{"id":7216,"date":"2024-07-01T15:10:21","date_gmt":"2024-07-01T15:10:21","guid":{"rendered":"https:\/\/wp-api.pocketful.in\/blog\/?p=7216"},"modified":"2025-01-22T08:14:33","modified_gmt":"2025-01-22T08:14:33","slug":"icici-vs-hdfc-bank","status":"publish","type":"post","link":"https:\/\/wp-api.pocketful.in\/blog\/icici-vs-hdfc-bank\/","title":{"rendered":"ICICI Vs HDFC Bank: Which Has Larger Market Capitalization?"},"content":{"rendered":"\n<p>You save a lot of money and put in a lot of work, but you need help determining where to keep it. It is only possible to retain some of your hard-earned savings at home; opening a bank account is your only option. You might be surprised to hear that banks where you have accounts allow you to invest in their business.<\/p>\n\n\n\n<p>If you&#8217;re wondering <strong>&#8220;ICICI or HDFC, which is better&#8221;<\/strong> for your investment and banking needs. This blog post will compare ICICI Bank and HDFC Bank.&nbsp;<\/p>\n\n\n\n<div id=\"ez-toc-container\" class=\"ez-toc-v2_0_65 counter-hierarchy ez-toc-counter ez-toc-transparent ez-toc-container-direction\">\n<div class=\"ez-toc-title-container\">\n<p class=\"ez-toc-title \" >Table of Contents<\/p>\n<span class=\"ez-toc-title-toggle\"><a href=\"#\" class=\"ez-toc-pull-right ez-toc-btn ez-toc-btn-xs ez-toc-btn-default ez-toc-toggle\" aria-label=\"Toggle Table of Content\"><span class=\"ez-toc-js-icon-con\"><span class=\"\"><span class=\"eztoc-hide\" style=\"display:none;\">Toggle<\/span><span class=\"ez-toc-icon-toggle-span\"><svg style=\"fill: #999;color:#999\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" class=\"list-377408\" width=\"20px\" height=\"20px\" viewBox=\"0 0 24 24\" fill=\"none\"><path d=\"M6 6H4v2h2V6zm14 0H8v2h12V6zM4 11h2v2H4v-2zm16 0H8v2h12v-2zM4 16h2v2H4v-2zm16 0H8v2h12v-2z\" fill=\"currentColor\"><\/path><\/svg><svg style=\"fill: #999;color:#999\" class=\"arrow-unsorted-368013\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"10px\" height=\"10px\" viewBox=\"0 0 24 24\" version=\"1.2\" baseProfile=\"tiny\"><path d=\"M18.2 9.3l-6.2-6.3-6.2 6.3c-.2.2-.3.4-.3.7s.1.5.3.7c.2.2.4.3.7.3h11c.3 0 .5-.1.7-.3.2-.2.3-.5.3-.7s-.1-.5-.3-.7zM5.8 14.7l6.2 6.3 6.2-6.3c.2-.2.3-.5.3-.7s-.1-.5-.3-.7c-.2-.2-.4-.3-.7-.3h-11c-.3 0-.5.1-.7.3-.2.2-.3.5-.3.7s.1.5.3.7z\"\/><\/svg><\/span><\/span><\/span><\/a><\/span><\/div>\n<nav><ul class='ez-toc-list ez-toc-list-level-1 ' ><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-1\" href=\"https:\/\/wp-api.pocketful.in\/blog\/icici-vs-hdfc-bank\/#ICICI_Bank_Overview\" title=\"ICICI Bank Overview\">ICICI Bank Overview<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-2\" href=\"https:\/\/wp-api.pocketful.in\/blog\/icici-vs-hdfc-bank\/#HDFC_Bank_Overview\" title=\"HDFC Bank Overview\">HDFC Bank Overview<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-3\" href=\"https:\/\/wp-api.pocketful.in\/blog\/icici-vs-hdfc-bank\/#HDFC_and_ICICI_Bank_Comparative_Study\" title=\"HDFC and ICICI Bank Comparative Study\">HDFC and ICICI Bank Comparative Study<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-4\" href=\"https:\/\/wp-api.pocketful.in\/blog\/icici-vs-hdfc-bank\/#HDFC_and_ICICI_Bank_Financial_Statements_Comparison\" title=\"HDFC and ICICI Bank Financial Statements Comparison\">HDFC and ICICI Bank Financial Statements Comparison<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-5\" href=\"https:\/\/wp-api.pocketful.in\/blog\/icici-vs-hdfc-bank\/#HDFC_and_ICICI_Bank_Key_Performance_Indicators\" title=\"HDFC and ICICI Bank Key Performance Indicators\">HDFC and ICICI Bank Key Performance Indicators<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-6\" href=\"https:\/\/wp-api.pocketful.in\/blog\/icici-vs-hdfc-bank\/#Conclusion\" title=\"Conclusion\">Conclusion<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-7\" href=\"https:\/\/wp-api.pocketful.in\/blog\/icici-vs-hdfc-bank\/#_Frequently_Asked_Questions_FAQs\" title=\"&nbsp;Frequently Asked Questions (FAQs)\">&nbsp;Frequently Asked Questions (FAQs)<\/a><\/li><\/ul><\/nav><\/div>\n<h2 class=\"wp-block-heading\" id=\"h-icici-bank-overview\"><span class=\"ez-toc-section\" id=\"ICICI_Bank_Overview\"><\/span>ICICI Bank Overview<span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<p><a href=\"https:\/\/www.pocketful.in\/stocks\/icici-bank-ltd\" target=\"_blank\" rel=\"noreferrer noopener\">ICICI Bank<\/a> is among the biggest banks in India\u2019s private sector. The government of India established the Industrial Credit and Investment Corporation of India (ICICI) on 5 January 1955. As a division of ICICI Limited, ICICI Bank was founded in 1994. It made history by being the first Indian bank and firm to list on the New York Stock Exchange. ICICI and ICICI Bank combined to form a new financial organization to increase business efficiency. Following accusations against Chanda Kochhar, the managing director of ICICI Bank, in 2018 about inappropriate lending practices, Sandeep Bakhshi assumed the role of managing director. It was the first bank to provide contactless credit and debit cards.&nbsp;<\/p>\n\n\n\n<h2 class=\"wp-block-heading\" id=\"h-hdfc-bank-overview\"><span class=\"ez-toc-section\" id=\"HDFC_Bank_Overview\"><\/span>HDFC Bank Overview<span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<p>With its headquarters in Mumbai, <a href=\"https:\/\/www.pocketful.in\/stocks\/hdfc-bank-ltd\" target=\"_blank\" rel=\"noreferrer noopener\">HDFC Bank<\/a> was established in 1994 as a subsidiary of HDFC Ltd. The Reserve Bank of India granted it a banking license in January 1995. In November 1995, the bank launched its Initial Public Offering (IPO) and became a listed company on the Bombay Stock Exchange and the National Stock Exchange. In 2000, the Times Bank merged with HDFC Bank. HDFC Bank acquired Centurion Bank of Punjab to increase its branch network and clientele. Aditya Puri was replaced as the bank\u2019s CEO by Sashidhar Jagdishan.<\/p>\n\n\n\n<p><strong>Read Also: <\/strong><a href=\"https:\/\/wp-api.pocketful.in\/blog\/axis-bank-vs-icici-bank-analysis-of-private-sector-banks\/\" target=\"_blank\" rel=\"noreferrer noopener\">Axis Bank vs ICICI Bank<\/a><\/p>\n\n\n\n<h2 class=\"wp-block-heading\" id=\"h-hdfc-and-icici-bank-comparative-study\"><span class=\"ez-toc-section\" id=\"HDFC_and_ICICI_Bank_Comparative_Study\"><\/span>HDFC and ICICI Bank Comparative Study<span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<figure class=\"wp-block-table has-small-font-size\"><table><thead><tr><th class=\"has-text-align-left\" data-align=\"left\"><strong>Particular<\/strong><\/th><th class=\"has-text-align-center\" data-align=\"center\"><strong>ICICI Bank<\/strong><\/th><th class=\"has-text-align-center\" data-align=\"center\"><strong>HDFC Bank<\/strong><\/th><\/tr><\/thead><tbody><tr><td class=\"has-text-align-left\" data-align=\"left\"><strong>Current Share Price<\/strong><\/td><td class=\"has-text-align-center\" data-align=\"center\">1,199.6<\/td><td class=\"has-text-align-center\" data-align=\"center\">1,683.8<\/td><\/tr><tr><td class=\"has-text-align-left\" data-align=\"left\"><strong>Market Capitalization (Crores)<\/strong><\/td><td class=\"has-text-align-center\" data-align=\"center\">8,44,061<\/td><td class=\"has-text-align-center\" data-align=\"center\">12,81,055<\/td><\/tr><tr><td class=\"has-text-align-left\" data-align=\"left\"><strong>52 Week High Price<\/strong><\/td><td class=\"has-text-align-center\" data-align=\"center\">1,235<\/td><td class=\"has-text-align-center\" data-align=\"center\">1,757.5<\/td><\/tr><tr><td class=\"has-text-align-left\" data-align=\"left\"><strong>52-Week Low Price<\/strong><\/td><td class=\"has-text-align-center\" data-align=\"center\">899<\/td><td class=\"has-text-align-center\" data-align=\"center\">1,363.55<\/td><\/tr><tr><td class=\"has-text-align-left\" data-align=\"left\"><strong>FIIs Holdings (%)<\/strong><\/td><td class=\"has-text-align-center\" data-align=\"center\">44.77<\/td><td class=\"has-text-align-center\" data-align=\"center\">47.83<\/td><\/tr><tr><td class=\"has-text-align-left\" data-align=\"left\"><strong>DIIs Holdings (%)<\/strong><\/td><td class=\"has-text-align-center\" data-align=\"center\">45.62<\/td><td class=\"has-text-align-center\" data-align=\"center\">33.59<\/td><\/tr><tr><td class=\"has-text-align-left\" data-align=\"left\"><strong>Book Value per Share<\/strong><\/td><td class=\"has-text-align-center\" data-align=\"center\">383.78<\/td><td class=\"has-text-align-center\" data-align=\"center\">596.39<\/td><\/tr><tr><td class=\"has-text-align-left\" data-align=\"left\"><strong>PE Ratio (x)<\/strong><\/td><td class=\"has-text-align-center\" data-align=\"center\">18.63<\/td><td class=\"has-text-align-center\" data-align=\"center\">20<\/td><\/tr><\/tbody><\/table><\/figure>\n\n\n\n<p>The table above indicates that HDFC Bank has a higher market capitalization than ICICI Bank and that FIIs own a larger interest in it. In contrast, DIIs own just 33.59% of HDFC Bank and 45.62% of ICICI Bank.&nbsp;<\/p>\n\n\n\n<p><strong>Read Also: <\/strong><a href=\"https:\/\/wp-api.pocketful.in\/blog\/hdfc-bank-vs-axis-bank\/\" target=\"_blank\" rel=\"noreferrer noopener\">HDFC Bank vs Axis Bank<\/a><\/p>\n\n\n\n<h2 class=\"wp-block-heading\" id=\"h-hdfc-and-icici-bank-financial-statements-comparison\"><span class=\"ez-toc-section\" id=\"HDFC_and_ICICI_Bank_Financial_Statements_Comparison\"><\/span>HDFC and ICICI Bank Financial Statements Comparison<span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<h3 class=\"wp-block-heading has-medium-font-size\" id=\"h-income-statement-comparison-fy-2024\">Income Statement Comparison (FY 2024)<\/h3>\n\n\n\n<figure class=\"wp-block-table has-small-font-size\"><table><thead><tr><th class=\"has-text-align-left\" data-align=\"left\"><strong>Particular<\/strong><\/th><th class=\"has-text-align-center\" data-align=\"center\"><strong>ICICI Bank<\/strong><\/th><th class=\"has-text-align-center\" data-align=\"center\"><strong>HDFC Bank<\/strong><\/th><\/tr><\/thead><tbody><tr><td class=\"has-text-align-left\" data-align=\"left\"><strong>Particular<\/strong><\/td><td class=\"has-text-align-center\" data-align=\"center\"><strong>ICICI Bank<\/strong><\/td><td class=\"has-text-align-center\" data-align=\"center\"><strong>HDFC Bank<\/strong><\/td><\/tr><tr><td class=\"has-text-align-left\" data-align=\"left\"><strong>Interest Income<\/strong><\/td><td class=\"has-text-align-center\" data-align=\"center\">1,59,515.92<\/td><td class=\"has-text-align-center\" data-align=\"center\">2,83,649.02<\/td><\/tr><tr><td class=\"has-text-align-left\" data-align=\"left\"><strong>Total Income<\/strong><\/td><td class=\"has-text-align-center\" data-align=\"center\">2,36,037.72<\/td><td class=\"has-text-align-center\" data-align=\"center\">4,07,994.77<\/td><\/tr><tr><td class=\"has-text-align-left\" data-align=\"left\"><strong>Total Expenditure<\/strong><\/td><td class=\"has-text-align-center\" data-align=\"center\">1,71,890.95<\/td><td class=\"has-text-align-center\" data-align=\"center\">3,06,407.89<\/td><\/tr><tr><td class=\"has-text-align-left\" data-align=\"left\"><strong>Net Profit<\/strong><\/td><td class=\"has-text-align-center\" data-align=\"center\">44,256.37<\/td><td class=\"has-text-align-center\" data-align=\"center\">64,062.04<\/td><\/tr><\/tbody><\/table><figcaption class=\"wp-element-caption\"><em>(The figures mentioned above are in INR crores unless stated otherwise)<\/em><\/figcaption><\/figure>\n\n\n\n<figure class=\"wp-block-image aligncenter size-full is-resized\"><img loading=\"lazy\" decoding=\"async\" width=\"751\" height=\"452\" src=\"https:\/\/cms-resources.pocketful.in\/blog\/wp-content\/uploads\/2024\/06\/Income-Statment-comparision-of-ICICI-Bank-and-HDFC-Bank.png\" alt=\"Income Statment comparision of ICICI Bank and HDFC Bank\" class=\"wp-image-7218\" style=\"width:621px;height:auto\" srcset=\"https:\/\/cms-resources.pocketful.in\/blog\/wp-content\/uploads\/2024\/06\/Income-Statment-comparision-of-ICICI-Bank-and-HDFC-Bank.png 751w, https:\/\/cms-resources.pocketful.in\/blog\/wp-content\/uploads\/2024\/06\/Income-Statment-comparision-of-ICICI-Bank-and-HDFC-Bank-300x181.png 300w, https:\/\/cms-resources.pocketful.in\/blog\/wp-content\/uploads\/2024\/06\/Income-Statment-comparision-of-ICICI-Bank-and-HDFC-Bank-150x90.png 150w\" sizes=\"auto, (max-width: 751px) 100vw, 751px\" \/><\/figure>\n\n\n\n<p>According to the above income statement, HDFC Bank has a larger interest income than ICICI Bank. It also reported a profit in the most recent fiscal year (2024) of 64062.04 crores, 44% more than ICICI Bank.&nbsp;<\/p>\n\n\n\n<h3 class=\"wp-block-heading has-medium-font-size\" id=\"h-balance-sheet-comparison\">Balance Sheet Comparison<\/h3>\n\n\n\n<figure class=\"wp-block-table has-small-font-size\"><table><thead><tr><th class=\"has-text-align-left\" data-align=\"left\"><strong>Particular<\/strong><\/th><th class=\"has-text-align-center\" data-align=\"center\"><strong>ICICI Bank<\/strong><\/th><th class=\"has-text-align-center\" data-align=\"center\"><strong>HDFC Bank<\/strong><\/th><\/tr><\/thead><tbody><tr><td class=\"has-text-align-left\" data-align=\"left\"><strong>Particular<\/strong><\/td><td class=\"has-text-align-center\" data-align=\"center\"><strong>ICICI Bank<\/strong><\/td><td class=\"has-text-align-center\" data-align=\"center\"><strong>HDFC Bank<\/strong><\/td><\/tr><tr><td class=\"has-text-align-left\" data-align=\"left\"><strong>Deposits<\/strong><\/td><td class=\"has-text-align-center\" data-align=\"center\">14,43,579.95<\/td><td class=\"has-text-align-center\" data-align=\"center\">23,76,887.28<\/td><\/tr><tr><td class=\"has-text-align-left\" data-align=\"left\"><strong>Total Capital &amp; Liabilities<\/strong><\/td><td class=\"has-text-align-center\" data-align=\"center\">23,64,063.03<\/td><td class=\"has-text-align-center\" data-align=\"center\">40,30,194.26<\/td><\/tr><tr><td class=\"has-text-align-left\" data-align=\"left\"><strong>Advances<\/strong><\/td><td class=\"has-text-align-center\" data-align=\"center\">12,60,776.20<\/td><td class=\"has-text-align-center\" data-align=\"center\">25,65,891.41<\/td><\/tr><\/tbody><\/table><figcaption class=\"wp-element-caption\"><em>(The figures mentioned above are in INR crores unless stated otherwise)<\/em><\/figcaption><\/figure>\n\n\n\n<figure class=\"wp-block-image aligncenter size-full is-resized\"><img loading=\"lazy\" decoding=\"async\" width=\"752\" height=\"452\" src=\"https:\/\/cms-resources.pocketful.in\/blog\/wp-content\/uploads\/2024\/06\/Balance-Sheet-comparision-of-ICICI-Bank-and-HDFC-Bank.png\" alt=\"Balance Sheet comparision of ICICI Bank and HDFC Bank\" class=\"wp-image-7222\" style=\"width:646px;height:auto\" srcset=\"https:\/\/cms-resources.pocketful.in\/blog\/wp-content\/uploads\/2024\/06\/Balance-Sheet-comparision-of-ICICI-Bank-and-HDFC-Bank.png 752w, https:\/\/cms-resources.pocketful.in\/blog\/wp-content\/uploads\/2024\/06\/Balance-Sheet-comparision-of-ICICI-Bank-and-HDFC-Bank-300x180.png 300w, https:\/\/cms-resources.pocketful.in\/blog\/wp-content\/uploads\/2024\/06\/Balance-Sheet-comparision-of-ICICI-Bank-and-HDFC-Bank-150x90.png 150w\" sizes=\"auto, (max-width: 752px) 100vw, 752px\" \/><\/figure>\n\n\n\n<p>The statistics above indicate that HDFC Bank outperforms ICICI Bank regarding deposits and advances.&nbsp;<\/p>\n\n\n\n<h3 class=\"wp-block-heading has-medium-font-size\" id=\"h-cash-flow-statement-comparison\">Cash Flow Statement Comparison<\/h3>\n\n\n\n<figure class=\"wp-block-table has-small-font-size\"><table><thead><tr><th class=\"has-text-align-left\" data-align=\"left\"><strong>Particular<\/strong><\/th><th class=\"has-text-align-center\" data-align=\"center\"><strong>ICICI Bank<\/strong><\/th><th class=\"has-text-align-center\" data-align=\"center\"><strong>HDFC Bank<\/strong><\/th><\/tr><\/thead><tbody><tr><td class=\"has-text-align-left\" data-align=\"left\"><strong>Cash Flow from Operating Activities<\/strong><\/td><td class=\"has-text-align-center\" data-align=\"center\">1,57,284.48<\/td><td class=\"has-text-align-center\" data-align=\"center\">19,069.34<\/td><\/tr><tr><td class=\"has-text-align-left\" data-align=\"left\"><strong>Cash Flow from Investing Activities<\/strong><\/td><td class=\"has-text-align-center\" data-align=\"center\">(1,45,931.09)<\/td><td class=\"has-text-align-center\" data-align=\"center\">5,313.77<\/td><\/tr><tr><td class=\"has-text-align-left\" data-align=\"left\"><strong>Cash Flow from Financing Activities<\/strong><\/td><td class=\"has-text-align-center\" data-align=\"center\">13,764.51<\/td><td class=\"has-text-align-center\" data-align=\"center\">(3,983.06)<\/td><\/tr><\/tbody><\/table><figcaption class=\"wp-element-caption\"><em>(The figures mentioned above are in INR crores unless stated otherwise)<\/em><\/figcaption><\/figure>\n\n\n\n<figure class=\"wp-block-image aligncenter size-full is-resized\"><img loading=\"lazy\" decoding=\"async\" width=\"834\" height=\"529\" src=\"https:\/\/cms-resources.pocketful.in\/blog\/wp-content\/uploads\/2024\/06\/Cash-Flow-Statement-comparision-of-ICICI-Bank-and-HDFC-Bank-1.png\" alt=\"Cash Flow Statement comparision of ICICI Bank and HDFC Bank\" class=\"wp-image-7225\" style=\"width:670px;height:auto\" srcset=\"https:\/\/cms-resources.pocketful.in\/blog\/wp-content\/uploads\/2024\/06\/Cash-Flow-Statement-comparision-of-ICICI-Bank-and-HDFC-Bank-1.png 834w, https:\/\/cms-resources.pocketful.in\/blog\/wp-content\/uploads\/2024\/06\/Cash-Flow-Statement-comparision-of-ICICI-Bank-and-HDFC-Bank-1-300x190.png 300w, https:\/\/cms-resources.pocketful.in\/blog\/wp-content\/uploads\/2024\/06\/Cash-Flow-Statement-comparision-of-ICICI-Bank-and-HDFC-Bank-1-768x487.png 768w, https:\/\/cms-resources.pocketful.in\/blog\/wp-content\/uploads\/2024\/06\/Cash-Flow-Statement-comparision-of-ICICI-Bank-and-HDFC-Bank-1-150x95.png 150w\" sizes=\"auto, (max-width: 834px) 100vw, 834px\" \/><\/figure>\n\n\n\n<h2 class=\"wp-block-heading\" id=\"h-hdfc-and-icici-bank-key-performance-indicators\"><span class=\"ez-toc-section\" id=\"HDFC_and_ICICI_Bank_Key_Performance_Indicators\"><\/span>HDFC and ICICI Bank Key Performance Indicators<span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<figure class=\"wp-block-table has-small-font-size\"><table><thead><tr><th class=\"has-text-align-left\" data-align=\"left\">Particular<\/th><th class=\"has-text-align-center\" data-align=\"center\">ICICI Bank<\/th><th class=\"has-text-align-center\" data-align=\"center\">HDFC Bank<\/th><\/tr><\/thead><tbody><tr><td class=\"has-text-align-left\" data-align=\"left\"><strong>Net Interest Margin (%)<\/strong><\/td><td class=\"has-text-align-center\" data-align=\"center\">3.61<\/td><td class=\"has-text-align-center\" data-align=\"center\">3.21<\/td><\/tr><tr><td class=\"has-text-align-left\" data-align=\"left\"><strong>Net Profit Margin (%)<\/strong><\/td><td class=\"has-text-align-center\" data-align=\"center\">28.21<\/td><td class=\"has-text-align-center\" data-align=\"center\">23.07<\/td><\/tr><tr><td class=\"has-text-align-left\" data-align=\"left\"><strong>ROCE (%)<\/strong><\/td><td class=\"has-text-align-center\" data-align=\"center\">3.33<\/td><td class=\"has-text-align-center\" data-align=\"center\">2.85<\/td><\/tr><tr><td class=\"has-text-align-left\" data-align=\"left\"><strong>Capital Adequacy Ratios (%)<\/strong><\/td><td class=\"has-text-align-center\" data-align=\"center\">16.33<\/td><td class=\"has-text-align-center\" data-align=\"center\">18.80<\/td><\/tr><\/tbody><\/table><\/figure>\n\n\n\n<p>From the preceding table, we may infer that ICICI Bank has a bigger net profit margin than HDFC Bank and a higher net interest margin.&nbsp;&nbsp;<\/p>\n\n\n\n<p><strong>Read Also: <\/strong><a href=\"https:\/\/wp-api.pocketful.in\/blog\/hdfc-vs-sbi-comparative-analysis-of-banking-stocks\/\" target=\"_blank\" rel=\"noreferrer noopener\">HDFC vs SBI<\/a><\/p>\n\n\n\n<h2 class=\"wp-block-heading\" id=\"h-conclusion\"><span class=\"ez-toc-section\" id=\"Conclusion\"><\/span>Conclusion<span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<p>The comparison of India\u2019s biggest private sector banks presented above leads us to conclude that while HDFC Bank has more revenue and profits overall, ICICI Bank posts higher profit margins even with less revenue. Although every bank has something special to offer, we always advise speaking with an investment expert before making investment decisions.&nbsp;<\/p>\n\n\n\n<figure class=\"wp-block-table has-small-font-size\"><table><thead><tr><th class=\"has-text-align-center\" data-align=\"center\">S.NO.<\/th><th class=\"has-text-align-left\" data-align=\"left\">Check Out These Interesting Posts You Might Enjoy!<\/th><\/tr><\/thead><tbody><tr><td class=\"has-text-align-center\" data-align=\"center\">1<\/td><td class=\"has-text-align-left\" data-align=\"left\"><a href=\"https:\/\/wp-api.pocketful.in\/blog\/sbi-vs-icici-bank\/\" target=\"_blank\" rel=\"noreferrer noopener\">SBI vs ICICI Bank<\/a><\/td><\/tr><tr><td class=\"has-text-align-center\" data-align=\"center\">2<\/td><td class=\"has-text-align-left\" data-align=\"left\"><a href=\"https:\/\/wp-api.pocketful.in\/blog\/pnb-vs-bank-of-baroda\/\" target=\"_blank\" rel=\"noreferrer noopener\">PNB vs Bank of Baroda<\/a><\/td><\/tr><tr><td class=\"has-text-align-center\" data-align=\"center\">3<\/td><td class=\"has-text-align-left\" data-align=\"left\"><a href=\"https:\/\/wp-api.pocketful.in\/blog\/bank-of-baroda-vs-sbi-bank\/\" target=\"_blank\" rel=\"noreferrer noopener\">Bank of Baroda vs SBI<\/a><\/td><\/tr><tr><td class=\"has-text-align-center\" data-align=\"center\">4<\/td><td class=\"has-text-align-left\" data-align=\"left\"><a href=\"https:\/\/wp-api.pocketful.in\/blog\/bank-of-baroda-vs-canara-bank\/\" target=\"_blank\" rel=\"noreferrer noopener\">Bank of Baroda vs Canara Bank<\/a><\/td><\/tr><tr><td class=\"has-text-align-center\" data-align=\"center\">5<\/td><td class=\"has-text-align-left\" data-align=\"left\"><a href=\"https:\/\/wp-api.pocketful.in\/blog\/punjab-national-bank-vs-state-bank-of-india\/\" target=\"_blank\" rel=\"noreferrer noopener\">PNB vs SBI<\/a><\/td><\/tr><\/tbody><\/table><\/figure>\n\n\n\n<h2 class=\"wp-block-heading\" id=\"h-nbsp-frequently-asked-questions-faqs\"><span class=\"ez-toc-section\" id=\"_Frequently_Asked_Questions_FAQs\"><\/span>&nbsp;Frequently Asked Questions (FAQs)<span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n<div class=\"saswp-faq-block-section\"><ol style=\"list-style-type:none\"><li style=\"list-style-type: none\"><h3 class=\"\">ICICI Bank and HDFC Bank, which has the larger market capitalization?<\/h3><p class=\"saswp-faq-answer-text\">Compared to ICICI Bank, HDFC Bank has a larger market capitalization.<\/p><li style=\"list-style-type: none\"><h3 class=\"\">After Chanda Kochhar, who becomes the MD of ICICI Bank?<\/h3><p class=\"saswp-faq-answer-text\">After Chanda Kochhar left ICICI Bank, Sandeep Bakshi became the MD.<\/p><li style=\"list-style-type: none\"><h3 class=\"\">Which bank is more profitable than HDFC Bank or ICICI Bank?<\/h3><p class=\"saswp-faq-answer-text\">ICICI Bank\u2019s net profit margin is higher than that of HDFC Bank, even though HDFC Bank reported a profit of 64,062 crores, 19,806 crores more than that of ICICI Bank.<\/p><li style=\"list-style-type: none\"><h3 class=\"\">Which person oversees HDFC Bank as managing director?<\/h3><p class=\"saswp-faq-answer-text\">The managing director of HDFC Bank at the moment is Mr Sashidhar Jagdishan.<\/p><li style=\"list-style-type: none\"><h3 class=\"\">In India, which private bank has the largest market capitalization?<\/h3><p class=\"saswp-faq-answer-text\">HDFC Bank has the largest market capitalization of all the private banks in India.<\/p><\/ul><\/div>","protected":false},"excerpt":{"rendered":"<p>You save a lot of money and put in a lot of work, but you need help determining where to keep it. It is only possible to retain some of your hard-earned savings at home; opening a bank account is your only option. You might be surprised to hear that banks where you have accounts [&hellip;]<\/p>\n","protected":false},"author":10,"featured_media":7493,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"_acf_changed":false,"inline_featured_image":false,"is_paper_insight":false,"paper_insight_image":0,"paper_insight_pdf":0,"paper_insight_ppt":0,"footnotes":""},"categories":[17],"tags":[],"class_list":["post-7216","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-case-study"],"acf":{"freelancer":"Akash Gupta"},"yoast_head":"<!-- This site is optimized with the Yoast SEO Premium plugin v20.13 (Yoast SEO v21.2) - https:\/\/yoast.com\/wordpress\/plugins\/seo\/ -->\n<title>HDFC Bank vs ICICI Bank: Which Is Better? - Pocketful<\/title>\n<meta name=\"description\" content=\"Compare ICICI Bank and HDFC Bank on financial performance, market capitalization, and key metrics to understand their growth and investment potential.\" \/>\n<meta name=\"robots\" content=\"noindex, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<meta property=\"og:locale\" content=\"en_US\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"ICICI Vs HDFC Bank: Which Has Larger Market Capitalization?\" \/>\n<meta property=\"og:description\" content=\"Compare ICICI Bank and HDFC Bank on financial performance, market capitalization, and key metrics to understand their growth and investment potential.\" \/>\n<meta property=\"og:url\" content=\"https:\/\/wp-api.pocketful.in\/blog\/icici-vs-hdfc-bank\/\" \/>\n<meta property=\"og:site_name\" content=\"Pocketful\" \/>\n<meta property=\"article:publisher\" content=\"https:\/\/www.facebook.com\/Pocketful.HQ\/\" \/>\n<meta property=\"article:published_time\" content=\"2024-07-01T15:10:21+00:00\" \/>\n<meta property=\"article:modified_time\" content=\"2025-01-22T08:14:33+00:00\" \/>\n<meta property=\"og:image\" content=\"https:\/\/wp-api.pocketful.in\/blog\/wp-content\/uploads\/2024\/06\/HDFC-vs-ICICI-bank.png\" \/>\n\t<meta property=\"og:image:width\" content=\"1497\" \/>\n\t<meta property=\"og:image:height\" content=\"1080\" \/>\n\t<meta property=\"og:image:type\" content=\"image\/png\" \/>\n<meta name=\"author\" content=\"Harjyot Singh\" \/>\n<meta name=\"twitter:card\" content=\"summary_large_image\" \/>\n<meta name=\"twitter:creator\" content=\"@Pocketful_HQ\" \/>\n<meta name=\"twitter:site\" content=\"@Pocketful_HQ\" \/>\n<meta name=\"twitter:label1\" content=\"Written by\" \/>\n\t<meta name=\"twitter:data1\" content=\"Harjyot Singh\" \/>\n\t<meta name=\"twitter:label2\" content=\"Est. reading time\" \/>\n\t<meta name=\"twitter:data2\" content=\"4 minutes\" \/>\n<!-- \/ Yoast SEO Premium plugin. -->","yoast_head_json":{"title":"HDFC Bank vs ICICI Bank: Which Is Better? 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