{"id":10302,"date":"2024-09-09T05:36:13","date_gmt":"2024-09-09T05:36:13","guid":{"rendered":"https:\/\/wp-api.pocketful.in\/blog\/?p=10302"},"modified":"2025-07-14T07:04:57","modified_gmt":"2025-07-14T07:04:57","slug":"punjab-national-bank-vs-state-bank-of-india","status":"publish","type":"post","link":"https:\/\/wp-api.pocketful.in\/blog\/punjab-national-bank-vs-state-bank-of-india\/","title":{"rendered":"Punjab National Bank vs State Bank of India"},"content":{"rendered":"\n<p>You put in a lot of effort, earned money, and decided to invest it in a public sector bank. However, you aren\u2019t sure which bank to choose\u2014the State Bank of India or Punjab National Bank.<\/p>\n\n\n\n<p>In today\u2019s blog post, we will compare the Punjab National Bank and the State Bank of India.&nbsp;<\/p>\n\n\n\n<div id=\"ez-toc-container\" class=\"ez-toc-v2_0_65 counter-hierarchy ez-toc-counter ez-toc-transparent ez-toc-container-direction\">\n<div class=\"ez-toc-title-container\">\n<p class=\"ez-toc-title \" >Table of Contents<\/p>\n<span class=\"ez-toc-title-toggle\"><a href=\"#\" class=\"ez-toc-pull-right ez-toc-btn ez-toc-btn-xs ez-toc-btn-default ez-toc-toggle\" aria-label=\"Toggle Table of Content\"><span class=\"ez-toc-js-icon-con\"><span class=\"\"><span class=\"eztoc-hide\" style=\"display:none;\">Toggle<\/span><span class=\"ez-toc-icon-toggle-span\"><svg style=\"fill: #999;color:#999\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" class=\"list-377408\" width=\"20px\" height=\"20px\" viewBox=\"0 0 24 24\" fill=\"none\"><path d=\"M6 6H4v2h2V6zm14 0H8v2h12V6zM4 11h2v2H4v-2zm16 0H8v2h12v-2zM4 16h2v2H4v-2zm16 0H8v2h12v-2z\" fill=\"currentColor\"><\/path><\/svg><svg style=\"fill: #999;color:#999\" class=\"arrow-unsorted-368013\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"10px\" height=\"10px\" viewBox=\"0 0 24 24\" version=\"1.2\" baseProfile=\"tiny\"><path d=\"M18.2 9.3l-6.2-6.3-6.2 6.3c-.2.2-.3.4-.3.7s.1.5.3.7c.2.2.4.3.7.3h11c.3 0 .5-.1.7-.3.2-.2.3-.5.3-.7s-.1-.5-.3-.7zM5.8 14.7l6.2 6.3 6.2-6.3c.2-.2.3-.5.3-.7s-.1-.5-.3-.7c-.2-.2-.4-.3-.7-.3h-11c-.3 0-.5.1-.7.3-.2.2-.3.5-.3.7s.1.5.3.7z\"\/><\/svg><\/span><\/span><\/span><\/a><\/span><\/div>\n<nav><ul class='ez-toc-list ez-toc-list-level-1 ' ><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-1\" href=\"https:\/\/wp-api.pocketful.in\/blog\/punjab-national-bank-vs-state-bank-of-india\/#Punjab_National_Bank_Overview\" title=\"Punjab National Bank Overview\">Punjab National Bank Overview<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-2\" href=\"https:\/\/wp-api.pocketful.in\/blog\/punjab-national-bank-vs-state-bank-of-india\/#SBI_Bank_Overview\" title=\"SBI Bank Overview\">SBI Bank Overview<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-3\" href=\"https:\/\/wp-api.pocketful.in\/blog\/punjab-national-bank-vs-state-bank-of-india\/#Companys_Comparative_Study\" title=\"Company\u2019s Comparative Study\">Company\u2019s Comparative Study<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-4\" href=\"https:\/\/wp-api.pocketful.in\/blog\/punjab-national-bank-vs-state-bank-of-india\/#Financial_Statements_Comparison\" title=\"Financial Statements Comparison\">Financial Statements Comparison<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-5\" href=\"https:\/\/wp-api.pocketful.in\/blog\/punjab-national-bank-vs-state-bank-of-india\/#Key_Performance_Indicators\" title=\"Key Performance Indicators\">Key Performance Indicators<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-6\" href=\"https:\/\/wp-api.pocketful.in\/blog\/punjab-national-bank-vs-state-bank-of-india\/#Conclusion\" title=\"Conclusion\">Conclusion<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-7\" href=\"https:\/\/wp-api.pocketful.in\/blog\/punjab-national-bank-vs-state-bank-of-india\/#Frequently_Asked_Questions_FAQs\" title=\"Frequently Asked Questions (FAQs)\">Frequently Asked Questions (FAQs)<\/a><\/li><\/ul><\/nav><\/div>\n<h2 class=\"wp-block-heading\" id=\"h-punjab-national-bank-overview\"><span class=\"ez-toc-section\" id=\"Punjab_National_Bank_Overview\"><\/span>Punjab National Bank Overview<span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<p>Lala Lajpat Rai and Dyal Singh Majithia, leaders of the Swadeshi Movement, established the bank in Lahore, Pakistan, in 1894. The bank relocated its headquarters to New Delhi after India\u2019s independence, and it was nationalized along with thirteen other banks later in 1969. It bought Nedungadi Bank in 2003 and merged with the United Bank of India and Oriental Bank of Commerce in 2020 to become India\u2019s second-biggest public sector bank. The bank has 12,645 ATMs, 10,092 branches in India, and two international branches as of September 2023. The <a href=\"https:\/\/www.pocketful.in\/stocks\/punjab-national-bank\">Punjab National Bank<\/a> offers a wide range of services, including credit cards, insurance, mutual funds, fixed deposits, home loans, personal loans, etc. The company caters to the needs of MSMEs, retail investors, and big corporations.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\" id=\"h-sbi-bank-overview\"><span class=\"ez-toc-section\" id=\"SBI_Bank_Overview\"><\/span>SBI Bank Overview<span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<p><a href=\"https:\/\/www.pocketful.in\/stocks\/state-bank-of-india\">SBI<\/a> is India\u2019s largest public sector bank and a titan of the nation\u2019s banking sector, with the largest market share. SBI is a large financial institution with almost 200 years of history. Its main office is in Mumbai. SBI was established when the Bank of Calcutta, the first joint stock bank in British India, was established in 1806. Three separate presidential banks (the Bank of Bengal, the Bank of Bombay, and the Bank of Madras) arose throughout British India. In 1921, the three presidential banks merged to form the Imperial Bank of India. The Imperial Bank of India was nationalized by the Indian government in 1955 and was renamed the State Bank of India. Later, SBI bought several commercial and state-affiliated banks. To improve efficiency, the State Bank of India merged with its five affiliated banks\u2014State Bank of Bikaner and Jaipur, State Bank of Hyderabad, State Bank of Mysore, State Bank of Patiala, and State Bank of Travancore in 2017. Rural communities now have access to banking services due to SBI. SBI currently has a robust distribution network with 65,627 ATMs and 22,405 branches.&nbsp;&nbsp;&nbsp;<\/p>\n\n\n\n<h2 class=\"wp-block-heading\" id=\"h-company-s-comparative-study\"><span class=\"ez-toc-section\" id=\"Companys_Comparative_Study\"><\/span>Company\u2019s Comparative Study<span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<figure class=\"wp-block-table has-small-font-size\"><table><thead><tr><th class=\"has-text-align-left\" data-align=\"left\">Particular<\/th><th class=\"has-text-align-center\" data-align=\"center\">Punjab National Bank<\/th><th class=\"has-text-align-center\" data-align=\"center\">State Bank of India<\/th><\/tr><\/thead><tbody><tr><td class=\"has-text-align-left\" data-align=\"left\">Current Share Price<\/td><td class=\"has-text-align-center\" data-align=\"center\">INR 117<\/td><td class=\"has-text-align-center\" data-align=\"center\">INR 816<\/td><\/tr><tr><td class=\"has-text-align-left\" data-align=\"left\">Market Capitalization (In INR Crores)<\/td><td class=\"has-text-align-center\" data-align=\"center\">1,28,355<\/td><td class=\"has-text-align-center\" data-align=\"center\">7,27,891<\/td><\/tr><tr><td class=\"has-text-align-left\" data-align=\"left\">52-Week High Price<\/td><td class=\"has-text-align-center\" data-align=\"center\">INR 143<\/td><td class=\"has-text-align-center\" data-align=\"center\">INR 912<\/td><\/tr><tr><td class=\"has-text-align-left\" data-align=\"left\">52-Week Low Price<\/td><td class=\"has-text-align-center\" data-align=\"center\">INR 65.5<\/td><td class=\"has-text-align-center\" data-align=\"center\">INR 543<\/td><\/tr><tr><td class=\"has-text-align-left\" data-align=\"left\">FIIs Holdings (%)<\/td><td class=\"has-text-align-center\" data-align=\"center\">5.51<\/td><td class=\"has-text-align-center\" data-align=\"center\">11.15<\/td><\/tr><tr><td class=\"has-text-align-left\" data-align=\"left\">DIIs Holdings (%)<\/td><td class=\"has-text-align-center\" data-align=\"center\">10.76<\/td><td class=\"has-text-align-center\" data-align=\"center\">23.64<\/td><\/tr><tr><td class=\"has-text-align-left\" data-align=\"left\">Book Value Per Share<\/td><td class=\"has-text-align-center\" data-align=\"center\">INR 100<\/td><td class=\"has-text-align-center\" data-align=\"center\">INR 465<\/td><\/tr><tr><td class=\"has-text-align-left\" data-align=\"left\">PE Ratio (x)<\/td><td class=\"has-text-align-center\" data-align=\"center\">10.9<\/td><td class=\"has-text-align-center\" data-align=\"center\">9.99<\/td><\/tr><\/tbody><\/table><figcaption class=\"wp-element-caption\">(Data as of 31 August 2024)&nbsp;<\/figcaption><\/figure>\n\n\n\n<p><strong>Read Also:<\/strong> <a href=\"https:\/\/wp-api.pocketful.in\/blog\/pnb-vs-bank-of-baroda\/\" target=\"_blank\" rel=\"noreferrer noopener\">PNB vs Bank of Baroda<\/a><\/p>\n\n\n\n<h2 class=\"wp-block-heading\" id=\"h-financial-statements-comparison\"><span class=\"ez-toc-section\" id=\"Financial_Statements_Comparison\"><\/span>Financial Statements Comparison<span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<h3 class=\"wp-block-heading has-medium-font-size\" id=\"h-income-statement-comparison-fy-2024\">Income Statement Comparison (FY 2024)<\/h3>\n\n\n\n<figure class=\"wp-block-table has-small-font-size\"><table><thead><tr><th class=\"has-text-align-left\" data-align=\"left\">Particular<\/th><th class=\"has-text-align-center\" data-align=\"center\">Punjab National Bank<\/th><th class=\"has-text-align-center\" data-align=\"center\">State Bank of India<\/th><\/tr><\/thead><tbody><tr><td class=\"has-text-align-left\" data-align=\"left\">Interest Income<\/td><td class=\"has-text-align-center\" data-align=\"center\">1,09,064<\/td><td class=\"has-text-align-center\" data-align=\"center\">4,39,188<\/td><\/tr><tr><td class=\"has-text-align-left\" data-align=\"left\">Total Income<\/td><td class=\"has-text-align-center\" data-align=\"center\">1,22,394<\/td><td class=\"has-text-align-center\" data-align=\"center\">5,94,574<\/td><\/tr><tr><td class=\"has-text-align-left\" data-align=\"left\">Total Expenditure<\/td><td class=\"has-text-align-center\" data-align=\"center\">97,343<\/td><td class=\"has-text-align-center\" data-align=\"center\">4,95,543<\/td><\/tr><tr><td class=\"has-text-align-left\" data-align=\"left\">Net Profit<\/td><td class=\"has-text-align-center\" data-align=\"center\">8,329<\/td><td class=\"has-text-align-center\" data-align=\"center\">68,224<\/td><\/tr><\/tbody><\/table><figcaption class=\"wp-element-caption\"><em>(The figures mentioned are in INR crores unless stated otherwise)<\/em><\/figcaption><\/figure>\n\n\n\n<figure class=\"wp-block-image aligncenter size-full\"><img loading=\"lazy\" decoding=\"async\" width=\"752\" height=\"452\" src=\"https:\/\/cms-resources.pocketful.in\/blog\/wp-content\/uploads\/2024\/09\/PNB-vs-SBI-Income-Statement.png\" alt=\"PNB vs SBI Income Statement \" class=\"wp-image-10304\" srcset=\"https:\/\/cms-resources.pocketful.in\/blog\/wp-content\/uploads\/2024\/09\/PNB-vs-SBI-Income-Statement.png 752w, https:\/\/cms-resources.pocketful.in\/blog\/wp-content\/uploads\/2024\/09\/PNB-vs-SBI-Income-Statement-300x180.png 300w, https:\/\/cms-resources.pocketful.in\/blog\/wp-content\/uploads\/2024\/09\/PNB-vs-SBI-Income-Statement-150x90.png 150w\" sizes=\"auto, (max-width: 752px) 100vw, 752px\" \/><\/figure>\n\n\n\n<h3 class=\"wp-block-heading has-medium-font-size\" id=\"h-balance-sheet-comparison-fy-2024\">Balance Sheet Comparison (FY 2024)<\/h3>\n\n\n\n<figure class=\"wp-block-table has-small-font-size\"><table><thead><tr><th class=\"has-text-align-left\" data-align=\"left\">Particular<\/th><th class=\"has-text-align-center\" data-align=\"center\">Punjab National Bank<\/th><th class=\"has-text-align-center\" data-align=\"center\">State Bank of India<\/th><\/tr><\/thead><tbody><tr><td class=\"has-text-align-left\" data-align=\"left\"><strong>Borrowings<\/strong><\/td><td class=\"has-text-align-center\" data-align=\"center\">72,585<\/td><td class=\"has-text-align-center\" data-align=\"center\">6,39,609<\/td><\/tr><tr><td class=\"has-text-align-left\" data-align=\"left\"><strong>Advances<\/strong><\/td><td class=\"has-text-align-center\" data-align=\"center\">9,41,762<\/td><td class=\"has-text-align-center\" data-align=\"center\">37,84,272<\/td><\/tr><tr><td class=\"has-text-align-left\" data-align=\"left\"><strong>Total Assets<\/strong><\/td><td class=\"has-text-align-center\" data-align=\"center\">15,98,635<\/td><td class=\"has-text-align-center\" data-align=\"center\">67,33,778<\/td><\/tr><tr><td class=\"has-text-align-left\" data-align=\"left\"><strong>Total Shareholder Funds<\/strong><\/td><td class=\"has-text-align-center\" data-align=\"center\">99,878<\/td><td class=\"has-text-align-center\" data-align=\"center\">3,86,491<\/td><\/tr><\/tbody><\/table><figcaption class=\"wp-element-caption\"><em>(The figures mentioned are in INR crores unless stated otherwise)<\/em><\/figcaption><\/figure>\n\n\n\n<figure class=\"wp-block-image aligncenter size-full\"><img loading=\"lazy\" decoding=\"async\" width=\"752\" height=\"452\" src=\"https:\/\/cms-resources.pocketful.in\/blog\/wp-content\/uploads\/2024\/09\/PNB-vs-SBI-Balance-Sheet.png\" alt=\"PNB vs SBI Balance Sheet \" class=\"wp-image-10305\" srcset=\"https:\/\/cms-resources.pocketful.in\/blog\/wp-content\/uploads\/2024\/09\/PNB-vs-SBI-Balance-Sheet.png 752w, https:\/\/cms-resources.pocketful.in\/blog\/wp-content\/uploads\/2024\/09\/PNB-vs-SBI-Balance-Sheet-300x180.png 300w, https:\/\/cms-resources.pocketful.in\/blog\/wp-content\/uploads\/2024\/09\/PNB-vs-SBI-Balance-Sheet-150x90.png 150w\" sizes=\"auto, (max-width: 752px) 100vw, 752px\" \/><\/figure>\n\n\n\n<h3 class=\"wp-block-heading has-medium-font-size\" id=\"h-cash-flow-statement-comparison-fy-2024\">Cash Flow Statement Comparison (FY 2024)<\/h3>\n\n\n\n<figure class=\"wp-block-table has-small-font-size\"><table><thead><tr><th class=\"has-text-align-left\" data-align=\"left\">Particular<\/th><th class=\"has-text-align-center\" data-align=\"center\">Punjab National Bank<\/th><th class=\"has-text-align-center\" data-align=\"center\">State Bank of India<\/th><\/tr><\/thead><tbody><tr><td class=\"has-text-align-left\" data-align=\"left\">Cash Flow From Operating Activities<\/td><td class=\"has-text-align-center\" data-align=\"center\">-27,939<\/td><td class=\"has-text-align-center\" data-align=\"center\">21,632<\/td><\/tr><tr><td class=\"has-text-align-left\" data-align=\"left\">Cash Flow From Investing Activities<\/td><td class=\"has-text-align-center\" data-align=\"center\">-1,506<\/td><td class=\"has-text-align-center\" data-align=\"center\">-4,251<\/td><\/tr><tr><td class=\"has-text-align-left\" data-align=\"left\">Cash Flow From Financing Activities<\/td><td class=\"has-text-align-center\" data-align=\"center\">3,517<\/td><td class=\"has-text-align-center\" data-align=\"center\">-9,896<\/td><\/tr><\/tbody><\/table><figcaption class=\"wp-element-caption\"><em>(The figures mentioned are in INR crores unless stated otherwise)<\/em><\/figcaption><\/figure>\n\n\n\n<figure class=\"wp-block-image aligncenter size-full\"><img loading=\"lazy\" decoding=\"async\" width=\"752\" height=\"452\" src=\"https:\/\/cms-resources.pocketful.in\/blog\/wp-content\/uploads\/2024\/09\/PNB-vs-SBI-Cash-Flow.png\" alt=\"PNB vs SBI Cash Flow \" class=\"wp-image-10306\" srcset=\"https:\/\/cms-resources.pocketful.in\/blog\/wp-content\/uploads\/2024\/09\/PNB-vs-SBI-Cash-Flow.png 752w, https:\/\/cms-resources.pocketful.in\/blog\/wp-content\/uploads\/2024\/09\/PNB-vs-SBI-Cash-Flow-300x180.png 300w, https:\/\/cms-resources.pocketful.in\/blog\/wp-content\/uploads\/2024\/09\/PNB-vs-SBI-Cash-Flow-150x90.png 150w\" sizes=\"auto, (max-width: 752px) 100vw, 752px\" \/><\/figure>\n\n\n\n<p><strong>Read Also: <\/strong><a href=\"https:\/\/www.pocketful.in\/blog\/blinkit-vs-zepto\/\">Blinkit vs Zepto: Which is Better?<\/a><\/p>\n\n\n\n<h2 class=\"wp-block-heading\" id=\"h-key-performance-indicators\"><span class=\"ez-toc-section\" id=\"Key_Performance_Indicators\"><\/span>Key Performance Indicators<span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<figure class=\"wp-block-table has-small-font-size\"><table class=\"has-fixed-layout\"><thead><tr><th class=\"has-text-align-left\" data-align=\"left\">Particular<\/th><th class=\"has-text-align-center\" data-align=\"center\">Punjab National Bank<\/th><th class=\"has-text-align-center\" data-align=\"center\">State Bank of India<\/th><\/tr><\/thead><tbody><tr><td class=\"has-text-align-left\" data-align=\"left\">Net Interest Margin (%)<\/td><td class=\"has-text-align-center\" data-align=\"center\">2.53<\/td><td class=\"has-text-align-center\" data-align=\"center\">2.66<\/td><\/tr><tr><td class=\"has-text-align-left\" data-align=\"left\">Net Profit Margin (%)<\/td><td class=\"has-text-align-center\" data-align=\"center\">7.63<\/td><td class=\"has-text-align-center\" data-align=\"center\">15.51<\/td><\/tr><tr><td class=\"has-text-align-left\" data-align=\"left\">ROE (%)<\/td><td class=\"has-text-align-center\" data-align=\"center\">8.92<\/td><td class=\"has-text-align-center\" data-align=\"center\">17.31<\/td><\/tr><tr><td class=\"has-text-align-left\" data-align=\"left\">ROCE (%)<\/td><td class=\"has-text-align-center\" data-align=\"center\">1.60<\/td><td class=\"has-text-align-center\" data-align=\"center\">1.63<\/td><\/tr><tr><td class=\"has-text-align-left\" data-align=\"left\">CASA (%)<\/td><td class=\"has-text-align-center\" data-align=\"center\">40.22<\/td><td class=\"has-text-align-center\" data-align=\"center\">39.92<\/td><\/tr><\/tbody><\/table><figcaption class=\"wp-element-caption\">(All the above data is of the year ended March 2024)<\/figcaption><\/figure>\n\n\n\n<p><strong>Read Also: <\/strong><a href=\"https:\/\/wp-api.pocketful.in\/blog\/sbi-vs-icici-bank\/\" target=\"_blank\" rel=\"noreferrer noopener\">SBI vs ICICI Bank<\/a><\/p>\n\n\n\n<h2 class=\"wp-block-heading\" id=\"h-conclusion\"><span class=\"ez-toc-section\" id=\"Conclusion\"><\/span>Conclusion<span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<p>To sum up, the State Bank of India and Punjab National Bank are regarded as major players in the Indian banking sector. An investor can choose the ideal <a href=\"https:\/\/www.pocketful.in\/invest\">investment opportunity<\/a> by being aware of the differences between the two. However, one should evaluate their risk tolerance and speak with an investment advisor before making any financial decisions.&nbsp;&nbsp;<\/p>\n\n\n\n<figure class=\"wp-block-table has-small-font-size\"><table><thead><tr><th class=\"has-text-align-left\" data-align=\"left\">S.NO.<\/th><th class=\"has-text-align-left\" data-align=\"left\">Check Out These Interesting Posts You Might Enjoy!<\/th><\/tr><\/thead><tbody><tr><td class=\"has-text-align-left\" data-align=\"left\">1<\/td><td class=\"has-text-align-left\" data-align=\"left\"><a href=\"https:\/\/wp-api.pocketful.in\/blog\/hdfc-bank-vs-axis-bank\/\" target=\"_blank\" rel=\"noreferrer noopener\">HDFC Bank vs Axis Bank<\/a><\/td><\/tr><tr><td class=\"has-text-align-left\" data-align=\"left\">2<\/td><td class=\"has-text-align-left\" data-align=\"left\"><a href=\"https:\/\/wp-api.pocketful.in\/blog\/bank-of-baroda-vs-sbi-bank\/\" target=\"_blank\" rel=\"noreferrer noopener\">Bank of Baroda vs SBI<\/a><\/td><\/tr><tr><td class=\"has-text-align-left\" data-align=\"left\">3<\/td><td class=\"has-text-align-left\" data-align=\"left\"><a href=\"https:\/\/wp-api.pocketful.in\/blog\/bank-of-baroda-vs-canara-bank\/\" target=\"_blank\" rel=\"noreferrer noopener\">Bank of Baroda vs Canara Bank<\/a><\/td><\/tr><tr><td class=\"has-text-align-left\" data-align=\"left\">4<\/td><td class=\"has-text-align-left\" data-align=\"left\"><a href=\"https:\/\/wp-api.pocketful.in\/blog\/hdfc-vs-sbi-comparative-analysis-of-banking-stocks\/\" target=\"_blank\" rel=\"noreferrer noopener\">HDFC vs SBI<\/a><\/td><\/tr><tr><td class=\"has-text-align-left\" data-align=\"left\">5<\/td><td class=\"has-text-align-left\" data-align=\"left\"><a href=\"https:\/\/wp-api.pocketful.in\/blog\/icici-vs-hdfc-bank\/\" target=\"_blank\" rel=\"noreferrer noopener\">ICICI Vs HDFC Bank<\/a><\/td><\/tr><\/tbody><\/table><\/figure>\n\n\n\n<h2 class=\"wp-block-heading\" id=\"h-frequently-asked-questions-faqs\"><span class=\"ez-toc-section\" id=\"Frequently_Asked_Questions_FAQs\"><\/span>Frequently Asked Questions (FAQs)<span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n<div class=\"saswp-faq-block-section\"><ol style=\"list-style-type:none\"><li style=\"list-style-type: none\"><h3 class=\"\">Which bank, the State Bank of India or Punjab National Bank, has a higher market capitalization?<\/h3><p class=\"saswp-faq-answer-text\">Compared to Punjab National Bank, the State Bank of India has a larger market capitalization.\u00a0<\/p><li style=\"list-style-type: none\"><h3 class=\"\">Where is the headquarters of Punjab National Bank located?<\/h3><p class=\"saswp-faq-answer-text\">The headquarters of Punjab National Bank is located in New Delhi.<\/p><li style=\"list-style-type: none\"><h3 class=\"\">Which bank, SBI or Punjab National Bank, is more profitable?<\/h3><p class=\"saswp-faq-answer-text\">In FY 2024, SBI reported a profit of 68,224 crores, whereas Punjab National Bank reported a profit of 8,329 crores. This shows that SBI is the more profitable of the two.<\/p><li style=\"list-style-type: none\"><h3 class=\"\">How many branches does Punjab National Bank have?<\/h3><p class=\"saswp-faq-answer-text\">Punjab National Bank has 10,092 branches throughout the country.Q5. Who is the chairman of the<\/p><li style=\"list-style-type: none\"><h3 class=\"\">State Bank of India?<\/h3><p class=\"saswp-faq-answer-text\">As of 31 August 2024, Mr. Challa Sreenivasulu Setty is the chairman of the State Bank of India.\u00a0<\/p><\/ul><\/div>","protected":false},"excerpt":{"rendered":"<p>You put in a lot of effort, earned money, and decided to invest it in a public sector bank. However, you aren\u2019t sure which bank to choose\u2014the State Bank of India or Punjab National Bank. In today\u2019s blog post, we will compare the Punjab National Bank and the State Bank of India.&nbsp; Punjab National Bank [&hellip;]<\/p>\n","protected":false},"author":10,"featured_media":10463,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"_acf_changed":false,"inline_featured_image":false,"is_paper_insight":false,"paper_insight_image":0,"paper_insight_pdf":0,"paper_insight_ppt":0,"footnotes":""},"categories":[17],"tags":[],"class_list":["post-10302","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-case-study"],"acf":{"freelancer":"Akash Gupta"},"yoast_head":"<!-- This site is optimized with the Yoast SEO Premium plugin v20.13 (Yoast SEO v21.2) - https:\/\/yoast.com\/wordpress\/plugins\/seo\/ -->\n<title>PNB vs SBI: Which Is Better?- Pocketful<\/title>\n<meta name=\"description\" content=\"In-depth analysis of Punjab National Bank and State Bank of India, including financial 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