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Bulk Deal vs Block Deal: Key Differences

We generally witness that investors generally buy or sell shares in the stock market. But have you ever thought how big traders like mutual funds or large financial institutions trade in massive quantities worth crores. This does not happen using simple traders like a general investor; rather they use two special methods known as Bulk Deals and Block Deals. Bulk deals are generally a large quantity buying and selling of shares during the market hours which can even affect the stock price to move up or down. However Block Deals are pre-arranged private trades between two parties, this also avoids price fluctuations in the market. In this blog we will understand the key differences between bulk deal and block deals, as well as what are Bulk deals and what are Block deals.

Overview of Bulk Deals

Bulk deals are those deals where the total shares bought or sold by the trader is more than 0.5% of the total company shares. This is exactly a normal trade of the market that takes place on the regular trading platforms during the market hours (09:15 Am to 03:30 Pm) at the market rate of the share at that time in the market. As the shares are bought in bulk the broker reports it to the stock exchange after market closure, this information is then made public for everyone by the broker, this data is published by NSE and BSE which tells the general public who bought the shares? Or sold the shares and At what price?

Bulk deals can lead to fluctuations in the stock prices, a large buy order can cause the price to go up and a large sell order can pull down the price of the share.

Overview of Block Deals

Block trades are generally bigger than the bulk trades which are done strategically. To qualify for a Block Deals, a single transaction must involve at least shares worth Rs.10cr or 5,00,000 shares. This minimum limit was earlier Rs.5 cr but in 2017 it was updated by SEBI with at least a minimum transaction limit of Rs.10 cr.

Block deals do not take place during regular market trading hours, they are done in a separate private window, usually before the market opens (08:45 Am to 09:00 Am). The price is decided between the buyer and the seller beforehand. However, to prevent manipulation, this price must be within plus or minus 1% of the recent share prices in the market. Block Deals are executed in one go if the buyer opts to buy 5,00,000 shares then it must be done fully and if not executed within 90 seconds the order gets cancelled.

Block Deals Vs Bulk Deals

Feature	Bulk Deal	Block Deal
Definition	A trade of more than 0.5% of a company’s total shares.	A single trade of at least 5 lakh shares OR above Rs.10 crore in value.
Trading Time	Normal market hours (09:15 Am to 03:30 PM).	Special, short windows before market hours (08:45 Am to 09:00 Am).
Execution Platform	Regular trading platforms.	A separate private window for trading.
Price Determination	The live market price at the time of the trade.	A pre-agreed price within a + or – 1% range of the market price.
Market Visibility	Visible to everyone on the live order book.	Not visible to the market in real-time.
Disclosure to Public	Done on the same day after market closure.	Done on the same day after market closure.
Primary Purpose	Flexibility, reacting to news, portfolio adjustments.	Strategic moves, large entry/exit with minimal price impact.
Immediate Price Impact	High potential to cause price swings.	Minimal, as the trade is done privately.
Participant Access	Mostly institutions, but technically open to anyone meeting the 0.5% threshold.	Exclusively for large institutions and promoters; inaccessible to retail investors

Advantages of Bulk Trading

Trade Anytime: Traders can flexibly trade during the market hours and can easily react to news or changing market conditions.
Signals Optimism: As all these deals are publicly done, they can signal confidence in the invested share and vice versa in case of selling of stocks. Knowing that a well-known fund has bought a large stake in a company, tells the market they’re optimistic, resulting in attracting more investors.
Efficient: Executing a large trade in one go can be more efficient and potentially cheaper as you pay charges on the one time buy and sell of share to your broker compared to multiple fees for multiple trades.

Advantages of Block trading

Avoid Market Fluctuations: As this trade takes place privately which does not affect the market prices directly, keeping the situation stable for everyone.
Guaranteed Execution: The price and quantity are pre decided and locked by both the parties, which minimizes the sudden risk of price movements during the trades.
Lowkey Trading: As deals are done during a private window and it is not visible during live market hours, it allows institutions to buy or sell large stakes without tipping off other traders and affecting the price.

Conclusion

For you as a retail investor, the difference between bulk and block deals is more than just a technical detail. It’s a peek into the minds of the market’s biggest players. This concept gives you an insight about how the price movements take place in the financial market, thus enhancing your understanding of the institution sentiment and helps in making informed decisions.

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Frequently Asked Questions (FAQs)

How can Bulk deals and block deals be differentiated?
One can easily differentiate from the execution time as bulk deals take place during market hours and block deals are done privately.
Can I invest in these deals?
Individual traders generally cannot take part in these deals, though you can participate in the bulk deal if your trade is over 0.5% of the total company shares.
Can information related to these deals be accessed?
Yes, you can easily find the information related to these deals on NSE and BSE websites as they publish daily reports on all Bulk and Block Deals.
Can I invest looking at the reports of these deals?
Although these deals give investors a strong positive sign but this should not be the sole criteria, one should do their own research before putting their valuable funds.
Why do we need two different systems for large trades?
Two different systems are created because they have two different needs, where Bulk deals are for investors looking for flexibility and block deals are for those investors who are certain about their trades.

October 19, 2025

What are Angel Investors?

What if you have a solid business plan where you have done your research, made your strategies and the roadmap of the whole business but as soon as it comes to the investment you do not have enough capital. You plan to take money from the bank but as soon as you reach there you find out that bank requires financial documents of your business, profit records and other documents which you don’t have yet. You turn towards your family and friends for financial help but they only have a limited amount for help that does not justify your business expenses. How can you get these required funds for your business?

Here comes the Angel Investor, someone who can look at your business model and help you with the strategy and finances. Want to get a more clearer picture regarding Angel investors or how angel investors works, in this blog we will look about What are Angel Investors, its definition, characteristics and advantages.

What are Angel Investors?

So, what is an angel investor? In a very simple term Angel investors are generally wealthy people who invest their own funds into a brand new business or company looking at your idea and its practicality and in return they take a small share of the company also known as Equity. The money put into your business is not a loan that needs to be repaid along with the interest. An angel investor after getting the enquiry becomes a partner in the company and only gets money if there is an overall growth in the company and it starts to earn profits.

Angel Investors are generally different from Venture capitalists, though they both invest in new companies angle investors generally use their own funds making decisions faster due to personal decisions on the other hand Venture capitalists manage a large pool of money from different people, usually delaying the process and decision making in the company.

What are the Characteristics of Angel Investors?

Angel Investors are mostly successful entrepreneurs themselves, they have experience of building the companies from scratch and later on selling them. Some of the angel investors are top-level executives from big corporations. For example: Kunal Shah founder of Cred and Anupam Mittal founder of shaadi.com are some of the famous angel investors in India.
Angel Investors not only provide funds to new companies or startups but with them comes experience, wisdom, and market contacts to these new ventures. Angel investors can help new companies with smart guidance, steps to avoid common mistakes and introduction to market communities helping new startups get buyers and investors, this is why money taken from angel investors is called Smart Money.
Angel investors are not afraid of risk as they know most companies start and fail, but for them putting money into a risky venture is better because with high risk comes high profits and they believe in the founder’s confidence and vision.
For some angel investors money is not the real game if some startups solve core problems of the society or startups have passion for building new things angel investors join this approach to help the next generation startups evolve.

How Does Angel Investing Work?

New startups’ first step is to look for investors, this can take place from platforms like Indian Angel Network, LetsVenture, or AngelList India or startup events. Once a startup founder connects with the investors they are required to pitch their idea. In “Pitch” founders present their business idea, team, how they’ll be solving the problem and most importantly how to make money out of it. If your pitch is accepted, investors will do their homework known as due diligence. In this they will figure out the business model, financial forecast and your valuable team. If everything goes positive the investor will offer a “term sheet”, which is a basic terms of investment like how much money will be invested by the investor and how much equity will they take. Once both the parties agree to the terms and conditions, the legal team will draft the final papers and once it is finalised and signed the money is transferred to your company’s account, and the partnership officially begins.

The Accreditation of Angel Investors as per SEBI

In India, Securities and exchange board of India (SEBI) takes the monitoring charge of these investments. To make these investments safer and organised SEBI has set some rules and created Accredited Investors.

Accredited Investors get an official tag of Accredited Investors and they need to meet certain financial criteria that is an annual income of at least Rs.2 crore or at least net worth of at least Rs.7.5 crore, with half of it in financial assets.

Let’s look at some new key changes in the rules set by SEBI:

Feature	Old Rule	New Rule
Who can invest?	Individuals with a self-declared net worth of Rs.2 Crore.	Officially verified “Accredited Investors” (AIs) only.
Investment Amount	Min Rs.25 Lakh & Max Rs.10 Crore per startup.	Min Rs.10 Lakh & Max Rs.25 Crore per startup.
Per Startup Investment	A fund could invest a maximum of 25% of its money in one startup.	No limit. A fund can now invest as much as it wants in a single promising startup.
Lock-in Period	Investment was locked for 1-3 years.	Reduced to as low as 1 year for some investments.

Advantages and Disadvantages of Angel Investing

Advantages of Angel Investing

Angel investors provide the initial crucial funding to new companies and startups along with their valuable guidance.
The money funded is their own money, leading to quick decision making for your business.
Angel Investors help in getting into new business communities, other investors, customers and potential employees for your startup.

Disadvantages for Angel Investing

For getting funds you need to give the investor some share or equity of your company, if the startup becomes a huge success , this piece could be worth a fortune.
Investors say in every big decision of your business, if the goals do not align this could be challenging for both.
Not choosing the right investor who has the right experience of your business or industry can be fatal for your business.

Conclusion

Angel investors are the chance takers on one’s passion and dream, providing them the initial investment to new startups. For an entrepreneur they can be a game changing partner with their advice, experience and money.

But it comes with ownership and control of your business and with new SEBI rules investing is now more structured along with opportunities and challenges.

Angel investment is a partnership, where a founder and an investor share the same passion and trust, to build something incredible together.

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Frequently Asked Questions (FAQs)

At what stage of start up one shall look for an investor?
The best time to look for an investor is at the very beginning, often known as the “seed” or “pre-seed” stage, a stage where your business is just an idea.
How much money can I get from an angel investor?
A standard investment amount by an angel is usually between Rs.10 Lakhs to Rs.2 crores.
Do I have to return the money or pay any interest?
The amount invested by the angel is not a loan, it is an investment so you don’t need to pay any interest or money back to the investor, the investor gets ownership (equity) in your company.
Where can I find angel investors in India?
You can look for angel investors on AngelList India, LetsVenture, and via various startup communities like Indian Angel Network (IAN), some startup events can also be beneficial.
After pitch selection can I say no to an angel investor?
Yes you can if you feel the investor is not the right fit for your company or industry.

October 18, 2025

Top Quick Commerce Companies in India

The world is a changing place and with the evolution of technology not only information is available in minutes but these days getting your house needs can be fulfilled within minutes let’s say if you run out of milk while making tea, you can order a fresh packet of milk at your door even before the water even boils, this is the magic of quick commerce.

Earlier delivery was done the companies but it used to take time of minimum 3-4 days to deliver you the desired goods but with the introduction of super-fast delivery companies have entered into the domain of Quick commerce and a whole new industry of commerce companies in India has emerged, built on the promise to deliver in minutes resulting in changing habits due to these quick commerce platforms. The world of quick commerce in India is growing rapidly with the inclusion of new age startups and their services.

So, in this blog we will learn about what these quick commerce companies are? And who are the biggest players in quick commerce in India?

What are Quick Commerce Companies?

Think of quick commerce, or q-commerce, as the advanced level of e-commerce, where the focus is on delivering a small number of items like groceries or daily essentials in an extremely short time, often in just 10-20 minutes.

These quick commerce companies function in such an exceptional way due to “dark stores” which helps in achieving the timely delivery of the products. Imagine Dark Stores as a small supermarket or mini warehouses near your home, wherever customers place their order they get them placed in these dark stores from where the items are delivered directly to the customers. This entire system is “hyperlocal” meaning it operates in a very small area of just a few kilometers, which is the key to their 10-minute promise.

Top 10 Quick Commerce Companies in India

1. Reliance Retail (JioMart)

It was launched by Reliance Retail in December 2019 by the retail arm of Reliance Industries. It started with connecting with the local Kirana stores with the customers for home delivery of groceries using the Jio digital network. In 2024 Jio entered the quick commerce sector by launching “JioMart Express” services which were designed to deliver within 30 minutes. With its partnership with Meta, customers could directly order on Whatsapp. Reliance’s goal is to use its capital and network physical stores like Reliance Fresh and Smart Bazaar, and create an integrated ecosystem for millions of Jio users.

2. Tata Group (BigBasket & BBNow)

It was the first to enter the online grocery market and was founded back in 2011. A strong business was created by BigBasket with its main focus on quality of the product and delivering “Farm to Fork” to its customers. In 2021, the Tata Group acquired a majority stake in BigBasket, making it a central part of its “Tata Neu” super app. BigBasket launched its quick commerce service, BBNow that delivers groceries within 10 to 20 minutes only. The company is also focusing on opening physical stores called ‘Fresho’.The goal is to combine BigBasket’s grocery expertise with the trust and reach of the Tata brand, with plans for an IPO by 2025.

3. Zomato (Blinkit)

This platform was earlier started as Grofers in 2013, founded by Albinder Dhindsa and Saurabh Kumar. But with passing time it was rebranded as Blinkit where the main focus was to make Blinkit a 10-minute delivery app. Later Zomato acquired Blinkit in 2022 after this acquisition there has been an exponential growth in the business of Blinkit, in financial terms the total order value is now bigger than Zomato’s food delivery business, this has resulted in transforming Zomato from just a food delivery app to a full fledged quick commerce giant.

4. Swiggy (Instamart)

It started in 2014 as a food delivery app and quickly gained popularity, looking at the changing market scenario of the quick groceries delivery companies, Swiggy launched Instamart in August 2020 using its large fleet of delivery partners to begin its operations. Swiggy and Zomato’s blinkit are a direct competitor of each other leading to high spending and significant financial losses, even though Instamart’s sales have grown rapidly. The company is now focusing on improving its financial health and expanding its product range. For instance, it has partnered with companies like Asus to deliver laptops in minutes. Swiggy’s main goal is to reduce its cash burn and use its popular “Swiggy One” subscription to build a loyal customer base across both food and groceries.

5. Zepto

Zepto was started in the year 2020 by two 19-year-old Stanford dropouts Aadit Palicha and Kaivalya Vohra. Their goal for Zepto revolved around delivering groceries in 10 min. This bold move shook the entire industry and forced competitors to speed up in the quick commerce industry. Zepto became India’s first unicorn (a startup valued over $1 billion) in 2023 and is now valued at around $5 billion. While it is not yet listed on the stock market, it is preparing for a future IPO. Zepto’s goal is to continue expanding its network of dark stores, add new product categories, and work towards becoming profitable.

6. Flipkart (Flipkart Minutes)

It is among one of India’s largest e-commerce companies, which is backed by the global giant Walmart. Flipkart launched its quick commerce service in the name of Flipkart Minutes to compete in the existing market. Flipkart’s biggest advantage is its massive existing customer base and its powerful logistics network, Ekart. The company aims to leverage these strengths to capture a significant share of the quick commerce market. It is also introducing new advertising tools for brands on its platform to create new revenue streams.

7. Dunzo

It was the real pioneer in the hyperlocal delivery space in India. Founded in 2014, it started as a simple WhatsApp-based service that would deliver almost anything a customer wanted. Unfortunately, Dunzo’s story is now a cautionary tale. The company is facing a severe financial crisis due to high costs and an inability to raise more money. Its major investor, Reliance, has written down its investment to zero, which is a huge blow. Dunzo’s future is very uncertain, and it highlights just how difficult and expensive the quick commerce business is.

8. Nykaa (Nykaa Now)

It is India’s top online destination for beauty and fashion products. It made a strategic entry into quick commerce in late 2024 with a service called Nykaa Now. Nykaa Now promises to deliver beauty and personal care products in 30 to 120 minutes in major cities. This helps in differentiating its product and protecting its business from other quick commerce apps that might start selling popular cosmetics. It also offers a new level of convenience to its loyal customers who might need a product urgently for an event.

9. Myntra (M-Now)

It is owned by Flipkart and is one of India’s leading online fashion stores. It started its quick commerce segment in late 2024 promising a 30 minute delivery service. M-Now has kept its focus on delivering clothes, accessories, and beauty products of premium brands within half an hour in mainly Tier-1 cities. This service is designed for quick fashion needs or some last minute product requirements, like urgent need of a new shirt for a party or a quick gifting item. It has come up as a new segment of quick commerce where customers can get ultra fast deliveries of high value items like clothes or accessories and not just the grocery items.

10. The Enablers (Delhivery)

It has a different motive altogether, Delhivery is one of the largest logistic companies in India, instead of selling products to the customer it sells “Quick commerce” as a service to different quick commerce companies and helping them with Rapid Commerce platform, promising delivery in 2-hour, also sets up partnered dark stores and manages all the deliveries. This allows brands to automate the management and offer their customers fast deliveries without even spending too much on the infrastructure. Other logistics companies like Shadowfax and Porter also play a similar enabling role. This is a new segment that is emerging under the umbrella of Quick Ecommerce Companies representing the emerging need of quick deliveries.

Benefits of selling Products via Quick Commerce

1. Growing Sales

Quick commerce is rapidly due to change in consumer behaviour as now the customer wants to get things quickly. With instant deliveries companies not only attract more new customers but also make the current users buy even more, as with more convenience consumers generally tend to buy more.

2. Increased Customer Base

With customers getting orders within minutes is not just a service but an experience for them, as they get the required product instantly, it is like providing the right thing to the customer exactly when they need it. These things make a one time buyer into a potential loyal customer.

3. Competitive Quick Deliveries

In today’s market the speed gives the best advantage, as it could be the most relied on service for a last minute part or a busy household that requires groceries quickly. It helps the customers get products instantly and gives the company the advantage to sell more.

4. Expanding Availability & Customer

Quick commerce companies are rapidly expanding their operations in Tier 2 and Tier 3 cities, which is helping in expanding their ecosystem and getting them new customers from different regions and who knows it might grow into a pan India service.

5. Dark Stores

This business model works on the dark store concept where companies rent low costing godowns and turn them into a storage unit where from electronics to groceries and even clothing can be stored, reducing the overall cost of logistics and storage.

Key Factors to be known about Quick Commerce Companies

Profitability: These companies sell millions of products from their apps but the profit margin is very low. The costs of managing dark stores, delivery partner payments, and discount offerings is high, leading to a very high cash burn and Dunzo is one such example.
Competition: There are multiple existing players in the market and also newcomers making the market very competitive for the Quick Commerce Companies as users can easily switch to a different service provider due to easy availability of an alternative.
Regulatory Issues: Some companies have also come to limelight due to delivery partners’ working conditions, lack of job security and even unfair pay. Quick commerce companies will not only have to satisfy the customers but also need to fix the regulatory issues.
Sustainability: The pressure for 10-minute deliveries raises the number of delivery vehicles leading to traffic and environmental issues. Looking at this, companies are shifting to EVs to deliver the products quickly.

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Conclusion

The quick commerce services are rapidly growing in the Indian market. It is rapidly changing consumer behaviour and providing them with a convenience of getting anything delivered to their doorstep within minutes.

However, the path ahead for these companies is filled with challenges as fast deliveries are linked with huge cash burn attached to a low profitability. The companies that will ultimately win will be the ones that will male a sustainable business model and find new ways to increase their profits like advertising. There is a lot more to witness about these quick commerce industries, with today’s learning from this blog let’s keep an eye on what the future might unfold.

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Frequently Asked Questions (FAQs)

What is a dark store?
A dark store is a small, local warehouse of the company where all the goods are stored, it is used only to pack and ship the received online orders. These are generally placed in the close proximity of a large customer base, this makes the delivery possible in 10-20 minutes.
Are any quick commerce companies listed on the Indian stock market?
While Blinkit, Instamart, and Zepto themselves are not directly listed, their parent companies are publicly traded. For example, Blinkit is part of Zomato, and Instamart is owned by Swiggy Ltd, both of which are listed on the Indian stock market. Zepto, however, is still a private company preparing for a potential IPO in the future.
What lacks in profit of quick commerce companies?
The total running cost of a quick commerce company is high due to managing and running the dark stores, hiring delivery partners, and offering discounts to attract customers requires a lot of cash to be pooled in the company, resulting in very low net profits for the companies.
Can we only buy groceries from quick commerce?
With the changing customer needs now you can not only buy groceries but also get electronics, fashion apparel, cosmetics and beauty products and now even medicines in minutes.
Are there delivery charges for Quick Commerce orders?
Delivery charges vary by platform. Some services offer free delivery for subscription plans like Swiggy One or JioMart Express, while others may charge a small fee for individual orders.

October 18, 2025

LG Electronics Case Study: Business Model & Strategy

LG Electronics is a name in the world of technology and innovation that has reinvented itself every decade. Starting with radios and home appliances, the company has grown into a global leader in smart TVs, AI-enabled home appliances, and electric vehicle components. In this LG Electronics case study, we’ll understand the company’s business model and how its marketing strategy established it globally and provide a financial analysis and in-depth SWOT analysis to reveal how LG is delivering on its “Life’s Good” brand promise today.

Company Overview— LG’s Legacy and Expansion

LG began in 1958 as GoldStar, a subsidiary of Lak-Hui Chemical Industrial Corp., founded in 1947 by Koo In-Hwoi. At that time, South Korea was still developing, and technology was still out of reach for the common man. GoldStar created products that became household essentials, which were simple yet effective appliances like radios, televisions, and refrigerators.

A few years later, it merged with another company, Lucky Chemical, to form Lucky-GoldStar, known to the world today as LG. This is the company that manufactured the first radio in Korea, and from there, its story of innovation began gradually. LG expanded its products to the global market and became a symbol of “quality and reliability.”

Today’s Position and Global Presence

Today, LG Electronics is not just a brand but a trusted name with a presence in over 150 countries. Its manufacturing units are spread across Korea, India, the United States, China, and Europe.

LG has Four Major Business Areas:

Home Entertainment: OLED TVs, soundbars, and display systems, whose quality is recognized worldwide.

Home Appliances: Refrigerators, washing machines, ACs, and smart kitchen devices, which have become integral to modern homes.

Vehicle Component Solutions: Infotainment and powertrain systems for electric vehicles—this is LG’s new growth engine.

Business Solutions: Data centers, HVAC, and smart building solutions, which are strengthening the B2B sector.

Leadership and Vision

LG Electronics is currently led by William Cho. His focus is to position the company as a “Smart Life Solutions Company” technology that adds real convenience and value to people’s lives.

William Cho has set LG’s strategy for 2025 on “Qualitative Growth” and “Structural Competitiveness.” He believes that LG’s biggest growth in the coming years will come from emerging markets like India, Africa, and Southeast Asia. LG is also serious about the environment. The company aims to become carbon neutral by 2030 and increase the use of sustainable materials in its products.

LG Electronics Business Model – How LG Creates and Delivers Value

LG’s business model is based on the belief that technology is meaningful only when it makes people’s lives easier. The company doesn’t just make products but creates solutions that add value to every home, office, and vehicle.

1. What’s on offer for customers?

LG’s core promise is quality, reliability, and continuous innovation. Whether it’s OLED TVs, AI refrigerators, or EV components, every product is designed with the philosophy of “smart life” in mind. LG offers its customers not just a product, but a long-term, reliable experience.

2. Which customers are focused on?

The company operates in two segments:

B2C (direct-to-consumer): Products such as TVs, washing machines, air conditioners, and kitchen appliances.
B2B (business clients): Digital displays, HVAC systems, and EV technology for hotels, offices, data centers, and automobile companies.

3. Distribution Channels

LG has a strong distribution system. Its products are sold worldwide through retail stores, e-commerce sites (such as Amazon and Flipkart), and the company’s website. The company is also expanding its presence through B2B deals and OEM partnerships.

4. Revenue Streams

LG’s revenue comes from several sources:

Sales of home and commercial products
After-sales service and warranty extensions
Technology licenses and patent royalties
Revenue from B2B and automotive solutions

5. Innovation and Resources

LG’s core strength lies in its research and development network. The company invests approximately 5% of its total revenue in R&D each year. It has more than 20 research labs around the world, developing new technologies and designs.

6. Partnerships and collaborations

LG works with many global brands, such as Google for Android TV, Mercedes-Benz for EV parts, and supply chain partnerships with several local companies. These relationships have kept LG technologically ahead.

7. Spending and Investment

Most of the company’s spending is on R&D, production, marketing, and logistics. However, LG views this not as an expense but as an investment in the future. This is why it remains competitive in every sector, from electronics to EVs.

Marketing Strategy of LG Electronics

True Identity: LG’s marketing begins with its core philosophy “Life’s Good.” This line is more than just an advertising slogan. It’s the philosophy the company connects to every product. LG wants to portray its brand as a friend, one who is in your home and a part of your daily life.
Speaking the Language of the People: LG’s uniqueness lies in its marketing in every country, using a language and spirit that people understand. In India, its ads focus on family, relationships, and trust, while in Europe and the US, they focus on design and technology. This is why its image appears different everywhere, but the trust remains the same.
Relationships forged through Social Media: LG doesn’t just appear on social media but connects with people there. Its campaigns are often lighthearted, genuine, and human like “Optimism Your Feed,” which connected people to both positivity and the brand. LG’s digital presence feels more like a conversation than a brand.
Building Trust Through Experience: LG knows that today’s customers want experiences, not just advertising. That’s why the company has created “LG Experience Zones” around the world, where people can try products in person. When a customer experiences the experience themselves, they no longer need to reaffirm their trust.
Building a New Identity Through Partnerships: LG has always moved forward with the future in mind. From tech partners like Google and NVIDIA to Formula E and eSports, each partnership has a common goal: to make LG a brand ready for tomorrow’s world.

Financial Data of LG Electronics

Income Statement

Particulars	FY 2025	FY 2024	FY 2023
Total Revenue	246320	21557	20108
Total Expenses	21636	21557	20108
EBIT	2993	2065	1842
Net Profit	2203	1511	1348

(The figures mentioned above are in INR crores unless mentioned otherwise.)

Balance Sheet

Particulars	FY 2025	FY 2024	FY 2023
Fixed Assets	1404	1343	1367
Current Assets	9,540	6,658	7,164
Reserves & Surplus	5,291	3,659	4,243
Liabilities	5,546	4,725	4,634

(The figures mentioned above are in INR crores unless mentioned otherwise)

Cash Flow Statement

Particulars	FY 2025	FY 2024	FY 2023
Cash Flow from Operating Activities	1,653	1,665	1,870
Cash Flow from Investing Activities	-27	-20	-274
Cash Flow from Financing Activities	-106	-2,185	-2,560

Key Performance Indicators

Particulars	FY 2025	FY 2024	FY 2023
Operating Profit Margin (%)	12.28	9.67	9.27
Net Profit Margin (%)	9.04	7.07	6.77
ROE (%)	36.90	40.05	30.87
ROCE (%)	45.23	47.90	38.45
Debt to Equity (x)	0.00	0.00	0.00

(Data as of March 2025)

SWOT Analysis of LG Electronics

Strengths

Strong brand trust: LG remains a name people trust blindly. The company has built its reputation on quality and durability over the years.
Extensive product range: LG has a wide range of products—TVs, washing machines, ACs, refrigerators, and now even EV parts. This diversity has given it a place in every market.
Innovation capability: LG continuously invests in R&D, ensuring technological improvements and design innovations in its products.

Weaknesses

The end of the mobile business: Leaving the smartphone market has narrowed LG’s connection with younger, tech-centric consumers and reduced ecosystem stickiness.
Pricing challenges: Some products are priced beyond the budget of the average consumer, reducing its presence in the mid-segment market.
Supply network dependence: The company’s production is spread across multiple countries, making it vulnerable to any global crisis or policy changes.

Opportunities

Electric vehicle and renewables: LG is scaling its EV component and energy storage operations, tapping into the fast-growing global electric vehicle and renewable energy markets.
Smart home and IoT: Expanding offerings in IoT and AI-integrated appliances can deliver new experiences and recurring revenue as the smart home segment is growing.
Emerging market expansion: There’s substantial growth potential in emerging economies—India, Southeast Asia and Africa—where demand for affordable technology is rising.
Strategic partnerships: Alliances with industry leaders (e.g. Google, Mercedes, Hyundai) enhance innovation and market reach.

Threats

Intensifying competition: Brands like Samsung, Sony, and Haier are constantly introducing products with new features and lower prices.
Raw material prices: Rising production costs could put pressure on the company’s margins.
Changes in global policies: Fluctuations in tariff and trade policies could impact LG’s international sales.

Conclusion

LG Electronics exemplifies how a brand flourishes by deeply understanding people’s needs and evolving with the times. Today, LG is a trusted presence in households worldwide, synonymous with reliability, quality, and meaningful innovation. As it moves forward, the company’s journey is not only about expanding its business footprint but also about making incremental improvements that simplify and enrich everyday life. With its strong brand equity, continuous technological advancement, and commitment to customer satisfaction, LG is well-positioned to remain a household favorite and an industry pioneer in the years ahead.

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Frequently Asked Questions (FAQs)

What are LG Electronics’ major business areas?
LG operates in Home Entertainment, Home Appliances, Vehicle Component Solutions, and Business Solutions. These areas cater to both consumer and B2B markets globally.
Who leads LG Electronics and what is the vision?
William Cho is the CEO, aiming to transform LG into a “Smart Life Solutions Company.” The vision focuses on technology that adds real convenience and value to people’s lives.
What is LG’s business model?
LG delivers products and solutions that improve everyday life for consumers and businesses. Revenue comes from sales, after-sales services, technology licensing, and B2B offerings.
How does LG stay innovative?
LG invests around 5% of revenue in R&D across 20+ global labs. It also partners with tech leaders like Google, NVIDIA, and Mercedes-Benz.
What are LG’s strengths and challenges?
Strengths include brand trust, wide product range, and continuous innovation.Challenges are exiting the smartphone market, premium pricing, and supply chain dependence.

October 17, 2025

Difference Between Individual and HUF Demat Accounts

You must have an individual demat account in which you can hold securities to create long-term wealth. But most of you are not aware of the HUF demat account in which you can manage the investment as the head of your family, known as “Karta”. Using this account, you can create wealth for your family.

In today’s blog post, we will give you an overview of an individual and an HUF demat account, along with the differences.

What is an Individual Demat Account?

An individual demat account is a personal demat account opened by an individual to hold, buy and sell securities, including shares, bonds, etc., in electronic form. Only the account holder in whose name the demat account is opened can operate it. An individual bank account can be linked with this demat account.

Key Features of an Individual Demat Account

The key features of an individual demat account are as follows:

Nominee: The individual demat account holder can nominate various individuals in their demat account so that in case of the death of the account holder, the securities can be easily transferred to the near ones.
Multiple Accounts: One can open multiple demat accounts with different stock brokers, using the same PAN Card.
Taxation: All the gains earned from this demat account are taxed as per the norms of individual capital gain.
Unique ID: As an individual can open multiple demat accounts, all the demat accounts have a separate user ID and identification number.

What is a HUF Demat Account?

When a Hindu Undivided Family is considered a legal entity registered under the Hindu Law, opening a demat account to invest in shares, mutual funds, bonds, etc, is known as an HUF Demat Account. However, the account is opened in the name of HUF, but the Karta of the family operates it. All gains earned from investments in the name of an HUF are taxed as a separate entity.

Key Features of HUF Demat Account

The key features of an HUF demat account are as follows:

HUF Name: The HUF account is opened only in the name of the HUF and PAN, and not opened in the name of an individual.
Separate Entity: An HUF is considered a separate legal entity, and all the income is taxable as an independent entity.
Eligible Investment: An HUF can invest in almost all kinds of investments, such as shares, mutual funds, bonds, etc.
One Demat Account: An HUF can open only one demat account against its PAN, but individual members can still have their own separate demat accounts using their personal PANs.

Difference Between an Individual and an HUF Demat Account

The key differences between an individual and an HUF demat account are as follows:

Particular	Individual Demat Account	HUF Demat Account
Owned By	An individual account can be owned by an individual.	This account can be owned by a Hindu Undivided Family.
PAN Card	An individual’s PAN Card is linked to it.	HUF Pan Card is used in it.
Operation By	This account is solely operated by an individual.	A HUF demat account can only be operated by the head of the family, known as “Karta”.
Taxation	All the incomes generated from this account are taxed in the hands of the individual.	All investment income is taxed separately in the hands of HUF.
Number of Demat Accounts	An individual can open multiple demat accounts using the same PAN Card with different brokers.	Only one demat account is allowed to be opened using an HUF Pan Card.
Transmission	In case of the death of the account holder, the securities are transferred to the nominee.	In case of Karta’s death, a new Karta is appointed instead of transferring units.
Objective	The objective of an individual demat account is to create an individual’s wealth.	A HUF demat account is generally used to create wealth for the family.
Document’s	Only the document of the individual is required.	Along with the document of the HUF Karta’s documents are also required.

Read Also: Top 10 Demat Account in India

Which Account Should You Consider?

If you are looking to create wealth for your family or create a legacy for them, then you can consider opening an HUF demat account and operate it as the Karta of the family. However, if you are looking to create wealth for yourself, then you can open an individual demat account and manage your investment accordingly.

Conclusion

In conclusion, both the individual and the HUF demat account facilitate the holding of securities, such as shares, bonds, and ETFs, in electronic form. However, both of these accounts differ in terms of ownership and operation. Having an individual demat account helps in creating wealth for an individual, whereas an HUF demat account builds wealth for a Hindu Undivided Family, and it is operated by the Karta, who will be the head of the family. Choosing among these demat accounts totally depends on the objective of creating wealth.

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13	Demat Account: Fees & Charges

Frequently Asked Questions (FAQs)

Is there any difference between an individual and an HUF demat account?
An individual demat account can be opened and operated by only an individual, whereas the HUF demat account can only be operated by the head of the Hindu Undivided Family, known as Karta.
Can a person who is a Karta open a separate individual account?
Yes, a person can open an individual demat account if they are already operating an HUF demat account as Karta.
Can any member of HUF directly operate a HUF demat account?
No, a HUF member cannot directly operate a HUF demat account; only the Karta of the family operates the HUF demat account.
Can a HUF demat account be converted into an individual demat account?
No, a HUF demat account cannot be converted into an individual demat account.
Can an NRI open a HUF demat account?
No, an NRI cannot open a HUF demat account; only a resident individual or Karta can open a HUF demat account.

October 17, 2025

What is Dabba Trading?

Have you ever heard of a stock market that does not have any screens, apps, or even a stock exchange? Dabba trading is exactly what it sounds like: a secret, off-the-record way for people to try to make money in the markets. No taxes, no fees, and no digital trail. But here is the problem: it is against the law and very risky. In this blog, we will talk about dabba trading, what it is, how it works, and why you should stay away from it.

What is Dabba Trading

Dabba trading is like an unregulated stock market that happens outside of official exchanges like the NSE or BSE. People do not use an authentic broker or the exchange’s system; instead, they write down trades in a “dabba,” which means “box” or “notebook” in English.

A dabba operator, who is not a registered broker, takes buy and sell orders from people. But the trades never make it to the stock market. Everything is paid in cash, which is why people who do this do not have to pay brokerage fees, GST, STT (securities transaction tax), SEBI fees, or stamp duty. It seems cheaper and easier on the surface.

But here is the catch: it is against the law and very dangerous. Also, if you get caught, you could face big fines and even imprisonment under Indian securities law.

In short, dabba trading is a way for some people to avoid paying fees, but it is stressful. It might look good, but it is not worth the risk.

Read Also: What is AI Trading?

History of Dabba Trading

Dabba trading is not a new thing; it has been in existence for several years. It took off in the 1980s and 1990s, when the stock market was not well-regulated as it is now. A lot of small traders and brokers did not have easy access to official exchanges back then, so they executed trade deals that were not recorded.

The word “dabba” comes from how trades were written. Instead of using the stock exchange, operators would write trades in notebooks or “boxes.” In fact, people were not buying shares; they were betting on share prices with the operator acting as a middleman.

Before the internet and discount brokers, dabba operators were very popular in small towns. It was fast, cheap, and easy compared to the official process, which was full of paperwork.

Tables turned in the 2000s when SEBI entered the picture and became a strict regulator, demat accounts became standard, and digital trading platforms evolved to make trading much easier and legal. That caused dabba trading to become extinct, but it never completely stopped.

Even though the government regularly cracks down and raids dabba traders, you can still find them in small groups all over India. The “no fees, no taxes” lures people in, but the risks have continued to grow worse over time.

How does Dabba Trading Work?

Here is how this trading works

There is usually an operator, which is someone who acts like a broker but does not hold a licence or registration.
Traders tell this operator what they want to “buy” or “sell.” But instead of going to the NSE or BSE, the order is just written down in a notebook, ledger, or even a computer file. The “dabba” is that record.
There are no digital trails here. Cash is used to settle everything. That is how they avoid paying broking fees, GST, STT, and all the other costs that come with real trading.
People figure out how much money they made and lost at the end of the day or week. The operator gives you cash if you “gain.” You have to pay if you lose.
There is no paper trail, no receipts, and no safety net for these trades because they never make it to the official stock exchanges. Your money is gone if the operator deceives you.

Why do People indulge in Dabba Trading?

To avoid fees – There are no brokerage, GST, STT, or other charges. It seems less expensive than normal trading.
Cash transactions – Everything is paid for in cash, so there is no paperwork or digital trail.
Looks simple and quick – traders think they can make money faster because there are no rules or regulations.
The thrilling factor – For some, it feels like gambling on the stock market, which makes it fun.

Legal Status of Dabba Trading in India

It is against the law, and SEBI and the stock exchanges do not recognise it. You are outside the system if you trade through a dabba operator.
The Securities Contracts (Regulation) Act, 1956, makes these off-the-record trades illegal in India. If you get caught, you could face big fines or even jail time.
There is no safety net. You cannot go to SEBI or the courts if something goes wrong with these trades because they are not on the official exchange. You are all alone.
Dabba trading can get you into legal issues for tax evasion.

Conclusion

At first, dabba trading might seem like a good idea because there are no taxes, no paperwork, and no middleman. But all you are getting is a lack of protection, an increased probability of losing money, and a risk of getting into legal trouble. We suggest you stay on the regulated track if you want to build sustainable, long-lasting wealth. It is the safest, smartest, and only way to make sure your money works for you.

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Frequently Asked Questions (FAQs)

Why do people do ‘dabba trading’?
To avoid taxes, brokerage charges, and paperwork, but at a huge risk.
Who runs Dabba trading?
Unregistered operators or middlemen run it.
How are profits and losses settled?
Profits and losses are settled only in cash, with no digital record or official proof.
Does this trading happen only in small towns?
No, it has been found in both small towns and big cities across India.
What are the risks involved in Dabba Trading?
Risks involved are cheating, fraud, losing all your money, and even facing legal action.

October 16, 2025

What is a Smart Beta ETF?

While investing in the stock market we might have often heard about ETFs or exchange traded funds. A standard ETF, like one that tracks the Nifty 50, which is like a basket of stocks where the biggest companies get the biggest share. This is simple, but it means you end up putting more money into stocks that are already large and popular.

But what if you can invest in more smarter ways and build a smarter basket. This is where the smart beta ETF is for, instead of just focusing on a company’s size, a smart beta ETF picks and weighs stocks based on other specific traits or “factors”, like whether a stock is undervalued, has stable earnings, or pays good dividends. It’s a strategic approach that blends the low-cost, rule-based nature of a passive ETF with the intelligent stock-picking ideas of active investing.

What is an ETFs?

Exchange Traded Funds, or ETFs are a basket of stocks where instead of buying one share of one company, you buy one unit of an ETF that has small pieces of many companies at once, making your investments diversified and not concentrated in just one or two stocks. It’s a simple way to get diversification and usually comes with lower fees.

Generally, ETFs that track the Nifty 50 choose companies based on their size, or market capitalization. Market cap is calculated by multiplying a company’s share price by the total number of shares it has. This method is called “market-cap weighting.” In such ETFs, bigger companies get a larger share of the basket. That’s why a large company like Reliance Industries affects the Nifty 50’s performance much more than smaller companies in the index.

What are Smart Beta ETFs?

Smart ETFs are an investment product that fall in between purely investing in Nifty 50 ETF and fully active investing in selected stocks. Index is used for benchmarking in Smart Beta ETF. A smart beta fund tracks an index, just like a regular ETF, but the main focus is not only on the market cap, it is built using a transparent, rules-based system that focuses on specific characteristics or factors, which is the main idea behind Smart Beta ETFs.

The rules used for these Smart Beta are pre-defined that are followed automatically. For example, a rule might be, “From the Nifty 100 stocks, only select companies that have low debt and stable earnings.” This makes the process transparent and removes emotional decision-making.

Smart Beta ETF is now becoming popular amongst the investors and the options for these alternatives in India are growing as smart beta takes the proven ideas that expensive active fund managers have used for years and puts them into an automated, low-cost, and transparent ETF format.

Factors Affecting Smart Beta ETFs

Value: The goal here is to find out a high-quality brand that is at a low P/E ratio as in this strategy the focus of buying the stocks is to get stocks that seem cheap compared to their actual business worth.
Quality: Here the strategy for an investor is to opt for the stock of companies that have strong management, well managed working with stable earnings, low debts, and strong financials.
Low Volatility: This strategy focuses on stocks with smoother price moves as this helps in reducing overall portfolio risk and standard deviation.
Momentum: This strategy helps in investing in such stocks that have a positive upward trend with a hope that the trend will continue to move upwards.
Dividend Yield: The strategy focuses on regular dividend yielding, which becomes a popular choice for investors looking to earn a regular income from their investments.
Equal Weight: In this strategy every stock gets the equal share rather than giving preference to the bigger companies only, equal-weight share improves diversification and reduces the risk of dependence only on big companies and their performance.

Know More: Calculate returns on ETF investments.

Benefits of Smart Beta ETFs

Risk-Adjusted Returns: With smart beta, it is not just about higher returns, but fulfilling better returns for the risk taken. These ETFs focus on factors that have performed well historically in an attempt to outperform traditional market cap funds over a long time.
Enhanced Diversification: As we explained, a Nifty 50 ETF is often overweighted to the top 5 or 10 stocks. Smart beta strategies that focus on equal weighting invest more evenly across a greater number of stocks. This diversification helps to mitigate the risk of one or two large stocks underperforming and the impact of those stocks dragging down the whole portfolio.
Rule-Based Approach: These rules, or rather strategies, have distinct advantages which are often overlooked. Pre-defined rules help to overcome emotional biases and behavioral mistakes which can negatively impact the portfolio. Smart beta ETFs have rules which are set so that there is no room for emotional decision making. For instance, a value ETF is programmed to sell stocks which are deemed expensive and purchase stocks which it considers to be cheap, is an example of forcing you to operate in a buy low, sell high mentality.
Cost-Effectiveness: Though Smart Beta ETFs can be a little expensive than most of the passive ETFs, they are generally much cheaper than actively managed mutual funds pursuing similar factor strategies.

Read Also: Small-Cap ETFs to Invest in India

Risks of Smart Beta ETFs

Of course, no investment is without risk. It’s important to have a balanced view and understand the potential downsides.

Factors Can Underperform: Out of all the risks, this is the most important to understand. Every factor has losing streaks. There can also be long periods of years when a value strategy lags behind the market, whereas a momentum strategy fails during a sudden market crash.
Limitation of Backtesting: A lot of smart beta strategies “work” in “back-tests” or simulation-based on past data strategy. But as every investor knows, past performance is no guarantee of future results. A strategy that worked every decade doesn’t seem plausible to work for the next decade.
Higher Costs and Complexity: Smart Beta ETFs, owing to their complex nature in both design and management, charge a conditionally higher expense ratio as compared to the plain and simple INDEX ETFs. Although the difference may be small, it is still evident.
Lower Liquidity: Out of the newer or more niche smart beta ETFs in India, some might have comparatively lower liquidity, or volume of participants to buy and sell parts of the ETF on a daily basis. It may not be a major concern for most small investors, but it may pose a challenge for those looking to trade a considerably large volume of the ETF in a short time.
The Psychological Challenge: Smart beta ETFs are designed to perform differently from the main market. This difference is called “tracking error.” While this is intentional, it can be mentally tough. Imagine the Nifty 50 is up 20% in a year, but your low volatility ETF is up only 8%. It’s easy to feel like you’re missing out and be tempted to sell at the wrong time. Sticking with the strategy requires conviction.

Why Do Investors Choose Smart Beta ETFs?

Smart beta ETFs are selected by the investors because they look for more strategic investments rather than just buying randomly from the market and also investors don’t want to pay the high fees or rely on the judgment of an active fund manager. They offer a middle ground that is rules-based, transparent, and cost-effective.

It is for investors who want to buy quality companies stock or undervalued stocks for the long-term as Smart Beta ETF allows the investors to make the investments simpler and in a disciplined way.

Conclusion

Smart beta ETFs are not just simple ETFs but they are new powerful and innovative tools that are designed for modern investors like you. Though you need to keep in mind that they do not provide guaranteed high returns but they provide a strategic investment plan to build your portfolio.

The strategy to invest in Smart beta ETFs depends upon your investment goals, as understanding the right strategy with patience can help you excel your financial goal.

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Frequently Asked Questions (FAQs)

Do Smart beta ETFs give guaranteed returns?
No, the returns in smart beta ETFs are not guaranteed but they are designed with a potential to give better risk-adjusted returns in the long run, but the chances of their performance is greater than Nifty 50 ETFs in the long term.
Are smart beta ETFs actively managed?
No, smart beta ETFs are not actively managed. They are best described as a hybrid. The strategy behind Smart Beta Indices is active (e.g., choosing focus, value, etc.), but the fund itself is managed passively. A human fund manager is not making daily buy or sell decisions.
Difference between a smart beta ETF and a normal Nifty 50 ETF?
In a Nifty 50 ETF the focus is more on the bigger companies based on the market capitalization. On the other hand, smart beta ETF deals differently by giving weightage to companies based on factors like low price, financial health or low volatile company.
Are smart beta ETFs expensive?
Smart beta EFTs are expensive compared to the traditional index ETFs, but they are less expensive than actively managed mutual funds.
Are smart beta funds suitable for beginners?
They can be, but it’s important for a beginner to first understand the basic concept of an index ETF. If you are willing to learn about the specific factor (like value or quality) and understand that the fund will behave differently from the main market, it can be a good addition to your portfolio.

October 16, 2025

Best Intraday Trading Apps in India

Have you ever thought of making money in a single day by trading? This is what you can do in Intraday Trading, by investing your money in the stock market and you buy stocks and sell them on the same day, hoping to profit from the small price changes that happen throughout the day.

Let’s say you see a stock at Rs.100, you believe it will go up to Rs.103, on that day and you buy it, and if it moves to a desired price, you sell it and earn Rs.3 profit per share giving you the profits before the market closes.

But for quick decision making you need to have an Intraday trading app, a good app needs to be fast, easy to use, and reliable. But the market has so many intraday trading apps and finding the best app for intraday trading in India can feel overwhelming.

In this blog we will get to know the top intraday trading apps in India and learn their features and uses.

Top 10 Intraday Trading Apps in India

1. Pocketful

Pocketful is a new-age platform built for traders who like technology and information at one place. Pocketful provides powerful tools like algo-trading and options strategy making trading simpler for everyone. It offers a complete trading platform paired with easy-to-understand educational content, helping users learn and invest in one place without feeling overloaded.

It makes powerful tools like algo-trading and options strategy simple for everyone.Pocketful GPT helps you achieve Smart AI that analyzes portfolios, researches markets, and designs strategies.

Stock in News which provides updates on stocks in your holdings, watchlists, results, global news, corporate actions, and markets. Additionally, Pocketful delivers updates via WhatsApp, including dividends, IPOs, and other important corporate actions. Though pocketful is a newer player, it focuses on its cutting-edge tech. Providing zero account opening fees, zero annual maintenance charges, and zero equity delivery charges.

2. Upstox

It is a financial stock broking app that is backed by people like Ratan Tata, Upstox is a powerhouse app built for speedy stock services. It is best suitable for people who frequently trade during the day.

It offers charting tools from both TradingView and ChartIQ. You can also place ‘basket orders’ to buy or sell up to 20 different stocks at once with a single click.

With so many features, it can feel a little complicated for a total newbie. Active traders who need a fast and powerful platform.

3. Groww

Groww is incredibly popular with beginners because it is very easy to use. If you’re new to the market, this is a great place to start, learn and invest.

The app’s design is clean and easy to understand. It also offers ‘OCO’ orders, where you can set your target price and your safety-net stop-loss at the same time.

It is made for all the young population that can do hassle free trading without studying and investing too much time on learning but the advanced traders might miss some of the deeper analytical tools found on other platforms.

4. Angel One

Angel One is one of the pioneers in the stock broking field, and it is a mix of long legacy and modern tech.

The app also offers ‘Smart Orders’ to help you trade automatically and an AI engine called ARQ Prime that gives you stock market ideas. They also provide a good margin facility if you want to trade with more capital than you want to invest.

The app is packed with features and is best suited for anyone who wants a good mix of modern tools and expert research.

5. Zerodha Kite

Zerodha is one of the leading stockbrokers of India, and their app, Kite, is famous for super fast user experience and clean user interface. It is one of the most relied on apps among the experienced traders for Intraday trading and much more.

Kite has detailed stock charts and financial information with over 100 tools to help you analyze your preferred stocks. You can also set ‘Alert Triggers Orders (ATO)’ which automatically places a linked basket of orders on the exchange when a Kite alert is triggered. In ATO, market orders are placed with market price protection.Alert Triggers Orders (ATO) is a feature that automatically places a linked basket of orders on the exchange when a Kite alert is triggered. In ATO, market orders are placed with market price protection.

Zerodha gives you the stock analysis and the holistic company information, but it does not give you stock investment tips. Traders who are comfortable with charts and numbers can use the information, making their own decisions.

6. ICICI Direct

ICICI is one of India’s biggest banks, ICICI Direct is one of its segments for trading in the financial market which comes with a super convenient 3-in-1 account that links your bank, trading, and demat accounts together.

Moving money in and out is instant and seamless because your bank account is already linked to your trading account. The app also has great charts and special tools for scalping, which helps them in instant decision making.

The cost for trading was more expensive, but with new players in the market the price has also become competitive. It is best suited for ICICI Bank customers who need everything at one place.

7. Fyers

Fyers is a platform built by traders, for traders which has become a huge hit among people who like charts and numbers. It offers one of the best TradingView experiences, letting you trade directly from the charts, which is a huge time-saver. It also has a special ‘Options Scalper’ tool for quick options trades.

Fyers is designed for technical traders, so it might be a little complicated for the beginners who need guidance throughout. It is best suited for traders who can understand and use technical data and available tools.

8. 5paisa

5paisa is a great choice if you’re looking for a low-cost app that is packed with advanced features. It’s perfect for budget-conscious traders as you can subscribe to different plans that lowers your brokerage fees and even more.

5paisa has powerful TradingView charts and a stock screener to help you find good trading opportunities during your intraday trades. Although the best research features are locked behind their paid plans.

9. IIFL Markets

IIFL is another experienced broker which provides a solid trading app. Their biggest strength is the high-quality research and stock tips they provide to their clients. Traders get access to expert research reports, which is great if you need ideas on what to trade.

The app also has a ‘Buzz’ feature that keeps you updated with the latest market news so that you can make the right move during your Intraday trade.

It’s a full-service broker, and so it’s a little costlier and does not have a flat-fee as other discount brokers. Traders who like to have expert opinions to back up their intraday decisions can rely on IIFL Markets.

10. Paytm Money

Paytm money is the trading segment from the makers of Paytm, the app is all about making trading simple and accessible for the mass audience. The platform has user friendly tools making it easier to start trading.

The app’s clean and quick design helps in making the intraday trades smooth and quick. It also supports important tools like GTT orders and Bracket orders to help you manage your risk.

It currently focuses on stocks and F&O only, commodities so you can’t trade commodities or currencies on it. It is best suitable for Beginners and Paytm users who want a simple, no-fuss trading app.

Key Indicators of Intraday Trading Apps

Intraday App	Best Suitable For	Intraday Brokerage (Equity)	Intraday Features
Pocketful	Options & Algo Traders	Flat ₹20 or 0.03% (whichever is lower)	Strategy Builder, No-Code Algo, Advanced Order Types, Trailing SL
Upstox	Active traders who make lots of trades	Flat ₹20 or 0.1% (whichever is lower)	Great charting tools, powerful web version, place multiple orders at once
Groww	Absolute beginners	Flat ₹20 or 0.01% (whichever is lower)	Super simple design, OCO orders (target & stop-loss together)
Angel One	Traders who want research & tips	Flat ₹20 per or 0.3% executed order	Smart Orders, AI-based stock ideas, margin trading facility
Zerodha Kite	Experienced traders who love charts	Flat ₹20 or 0.03% (whichever is lower)	Amazing charts, GTT orders (set & forget), helpful warnings
ICICI Direct	ICICI Bank customers	Flat ₹20 per executed order	3-in-1 account (bank + trading), advanced charts, special order types
Fyers	Charting experts & technical traders	Flat ₹20 or 0.03% (whichever is lower)	Top-tier TradingView experience, special tool for options scalping
5paisa	Budget-friendly trading	Flat ₹20 per executed order	Good charts, stock finding tools, low-cost subscription plans
IIFL Markets	People who like expert advice	Flat ₹20 per executed orde	In-depth research reports, stock tips, market news feed
Paytm Money	Simplicity and ease of use	Flat ₹20 or 0.05% (whichever is lower)	Very clean design, GTT orders, essential risk management tools

Intraday Trading Basics

Let’s have a look at the simple rules of intraday trading you should know.

Fixed Time: Traders need to make sure that they close all their positions before the market closure or before 3:30 PM in intraday trading to avoid fees or losses.
No Ownership: Since you buy and sell the stocks on the same day, they never actually enter your demat account, providing no ownership. In intraday you just trade on the price movement.
Leverage/Margin: This is like a small loan from your broker for the day to buy more shares than you can with your own capital, resulting in more profits, but it can also magnify your losses as well.
Short Selling: You can sell a stock first at a high price (even if you don’t own it) and buy it back later when the price drops and the difference you get is the profit.

Advantages and Disadvantages of Intraday Trading

Advantages

Daily Gains: You can make money fast and skip the weeks or months of money invested as in intraday trading you can make profits (or losses), same day.
No overnight stress: As the stock is traded on the same day so you know your net loss and profit giving you a clear picture without the risk of market fluctuations due to overnight news.
Power of Leverage: Leverage allows you to take bigger positions than your capital would normally allow.
Profiting from short selling: You can make profits even when the market is down, a falling market can become an opportunity.

Disadvantages

High Risks: Most people who try intraday trading lose money so it is not easy, as there is constant market fluctuations.
Stressful: Watching the market go up and down can lead to an emotional decision, leading to bad decisions.
Full-time job: You can’t just check in once or twice during the day as successful day trading requires you to watch the market constantly.
Added costs: You pay small fees on every trade you make on that day and if you trade a lot, fees can eat your profits.

Read Also: Best Trading Apps in India

Conclusion

There is no single best intraday trading app that fits everyone. The right choice is personal. If you love charts, Zerodha or Fyers can be opted. If you’re a beginner, start with something simple like Pocketful as you can also experiment with automated trading. Pocketful has some really advanced, user-friendly tools. And if you prefer getting expert advice, Angel One or IIFL Markets are great options. And remember the best advice is to start small, learn every day, and always trade responsibly.

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Frequently Asked Questions (FAQs)

What if I forget to sell my stocks before market closure?
The broker automatically sells it known as “auto square-off”, usually this is chargeable and a penalty is levied typically around Rs.50 + gst per trade.
Can day trading be started from Rs.1000?
Technically, yes but it’s very hard to get profit out of it and if there is some small profit then the fees can evade your gains. You can learn using such a small amount and know how the market works.
When is the best time of day to trade?
Many traders find the most action happens in the first hour (9:15 AM – 10:15 AM) when the market opens, and the last hour (2:30 PM – 3:30 PM) before it closes. The market tends to move the most during these times.
How are intraday trading profits taxed?
They are treated as ‘speculative business income’, which means the profit is added to your total income and taxed based on your income tax slab.
What is a ‘stop-loss’ in simple terms?
A stop-loss is your safety net where you can sell the stock at the desired price automatically if it starts to fall, as a falling stock can erode your initial investments.

October 16, 2025

Tata Capital Case Study 2025: Growth, Business Model & IPO Analysis

Imagine you are now a settled individual and thinking about the next big goal of your life like buying a house, funding your child’s education or maybe starting a new venture. To make this happen you might need a financial partner to meet your goals, today we are going to know about a company that is built on this very idea.

Overview of Tata Capital

Tata Capital’s journey from a new player in 2007 to a financial leader is a tale of steady and smart growth.

The company set up its main businesses by launching a special division for home loans, Tata Capital Housing Finance, in 2008 and Tata Capital expanded quickly, offering all kinds of loans for homes, cars, businesses, and personal needs. Seeing that the future was online, the company focused on its website and apps. This made getting a loan faster and easier for everyone, even in smaller towns.

The company’s total lending crossed Rs.1 lakh crore and then doubled to over Rs.2 lakh crore in just a few years. In 2025, it took the big step of launching its IPO to be listed on the stock market. Led by CEO & MD Rajiv Sabharwal, the company is guided by the strong ethical principles of the Tata Group. This means it is run with honesty and transparency, which is a big reason why people trust it. The company has a simple promise ‘We only do what’s right for you’ (‘Karein wahi jo aapke liye sahi’), this isn’t just a slogan; it shows their vision to be a “Responsible Financial Partner fulfilling India’s Aspirations”. The company has five core values: Integrity, Responsibility, Excellence, Pioneering, and Unity.

Products and Services of TATA Capital

For Individual or Families:

Personal Loans: This is for personal use like weddings, a holiday, or a medical emergency.
Home Loans: For customers that want to buy, build, or even fix up your dream home.
Vehicle Loans: For customers who are looking for new and used cars, and also for bikes and scooters.
Other Loans: Here you can also get loans by using your property or investments (like shares) as security.
Credit Cards & Insurance: These products are also available for its users.

For Businesses:

Business Loans: Here small and medium businesses can get loans to grow, buy new machines, or manage their daily costs.
Commercial Finance: High capital loans for large companies and big projects like roads and bridges.
Cleantech Finance: TATA Cleantech Capital is a company that provides loans for green projects like solar and wind projects.

Wealth Management and Digital Tools:

Wealth Services: If you are looking for expert advice for your financial future and want to manage your investments, TATA group will also help with this.
Moneyfy App: This is the mobile app used for investing, in this you can start investing in mutual funds with just Rs.500, which helps more people join the financial system.

Market Presence and Reach

Geographic Coverage: TATA capital has over 1,500 branches in more than 1,100 towns and cities, giving customers easy access.
Customer Segments: They help a wide variety of people and businesses from retail everyday people like you and me, small and medium-sized businesses, which are the engine of our economy and Corporate like big, well-known companies.
Digital Footprint: TATA capital has advanced websites and financial apps like TATA capital and Moneyfy. Users can easily apply for loans, invest and even keep an eye on their account. With its strong physical and online presence it caters to both tech savvy and technologically obsolete people.

TATA Capital Business Model

There are two main streams of income of TATA Capital. First is the Interest on Loans which is their biggest earner and second is the fees for services like the processing fees for loans or loans or commissions for selling insurance and mutual funds.

Value Proposition

Reliable Brand: The “Tata” name means safety, honesty, and good service.
All in One: You can get all your financial needs met here, from loans to investments. It’s convenient.
Easy Availability: With branches and apps, they are easy to reach, no matter where you live in India.
Diversified product and services: They have a solution for almost every financial goal, which means they can help a lot of different people.

Key Partnerships and Channels

TATA capital has aligned with other TATA group companies, for example they partner with TATA Motors to offer affordable car loans directly from the outlets and it has also collaborated with TATA Housing from home loans. This helps in getting customers from multiple sources which is a major problem for other companies.

Marketing Strategy of Tata Capital

Brand Positioning

The brand is portrayed like a partner who helps in achieving your dreams, their ads give you the opportunities that you are looking for like buying a car or buying a new house or even if you require funds for your next business project, the brand has a tagline “Count on us” ensuring trust and reliability for customers.

Target Audience

They look for people that are looking to make change for themselves or their families like a young person who wants to have a new house for his family and a car for their use or someone who is looking to start a new venture. Also to amplify their brand they have chosen Shubman Gill as their brand ambassador to connect with a younger, ambitious audience that values trust.

Advertising Campaigns

‘Mitaye Faasle’ (Bridge the Distances): In this campaign the users are shown how problems related to money can create emotional distancing among the families and how TATA capital can solve all these problems.
‘Apne Mann ki Karo’: This campaign used humour to talk about their flexible loans, connecting with people in a fun, light-hearted way.
Digital Presence: They are very active on social media like Facebook and Instagram, sharing useful tips and information for their followers.

Customer Engagement & CSR

The company is connecting with the mass audience by sponsoring big events like IPL (Indian Premier League), making the brand very prominent and visible to the audience. The company also does social work (CSR) in various sectors like health, education and the environment, which helps companies to strengthen their image which shows that the company cares about their targeted audience.

Financial Analysis of Tata Capital

Total Income: Tata Capital profit had a 56% jump from the previous year as the company earned about Rs. 28,370 crore.
Profit: The profit earned was Rs. 3,655 crore after all the taxes and expenses.
Total Loans (AUM): Tata Capital lent out the massive amount of Rs.2.33 lakh crore by June 2025.

The company is growing but the most important thing for a company is to get back the loans issued to the customers so one should keep an eye on the Non-Performing Assets because this is the loan percentage that is under risk. As of June 2025, Tata Capital’s Gross NPA was 2.1% and its Net NPA was 1%, which is considered healthy.

The company even launched its IPO in October 2025 which showed a steady response. The company has a focused and a stable approach which was also seen in its IPO where the IPO was priced fairly to attract people that are looking for long term growth rather than making quick profits.

SWOT Analysis of Tata Capital

A SWOT analysis is a simple way to see a company’s Strengths, Weaknesses, Opportunities, and Threats.

STRENGTHS	WEAKNESSES
The Trusted Tata Brand: Their biggest advantage. People trust the name.	Lower Profit Margins: They earn a bit less profit on each loan compared to some top competitors like Bajaj Finance.
Many Different Products: This reduces risk. If one area is slow, others can do well.	Complex to Manage: Running such a large and diverse business can be difficult and costly.
Strong ‘Phygital’ Network: They are present everywhere, both with branches and online.	Depends on Parent Group: While a strength, any trouble for the main Tata Group could affect them.
Good at Managing Risk: They have a good record of keeping bad loans (NPAs) low.
OPPORTUNITIES	THREATS
Lending to Small Businesses & in Villages: There’s a huge opportunity to provide loans to small businesses and people in rural India.	Tough Competition: They face strong competition from big banks, other NBFCs, and new fintech startups.
Growth of Digital Services: More people are using smartphones, creating a chance to offer more digital-only products.	Stricter Rules: The RBI is making rules for big NBFCs stricter, which could affect their business.
Boom in Green Energy: India’s focus on clean energy is a big opportunity for their special green finance division.	Economic Slowdowns: If the economy slows down, more people might struggle to repay loans.
Helping More People Get Loans: A chance to give financial services to millions of Indians for the first time.	Issues at the Top: Any problem at the very top of the Tata Group could harm the brand’s reputation.

Conclusion

The story of Tata Capital shows how to build a financial powerhouse on a foundation of trust. The success of the company was dependent on their use of both the branches and technology which can serve everyone. The success totally depends on their wide range of products and by smartly using their network in a balanced way.

Tata Capital’s future looks bright as they have big opportunities like lending money to small businesses as they grow their digital offerings.The company also faces many challenges through new rules and regulations and their arch rivals. Tata Capital’s had grown themselves through a steady and responsible way. It’s not about quick growth and risky bets. The company has stuck to their core values, and set themselves to remain as a trusted financial partner for their mass audience and years to come.

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Frequently Asked Questions (FAQs)

What is the business of TATA Capital?
Tata Capital is a large financial services company that majorly provides loans like home loans, car loans, and business loans to people and companies. It also helps people invest their money and offers insurance.
Why is the Tata brand so important for Tata Capital?
In the world of money, trust is everything. The “Tata” name immediately makes people feel that their money is safe and the company is honest. This is a huge advantage over its competitors.
What is the ‘Tata Capital Business Model’ in simple terms?
Their business model is “diversified.” Think of it as not putting all your eggs in one basket. They offer many different types of loans and services, so if one area isn’t doing well, the others can support the business. This makes them very stable.
Why wasn’t the Tata Capital IPO a blockbuster hit on day one?
The IPO was priced for long-term investors who believe in the company’s steady growth, not for traders looking to make a quick profit. Analysts believe it’s a good investment for the long run.
What is a simple SWOT analysis of Tata Capital?
Its biggest strength is the trusted Tata brand. Its main weakness is that it makes a little less profit on its loans compared to some rivals. A big opportunity is to give more loans to small businesses in India. The biggest threat is the tough competition from banks and new online finance companies.

October 15, 2025

Best Pharma Mutual Funds in India

Pharma mutual funds and healthcare mutual funds are emerging as a great option for investors in 2025. Increasing healthcare needs, government schemes and increasing expenditure on research are strengthening this sector. In such a situation, the pharma sector mutual fund is useful for those who want stable and safe returns over a long period of time. In this blog, we will know which are the best pharma mutual funds India 2025, and how they can make your portfolio balanced and profitable.

What Are Pharma Sector Mutual Funds?

Pharma sector mutual funds are mutual funds that invest primarily in companies in the pharmaceutical, healthcare services, diagnostics, medical devices and biotechnology sectors. As per SEBI regulations, any sector fund is required to invest at least 80% in the same sector.

Investment focus : Pharma mutual funds in India focus specifically on healthcare innovation, diagnostics, medical equipment and drug manufacturing. This way, investors can directly connect to the growth story of that sector.
Difference from diversified funds : While diversified mutual funds spread investments across many different sectors (such as IT, banking, consumer goods), pharma sector mutual funds focus only on the healthcare and pharma industry. This is why the potential returns may be higher, but the risk is also higher.

Best Pharma Sector Mutual Funds 2025

Fund Name	Current Nav	AUM	3 years return	5 year Return
Nippon India Pharma Fund	₹512.99	₹8113.59Cr	22.21%	16.99%
SBI Healthcare Opportunities Fund	₹433.98	₹3933.26Cr	25.77%	18.86%
Tata India Pharma & Healthcare Fund	₹30.75	₹1295.83Cr	22.87%	17.27%
UTI Healthcare Fund	₹292.65	₹1096.95Cr	25.10%	17.28%
ICICI Prudential Pharma Healthcare & Diagnostics Fund	₹40.42	₹6226.82Cr	28.40%	20.07%
DSP Healthcare Fund	₹39.12	₹3106.92Cr	23.00%	16.96%
LIC MF Healthcare Fund	₹29.88	₹85.19Cr	20.52%	13.77%
Mirae Asset Healthcare Fund	₹39.02	₹2761.64Cr	21.63%	17.17%
Aditya Birla Sun Life Pharma & Healthcare	₹31.21	₹829.63Cr	22.14%	15.27%
ITI Pharma and Healthcare Fund	₹16.40	₹226.5Cr	20.47%	–

(Data as on 14-10-2025)

1. Nippon India Pharma Fund

Nippon India Pharma Fund has a minimum SIP of ₹100 and is managed by Sailesh Raj Bhan. The fund invests in leading companies like Sun Pharma, Divi’s Labs, Lupin, Cipla, Dr. Reddy’s and Apollo Hospitals. The portfolio also includes companies like Medplus, Vijaya Diagnostic, GSK Pharma and Gland Pharma.

2. SBI Healthcare Opportunities Fund

SBI Healthcare Opportunities Fund has a minimum SIP of ₹500 and is managed by fund manager Tanmaya Desai. It invests in Sun Pharma, Divi’s Labs, Max Healthcare, Cipla, Lonza Group and Lupin and is suitable for long-term investors in the healthcare sector.

3. Tata India Pharma & Healthcare Fund

The minimum SIP of Tata India Pharma Fund is ₹100 and it is managed by Rajat Srivastava. The portfolio includes Sun Pharma, Cipla, Apollo Hospitals, Lupin, Repo Instruments, Healthcare Global, Torrent Pharma, Aster DM, Fortis and Alkem Laboratories.

4. UTI Healthcare Fund

The minimum investment in UTI Healthcare Fund is ₹500. Led by Fund Manager Kamal Gada, it invests in companies like Sun Pharma, Cipla, Ajanta Pharma, Lupin, Procter & Gamble Health and Dr. Reddy’s.

5. ICICI Prudential Pharma Healthcare & Diagnostics Fund

The minimum investment of ICICI Prudential Pharma Fund is ₹100. It is managed by Fund Manager Dharmesh Kakkad and the portfolio includes Sun Pharma, Dr. Reddy’s, Divi’s Labs, Cipla, Aurobindo Pharma, Lupin, Mankind Pharma, Alkem, Biocon and Tri-Party Repo.

6. DSP Healthcare Fund

DSP Healthcare Fund has a minimum investment of ₹100 and is managed by Chirag Dagli. The portfolio includes Cipla, Sun Pharma, Ipca Labs, Cohance Lifesciences, Laurus Labs and Gland Pharma.

7. LIC MF Healthcare Fund

LIC MF Healthcare Fund has a minimum SIP of ₹200. Led by Fund Manager Karan Doshi, it invests in Sun Pharma, Apollo Hospitals, Torrent Pharma, Cipla, Tri-Party Repo and Divi’s Labs.

8. Aditya Birla Sun Life Pharma & Healthcare Fund

Aditya Birla Sun Life Fund has a minimum SIP of ₹100. Fund Manager Dhaval Shah manages it and the portfolio includes Sun Pharma, Apollo Hospitals, Cipla, Fortis Healthcare, Abbott India and Torrent Pharma.

9. Mirae Asset Healthcare Fund

Mirae Asset Healthcare Fund has a minimum SIP of ₹99. Fund Manager Vrijesh Kasera manages it and the portfolio includes Sun Pharma, Divi’s Labs, Glenmark Pharma, Aurobindo Pharma, Cipla, Apollo Hospitals, Lupin, Dr. Reddy’s, Krishna Institute and Cohance Lifesciences.

10. ITI Pharma and Healthcare Fund

ITI Pharma Fund has a minimum SIP of ₹500 and is managed by Rohan Korde. The portfolio includes Sun Pharma, Divi’s Labs, Max Healthcare, Apollo Hospitals, Cohance Lifesciences and Torrent Pharma.

Why Consider Pharma Mutual Funds in 2025?

1. Continuous increase in demand

The demand for healthcare and medicines has increased rapidly after the COVID-19 pandemic. This has made “Pharma Mutual Funds” an attractive option for investors as they offer stability along with good returns.

2. Export boom and India’s global role

India’s pharma exports reached $27.9 billion in FY 2023-24, which is about 9.3% higher than the previous year. This growth was almost double the global average.

India is now called the “Pharmacy of the World” as it supplies more than half of the world’s generic medicines. India alone meets 40% of the US and 25% of the UK’s generic drug needs.

3. Government initiatives

The PLI (Production-Linked Incentive) scheme of the Government of India has given new impetus to the pharma sector. Investment and production capacity in projects related to drugs and medical devices have increased rapidly. These initiatives have made pharma mutual funds even more attractive for investors.

4.Strong domestic demand base

Increasing diseases, lifestyle challenges and ageing population in India are continuously increasing the demand for healthcare services. Also, the coverage of health insurance is also expanding rapidly, giving an additional boost to the pharma sector.

5. India on the global supply chain

India’s drug manufacturing capacity and quality standards (such as US-FDA and WHO-GMP) have continuously improved. Due to this, it has become a reliable part of the global supply chain and India’s role in the pharma industry has become stronger.

Key Things to Check Before Investing in Pharma Sector Mutual Funds

Performance record of the fund : Before investing in a pharma sector mutual fund, make sure to look at the CAGR (Compound Annual Growth Rate) of the last 3 years and 5 years. Funds that consistently perform well are considered reliable.
Expense ratio : Sector funds often have a slightly higher expense ratio. Funds with a lower expense ratio can give better returns for investors in the long run.
Expertise of the fund manager : Since pharma is a niche sector, it is very important to have an experienced fund manager. Their research and selection capabilities directly impact the returns.
Volatility : Pharma funds are defensive in nature but during a bull run, they can give lower returns than sectors like IT or banking. Investors should be prepared for this volatility.
Investment period : These funds are better suited for those with an investment horizon of 5 years or more. It is not right to expect them to last for a short period of time.
Who should avoid : Pharma funds are not suitable for investors who are looking for short-term gains or have very low risk.

Risks & Limitations of Pharma Mutual Funds

Sector Dependency : Pharma mutual funds invest primarily in pharma and healthcare companies. This means that if there is a downturn in the sector, the fund’s performance can be directly affected. For example, the success or failure of a new drug, competition and changes in demand in the market can directly impact the NAV.
Regulatory Risk : The healthcare sector is heavily regulated. FDA approvals, new drug policies, changes in drug prices or new government regulations can impact the fund’s performance. Sudden changes in regulations can lead to fluctuations in the fund’s returns.
Volatility : The pharma sector is sometimes very volatile. Events such as the success of new drugs, expiry of patents, mergers or global health crises such as COVID-19 can impact the sector, leading to rapid changes in the fund’s NAV.
Liquidity Risk : Some healthcare funds may have low liquidity. This means that if the investor wants to withdraw money immediately, it may take time. So invest only the amount that you can keep for a long period.
Portfolio Diversification : Investment in these funds is limited to only one sector, so the risk can be high. Therefore, experts recommend that the portfolio should also be invested in other sectors and asset classes so that the overall risk is reduced and the investment remains safe.

Read Also: Top 10 Fund Managers in India

Conclusion

If you want to invest in the health sector, Pharma mutual funds are a practical option. These funds can give good returns in the long term and also provide an opportunity to be a part of the growing demand of the health sector. Yes, sometimes returns can be affected due to fluctuations in the sector or new regulations. So do not rush, do some research and invest only after balancing your money. If you invest money wisely, these funds can become a safe and profitable source for you.

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Frequently Asked Questions (FAQs)

What are Pharma Mutual Funds?
Pharma mutual funds are funds that invest primarily in companies in the pharma and healthcare sector.
Who should invest in Pharma Mutual Funds?
Investors who want to participate in the long-term growth and growing opportunity of the healthcare sector can invest.
Are Pharma Mutual Funds risky?
Yes, there is some risk due to sector volatility and regulatory changes.
What is the minimum SIP amount?
The minimum SIP of most pharma mutual funds starts from Rs 100, but in some funds it can be Rs 500 or more.
How long should I invest in Pharma Mutual Funds?
It is better to have a long horizon of at least 3-5 years in these funds so that the returns are better and stable.

October 15, 2025

Blog

Overview of Bulk Deals

Overview of Block Deals

Block Deals Vs Bulk Deals

Advantages of Bulk Trading

Advantages of Block trading

Conclusion

Frequently Asked Questions (FAQs)

How can Bulk deals and block deals be differentiated?

Can I invest in these deals?

Can information related to these deals be accessed?

Can I invest looking at the reports of these deals?

Why do we need two different systems for large trades?

What are Angel Investors?

What are the Characteristics of Angel Investors?

How Does Angel Investing Work?

The Accreditation of Angel Investors as per SEBI

Advantages and Disadvantages of Angel Investing

Advantages of Angel Investing

Disadvantages for Angel Investing

Conclusion

Frequently Asked Questions (FAQs)

At what stage of start up one shall look for an investor?

How much money can I get from an angel investor?

Do I have to return the money or pay any interest?

Where can I find angel investors in India?

After pitch selection can I say no to an angel investor?

What are Quick Commerce Companies?

Top 10 Quick Commerce Companies in India

1. Reliance Retail (JioMart)

2. Tata Group (BigBasket & BBNow)

3. Zomato (Blinkit)

4. Swiggy (Instamart)

5. Zepto

6. Flipkart (Flipkart Minutes)

7. Dunzo

8. Nykaa (Nykaa Now)

9. Myntra (M-Now)

10. The Enablers (Delhivery)

Benefits of selling Products via Quick Commerce

1. Growing Sales

2. Increased Customer Base

3. Competitive Quick Deliveries

4. Expanding Availability & Customer

5. Dark Stores

Key Factors to be known about Quick Commerce Companies

Conclusion

Frequently Asked Questions (FAQs)

What is a dark store?

Are any quick commerce companies listed on the Indian stock market?

What lacks in profit of quick commerce companies?

Can we only buy groceries from quick commerce?

Are there delivery charges for Quick Commerce orders?

Company Overview— LG’s Legacy and Expansion

Today’s Position and Global Presence

LG has Four Major Business Areas:

Leadership and Vision

LG Electronics Business Model – How LG Creates and Delivers Value

1. What’s on offer for customers?

2. Which customers are focused on?

3. Distribution Channels

4. Revenue Streams

5. Innovation and Resources

6. Partnerships and collaborations

7. Spending and Investment

Marketing Strategy of LG Electronics

Financial Data of LG Electronics

Income Statement

Balance Sheet

Cash Flow Statement

Key Performance Indicators

SWOT Analysis of LG Electronics

Strengths

Weaknesses

Opportunities

Threats

Conclusion

Frequently Asked Questions (FAQs)

What are LG Electronics’ major business areas?

Who leads LG Electronics and what is the vision?