{"id":4820,"date":"2024-05-01T12:12:00","date_gmt":"2024-05-01T12:12:00","guid":{"rendered":"https:\/\/wp-api.pocketful.in\/blog\/?p=4820"},"modified":"2025-12-18T06:21:29","modified_gmt":"2025-12-18T06:21:29","slug":"p2p-lending","status":"publish","type":"post","link":"https:\/\/wp-api.pocketful.in\/blog\/p2p-lending\/","title":{"rendered":"P2P Lending: Definition, Benefits, And Limitations"},"content":{"rendered":"\n<p>Ever feel stuck between the rock-bottom interest rates on savings accounts and the sky-high rates on traditional loans? P2P lending might be the answer you have been looking for. This innovative financial tool is shaking things up by connecting borrowers directly with lenders, offering a win-win for both sides.<\/p>\n\n\n\n<p>In this blog post, we will explore the details of P2P lending, how it works, and its benefits.<\/p>\n\n\n\n<p>P2P lending, or peer-to-peer lending, is a way for people to borrow and lend money directly to each other, bypassing traditional banks. It happens through online platforms that connect borrowers and lenders.<\/p>\n\n\n\n<div id=\"ez-toc-container\" class=\"ez-toc-v2_0_65 counter-hierarchy ez-toc-counter ez-toc-transparent ez-toc-container-direction\">\n<div class=\"ez-toc-title-container\">\n<p class=\"ez-toc-title \" >Table of Contents<\/p>\n<span class=\"ez-toc-title-toggle\"><a href=\"#\" class=\"ez-toc-pull-right ez-toc-btn ez-toc-btn-xs ez-toc-btn-default ez-toc-toggle\" aria-label=\"Toggle Table of Content\"><span class=\"ez-toc-js-icon-con\"><span class=\"\"><span class=\"eztoc-hide\" style=\"display:none;\">Toggle<\/span><span class=\"ez-toc-icon-toggle-span\"><svg style=\"fill: #999;color:#999\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" class=\"list-377408\" width=\"20px\" height=\"20px\" viewBox=\"0 0 24 24\" fill=\"none\"><path d=\"M6 6H4v2h2V6zm14 0H8v2h12V6zM4 11h2v2H4v-2zm16 0H8v2h12v-2zM4 16h2v2H4v-2zm16 0H8v2h12v-2z\" fill=\"currentColor\"><\/path><\/svg><svg style=\"fill: #999;color:#999\" class=\"arrow-unsorted-368013\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"10px\" height=\"10px\" viewBox=\"0 0 24 24\" version=\"1.2\" baseProfile=\"tiny\"><path d=\"M18.2 9.3l-6.2-6.3-6.2 6.3c-.2.2-.3.4-.3.7s.1.5.3.7c.2.2.4.3.7.3h11c.3 0 .5-.1.7-.3.2-.2.3-.5.3-.7s-.1-.5-.3-.7zM5.8 14.7l6.2 6.3 6.2-6.3c.2-.2.3-.5.3-.7s-.1-.5-.3-.7c-.2-.2-.4-.3-.7-.3h-11c-.3 0-.5.1-.7.3-.2.2-.3.5-.3.7s.1.5.3.7z\"\/><\/svg><\/span><\/span><\/span><\/a><\/span><\/div>\n<nav><ul class='ez-toc-list ez-toc-list-level-1 ' ><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-1\" href=\"https:\/\/wp-api.pocketful.in\/blog\/p2p-lending\/#How_it_Works\" title=\"How it Works\">How it Works<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-2\" href=\"https:\/\/wp-api.pocketful.in\/blog\/p2p-lending\/#P2P_Platforms_in_India\" title=\"P2P Platforms in India\">P2P Platforms in India<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-3\" href=\"https:\/\/wp-api.pocketful.in\/blog\/p2p-lending\/#Regulation_in_India\" title=\"Regulation in India\">Regulation in India<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-4\" href=\"https:\/\/wp-api.pocketful.in\/blog\/p2p-lending\/#Benefits_of_P2P_Platforms\" title=\"Benefits of P2P Platforms\">Benefits of P2P Platforms<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-5\" href=\"https:\/\/wp-api.pocketful.in\/blog\/p2p-lending\/#Limitations_of_P2P_Platform\" title=\"Limitations of P2P Platform\">Limitations of P2P Platform<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-6\" href=\"https:\/\/wp-api.pocketful.in\/blog\/p2p-lending\/#Conclusion\" title=\"Conclusion\">Conclusion<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-7\" href=\"https:\/\/wp-api.pocketful.in\/blog\/p2p-lending\/#Frequently_Asked_Questions_FAQs\" title=\"Frequently Asked Questions (FAQs)\">Frequently Asked Questions (FAQs)<\/a><\/li><\/ul><\/nav><\/div>\n<h2 class=\"wp-block-heading\" id=\"h-how-it-works\"><span class=\"ez-toc-section\" id=\"How_it_Works\"><\/span>How it Works<span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<ul class=\"wp-block-list\">\n<li>P2P lending eliminates the intermediaries and banks to connect borrowers directly with lenders through online platforms. The process is as follows:<\/li>\n\n\n\n<li>The borrower creates an account on a P2P lending platform and submits a loan application specifying the amount and purpose of the loan.<\/li>\n\n\n\n<li>The platform analyses creditworthiness through various checks, including <a href=\"https:\/\/wp-api.pocketful.in\/blog\/credit-score-what-is-it-and-how-it-impacts-you\/\" target=\"_blank\" rel=\"noreferrer noopener\">credit score<\/a>, income verification, and sometimes social media activity.<\/li>\n\n\n\n<li>Based on this assessment, the platform assigns the borrower a credit rating and sets an appropriate interest rate.<\/li>\n\n\n\n<li>The platform lists the borrower\u2019s loan profile and details such as loan amount, interest rate, credit rating, and purpose.<\/li>\n\n\n\n<li>Investors browse these listings and choose loans to fund based on their risk tolerance and desired returns.<\/li>\n\n\n\n<li>Once the lender funds the loan, the platform disburses the money to the borrower, who makes fixed repayments, including principal and interest.<\/li>\n\n\n\n<li>The P2P platforms generally handle all the administrative tasks linked with loan servicing, including collecting repayments, and chasing late payments. Generally, they take a cut from both the lender and the borrower for their services.<\/li>\n<\/ul>\n\n\n\n<h2 class=\"wp-block-heading\" id=\"h-p2p-platforms-in-india\"><span class=\"ez-toc-section\" id=\"P2P_Platforms_in_India\"><\/span>P2P Platforms in India<span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<figure class=\"wp-block-image aligncenter size-large is-resized\"><img loading=\"lazy\" decoding=\"async\" width=\"1024\" height=\"1024\" src=\"https:\/\/cms-resources.pocketful.in\/blog\/wp-content\/uploads\/2024\/05\/Progress-indicator-amico.png\" alt=\"P2P Platforms in India\" class=\"wp-image-4828\" style=\"width:325px;height:auto\" srcset=\"https:\/\/cms-resources.pocketful.in\/blog\/wp-content\/uploads\/2024\/05\/Progress-indicator-amico-1024x1024.png 1024w, https:\/\/cms-resources.pocketful.in\/blog\/wp-content\/uploads\/2024\/05\/Progress-indicator-amico-300x300.png 300w, https:\/\/cms-resources.pocketful.in\/blog\/wp-content\/uploads\/2024\/05\/Progress-indicator-amico-150x150.png 150w, https:\/\/cms-resources.pocketful.in\/blog\/wp-content\/uploads\/2024\/05\/Progress-indicator-amico-768x768.png 768w, https:\/\/cms-resources.pocketful.in\/blog\/wp-content\/uploads\/2024\/05\/Progress-indicator-amico-1536x1536.png 1536w, https:\/\/cms-resources.pocketful.in\/blog\/wp-content\/uploads\/2024\/05\/Progress-indicator-amico.png 2000w\" sizes=\"auto, (max-width: 1024px) 100vw, 1024px\" \/><\/figure>\n\n\n\n<p>There are plenty of P2P lending platforms operating in India. The most popular P2P platforms in India are mentioned below:<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li><strong>Faircent<\/strong> is India\u2019s first P2P lending platform to receive an NBFC P2P license from the RBI. It offers various investment options across multiple tenures, with interest rates ranging from 8.5% to 12%.<\/li>\n\n\n\n<li><strong>Lenden Club<\/strong> \u2013 It is one of India\u2019s largest P2P lending platforms. It offers loans for several purposes with interest rates starting from 6.5% per annum. Founded in 2015, the platform has over 20 lakh investors and offers several lending options.<\/li>\n\n\n\n<li><strong>Lendbox<\/strong> is a popular P2P lending app with flexible liquidity options. It was founded in 2015 and is regulated by the Reserve Bank of India.<\/li>\n\n\n\n<li><strong>India P2P<\/strong> \u2013 India\u2019s other well-regarded platform offering investors the opportunity to earn up to 18% per annum by investing in retail loans.<\/li>\n<\/ul>\n\n\n\n<p>When choosing the P2P platforms, one should keep these things in mind:<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>The interest rates offered by the P2P platform.<\/li>\n\n\n\n<li>The fees charged by the platform for providing its services.<\/li>\n\n\n\n<li>The types of loans offered and the repayment terms.<\/li>\n\n\n\n<li>Platform\u2019s history and track record.<\/li>\n<\/ul>\n\n\n\n<h2 class=\"wp-block-heading\" id=\"h-regulation-in-india\"><span class=\"ez-toc-section\" id=\"Regulation_in_India\"><\/span>Regulation in India<span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<p>The Reserve Bank of India (RBI) regulates P2P lending in India. In 2017, the RBI issued guidelines for P2P lending, known as the Master Directions for NBFC Peer-to-Peer Lending Platform. These guidelines aim to ensure the orderly development of the P2P lending sector and protect the interests of both the borrowers and the lenders.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\" id=\"h-some-key-points-about-p2p-lender-regulation-are-as-follows\">Some key points about P2P lender regulation are as follows:<\/h3>\n\n\n\n<ul class=\"wp-block-list\">\n<li>Only registered NBFCs with a specific license for P2P lending can operate as P2P platforms.<\/li>\n\n\n\n<li>Platforms must meet specific requirements, such as sound technological structure, and proper KYC procedures for borrowers and lenders.<\/li>\n\n\n\n<li>Platforms cannot accept deposits from lenders or provide any credit enhancement or guarantee on loans.<\/li>\n<\/ul>\n\n\n\n<h2 class=\"wp-block-heading\" id=\"h-benefits-of-p2p-platforms\"><span class=\"ez-toc-section\" id=\"Benefits_of_P2P_Platforms\"><\/span>Benefits of P2P Platforms<span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<figure class=\"wp-block-image aligncenter size-large is-resized\"><img loading=\"lazy\" decoding=\"async\" width=\"1024\" height=\"1024\" src=\"https:\/\/cms-resources.pocketful.in\/blog\/wp-content\/uploads\/2024\/05\/Celebration-rafiki.png\" alt=\"Benefits of P2P platforms\" class=\"wp-image-4826\" style=\"aspect-ratio:4\/3;object-fit:cover;width:357px;height:auto\" srcset=\"https:\/\/cms-resources.pocketful.in\/blog\/wp-content\/uploads\/2024\/05\/Celebration-rafiki-1024x1024.png 1024w, https:\/\/cms-resources.pocketful.in\/blog\/wp-content\/uploads\/2024\/05\/Celebration-rafiki-300x300.png 300w, https:\/\/cms-resources.pocketful.in\/blog\/wp-content\/uploads\/2024\/05\/Celebration-rafiki-150x150.png 150w, https:\/\/cms-resources.pocketful.in\/blog\/wp-content\/uploads\/2024\/05\/Celebration-rafiki-768x768.png 768w, https:\/\/cms-resources.pocketful.in\/blog\/wp-content\/uploads\/2024\/05\/Celebration-rafiki-1536x1536.png 1536w, https:\/\/cms-resources.pocketful.in\/blog\/wp-content\/uploads\/2024\/05\/Celebration-rafiki.png 2000w\" sizes=\"auto, (max-width: 1024px) 100vw, 1024px\" \/><\/figure>\n\n\n\n<h3 class=\"wp-block-heading has-medium-font-size\" id=\"h-for-borrowers\">For Borrowers<\/h3>\n\n\n\n<ul class=\"wp-block-list\">\n<li>P2P platforms often eliminate bank overhead costs, leading to lower interest rates for borrowers than traditional loans offered by scheduled banks.<\/li>\n\n\n\n<li>P2P platforms leverage technology to streamline loan applications, leading to faster approvals than banks.<\/li>\n\n\n\n<li>Borrowers with limited credit history or those who would not qualify for a traditional loan may find success with P2P lenders.<\/li>\n\n\n\n<li>Some P2P platforms offer more flexibility regarding loan amounts and repayment options than banks.<\/li>\n<\/ul>\n\n\n\n<h3 class=\"wp-block-heading has-medium-font-size\" id=\"h-for-lenders\">For Lenders<\/h3>\n\n\n\n<ul class=\"wp-block-list\">\n<li>P2P loans can offer higher returns on investment than traditional savings accounts interest, fixed deposits, or bonds.<\/li>\n\n\n\n<li>Lenders can spread their investments across multiple loans to mitigate risk.<\/li>\n\n\n\n<li>These platforms provide detailed borrower information, giving lenders more control over their investments.<\/li>\n<\/ul>\n\n\n\n<h2 class=\"wp-block-heading\" id=\"h-limitations-of-p2p-platform\"><span class=\"ez-toc-section\" id=\"Limitations_of_P2P_Platform\"><\/span>Limitations of P2P Platform<span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<h3 class=\"wp-block-heading has-medium-font-size\" id=\"h-for-borrowers-0\">For Borrowers<\/h3>\n\n\n\n<ul class=\"wp-block-list\">\n<li>P2P platforms often cater to smaller loan sizes compared to traditional banks. They might not be suitable for borrowers needing significant funding.<\/li>\n\n\n\n<li>The P2P platform may charge borrowers several fees, such as processing and admin fees, which can increase the overall rate offered by the lenders.<\/li>\n<\/ul>\n\n\n\n<h3 class=\"wp-block-heading has-medium-font-size\" id=\"h-for-lenders-0\">For Lenders<\/h3>\n\n\n\n<ul class=\"wp-block-list\">\n<li>P2P investments are less liquid than traditional assets like stocks or bonds. You may have to wait for the loan term to end to access your funds.<\/li>\n\n\n\n<li>There is no 100% guarantee that Borrowers will repay the loan, regardless of their credit score. Things can go wrong, and borrowers may default on their loans. Further, P2P platforms may not have the same safeguards as banks in such situations.<\/li>\n<\/ul>\n\n\n\n<p><strong>Read Also:<\/strong> <a href=\"https:\/\/www.pocketful.in\/blog\/top-10-personal-finance-lessons-for-self-learning\/\">Top 10 personal finance lessons for self-learning<\/a><\/p>\n\n\n\n<h2 class=\"wp-block-heading\" id=\"h-conclusion\"><span class=\"ez-toc-section\" id=\"Conclusion\"><\/span>Conclusion<span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<p>P2P lending offers a compelling alternative to traditional finance, providing lower borrowing rates and higher returns. Whether you are a borrower seeking a better deal or a lender looking to maximise returns, P2P lending offers a chance to rethink how your money works for you.<\/p>\n\n\n\n<p>However, it is essential to carefully consider your risk tolerance and conduct thorough research before diving in, as there is always a risk of default, even with the platform assessment. The success of P2P investment hinges on the reliability of the chosen platform. Research their track record and security measures.<\/p>\n\n\n\n<figure class=\"wp-block-table has-small-font-size\"><table><thead><tr><th class=\"has-text-align-left\" data-align=\"left\">S.NO.<\/th><th class=\"has-text-align-left\" data-align=\"left\">Check Out These Interesting Posts You Might Enjoy!<\/th><\/tr><\/thead><tbody><tr><td class=\"has-text-align-left\" data-align=\"left\">1<\/td><td class=\"has-text-align-left\" data-align=\"left\"><a href=\"https:\/\/www.pocketful.in\/blog\/trading\/difference-between-trading-and-investing\/\">Difference Between Trading and Investing<\/a><\/td><\/tr><tr><td class=\"has-text-align-left\" data-align=\"left\">2<\/td><td class=\"has-text-align-left\" data-align=\"left\"><a href=\"https:\/\/www.pocketful.in\/blog\/value-investing-vs-intraday-trading-which-is-more-profitable\/\">Value Investing Vs Intraday Trading: Which Is More Profitable?<\/a><\/td><\/tr><tr><td class=\"has-text-align-left\" data-align=\"left\">3<\/td><td class=\"has-text-align-left\" data-align=\"left\"><a href=\"https:\/\/www.pocketful.in\/blog\/mutual-funds-vs-direct-investing-differences-pros-cons-and-suitability\/\">Mutual Funds vs Direct Investing: Differences, Pros, Cons, and Suitability<\/a><\/td><\/tr><tr><td class=\"has-text-align-left\" data-align=\"left\">4<\/td><td class=\"has-text-align-left\" data-align=\"left\"><a href=\"https:\/\/www.pocketful.in\/blog\/benefits-of-investing-in-bonds\/\">Benefits of Investing in Bonds<\/a><\/td><\/tr><tr><td class=\"has-text-align-left\" data-align=\"left\">5<\/td><td class=\"has-text-align-left\" data-align=\"left\"><a href=\"https:\/\/www.pocketful.in\/blog\/best-5g-stocks-in-india\/\">Best 5G Stocks in India to Invest<\/a><\/td><\/tr><tr><td class=\"has-text-align-left\" data-align=\"left\">6<\/td><td class=\"has-text-align-left\" data-align=\"left\"><a href=\"https:\/\/www.pocketful.in\/blog\/mutual-funds\/best-apps-for-sip-investment-in-india\/\">Best Sip Apps in India for Investment<\/a><\/td><\/tr><tr><td class=\"has-text-align-left\" data-align=\"left\">7<\/td><td class=\"has-text-align-left\" data-align=\"left\"><a href=\"https:\/\/www.pocketful.in\/blog\/personal-finance\/best-education-loan-in-india\/\">Best Education Loan in India<\/a><\/td><\/tr><tr><td class=\"has-text-align-left\" data-align=\"left\">8<\/td><td class=\"has-text-align-left\" data-align=\"left\"><a href=\"https:\/\/www.pocketful.in\/blog\/personal-finance\/best-car-loan-banks-in-india\/\">Best Car Loan Banks in India<\/a><\/td><\/tr><\/tbody><\/table><\/figure>\n\n\n\n<h2 class=\"wp-block-heading\" id=\"h-frequently-asked-questions-faqs\"><span class=\"ez-toc-section\" id=\"Frequently_Asked_Questions_FAQs\"><\/span>Frequently Asked Questions (FAQs)<span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n<div class=\"saswp-faq-block-section\"><ol style=\"list-style-type:none\"><li style=\"list-style-type: none\"><h3 class=\"\"><strong>What is P2P lending?<\/strong><\/h3><p class=\"saswp-faq-answer-text\">It is borrowing and lending money directly between individuals, bypassing traditional banks.<\/p><li style=\"list-style-type: none\"><h3 class=\"\"><strong>Is P2P lending safe?<\/strong><\/h3><p class=\"saswp-faq-answer-text\">Though reputable platforms assess the borrower\u2019s risk profile, there is always a risk of default.<\/p><li style=\"list-style-type: none\"><h3 class=\"\"><strong>How can I become a borrower on a P2P platform?<\/strong><\/h3><p class=\"saswp-faq-answer-text\">Apply online, undergo a credit check, and receive an interest rate based on your creditworthiness.<\/p><li style=\"list-style-type: none\"><h3 class=\"\"><strong>How much can I borrow or lend through the P2P platform?<\/strong><\/h3><p class=\"saswp-faq-answer-text\">Limits vary by platform, but they often cater to smaller loan amounts.<\/p><li style=\"list-style-type: none\"><h3 class=\"\"><strong>What will happen if a borrower defaults?<\/strong><\/h3><p class=\"saswp-faq-answer-text\">Platforms may have processes for debt collection, but you may not recover your money in full as a lender.<\/p><\/ul><\/div>","protected":false},"excerpt":{"rendered":"<p>Ever feel stuck between the rock-bottom interest rates on savings accounts and the sky-high rates on traditional loans? P2P lending might be the answer you have been looking for. This innovative financial tool is shaking things up by connecting borrowers directly with lenders, offering a win-win for both sides. In this blog post, we will [&hellip;]<\/p>\n","protected":false},"author":3,"featured_media":4823,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"_acf_changed":false,"inline_featured_image":false,"is_paper_insight":false,"paper_insight_image":0,"paper_insight_pdf":0,"paper_insight_ppt":0,"footnotes":""},"categories":[15],"tags":[],"class_list":["post-4820","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-investing"],"acf":{"freelancer":"Kavya Mehrotra"},"yoast_head":"<!-- This site is optimized with the Yoast SEO Premium plugin v20.13 (Yoast SEO v21.2) - https:\/\/yoast.com\/wordpress\/plugins\/seo\/ -->\n<title>P2P Lending: Definition, Benefits, And Limitations - Pocketful<\/title>\n<meta name=\"description\" content=\"Explore Peer-to-peer lending, an innovative way to borrow money at lower rates or earn higher investment returns.\" \/>\n<meta name=\"robots\" content=\"noindex, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<meta property=\"og:locale\" content=\"en_US\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"P2P Lending: Definition, Benefits, And Limitations\" \/>\n<meta property=\"og:description\" content=\"Explore Peer-to-peer lending, an innovative way to borrow money at lower rates or earn higher investment returns.\" \/>\n<meta property=\"og:url\" content=\"https:\/\/wp-api.pocketful.in\/blog\/p2p-lending\/\" \/>\n<meta property=\"og:site_name\" content=\"Pocketful\" \/>\n<meta property=\"article:publisher\" content=\"https:\/\/www.facebook.com\/Pocketful.HQ\/\" \/>\n<meta property=\"article:published_time\" content=\"2024-05-01T12:12:00+00:00\" \/>\n<meta property=\"article:modified_time\" content=\"2025-12-18T06:21:29+00:00\" \/>\n<meta property=\"og:image\" content=\"https:\/\/cms-resources.pocketful.in\/blog\/wp-content\/uploads\/2024\/05\/Peer-to-PeerP2P-banner.jpg\" \/>\n\t<meta property=\"og:image:width\" content=\"1497\" \/>\n\t<meta property=\"og:image:height\" content=\"1080\" \/>\n\t<meta property=\"og:image:type\" content=\"image\/jpeg\" \/>\n<meta name=\"author\" content=\"Mayank Rohilla\" \/>\n<meta name=\"twitter:card\" content=\"summary_large_image\" \/>\n<meta name=\"twitter:creator\" content=\"@Pocketful_HQ\" \/>\n<meta name=\"twitter:site\" content=\"@Pocketful_HQ\" \/>\n<meta name=\"twitter:label1\" content=\"Written by\" \/>\n\t<meta name=\"twitter:data1\" content=\"Mayank Rohilla\" \/>\n\t<meta name=\"twitter:label2\" content=\"Est. reading time\" \/>\n\t<meta name=\"twitter:data2\" content=\"5 minutes\" \/>\n<!-- \/ Yoast SEO Premium plugin. -->","yoast_head_json":{"title":"P2P Lending: Definition, Benefits, And Limitations - 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