-debt-fund","status":"publish","type":"mutual-funds","link":"https:\/\/wp-api.pocketful.in\/blog\/mutual-funds\/liquid-fund-vs-debt-fund\/","title":{"rendered":"Liquid Fund vs Debt Fund: Key Differences"},"content":{"rendered":"\n<p class=\"wp-block-paragraph\">Investing money is not always about generating returns; sometimes it is about balancing your portfolio and providing stability in it with some moderate growth. For such investors, liquid funds and debt funds are suitable options.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">In today\u2019s blog post, we will give you an overview of liquid funds and debt funds, along with the key differences between them and which one is suitable for you.<\/p>\n\n\n\n<div id=\"ez-toc-container\" class=\"ez-toc-v2_0_65 counter-hierarchy ez-toc-counter ez-toc-transparent ez-toc-container-direction\">\n<div class=\"ez-toc-title-container\">\n<p class=\"ez-toc-title \" >Table of Contents<\/p>\n<span class=\"ez-toc-title-toggle\"><a href=\"#\" class=\"ez-toc-pull-right ez-toc-btn ez-toc-btn-xs ez-toc-btn-default ez-toc-toggle\" aria-label=\"Toggle Table of Content\"><span class=\"ez-toc-js-icon-con\"><span class=\"\"><span class=\"eztoc-hide\" style=\"display:none;\">Toggle<\/span><span class=\"ez-toc-icon-toggle-span\"><svg style=\"fill: #999;color:#999\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" class=\"list-377408\" width=\"20px\" height=\"20px\" viewBox=\"0 0 24 24\" fill=\"none\"><path d=\"M6 6H4v2h2V6zm14 0H8v2h12V6zM4 11h2v2H4v-2zm16 0H8v2h12v-2zM4 16h2v2H4v-2zm16 0H8v2h12v-2z\" fill=\"currentColor\"><\/path><\/svg><svg style=\"fill: #999;color:#999\" class=\"arrow-unsorted-368013\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"10px\" height=\"10px\" viewBox=\"0 0 24 24\" version=\"1.2\" baseProfile=\"tiny\"><path d=\"M18.2 9.3l-6.2-6.3-6.2 6.3c-.2.2-.3.4-.3.7s.1.5.3.7c.2.2.4.3.7.3h11c.3 0 .5-.1.7-.3.2-.2.3-.5.3-.7s-.1-.5-.3-.7zM5.8 14.7l6.2 6.3 6.2-6.3c.2-.2.3-.5.3-.7s-.1-.5-.3-.7c-.2-.2-.4-.3-.7-.3h-11c-.3 0-.5.1-.7.3-.2.2-.3.5-.3.7s.1.5.3.7z\"\/><\/svg><\/span><\/span><\/span><\/a><\/span><\/div>\n<nav><ul class='ez-toc-list ez-toc-list-level-1 ' ><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-1\" href=\"https:\/\/wp-api.pocketful.in\/blog\/mutual-funds\/liquid-fund-vs-debt-fund\/#What_is_a_Liquid_Fund\" title=\"What is a Liquid Fund?\">What is a Liquid Fund?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-2\" href=\"https:\/\/wp-api.pocketful.in\/blog\/mutual-funds\/liquid-fund-vs-debt-fund\/#What_are_Debt_Funds\" title=\"What are Debt Funds?\">What are Debt Funds?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-3\" href=\"https:\/\/wp-api.pocketful.in\/blog\/mutual-funds\/liquid-fund-vs-debt-fund\/#Difference_Between_Liquid_Fund_and_Debt_Fund\" title=\"Difference Between Liquid Fund and Debt Fund\">Difference Between Liquid Fund and Debt Fund<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-4\" href=\"https:\/\/wp-api.pocketful.in\/blog\/mutual-funds\/liquid-fund-vs-debt-fund\/#Taxation_of_Liquid_Fund_and_Debt_Fund\" title=\"Taxation of Liquid Fund and Debt Fund\">Taxation of Liquid Fund and Debt Fund<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-5\" href=\"https:\/\/wp-api.pocketful.in\/blog\/mutual-funds\/liquid-fund-vs-debt-fund\/#Debt_Fund_vs_Liquid_Fund_Which_one_is_better_for_you\" title=\"Debt Fund vs Liquid Fund: Which one is better for you?\">Debt Fund vs Liquid Fund: Which one is better for you?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-6\" href=\"https:\/\/wp-api.pocketful.in\/blog\/mutual-funds\/liquid-fund-vs-debt-fund\/#Conclusion\" title=\"Conclusion\">Conclusion<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-7\" href=\"https:\/\/wp-api.pocketful.in\/blog\/mutual-funds\/liquid-fund-vs-debt-fund\/#Frequently_Asked_Questions_FAQs\" title=\"Frequently Asked Questions (FAQs)\">Frequently Asked Questions (FAQs)<\/a><\/li><\/ul><\/nav><\/div>\n<h2 class=\"wp-block-heading\" id=\"h-what-is-a-liquid-fund\"><span class=\"ez-toc-section\" id=\"What_is_a_Liquid_Fund\"><\/span>What is a Liquid Fund?<span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<p class=\"wp-block-paragraph\">A liquid fund is a category of debt-oriented mutual fund in which the fund manager primarily invests the pooled money in short-term money market instruments such as treasury bills, commercial papers, etc., having a maturity of up to 91 days. This category of mutual fund carries low risk because of short-term maturity, and is considered one of the safest funds to invest in. Liquid funds are considered an alternative to your savings account. It offers slightly better returns than a savings bank account and offers high liquidity.<\/p>\n\n\n\n<h3 class=\"wp-block-heading has-medium-font-size\" id=\"h-best-5-funds-to-invest-in-a-liquid-fund\">Best 5 Funds to Invest in a Liquid Fund<\/h3>\n\n\n\n<p class=\"wp-block-paragraph\">The best 5 liquid funds in which an investor can invest are as follows:<\/p>\n\n\n\n<figure class=\"wp-block-table has-small-font-size\"><table><thead><tr><th>Funds<\/th><th>1 Year Return<\/th><th>3 Years Return<\/th><th>5 Years Returns<\/th><th>AUM (Crores)<\/th><\/tr><\/thead><tbody><tr><td>Aditya Birla Sunlife Liquid Fund<\/td><td>6.56%<\/td><td>7.19%<\/td><td>6.16%<\/td><td>45397<\/td><\/tr><tr><td>Axis Liquid Fund<\/td><td>6.26%<\/td><td>6.95%<\/td><td>6.05%<\/td><td>30166<\/td><\/tr><tr><td>Bank of India Liquid Fund<\/td><td>6.26%<\/td><td>6.98%<\/td><td>6.06%<\/td><td>1547<\/td><\/tr><tr><td>Edelweiss Liquid Fund<\/td><td>6.26%<\/td><td>6.89%<\/td><td>5.94%<\/td><td>8875<\/td><\/tr><tr><td>DSP Liquidity Fund<\/td><td>6.24%<\/td><td>6.92%<\/td><td>6%<\/td><td>16862<\/td><\/tr><\/tbody><\/table><figcaption class=\"wp-element-caption\">(As on 30th April 2026)<\/figcaption><\/figure>\n\n\n\n<h3 class=\"wp-block-heading has-medium-font-size\" id=\"h-key-features-of-liquid-fund\">Key Features of Liquid Fund<\/h3>\n\n\n\n<p class=\"wp-block-paragraph\">The key features of liquid funds are as follows:<\/p>\n\n\n\n<ol class=\"wp-block-list\">\n<li><strong>Liquidity<\/strong>: Liquid mutual funds offer liquidity to an investor. You can withdraw the money within 24 hours. And certain funds offer instant withdrawals up to a certain limit.<\/li>\n\n\n\n<li><strong>No Lock-in<\/strong>: The liquid funds fall under the open-ended category of mutual funds. Hence, one can easily invest and withdraw their funds anytime.<\/li>\n\n\n\n<li><strong>Low Risk<\/strong>: As liquid funds invest in short-term securities, they are less sensitive to interest rate changes and carry low risk.<\/li>\n\n\n\n<li><strong>Stable Returns<\/strong>: The returns of liquid funds are relatively stable, hence they are suitable for parking short-term money.<\/li>\n<\/ol>\n\n\n\n<h2 class=\"wp-block-heading\" id=\"h-what-are-debt-funds\"><span class=\"ez-toc-section\" id=\"What_are_Debt_Funds\"><\/span>What are Debt Funds?<span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<p class=\"wp-block-paragraph\">Debt funds are a category of mutual funds that primarily invest money in fixed-income securities such as government bonds, corporate bonds, treasury bills, etc. They can invest in securities having short-term, medium-term and long-term maturity. There are various sub-categories of debt funds, such as short-duration funds, corporate bond funds, etc. Each debt fund carries a different kind of risk, such as interest rate risk, credit risk, etc. Debt funds are generally suitable for conservative and moderate investors who prefer to have stability in their portfolio.<\/p>\n\n\n\n<h3 class=\"wp-block-heading has-medium-font-size\" id=\"h-best-5-funds-to-invest-in-debt-funds\">Best 5 Funds to Invest in Debt Funds<\/h3>\n\n\n\n<p class=\"wp-block-paragraph\">The 5 best funds in which an investor can invest are as follows:<\/p>\n\n\n\n<figure class=\"wp-block-table has-small-font-size\"><table><thead><tr><th>Funds<\/th><th>1 Year Return<\/th><th>3 Years Return<\/th><th>5 Years Returns<\/th><th><\/th><\/tr><\/thead><tbody><tr><td><strong>Funds<\/strong><\/td><td><strong>1 Year Return<\/strong><\/td><td><strong>3 Years Return<\/strong><\/td><td><strong><strong>5 Years Returns<\/strong><\/strong><\/td><td><strong>AUM (Crores)<\/strong><\/td><\/tr><tr><td>Bank of India Credit Risk Fund<\/td><td>16.91%<\/td><td>9.56%<\/td><td>27.66%<\/td><td>100<\/td><\/tr><tr><td>Aditya Birla Credit Risk Fund<\/td><td>11.83%<\/td><td>11.81%<\/td><td>9.74%<\/td><td>1178<\/td><\/tr><tr><td>DSP Credit Risk Fund<\/td><td>9.53%<\/td><td>15.51%<\/td><td>11.95%<\/td><td>223<\/td><\/tr><tr><td>Nippon India Credit Risk Fund<\/td><td>7.15%<\/td><td>8.02%<\/td><td>8.33%<\/td><td>1058<\/td><\/tr><tr><td>Aditya Birla Medium Term Fund<\/td><td>7.86%<\/td><td>9.52%<\/td><td>11.78%<\/td><td>3078<\/td><\/tr><\/tbody><\/table><figcaption class=\"wp-element-caption\">(As of 30th April 2026)<\/figcaption><\/figure>\n\n\n\n<h3 class=\"wp-block-heading has-medium-font-size\" id=\"h-key-features-of-debt-fund\">Key Features of Debt Fund<\/h3>\n\n\n\n<p class=\"wp-block-paragraph\">The key features of debt funds are as follows<\/p>\n\n\n\n<ol class=\"wp-block-list\">\n<li><strong>Different investment options<\/strong>: Debt fund offers different investment options depending upon the investment objective and risk profile of the investor.<\/li>\n\n\n\n<li><strong>Professional Fund Management<\/strong>: In Debt funds offered by the asset management company, the fund is managed by a professional fund manager, and they actively manage the portfolio to enhance returns.<\/li>\n\n\n\n<li><strong>Risk Profile<\/strong>: The debt fund is suitable for investors with a conservative and moderate risk profile.<\/li>\n\n\n\n<li><strong>Returns<\/strong>: The longer the investment horizon, the higher the returns will be, as the underlying fixed income securities have a higher rate of interest.\u00a0<\/li>\n<\/ol>\n\n\n\n<p class=\"wp-block-paragraph\"><strong>Read Also:<\/strong>&nbsp;<a href=\"https:\/\/www.pocketful.in\/blog\/mutual-funds\/large-cap-vs-mid-cap\/\">Difference Between Large Cap vs Mid Cap Mutual Fund<\/a><\/p>\n\n\n\n<h2 class=\"wp-block-heading\" id=\"h-difference-between-liquid-fund-and-debt-fund\"><span class=\"ez-toc-section\" id=\"Difference_Between_Liquid_Fund_and_Debt_Fund\"><\/span>Difference Between Liquid Fund and Debt Fund<span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<p class=\"wp-block-paragraph\">The key difference between a liquid fund and a debt fund is as follows:<\/p>\n\n\n\n<figure class=\"wp-block-table has-small-font-size\"><table><thead><tr><th>Particular<\/th><th>Liquid Fund<\/th><th>Debt Fund<\/th><\/tr><\/thead><tbody><tr><td><strong>Investment Duration<\/strong><\/td><td>Investment in a liquid fund is suitable for up to 91 days.<\/td><td>Debt funds are suitable for short, medium and long duration.<\/td><\/tr><tr><td><strong>Volatile<\/strong><\/td><td>Liquid funds show almost nil volatility.<\/td><td>Debt funds of longer duration are highly volatile in nature; they can fluctuate due to changes in interest rates.<\/td><\/tr><tr><td><strong>Suitability<\/strong><\/td><td>Liquid funds are suitable for investors who want to park their money for a shorter period of time.&nbsp;<\/td><td>Debt funds are suitable for conservative and moderate investors who prefer income generation and wealth preservation over growth.<\/td><\/tr><tr><td><strong>Returns<\/strong><\/td><td>Liquid fund offers low returns.<\/td><td>A long-duration debt fund offers higher returns than a liquid fund.<\/td><\/tr><tr><td><strong>Credit Risk<\/strong><\/td><td>A liquid fund generally carries very low credit risk.<\/td><td>Debt funds with longer duration carry credit risk.<\/td><\/tr><tr><td><strong>Portfolio<\/strong><\/td><td>Liquid funds have Treasury Bills, Commercial Papers, and Certificates of Deposit in their portfolio.<\/td><td>While Debt Funds have bonds, government securities, corporate debt, etc. in their portfolio.<\/td><\/tr><\/tbody><\/table><\/figure>\n\n\n\n<h2 class=\"wp-block-heading\" id=\"h-taxation-of-liquid-fund-and-debt-fund\"><span class=\"ez-toc-section\" id=\"Taxation_of_Liquid_Fund_and_Debt_Fund\"><\/span>Taxation of Liquid Fund and Debt Fund<span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<p class=\"wp-block-paragraph\">Taxation is a key factor which an investor should consider before investing in any debt fund, including a liquid fund. As a liquid fund is a part of a debt fund, both have similar taxation.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Based on the latest Income Tax rules, income from debt funds, including liquid fund are taxed based on the investor&#8217;s income slab, irrespective of their holding period. Earlier investors were offered indexation benefit, but later it was abolished by the Ministry of Finance. Therefore, if you fall in a higher tax bracket, then your post-tax return may be reduced.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\" id=\"h-debt-fund-vs-liquid-fund-which-one-is-better-for-you\"><span class=\"ez-toc-section\" id=\"Debt_Fund_vs_Liquid_Fund_Which_one_is_better_for_you\"><\/span>Debt Fund vs Liquid Fund: Which one is better for you?<span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<p class=\"wp-block-paragraph\">Debt funds and liquid funds both serve different objectives but have similar features, such as taxation. Choosing between debt and a liquid fund depends on the investor&#8217;s risk profile and investment objective. One can choose a liquid fund if they want to park their money for a few days to months, and are building an emergency corpus. On the other hand, debt funds are suitable if you have a longer investment horizon and are looking for better returns than a liquid fund, with some moderate fluctuations, as debt funds with a longer horizon are volatile in nature.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\" id=\"h-conclusion\"><span class=\"ez-toc-section\" id=\"Conclusion\"><\/span>Conclusion<span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<p class=\"wp-block-paragraph\">On a concluding note, both liquid fund and debt fund are suitable for a conservative and moderate investor who does not wish to see volatility in their portfolio and is looking for capital preservation along with limited returns. Both of these funds play a key role in balancing the portfolio. Liquid funds are suitable for parking funds for a shorter duration, while debt funds are for generating a steady income. However, debt funds carry certain risks such as credit risk, interest rate risk, etc. Therefore, it is advisable to consult your investment advisor before making any investment in either a liquid or a debt fund. <a href=\"https:\/\/www.pocketful.in\/mutual-funds\">Invest smarter in mutual funds with Pocketful<\/a> &#8211; zero brokerage, simple interface, powerful tools.\u00a0<\/p>\n\n\n\n<figure class=\"wp-block-table has-small-font-size\"><table><thead><tr><th class=\"has-text-align-left\" data-align=\"left\">S.NO.<\/th><th class=\"has-text-align-left\" data-align=\"left\">Check Out These Interesting Posts You Might Enjoy!<\/th><\/tr><\/thead><tbody><tr><td class=\"has-text-align-left\" data-align=\"left\">1<\/td><td class=\"has-text-align-left\" data-align=\"left\"><a href=\"https:\/\/www.pocketful.in\/blog\/mutual-fund-vs-etf-are-they-same-or-different\/\">Mutual Fund vs ETF. Are They Same Or Different?<\/a><\/td><\/tr><tr><td class=\"has-text-align-left\" data-align=\"left\">2<\/td><td class=\"has-text-align-left\" data-align=\"left\"><a href=\"https:\/\/www.pocketful.in\/blog\/etf-vs-index-fund\/\">ETF vs Index Fund: Key Differences You Must Know<\/a><\/td><\/tr><tr><td class=\"has-text-align-left\" data-align=\"left\">3<\/td><td class=\"has-text-align-left\" data-align=\"left\"><a href=\"https:\/\/www.pocketful.in\/blog\/etf-vs-stock\/\">ETF vs Stock \u2013 Which One is the Better Investment Option?<\/a><\/td><\/tr><tr><td class=\"has-text-align-left\" data-align=\"left\">4<\/td><td class=\"has-text-align-left\" data-align=\"left\"><a href=\"https:\/\/www.pocketful.in\/blog\/gold-etf-vs-gold-mutual-fund\/\">Gold ETF vs Gold Mutual Fund: Differences and Similarities<\/a><\/td><\/tr><tr><td class=\"has-text-align-left\" data-align=\"left\">5<\/td><td class=\"has-text-align-left\" data-align=\"left\"><a href=\"https:\/\/www.pocketful.in\/blog\/fd-fixed-deposit-vs-stocks\/\">FD (Fixed Deposit) vs Stocks: Which is the better investment option?<\/a><\/td><\/tr><tr><td class=\"has-text-align-left\" data-align=\"left\">6<\/td><td class=\"has-text-align-left\" data-align=\"left\"><a href=\"https:\/\/www.pocketful.in\/blog\/regular-vs-direct-mutual-funds-make-the-right-decision\/\">Regular vs Direct Mutual Funds: Make The Right Investment Decision<\/a><\/td><\/tr><tr><td class=\"has-text-align-left\" data-align=\"left\">7<\/td><td class=\"has-text-align-left\" data-align=\"left\"><a href=\"https:\/\/www.pocketful.in\/blog\/mutual-funds\/daily-sip-vs-monthly-sip\/\">Daily SIP vs Monthly SIP: Which SIP is Better?<\/a><\/td><\/tr><tr><td class=\"has-text-align-left\" data-align=\"left\">8<\/td><td class=\"has-text-align-left\" data-align=\"left\"><a href=\"https:\/\/www.pocketful.in\/blog\/mutual-funds\/sip-vs-lump-sum\/\">SIP vs Lump Sum: Which is Better?<\/a><\/td><\/tr><tr><td class=\"has-text-align-left\" data-align=\"left\">9<\/td><td class=\"has-text-align-left\" data-align=\"left\"><a href=\"https:\/\/www.pocketful.in\/blog\/mutual-funds-vs-direct-investing-differences-pros-cons-and-suitability\/\">Mutual Funds vs Direct Investing: Differences, Pros, Cons, and Suitability<\/a><\/td><\/tr><tr><td class=\"has-text-align-left\" data-align=\"left\">10<\/td><td class=\"has-text-align-left\" data-align=\"left\"><a href=\"https:\/\/www.pocketful.in\/blog\/sip-in-stocks-vs-sip-in-mutual-funds\/\">SIP in Stocks vs SIP in Mutual funds?<\/a><\/td><\/tr><\/tbody><\/table><\/figure>\n\n\n\n<h2 class=\"wp-block-heading\" id=\"h-frequently-asked-questions-faqs\"><span class=\"ez-toc-section\" id=\"Frequently_Asked_Questions_FAQs\"><\/span>Frequently Asked Questions (FAQs)<span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n<div class=\"saswp-faq-block-section\"><ol style=\"list-style-type:none\"><li style=\"list-style-type: none\"><h3 class=\"\">Among the debt fund and the liquid fund, which offers better returns?<\/h3><p class=\"saswp-faq-answer-text\">Among the debt fund and liquid fund, the debt fund offers slightly better returns than the liquid fund. Most of the debt funds invest in underlying securities with longer maturity.<\/p><li style=\"list-style-type: none\"><h3 class=\"\">Are liquid fund and debt fund taxed similarly?<\/h3><p class=\"saswp-faq-answer-text\">Yes, both liquid fund and debt fund are taxed similarly; both are taxed based on the investor&#8217;s income tax slab, irrespective of the holding period.<\/p><li style=\"list-style-type: none\"><h3 class=\"\">What is the ideal investment duration of a liquid fund?<\/h3><p class=\"saswp-faq-answer-text\">Liquid funds are suitable for parking short-term money and are used as emergency funds. It has an ideal investment horizon of 3 months.<\/p><li style=\"list-style-type: none\"><h3 class=\"\">What are the risks involved in debt funds?<\/h3><p class=\"saswp-faq-answer-text\">The risks involved while investing in debt funds are interest rate risk, which means any change in interest rates by the RBI can impact the value of the fund, and credit risk, in which there is a risk of default by the issuer of the security.<\/p><li style=\"list-style-type: none\"><h3 class=\"\">How to invest in a Debt Mutual Fund?<\/h3><p class=\"saswp-faq-answer-text\">To invest in a debt mutual fund, one can open an account with Pocketful by downloading the Pocketful mobile application. And once the account is created, they can visit the mutual fund section on the app, where they can find the debt fund, choose it, and invest.\u00a0<\/p><\/ul><\/div>","protected":false},"excerpt":{"rendered":"<p>Investing money is not always about generating returns; sometimes it is about balancing your portfolio and providing stability in it with some moderate growth. For such investors, liquid funds and debt funds are suitable options. In today\u2019s blog post, we will give you an overview of liquid funds and debt funds, along with the key [&hellip;]<\/p>\n","protected":false},"author":10,"featured_media":27216,"parent":0,"menu_order":0,"template":"","format":"standard","meta":{"_acf_changed":false,"inline_featured_image":false,"footnotes":""},"categories":[19],"tags":[],"class_list":["post-27088","mutual-funds","type-mutual-funds","status-publish","format-standard","has-post-thumbnail","hentry","category-mutual-funds"],"acf":{"freelancer":"Harjyot"},"yoast_head":"<!-- This site is optimized with the Yoast SEO Premium plugin v20.13 (Yoast SEO v21.2) - https:\/\/yoast.com\/wordpress\/plugins\/seo\/ -->\n<title>Liquid Fund vs Debt Fund: Key Differences, Returns &amp; Which is Better<\/title>\n<meta name=\"description\" content=\"Compare liquid funds vs debt funds based on returns, risk, liquidity, taxation, and investment horizon. 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