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Types of Dividends Explained

When investors buy shares of companies they become a part owner of the company, so whenever the company makes profit it shares a portion of its profits with the shareholders, this type of payment is called a dividend.

The main idea of dividend investing is to get regular payments after buying such stocks. These payouts turn out to be shareholders rewards, but you should know that these rewards don’t always come in cash, there are several different types of dividends.

Some of the dividends are cash dividends where the shareholders get the money directly, but sometimes the company also gives stock dividends in which the shareholders get additional stocks. Sometimes the timing also matters, shareholders can get dividends in the middle of the year or at the end of the financial year. Let’s look at the different types of dividends and see their characteristics.

The Different Types of Dividends

1. Interim Dividend

This type of dividend acts as a mid-year bonus where the company looks at its profit of the first six months and if the company is doing well then it decides to share its success with its shareholders in the mid-year. The decision to release interim dividend is made by the board of directors based on profits that are not yet fully audited, they are confident about the company’s performance.

2. Final Dividend

Shareholders get dividend payments at the end of the year, companies release the dividend payment after the full performance is calculated and all the accounts are officially audited. The final dividend payments shall be approved by all the shareholders in the Annual General Meeting (AGM) as well as the board of directors recommending this as it is based on the yearly profits, the final dividend is usually greater and also a sign of companies good health.

3. Cash Dividend

This is one of the popular types of dividend, in which the company directly deposits money to the bank account linked to your demat account. If a company declares a cash dividend of Rs.10 per share and you own 100 shares of that company then you will automatically receive Rs.1,000 in your bank account.

4. Stock Dividend

This is a type of dividend where the company wants to reward its shareholders but wants to hold cash for personal use, in this case the companies issue stock dividends to their shareholders, also known as bonus issue. The shareholders get additional shares to their demat account, for instance a 5% stock dividend means you get 5 extra shares for every 100 you own.

Although traders should know that the stock dividend doesn’t instantly increase your investment value. When the total shares increase, the price of each share falls to balance it out making your holdings remain roughly the same right after the bonus issue.

5. Special Dividend

This is just a one-time payment that the shareholders get after an unexpected profitable year of the company. These are much larger than the regular dividends as compared to interim, final or cash dividends. In 2025 Indian companies like Akzo Nobel India announced a special dividend of Rs.156, though special dividends are not repeated annually.

6. Property Dividend

This is a very unique and very uncommon type of dividends but still they exist. In this the company instead of paying dividends in cash or stocks pays with its assets or products. It is generally used when a company is low on cash but has other assets to distribute, though it is extremely rare but investors like you should know what all possibilities are there.

Factors Behind a Dividend Decision

Booked Profit: A company can only share the rewards if it has generated enough profits in that year, as more profit earned means more capacity for dividends.
Growth Requirements: If a company has future growth plans of increasing its capacity, infrastructure or manufacturing capacity then it keeps its profits for reinvestment in the business.
Cash In Hand: Profits as portrayed on paper are not the same as cash in the bank, a company requires enough liquid cash to pay all its shareholders.
Competitors Analysis: Companies often compare the competitors of the same industry and how they act. If everyone else is paying a dividend, they might feel the pressure and might do the same to keep investors happy.
Legality: Sometimes laws or loan agreements can restrict companies in distributing their profits as dividend to the shareholders.

How does Dividend Payment works

Dividend payments follow a clear timeline and shareholders do not get the dividends instantly. There are mainly four key dates that you should know about.

Declaration Date: On this date the company officially announces that it will be paying a dividend to its shareholders. The amount, record date and the payment date is also mentioned during this day.
Ex-Dividend Date: To receive the dividend reward shareholders who own the stock before this date will only be eligible for dividend payments also known as the cut off day. If anyone buys it on or after the ex-date the seller will be eligible for the dividend payments.
Record Date: On this day, the company finalizes its list of shareholders who will receive the dividend. If you bought the shares before the ex-date, your name will be on this list.
Payment Date: This is the day when the dividends are actually paid to the shareholders. The money is automatically credited to your bank account usually within 30 to 45 days of time, after the record date.

Conclusion

Gaining knowledge about dividends is an essential part of your investment and financial journey. They are a reward that their shareholders get for their loyalty and confidence in the company. Whether it’s cash directly to account, additional shares in your account, or a surprise bonus, each dividend tells a story about a company’s financial health and its plans for the future.

While dividends give great benefit to investors, you should always know the limitations as well, making you a step closer to being a pro at investing so always keep learning, stay curious, and invest wisely.

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Frequently Asked Questions (FAQs)

How can I check if I am eligible for a dividend or not?
Here the investors shall own the company’s shares before the ex-dividend date, to be on a safer side they should buy it at least one business day before the ex-date to ensure getting them in your demat account timely.
When and how will the dividend money reach my bank account in India?
Commonly the dividends are released on the payment date and are directly credited to your bank account that is linked with your Demat account.
Are dividends from Indian companies taxable?
Yes, from April 1, 2020, dividend income is added to your total income and taxed according to your income tax slab.
What is “dividend yield”?
Dividend yield shows you how much a company pays in dividends each year relative to its stock price, the formula is: Annual Dividend payment / Current Share Price x 100.
Are companies required to pay dividends?
It is not a type of guarantee that every shareholder will be getting dividends; rather , a company’s board of directors decides whether to pay a dividend based on its profits and financial needs. It is the will of the company to increase, decrease, or stop paying dividends at any time.

December 12, 2025

What Are Undervalued Stocks?

During the festive season you spot your favourite brand’s shirt on sale, the one that was available for Rs.3500 is now available for Rs.2000 in sale. A normal human tendency would be to grab this extraordinary deal because you are getting the same shirt, same quality just the price is temporarily low due to the festive sale.

The stock market also has such deals, where some stocks of great companies are sold for a lesser value as compared to their actual worth. These types of stocks are known as undervalued stocks.

The art of finding these undervalued or bargained stocks is called value investing.This strategy of buying undervalued stocks is not a getting quickly rich scheme, rather it is a patient way and a smart strategy for long-term investing tips.

If you are a beginner in the stock market you should learn how to identify undervalued stocks, especially those with a low P/E ratio, which can make a huge difference. Let’s look at it in this informative blog.

What Are Undervalued Stocks?

In the stock market the price of stock is different from the value of the stock. Price is what you pay for a share in the stock market, which changes every second and value is the company’s real worth based on factors like financial health, profits and future potential.

An undervalued stock is simply a stock whose market price is way below its true value. A value investor searches these stocks, buys them, and waits for the market to rise back, due to this rise the price goes up and the investors earns the profits.

A low stock price is not considered as a good deal always, as a Rs.10 stock might seem cheap at the moment, but a falling stock is not the bargain; it’s just a bad investment. It is also known as value trap, these cheap looking prices are just traps because the company might have serious fundamental issues in its functioning.

Features	Undervalued Stocks	Value Trap
The Company	A strong, profitable business with a bright future.	A weak business that’s losing money or is in a dying industry.
Reason for Low Price	A temporary setback, market panic over some news, or the whole industry is just suffering.	Deep-rooted problems like too much debt, bad management, or unwanted product range .
Future Outlook	Likely to bounce back and grow.	Likely to get worse. The stock is cheap for a reason.
Investor’s Goal	Buy a great company at a discount.	Avoid a failing company, no matter how low the price is.

How to Find Undervalued Stocks

To look for an undervalued stock the investors need to first do the fundamental analysis of the company as well as the stock. Fundamental analysis consists of analysing the company’s financial health to check the stocks true worth. One can use websites like moneycontrol and screener.in to access the data and then make rational decisions. You should consider the following to judge the company’s financial health:

1. Price to Earnings (P/E) Ratio

This is the most popular tool for a reason.

The P/E ratio tells you how much you’re paying for every Rs.1 of profit the company makes. A low P/E can be a sign of a bargain.
The formula of P/E Ratio is to divide the current market price of the stock divided by the EPS (Earnings Per Share). For example if the stock price is Rs.500 and its Earnings per share (EPS) is Rs.50, then the P/E ratio will be 10 (500/50).
Note investors shall always compare the other companies in the same industry as well because a P/E ratio of 15 might be high for a steel company but it might be very low for a tech company.

2. Price to Book (P/B) Ratio

This is another way to analyse the opted share.

The P/B ratio compares the stock price to the company’s “book value.” Consider the book value as the company’s net worth on paper meaning the worth of the company after selling everything and paying all its debts.
To calculate the P/B ratio investors need to divide a company’s market capitalization by its book value of equity as per the latest reporting period.
A P/B ratio below 1 is considered very good for investors as it means you are buying the company share for less than what its assets are worth.

3. Net Cash Flow

Cash flow generally means the amount of cash that is coming in the company after all the expenditures are done. A company may report highly profitable but it still might be running out on real cash.
Investors shall look for companies which have more cash coming consistently rather than cash going out of the company, as this shows that the company is having a healthy business that can easily pay its bills, invest in their future growth and also reward its shareholders.

Who Should Invest in Undervalued Stocks?

Investing in Undervalued stock is a long term game, here investors who are patient for the results shall generally invest in such stocks. If you are looking for quick profits you should avoid this.
Value investors bid for something that is being sold by everyone in the market, so investors who are calm and confident about the stock shall go for it.
Investors that have basic knowledge about how the businesses work, their financial health and future growth possibilities of companies shall opt for undervalued stocks.

Advantages of Undervalued Stocks

High Return Potential: The investors goal is to buy it low and sell it high, by investing at a discounted price they set themselves for bigger profits when the stock price eventually rises to its true value.
Less Stress: Undervalued stocks are generally unpopular and they do not generally fall during the market crash, making your investment less susceptible to the market fluctuations. so they often don’t fall as hard during a market crash.
Wait & Get Paid: Many undervalued companies have stable businesses that even pay dividends to its investors, which means you can also earn a stable income while you wait for the stock price to go up.

Disadvantages of Undervalued Stocks

Value Traps: This is the biggest risk attached to the undervalued stocks, as investors may think they have found out the best stock but this bargain can be of a failing company giving you an overall loss.
Long Wait: The waiting time of the stock revival can be anything from 1 week to 1 year due to which the returns are not certain as per your expectations.
Stagnant Investment: Investors can miss out on some fast growing stocks due to value invested in some stocks that might give returns in the future, making your investment stagnant.

Read Also: 10 Best Copper Stocks in India

Conclusion

Value investing is a smart, proven way to build wealth over time but it is not just about the timing of the market or entering the market trending shares. It is about having knowledge, looking at the company’s fundamentals and understanding the changing market along with all this, investors need to have patience and discipline as using all these strategies the end result can be highly rewarding.

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Frequently Asked Questions (FAQs)

Where shall investors search for P/E and P/B ratios?
Investors shall look for financial websites like Moneycontrol, Screener.in, and Tickertape, as well as on the NSE and BSE websites.
Can value investing be good for a beginner?
Yes, but they need to buy good companies at a fair price. However, they should know such investments require patience, as they are for investors who have long term goals and are not not looking for quick money.
What can be considered as a “good” P/E ratio for an Indian stock?
A “good” P/E is always relative; investors need to compare it to other companies in the same industry and to the company’s own past P/E ratios.
Can I lose my investment in undervalued stocks?
The biggest risk is buying a “value trap”, a stock that looks cheap but keeps falling because the business is not stable, one should always do a solid research.
How different are they from day trading?
Value investing is about owning shares for years of time and day trading is about buying & selling of shares with a day making them poles apart from each other.

December 12, 2025

Sanchar Saathi App: Features, Registration & Mobile Security Guide

Today, mobile phones have become the most reliable tool for our daily tasks, but with it, challenges like phone theft, fake SIM cards and increasing fraud calls have also increased rapidly. To handle these problems in a systematic manner, the Department of Telecommunications developed the Sanchar Saathi platform, which many people also know as sanchar sarthi. This saathi app launched by DoT provides important tools related to mobile security at one place. In this blog, we will understand in detail what Sanchar Saathi is, how it works, how to register for the sanchar saathi app, and why it is useful for mobile users.

What Is Sanchar Saathi?

Sanchar Saathi is a citizen-centric digital security platform developed by the Department of Telecommunications (DoT), Government of India, to provide security-oriented services to mobile users. Available as both a mobile app and a web portal, Sanchar Saathi aims to protect users from mobile phone and SIM-related fraud, theft, and fake connections.Sanchar Saathi was launched on January 17, 2025, to allow users to check their phone’s IMEI, block lost/stolen devices, check the number of mobile connections in their name, and report suspicious calls/SMS.

The platform is particularly known for features directly related to mobile security, such as:

IMEI verification and blocking: Instantly block any stolen or lost phone and prevent it from being used on the network.
SIM connection information: View all mobile numbers issued in your name and report any unauthorized numbers.
Possible fraud reporting (Chakshu): Report suspicious calls, SMS, or WhatsApp messages directly from the platform.

Using Sanchar Saathi is completely voluntary. The government recently clarified that the app is not mandatory and users can choose to download or remove it at will, respecting user privacy and control.

Why Sanchar Saathi Was Launched ?

Mobile-related crimes have steadily increased in India over the past few years. Sometimes a phone is stolen in a crowd, or sometimes multiple SIM cards are found issued in someone’s name without their knowledge. In response to these growing concerns, the Department of Telecommunications (DoT) launched the Sanchar Saathi platform. Its purpose is to provide people with a tool to manage their own mobile security without any technical hassles.

Increasing Cases of Mobile Theft : After a phone is stolen, there is a risk of data misuse, misuse of banking apps, and leakage of personal information. Through Sanchar Saathi, users can instantly block their device’s IMEI, making the phone inoperable on any mobile network.
Preventing the Use of Fake SIM Cards : New SIM cards are often issued in a user’s name by misusing their identity. This has become a common method of identity theft. The platform allows users to see how many numbers are active in their name and if they find any unknown numbers, they can report them.
Increase in Fraud Calls and SMS : Fraud calls and SMSes posing as bank, KYC, electricity bills, or parcel delivery issues target people daily. Sanchar Saathi’s “Chakshu” feature directly relays these suspicious calls and messages to the relevant department, facilitating further investigation and action.
Empowering Users to Self-Reliant in Digital Security : The primary objective is to enable everyone to self-monitor their mobile and identity-related risks. The platform is designed with simple language, simple steps, and a user-friendly approach, allowing anyone to use it without technical knowledge.

Key Features of Sanchar Saathi

CEIR : The most important part of Sanchar Saathi is CEIR (Central Equipment Identity Register). It allows users to instantly block the IMEI number of their lost or stolen phone. Once blocked, the phone cannot be activated on any mobile network, preventing misuse of the device and data
.IMEI Check : The app features IMEI verification, allowing you to determine whether your mobile phone is genuine or has been altered. This feature is especially useful for second-hand phone buyers, as it ensures that the phone is not stolen and its IMEI matches the government database.
Know Your Mobile Connections : This feature allows users to view the number of SIM cards issued in their name on a single screen. If an unknown number is entered, a report or disconnection request can be submitted from there.
Chakshu : Chakshu is a reporting tool where users can enter information about any suspicious call, SMS, or WhatsApp message. These reports are routed to the DoT team, helping to detect fraud patterns and take timely action.
Trusted Contacts and Verified Helpline Directory : The app has a small but useful section that provides authorized helpline numbers for banks, financial institutions, and other essential services. This allows users to quickly compare a suspicious call with the actual number and avoid fraud.

How the Sanchar Saathi App Works ?

How to Download and Access

Download the app by searching for “Sanchar Saathi” on Google Play or the Apple App Store.
Open the app and enter your mobile number to verify it with an OTP. For some features, you may need to complete registration by sending a one-time SMS (e.g., 14522) to the portal. This is a one-time mandatory step.

Registration on the Sanchar Saathi Portal/App

Portal/App Register / Login Enter mobile number and verify the OTP.
Options for linking KYC (Aadhaar/PAN, etc.) will appear. Once linked, you will be able to use the “Numbers in your name” feature.

Blocking a lost/stolen phone through CEIR (Fast-Step)

Select “Block lost/stolen mobile” in the app/portal.
Enter your phone’s *IMEI (found by dialing #06#) and the associated mobile number.
Upon submitting the request, you will receive a Request ID. Keep it safe; You’ll be able to track the status using this ID (sent from CEIR to blocked operators).

IMEI Verification

Go to the App/CEIR IMEI verification page.
Enter your 15-digit IMEI (or send KYM <IMEI> to 14422 via SMS) and verify with an OTP. The result will indicate whether the IMEI is clear or blacklisted.

Know Your Mobile Connections

Login to the Know mobile connections in your name section.
Look at the list; if a number appears unfamiliar, select “This is not my number / Not required” and report it. The portal will send it to the operator for action.

Fraud Report and Status Tracking

Fill out the Report Chakshu/Complaint form (add details of the suspicious call/SMS, along with a screenshot or copy of the message).
Upon filing, you will receive a Complaint/Request ID. You can use this to check the status further.

Privacy & Security Considerations

Data Use and Control : Sanchar Saathi only processes information that users enter for a service such as mobile number, IMEI, or basic complaint information. The data goes directly to the Department of Telecommunications (DoT)’s secure servers and is not shared with any external entity.
Permissions Requested by the App : The app’s requirements are limited, so it only obtains basic permissions such as OTP verification and internet access. It does not ask for unnecessary permissions, such as camera, microphone, or location, thus maintaining user control.
Server-Side Security and Reliability : The platform runs on the CEIR and DoT government networks, where IMEI and complaint data are stored encrypted. Being a government system, its security framework is considered stronger than that of regular apps.
Clarity in Installation Policy : In early 2025, there was talk that the app would be pre-installed on new mobile phones, but the ministry later clarified that this was completely optional. The user can download it or can use the services from the portal even without the app.

Conclusion

Sanchar Saathi provides a single view of mobile identity, SIM connection, and device information. This makes phone-related processes much clearer and more organized than before. The platform’s purpose is to provide basic mobile usage information without complication.

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Frequently Asked Questions (FAQs)

What is Sanchar Saathi?
Sanchar Saathi is a platform that provides basic mobile and SIM-related services in one place.
How can I block my lost phone on Sanchar Saathi?
The phone can be instantly blocked from the network on Sanchar Saathi by entering the IMEI.
How do I check SIM cards issued on my ID in Sanchar Saathi?
“Know Your Mobile Connections” shows all the active numbers in your name.
Is the Sanchar Saathi app compulsory?
No, Sanchar Saathi is completely optional.
Can I report scams through Sanchar Saathi?
Yes, suspicious calls or messages can be reported in the Check section.

December 11, 2025

Ashish Kacholia Portfolio 2026: Top Stocks & Strategy

The Indian stock market is a pool of stocks but there are some investors that are famous for finding hidden gems of the stock market. These hidden gems are small companies that are generally ignored by most but they become big and successful.

Ashish Kacholia is the most famous person that is one of the best gem hunters in India. A well known investor who is often called the “Big Whale” of the Indian stock market.

This nickname suggests to us that he finds these small unknown companies and invests in them making everyone notice this in the financial market. Ashish is known for finding these multibagger stocks which grow 10, 50, or even 100 times of their original price.

Ashish Kacholia is a person in his 50’s who has more than a decade of experience and started his career in the 1990s. He is also the co-founder of the company called “Hungama Digital” alongwith Rakesh Jhunjhunwala. In 2003, he started his own firm, Lucky Securities, and began building the famous Ashish Kacholia portfolio.

Today, the net worth of this person is estimated to be in thousands of crores. The portfolio and the list of companies are something that are the most watched list in the Indian financial market.

An Overview of Ashish Kacholia’s Portfolio (2026)

Total Portfolio Value: Ashish Kacholia Portfolio is valued for over Rs.2,775 crores.
Number of Stocks: Ashish Kacholia has a diversified portfolio that consists of a total of 48 different stocks.
Sector-wise Distribution: The investment has been done in different types of businesses such as manufacturing, speciality chemicals, pharma and healthcare, consumer goods and infrastructure.
Compared with the previous Year: The year of change “2025”, we have seen that there is an active buying of different types of new stocks and also some previous ones have been sold. There is growth in the overall portfolio and a rise of 12% was witnessed in the June 2025 quarter alone.

Major Holdings in Ashish Kacholia’s Portfolio (2026)

The top 5 holdings as per August 2025 are in:

Shaily Engineering Plastics
Beta Drugs
Safari Industries (India)
Acutaas Chemicals
Balu Forge Industries

We have multiple lessons to learn in this, talking about Acutaas Chemicals. In August most of the money was invested in this company but by the end of September the entire share stake was sold. Showing us how quickly changes are made in his portfolio.

Read Also: Ashish Kacholia Penny Stock List

New Additions to the Portfolio in 2026

There were some new stocks that were added to the portfolio in the year 2025. Some new companies were even added to the portfolio between the July to September quarter.

V-Marc India (A wire and cables company)
Jain Resource Recycling (A metal recycling business)
Vikran Engineering
Shree Refrigerations

Also more shares were bought of the existing companies in the portfolio and the biggest move was done by increasing the stake in Man Industries.

A Note on His Strategy: Pre-IPO

There is an interesting fact that we need to know that the stocks are not bought from the market like we do.

The investments done in the new companies like Vikran Engineering and Shree Refrigerations are done even before the IPO were launched. This shows that the skills were used to get these companies at the starting stage even before it was available for the general public.

Stocks Reduced or Exited in 2026

In terms of adding new stocks to your portfolio, the existing ones need to be reduced or sold out and Mr.Kacholia is very disciplined about this.

Stocks that were completely Sold

The biggest news was the share of Acutaas Chemicals were among the top-5 holdings with approx Rs.125 Cr. but by the end of September the entire stake in this company was sold out.

Also the stakes in multiple companies were either fully sold or the holding fell below 1%, these companies are:

Awfis Space Solutions
NIIT Learning
Universal Autofoundry
His personal stake in Jyoti Structures

Trimmed Stocks in 2026

“Trimming” here is referred to as reducing the quantity of shares that were there in the existing portfolio and these companies are:

Xpro India
Brand Concepts
Dhabriya Polywood
Fineotex Chemical

The Investment Strategy of Ashish Kacholia

How are stocks picked or what exactly is the method to select these stocks? He follows a very simple and smart strategy.

The main rules followed by Ashish Kacholia are:

Small Gems of Market: Small and mid cap companies are focused as he believes that these small and often ignored companies have the highest potential to grow and become the next big thing in the market.
Disciplined Management: Investment made for this portfolio is not only done on the basis of the company but also the companies management and leaders are considered. The approach is to look for the management that is honest, smart, and hard working.
Thorough Research: Tips and tricks that are shown in the market are not considered, rather the company’s finances like Return to Equity (ROE) and things like Free Cash FLow (FCF) are followed.
Patience is the Key: Investments are done for the long term as it gives stocks time to grow and make good movements. Investments made are forgotten if there is a change in the company’s performance or the leadership instant reactions are made to manage the portfolio and focus upon its growth.
Diversification: There are about 48 stocks that are in his portfolio showing us that the risk is spread and all the money is not pooled into 2-3 specific stocks. Here if one or two companies are performing badly then the whole portfolio is not hampered instantly.

Performance Analysis

Here the main strategy revolves around finding the few market winners of the market and these big wins are so large that the investor gets more than the incurred loss.

Companies like Man Industries are examples of some big winners of the market as this stock has given almost 400% returns in the last five years. Also the belief in this company is so much that some more shares were bought in 2025 as well.

But we have also seen that companies like Zaggle Prepaid Ocean Services have shown a negative trend and the stock has fallen up to 32% in 2025 and has also tumbled 19% in 2 days after the quarterly result. This tells us that not every stock performs well.

In 2025 Xpro India and Brand Concepts have shown the worst performance with 29% fall in Xpro and 28% in Brand Concepts and to actively manage these falling stocks he started to cut down his stakes in the portfolio, showing us how actively risk was managed.

Key Takeaways for Retail Investors

Learnings from Ashish Kacholia’s Philosophy

Think like an owner: Don’t just add stocks looking at the stock ticker, one should be aware if it is a good business or not and if the leaders are honest and making moves smartly or not.
Patient Performance: Companies perform well and give returns in a period of time and not in just a few days, so patience plays a key role in building the desired wealth.
Homework: This should be the real focus as real success is made from through in depth research of the companies and its performance.

Risks of Following Celebrity Portfolios

One shall be very careful if you want to follow a celebrity portfolio as it can turn out to be extremely risky.

The data that we see in the month of September 2025 is released in October or November and following these outdated numbers and moves can be unreliable as there has already been a delay of 1-2 months and in the financial market even one news can hamper the entire market within hours.
Looking at the Acutass Chemicals example the stocks were bought in August 2025 and a good investment was made but as the September month ended everything was sold out. Here if you would have followed the portfolio and have invested in September end then you could have incurred losses.
Thousands of crores are invested by this investor, a full time research team is available for analysis and there is a different financial goal. Also he can get into pre-IPO where the general public like you cannot enter. So one should not copy the investments blindly rather homework shall be done with in-depth research.

Conclusion

Learning about Ashish Kacholia’s portfolio and studying it can help us out with great lessons as here we get to see a smart investor who finds new companies, bets on big themes like Make in India and even gets hold of shares even before the IPO is launched.

We also get to see how a disciplined stock manager works and knows where to take the profits form, cut down stocks that are not performing well and even stick to the core strategy.

For young investors this portfolio gives you the glimpse of through research, patience, and smart thinking for your financial investments.

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Frequently Asked Questions (FAQs)

What is the net worth of Ashish Kacholia’s in 2025?
As per September 2025 the new worth is estimated to be approximately Rs.2,775 Cr.
New companies that were invested in 2025?
Several new investments were made in companies like V-Marc India, Jain Resource Recycling, Vikran Engineering, and Shree Refrigerations. Also investments have been made in these companies even before the IPO.
What is Ashish Kacholia’s investment strategy?
The strategy is to look for Multibagger stock and the real focus is on small and mid cap companies due to their high potential growth.
What are the top holdings in the Ashish Kacholia portfolio?
The biggest holding of Ashish Kacholia’s portfolio is in Shaily Engineering Plastics, Beta Drugs and Safari Industries.
Can the investments be copied similarly to Ashish Kacholia’s Portfolio?
It is very risky to copy his portfolio as the data is outdated and mostly 1-2 months old, investors can learn rather than copy the portfolio investments.

December 11, 2025

What is Short-Term Trading Vs Long-Term Trading Strategies?

Whenever you decide to invest in the stock market, the first thing that comes to your mind is whether to invest for the short term or for the long term. Both of them require different strategies and mindsets.

In today’s blog post, we will give you an overview of short-term and long-term trading, along with the different strategies used in it.

Meaning of Short-Term Trading

Buying and selling various kinds of financial instruments, including stocks, commodities, currencies, etc., within a short time—generally between a few minutes to a few days—is known as short-term trading. Making quick profit from quick fluctuations in prices is the primary objective of short-term trading. The short-term trades primarily depend on technical analysis.

Types of Short-Term Trading

There are generally four types of short-term trading as follows:

Intraday Trade: It is the most common form of trading, where the trader squares off their position before the market closes. This was done to avoid the risk of a change in the price of securities overnight.
Scalping: This is the fastest trading style among all short-term trading styles. In this, the trader executes numerous trades during a particular trading session and tries to earn profit from the smallest price change.
Swing Trade: In this short-term trade, the trader holds their position for a few days, with the objective of earning a profit from the short-term price movement that occurs over time.
Momentum Trading: In momentum trading, one enters into a trade with the belief that the price movement (upside or downside) will continue over a period of time. The trader enters into a momentum trade for higher profit than intraday and scalping traders.
News-Based Trading: As the name suggests, the trader tries to capitalize on the opportunity that arises due to a particular news in a stock. It generally holds its position until the impact of news on the stock price ends.

Popular Short-Term Trading Strategies

The most popular short-term trading strategies are as follows:

Support and Resistance: It is the most common trading method used by a trader, as they try to identify the recent support and resistance levels in a stock. They generally buy at the support level and sell the stock at the resistance level.
Moving Average Cross Over: In this, the traders execute trades based on the crossover of the moving averages. There are two moving averages, short-term and long-term. A combination of both moving averages indicates a buy and sell signal for a trader.
Bollinger Band: The Bollinger Band indicates the overbought and oversold conditions in a stock. It helps a trader in identifying the selling point when the stock is in an overbought zone, and vice versa.
Relative Strength Index: RSI is a momentum oscillator indicating the speed and change of price movement on a scale of 0-100. Generally, it is considered that 30 indicates an oversold zone, whereas 70 indicates an overbought zone. Traders execute their trades based on these parameters.

Meaning of Long-Term Trading

Long-term trading is an investment strategy in which an investor or trader buys securities such as stocks, commodities, currencies, etc., for a period of more than one year. The primary objective of long-term investing is to create wealth, capital appreciation and regular income. The long-term trading depends on fundamental analysis.

Types of Long-Term Trading

The major types of long-term trading are as follows:

Growth Investing: Under the growth type of long-term investing, the investor looks for stocks with high growth potential in the long run. These companies reinvest the profit earned by them in the business in order to expand further.
Value Investing: It is a type of trading strategy in which one looks for stocks which are trading at less than their intrinsic value. It requires a deep fundamental analysis, including P/E, P/B, etc.
Buy and Hold: In this type of strategy, the investor purchases the stock for the long term with an objective to create long-term wealth using the benefit of compounding.
Dividend Investing: When an investor invests in a dividend-yielding company for a longer period of time to get the regular income in the form of dividends, this is known as dividend investing.
Index Investing: Investing in index or passive funds in order to diversify their portfolio without worrying about stock picking is known as index investing. This type of investing is suitable for conservative investors.

Popular Long-Term Trading Indicator

The popular long-term trading indicators are as follows:

EPS: Earnings per share is a key indicator used by the long-term investor, which indicates how much profit a company makes for each outstanding share. The higher the EPS the higher the profitability of the company.
P/E Ratio: Price to Earnings Ratio of a company indicates the valuation of the stock price; it suggests whether it is fairly valued or not. An investor generally picks the stock based on valuation.
ROE: Return on Equity indicates the company’s efficiency in generating profit using its equity. High ROE indicates the company’s efficient management. Investors look for companies with higher ROE.
FCF: Free Cash Flow indicates what is left with the company after paying for its capital expenditure. Positive FCF indicates the company’s efficiency in generating profit.

Difference Between Short-Term Trading and Long-Term Trading

The key difference between short-term trading and long-term trading is as follows:

Particular	Short-Term Trading	Long-Term Trading
Objective	The primary objective of short-term trading is to earn a quick profit.	Long-term trading helps an investor create wealth in the long run.
Risk	Short-term trading involves higher risk.	As the investment duration is long, it carries lower risk.
Monitoring	Active monitoring is required in short-term trading.	As compared to short-term trading, long-term trading requires less monitoring.
Taxation	Equity investments, if sold before one year, are taxed at a rate of 20%.	In long-term trading, if the investments are sold after a period of one year, the gains are taxed at a rate of 12.5% over and above 125000.
Research	It depends on the technical analysis.	Long-term trading depends on fundamental analysis.

Conclusion

On a concluding note, short-term and long-term trading have their own pros and cons. Choosing among them depends on the investment objective and risk profile of the investor. Traders generally give importance to technical analysis and believe in short-term profit. On the other hand, a long-term investor gives importance to the benefit of compounding and creates wealth in the long run. However, both of them carry different risks and require patience and discipline. Therefore, it is advisable to consult your investment advisor before investing in the stock market.

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Frequently Asked Questions (FAQs)

What is short-term trading?
Short-term trading means buying and selling different securities within a short period, which typically ranges from a few minutes to a few weeks.
Which carries more risk, short-term or long-term trading?
Short-term trading generally carries high risk, as short-term markets are highly volatile, but in the long run, volatility can be reduced.
Which strategy gives a high return?
A long-term trading strategy gives a steady but high return over time. However, short-term trading can give a quick return along with quick losses.
Is there any tax difference between short-term and long-term trading?
Yes, both long-term and short-term gains are taxed separately. Short-term equity gains are taxed at a rate of 20%, whereas long-term gains are taxed at a rate of 12.5% over and above 125000 INR of gains.
Which trading strategy is suitable for a beginner?
For a beginner, long-term trading is suitable as it is less volatile and more profitable. However, it totally depends on the investor’s risk profile.

December 11, 2025

Best Hydropower Stocks in India 2026

Hydropower stocks in India are once again in the news as the country’s need for clean energy grows rapidly. The government is also pursuing large-scale pumped-storage hydro projects over 6 GW of capacity will be commissioned in the country by 2025, and many new units are under construction. This has made the sector more attractive than ever for investors. In this blog, we’ll explain in simple terms the best hydropower stocks in India, a useful hydropower share list, and the top 10 hydroelectric power plants, so you can better understand the sector and make informed investment decisions.

What Are Hydropower Stocks?

Hydropower stocks are shares of companies that generate electricity from water. These companies generate electricity using large dams, river flows, or pumped-storage units that store water upstream. They then sell this electricity to various states and DISCOMs. In simple terms, the shares of companies whose business relies on hydroelectric power are called hydropower stocks.

Best Hydro power stocks in india

S.NO	Company	Current Market Price (INR)	Market Capitalisation (in INR crore)	52-Week High	52-Week Low
1	Larsen & Toubro Ltd	3,794	5,21,778	4,195	2,965
2	NTPC Ltd	342	3,32,160	371	293
3	Adani Green Energy Ltd	904	1,48,818	1,179	758
4	Tata Power Company Ltd	353	1,12,891	417	326
5	JSW Energy Ltd	492	86,016	579	419
6	NHPC Ltd	77.5	77,737	92.3	71.0
7	SJVN Ltd	72.5	28,423	108	69.8
8	CESC Ltd	143	18,998	185	119
9	Reliance Power Ltd	30.0	12,382	76.5	29.4
10	Jaiprakash Power Ventures Ltd	15.3	10,486	27.7	12.4

(Data as of 22 January 2026)

A brief overview of the hydro power Stocks in India is given below:

1. Larsen & Toubro Ltd (L&T)

Larsen & Toubro, or L&T, is a company known for building almost every major project in India. Founded in 1938, it has maintained a strong presence in engineering and construction since its inception. Whether it’s dams, bridges, metro projects, or power plants, L&T is involved in almost every type of heavy engineering project. The company also has a significant presence in the hydro sector. L&T constructs large hydro dams, tunneling, powerhouses, and water-related infrastructure. Its greatest strength is that it can complete projects even when the work is difficult, the terrain is difficult, or the design is complex. Therefore, it is considered one of India’s most trusted engineering companies.

Know the Returns:

1Y Return (%)	3Y Return (%)	5Y Return (%)
6.59%	68.42%	178.85%

(Data as of 22 January 2026)

2. NTPC Ltd

NTPC is one of those Indian companies whose name is almost inextricably linked with the power sector. It was established in 1975 with the aim of providing uninterrupted power supply to people and industries across the country. NTPC began with thermal power, but gradually expanded into various sources such as gas, solar, wind, and hydro. NTPC’s role in hydropower is now expanding. The company is working on several new hydro projects, especially in hilly areas. NTPC is known for its ability to handle large projects, its technical expertise, and its generally stable operation. This makes it one of India’s most reliable power companies.

Know the Returns:

1Y Return (%)	3Y Return (%)	5Y Return (%)
4.74%	102.18%	255.66%

(Data as of 22 January 2026)

3. Adani Green Energy Ltd

Adani Green Energy is one of India’s fastest-growing renewable energy companies. Initially focused on solar and wind power, the company has also expanded into larger projects such as hydro and pumped-storage projects in recent years. Adani Green’s strength lies in its large-scale ability to quickly set up projects and operate them for long periods of time. Its work in the renewable sector is evident: large solar parks, wind farms, and now new hydro-based projects. The company aims to play a key role in the country’s clean energy transition in the coming years.

Know the Returns:

1Y Return (%)	3Y Return (%)	5Y Return (%)
-12.68%	-54.29%	-13.33%

(Data as of 22 January 2026)

4. Tata Power Company Ltd

Tata Power is one of India’s oldest and most trusted power companies. Established around 1910, it has been a major player in the country’s power generation, transmission, and distribution sector ever since. Tata Power’s unique strength is its presence in all forms of energy thermal, solar, wind, and hydro. The company has a long presence in hydropower, particularly in

regions like Himachal Pradesh and Maharashtra. Tata Power is among those companies gradually shifting its portfolio toward green energy. Its focus is clearly producing sustainable, reliable, and clean power. This is why Tata Power is a name that automatically comes to mind when the power sector is mentioned.

Know the Returns:

1Y Return (%)	3Y Return (%)	5Y Return (%)
-3.94%	70.16%	326.42%

(Data as of 22 January 2026)

5. JSW Energy Ltd

JSW Energy is the power sector arm of the JSW Group and is recognized as a trusted energy company in the country. The company began with thermal and power generation, but in recent years has focused significantly on renewable energy. Significantly, JSW Energy is rapidly expanding hydropower and pumped-storage projects, as these will play a significant role in balancing future power demand.The company is recognized for its quality management, rapid project execution, and clear strategy. JSW Energy is one of the few private companies strengthening its portfolio by balancing hydro, wind, and solar.

Know the Returns:

1Y Return (%)	3Y Return (%)	5Y Return (%)
-11.94%	92.55%	559.50%

(Data as of 22 January 2026)

6. NHPC Ltd

NHPC is also known as the synonym for hydropower in India, as the company has been exclusively engaged in hydropower projects since its inception. It was established in 1975 to systematically develop large dams and hydroelectric projects in the country. NHPC’s strength lies in its extensive experience in handling mountainous terrain, difficult river basins, and large-scale dam projects, giving it a distinct identity in this sector.

Today, NHPC is the country’s largest pure-play hydro company and is also working on several new projects. The company has a reputation as a stable, reliable, and technically strong organization with long-standing experience in the hydro sector.

Know the Returns:

1Y Return (%)	3Y Return (%)	5Y Return (%)
-1.81%	80.70%	212.94%

(Data as of 22 January 2026)

7. SJVN Ltd

SJVN was established in 1988 when the Government of India and the Government of Himachal Pradesh jointly formed it. The initial objective was to develop large hydro projects in the hilly areas of Himachal. Gradually, the company’s work expanded, and today, SJVN handles projects not only in Himachal but also in Uttarakhand, Bihar, Gujarat, and countries like Nepal. SJVN has always been known for its hydro expertise especially in areas where the terrain is difficult and project construction is difficult. In recent years, the company has also expanded into solar and wind, but its roots remain firmly rooted in hydropower.

Know the Returns:

1Y Return (%)	3Y Return (%)	5Y Return (%)
-26.42%	112.34%	185.91%

(Data as of 22 January 2026)

8. CESC Ltd

CESC is a very old company, established in 1899. This makes it one of the first companies to begin supplying electricity in India. Its primary focus has been Kolkata and its surrounding areas, where it not only generates electricity but also delivers it directly to consumers. CESC has always been known for its consistent and reliable power services. Initially, the company focused primarily on thermal power, but over time, it has also expanded its interest in renewable and small hydro projects. Today, it is seen as a stable, experienced, and reliable power company.

Know the Returns:

1Y Return (%)	3Y Return (%)	5Y Return (%)
-2.46%	92.85%	115.54%

(Data as of 22 January 2026)

9. Reliance Power Ltd

Reliance Power was founded in 1995. At that time, the company’s goal was to develop large power projects in various regions of India to meet the growing demand for electricity. The company has worked on thermal and gas projects as well as hydro projects, especially in areas with strong river flows and the potential for the construction of small and large hydro plants. Reliance Power’s unique strength lies in its experience in setting up projects even in difficult locations. Over time, the company has changed its strategy and now focuses more on projects that are considered sustainable and safe for years to come. It has gained recognition for its large-scale work and focus on long-term energy projects.

Know the Returns:

1Y Return (%)	3Y Return (%)	5Y Return (%)
-25.88%	115.20%	745.63%

(Data as of 22 January 2026)

10. Jaiprakash Power Ventures Ltd

Jaiprakash Power Ventures was founded in 1994. This was a time when the need for large power projects in the country was rapidly increasing, and the company began working in that direction. JP Power has been particularly involved in both hydro and thermal projects, and its work is mostly visible in hilly states like Uttarakhand, Himachal, and Madhya Pradesh. The company’s reputation has been established by its work on many hydro projects that are difficult to build in hilly areas. Its ground-level understanding of river flows, local conditions, and hydro setups is why it is considered an experienced and ground-level company in the hydro sector.

Know the Returns:

1Y Return (%)	3Y Return (%)	5Y Return (%)
-7.89%	110.90%	418.31%

(Data as of 22 January 2026)

Key Performance Indicators (KPIs)

The key performance metrics of hydro power Stocks in India are mentioned below:

Company	Operating Margin (%)	Net Profit Margin (%)	ROE (%)	ROCE (%)	Debt to Equity
Larsen & Toubro Ltd	10.33	6.91	15.39	14.89	1.33
NTPC Ltd	20.96	11.55	12.72	9.40	1.34
Adani Green Energy Ltd	67.68	13.88	13.47	8.02	7.29
Tata Power Company Ltd	17.29	6.08	11.07	10.18	1.62
JSW Energy Ltd	37.97	16.68	7.13	5.70	1.81
NHPC Ltd	54.68	32.84	7.57	6.21	0.99
SJVN Ltd	60.20	26.44	5.78	4.45	1.90
CESC Ltd	10.93	8.39	11.39	5.71	1.48
Reliance Power Ltd	24.69	38.87	18.04	5.91	0.93
Jaiprakash Power Ventures Ltd	29.83	14.89	9.59	10.05	0.44

(Data as of March 2025)

How to Evaluate Hydropower Stocks

Installed Hydro Capacity : The number of MW of hydropower a company has in operation and the number of new projects under construction reflects its true strength. Large and stable capacity means reliable production.
PLF & Water Flow Stability : Hydro’s PLF is directly dependent on river flow. Plants with stable water sources generate good production year-round.
Long-Term PPA & Tariff : A 25-40-year PPA secures a company’s income. The more stable and long-term the tariff, the more reliable the earnings.
Debt Levels & Funding Plan : Hydro projects are expensive, so debt is necessary. However, the company’s debt must be manageable and have a clear funding roadmap.
Project Execution Record : Dam and hydro projects often face delays. A company with a track record of timely completion is considered less risky.
Environmental & Approval Risk : Hydro projects often face environmental clearance, land, and local objections. Companies with clear approvals have lower risk.
Revenue Mix Regulated vs. Merchant : Most hydropower is sold at a regulated tariff. If the share of merchant sales is high, earnings can be volatile.
Pumped-Storage Potential : The demand for PSPs is growing rapidly in India. Companies with good pumped-storage sites are considered to have stronger future growth.

Risks & Red Flags in Hydropower Investing

Long Construction Timelines : Hydro projects take many years to complete. Delays increase costs and impact company earnings.
High Debt Burden : Dams and hydro plants are highly costly, leading to high debt burdens for companies. If projects are not completed on time, this debt can severely impact a company’s balance sheet.
Dependence on Monsoon & Water Flow : Hydro power runs entirely on water. A weak monsoon or a drop in river flow directly impacts power generation.
Environmental & Clearance Issues : Many hydro projects are stalled due to environmental objections, local opposition, or court cases. This increases both project costs and timelines.
Weak Discom Exposure : Discoms in many states do not make timely payments. If the company has PPAs with such states, cash flow may be delayed.

Read Also: List Of Best PSU Stocks in India

Conclusion

Hydropower is a reliable and long-term component of India’s energy needs. Companies in this sector offer stable capacity, clean energy, and strong project experience, making them an interesting option for investors. If you understand this theme and focus on select companies where projects are completed on time and water availability is stable this sector can provide significant stability to your portfolio.

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Frequently Asked Questions (FAQs)

What are hydropower stocks?
Hydropower stocks are companies that operate water-based power projects, such as dams or run-of-river plants.
Are hydropower stocks good for long-term investing?
Yes, because their earnings are generally stable and the projects have a long lifespan.
Which is the biggest hydropower company in India?
NHPC is considered India’s largest hydropower company.
What risks should investors consider in hydropower stocks?
The biggest risks are dependence on monsoons, project delays, and challenges with environmental clearances.
Do hydropower companies also work in renewable energy?
Yes, many companies, such as SJVN, JSW Energy, and Tata Power, also work in solar and wind, along with hydro.

December 10, 2025

Shankar Sharma Portfolio 2026: Top Stocks & Strategy

Some investors follow whatever the market is doing. Then there are a few who study every shift, every cycle, and every change with calm attention. They do not move with noise. They move with clarity.

These are the investors who often set trends without trying to. Their decisions become lessons, and their portfolios become case studies for others who want to understand how smart money thinks. They lead by example, not by prediction.

One such investor is Shankar Sharma. His approach is built on deep research, sharp timing, and the confidence to go against popular views. In this guide, we take a close look at the Shankar Sharma portfolio, the latest moves in 2025, the stocks he holds today, and the strategy that ties it all together.

Who Is Shankar Sharma?

Shankar Sharma is a well known Indian investor, market commentator, and co-founder of First Global, a securities and investment firm he started along with Devina Mehra after leaving Citibank around 1989. Over the next few decades, they built it into a research driven brokerage and global investing outfit that focused on data and discipline rather than market noise.

He is also the founder of GQuant Investech, an investment firm that uses quantitative models and analytics to build portfolios.

Across TV interviews, articles, and market cycles, he has earned a reputation as a contrarian who is early in spotting themes and willing to stay with his views even when they are not popular. This long experience and strong opinion make the Shankar Sharma latest portfolio closely watched by many investors in India.

Shankar Sharma Latest Portfolio 2026

Before breaking down his strategy, it is important to see how his major holdings look today. His positions show steady ownership in a few long term ideas, along with measured changes across the last few quarters. The table below gives a clear view of the key stocks, the value he holds, the quantity, and how his stake has moved recently.

Stock	Holding Value (₹ Cr)	Quantity Held	Sep 2025 Holding %	Jun 2025 Holding %
Rama Steel Tubes	24.2 Cr	24,375,000	1.50%	1.60%
Thomas Scott	42.3 Cr	1,217,351	8.30%	8.50%
VIP Clothing	4.9 Cr	1,500,000	1.70%	1.70%
Valiant Communications	14.2 Cr	200,050	2.60%	2.60%
ACE Software Exports	9.6 Cr	429,160	3.40%	3.40%
Sumit Woods	26.1 Cr	3,500,000	7.70%	7.70%

NOTE: All the information in the table is based on the external public sources. They are bound to change. The details shared here are only for informational and educational purposes.

Company Overviews

While understanding his approach is important, it also helps to briefly look at the companies in his portfolio to see what makes them fit into his overall style.

1. Rama Steel Tubes

Rama Steel Tubes works in the steel pipes and tubes segment. It is the company with a focus on infrastructure, construction, and engineering uses. The company has seen steady order flow and stable demand, which supports long term revenue visibility.

2. Thomas Scott (India)

Thomas Scott operates in the apparel and retail space, offering men’s clothing through both stores and partnerships. The company has been scaling its product mix and distribution reach, which explains the rising interest from long term investors like Sharma.

3. VIP Clothing

VIP Clothing is known for its innerwear brands. While the segment is competitive, the company’s brand recall and pan India retail presence help it maintain demand. It remains a slow but stable consumption driven business.

4. Valiant Communications

Valiant Communications manufactures telecom transmission and cybersecurity related equipment. With customers across utilities, defence, and telecom networks, the company benefits from ongoing upgrades in communication infrastructure in India and global markets.

5. ACE Software Exports

ACE Software Exports provides software services, content solutions, and digital transformation support for global clients. Its niche presence, stable contracts, and recurring service business make it a steady mid sized tech play.

6. Sumit Woods

Sumit Woods is a real estate developer. It is focused on residential projects in select urban markets. The company has been expanding project launches and improving sales visibility, which helps support long term growth expectations.

Sector Wise Analysis

The Shankar Sharma latest portfolio shows a clear mix of sectors that reflect his confidence in niche themes, steady consumption businesses, and select growth areas. By looking at each space, you can understand how he builds conviction and balances risk.

1. Metals and Infrastructure

Rama Steel Tubes represents his interest in companies linked to long term infrastructure spending. This sector benefits from steady government projects and a rising demand for steel products. It adds stability to the Shankar Sharma stocks list.

2. Apparel and Retail

Thomas Scott gives him exposure to the men’s fashion market. Retail remains a consumption driven sector that grows with rising incomes and urban demand. It also shows his willingness to bet on smaller brands that scale over time.

3. Consumer Essentials

VIP Clothing covers the innerwear and basic apparel segment. These products have everyday demand, making the business more predictable even during slower market phases. It balances the more cyclical names in the Shankar Sharma portfolio.

4. Technology and Communication

Valiant Communications and ACE Software Exports provide exposure to specialised tech and communication services. These companies work in targeted markets, giving the portfolio a growth angle without taking large cap tech risk.

5. Real Estate

Sumit Woods adds a property development angle to the Shankar Sharma latest portfolio. Housing demand has been rising, and mid sized developers have gained traction in select cities. This sector gives him both growth and asset backed stability.

Investment Strategy

The Shankar Sharma portfolio follows a clear and disciplined style. His choices show how he mixes patience, research, and an eye for early opportunities. The points below explain this approach in detail.

1. Looks for Under-Recognised Businesses

He prefers companies that are improving but still not in the market spotlight. This helps him enter early and benefit when valuations catch up.

2. Balances Growth with Stability

The Shankar Sharma latest portfolio covers tech, consumption, real estate, and infrastructure. This blend keeps risk controlled while still capturing growth cycles.

3. Prefers Long Term Holding

Most stocks in the Shankar Sharma stocks list show steady positions across quarters. He holds through cycles and waits for the underlying business to deliver.

4. Uses Contrarian Thinking

He often buys in low sentiment phases and trims when enthusiasm peaks. This helps him avoid crowd-driven decisions and protect returns.

5. Focuses on Fundamentals

His decisions come from financial strength, demand visibility, and business quality, not market noise or short term price reactions.

Interpretation of Portfolio Changes

Looking at how the Shankar Sharma portfolio has shifted over the past few quarters gives useful clues about his thinking. The points below explain what these changes indicate.

1. Gradual Reduction in Select Holdings

Slight trims in companies like Rama Steel Tubes and ACE Software Exports suggest disciplined profit-booking rather than loss-driven exits. He reduces weight only when prices get ahead of fundamentals.

2. Strong Build-Up in Thomas Scott

The steady rise in his stake in Thomas Scott shows growing conviction. This indicates he sees long term potential in smaller apparel brands gaining market share over time.

3. Stability in Consumer and Tech Picks

Holdings such as VIP Clothing and Valiant Communications have remained unchanged. This shows his confidence in stable consumption and niche tech plays that provide balance to his portfolio.

4. Preference for Expanding Mid-Sized Players

The addition and stable holding in Sumit Woods point to his interest in mid-sized real estate companies that benefit from rising urban housing demand.

5. No Aggressive Churn

There are no major exits or sudden additions in the Shankar Sharma latest portfolio, which reflects a steady, long term view rather than short term trading behaviour.

Key Insights for Investors

The Shankar Sharma portfolio offers a few clear lessons that can help investors think better and make more steady decisions.

Early entry: He buys companies before they become popular, showing that spotting improving businesses early can create real upside.
Patience with mid caps: Many names in the Shankar Sharma latest portfolio are still growing. These companies reward patient holding rather than quick exits.
Sector balance: His mix of consumption, infrastructure, tech, and real estate shows how a spread of ideas can reduce risk in uncertain markets.
Focus on fundamentals: He pays more attention to demand, balance sheets, and long term visibility than market sentiment. This keeps decisions grounded.
Gentle portfolio changes: The Shankar Sharma stocks list shows small shifts over time, proving that steady rebalancing works better than constant trading.

Conclusion

The Shankar Sharma portfolio reflects a style built on early conviction, steady holding, and a focus on improving businesses. His picks highlight the value of patience, sector balance, and disciplined research. For investors, the message is simple: build slowly, stay consistent, and trust strong fundamentals.

To explore more portfolios, market guides, and simple investment breakdowns, follow Pocketful for regular, clear, and well explained insights.

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Frequently Asked Questions (FAQs)

What type of companies does Shankar Sharma prefer?
He prefers small and mid sized companies with improving fundamentals and long term growth potential.
Does he change his portfolio often?
No. His changes are slow and measured, usually small trims or incremental additions.
Why does he invest in mid caps and niche sectors?
He looks for early opportunities where growth can be stronger once the market recognises the company’s progress.
Is consumption a major part of his portfolio?
Yes. Consumer driven names add stability and help balance more cyclical sectors.
What can new investors learn from his approach?
Stay patient, avoid noise, study businesses closely, and build a balanced set of ideas rather than chasing trends.

December 10, 2025

NSE Algo Trading Rules for Retail Traders in India

If you have been trading for a while, you have heard the noise around algo trading. Big institutions and hedge funds have utilised it for years, and now retail traders in India are giving it a try. After all, who would not want a system that can trade faster, smarter, and without emotions? But with this growing interest came a few problems, unregulated codes, risky third-party plugins, and the chance of small traders losing big money. To address this, the National Stock Exchange (NSE) implemented rules for retail algorithmic trading.

In this blog, let us break down what these rules are, why they were introduced, and how they will affect you if you’re a retail trader in India.

What is Algo Trading

Algorithmic trading is basically letting a computer trade for you. Instead of placing orders manually, you set some algo rules like buying when the price goes above a moving average or selling if the RSI is too high. The algo program now keeps an eye on the market and executes those trades automatically, often in just a fraction of a second.

Traders prefer algo trading because;

Speed – Algorithms react in milliseconds, way faster than we ever could.
No emotions – No panic selling or greed-driven buying.
Backtesting – You can test your idea on past market data.
Scalability – One system can handle multiple trades at once.

Why Algo Trading Rules were Introduced

After 2020, algorithmic trading really took off among retail traders. Many people started using APIs and plug-ins from random third-party vendors, often without any approval from the exchange.

Here’s why regulators were worried;

Nobody knew exactly what these algos were doing.
Some APIs were poorly designed and could wipe out a small trader’s account in minutes.
Worse, there was a risk that certain algos could be used to manipulate markets.

So, NSE decided to tighten up the rules by bringing out clear guidelines for retail algo trading.

Key NSE Rules

1. Algos Need Exchange Approval

Every algo must be approved by the exchange and get a unique ID so trades can be tracked. No more unverified plug-and-play from random Telegram or WhatsApp channels.

2. APIs Get Tighter Controls

Brokers are responsible for giving safe API access.
No open/public APIs are allowed anymore, only secure, broker-approved ones.
Logins will use two-factor authentication.
Your algo trades will always be traceable.

3. DIY Algos Allowed (But with Limits)

If you are a coder and build your own algorithm, you can use it for yourself and your family. But if your algo runs above a certain speed (orders per second), you will need to register it through your broker. This aims to prevent misuse of ultra-fast trading systems.

4. Increased Responsibility of Broker

Brokers must seek exchange approval before offering any algo.
They are responsible for client complaints, risks and ensure you only use approved algos.
If anything goes wrong, brokers are answerable to exchanges.

5. Algo Providers Must Register

Algo vendors have to be empanelled with the exchange.
Brokers must verify the API vendors thoroughly before letting them on board.
Fees sharing between brokers and vendors are allowed but must be disclosed to clients.

6. Exchanges maintain strict oversight

Test and approve each algo before allowing it to go live.
Watch algo trades live for unusual or risky behaviour.
Have a kill switch to instantly stop a misbehaving algorithm.
Publish FAQs and rules to guide traders, brokers, and vendors.

Types of Algos

White Box Algos (Execution Algos), where you can see and understand the logic.
Black Box Algos, where logic is hidden. For these, providers must register as Research Analysts and maintain detailed reports.

Challenges

Tougher for Small Traders – If you are just starting, getting your own algorithm approved could feel like a big hurdle. The process involves extra steps, paperwork, and possibly costs that may not be worth it for a small trader.
Less Freedom to Experiment – Earlier, many retail traders liked trying different APIs or custom plug-ins. Now, since everything needs exchange approval through a broker, there is less room to test things freely.
More Dependence on Brokers – Your broker becomes the main gatekeeper. If your broker does not support a particular algo or vendor, you will not have access. Basically, your choices depend a lot on which broker you use.
Possible Higher Costs – Since brokers now have to take extra responsibilities, like testing, approvals, and monitoring of Algo. Some of these costs can eventually be passed on to the traders in the form of hiking brokerages or subscription fees.
Steeper Learning Curve – Even with all the safety measures, traders who do not fully understand how algos work can still make costly mistakes. It is not a “set and forget” system; you need to know what is happening and review it accordingly.

Read Also: Benefits of Algo Trading in India

Conclusion

Algo trading is becoming a big part of India’s retail trading, and SEBI’s new rules are all about balancing innovation with safety. The framework feels stricter and will add some extra steps for traders and brokers, but the framework is designed to protect the small investors. If you are a retail trader, the takeaway is simple: stick to approved algos, work closely with your broker and do not treat algo trading as a shortcut to guaranteed profits. With these rules, retail algo trading in India should become more transparent, safer, and trustworthy.

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Frequently Asked Questions (FAQs)

Do I need approval for my algo strategy?
Yes, every algorithm must be approved by the exchange through your broker for use.
Who is responsible for algo-related issues?
Your broker is responsible, and they must monitor and manage all algo trades for compliance and safety.
Can I use one algo across different brokers?
Only if it is approved separately through each broker by the exchange.
What is the objective of these rules?
The objective is to make algo trading safer, more transparent, and fair for retail traders.
Can I create my own algo?
Yes, if it trades above a certain speed, you will need to register it with your broker.

December 10, 2025

What is SME IPO?

Have you ever wondered how small brands, startups, and local businesses become big, national brands? Imagine a young startup which you are following since it started and the owner wants to open more stores across the country? To do this, they require a lot of funds.

One way to get this money is by inviting people like you to invest in their company. In return, you become a small owner of the business. When a small or medium-sized company does this for the first time, it’s called an SME IPO.

This is the most efficient way for the growing Indian businesses as the IPO helps them in expanding their business, create more jobs, and become a huge business in the future. In this blog we will look at what an SME IPO is and how it works, in simple terms.

What is an IPO?

IPO which is known as Initial Public Offering, think of it as a private company which has a big pizza owned by few members, for initial days of the business the pizza is owned by limited members but now they want to increase their operations and require funds to expand their business, so they decide to cut their pizza into thousands of tiny slices (called ‘shares’) and sell them to the general public for the very first time, this is an IPO.When you invest in these tiny slice, you pay the company, and the company uses this money for business expansion and in return, you become a part-owner of the company. If the company does well and the value of the share also goes up. This whole process of a company selling its shares to the public for the first time is called “going public”.

Read Also: Top 10 Largest IPOs in India

Understanding the “SME” in SME IPO

“SME” stands for Small and Medium Enterprises, these are businesses that you might witness around, they are not big giants like TATA or Reliance but these businesses come as a backbone of the Indian economy as they create jobs and offer different products and services.

The Indian government has a clear definition for what counts as a Micro, Small, or Medium enterprise. It’s based on two simple numbers:

Investment: The amount of money that the company has invested in its machinery and equipment.
Turnover: This is the money that the company has earned from the sales of its products and services each year.

Let,s look at a table to understand exactly what are SME IPOs are:

Enterprise Type	Investment in Plant & Machinery	Annual Turnover
Micro	Up to Rs.2.5 crore	Up to Rs.10 crore
Small	Up to Rs.25 crore	Up to Rs.100 crore
Medium	Up to Rs.125 crore	Up to Rs.500 crore

What is an SME IPO?

An SME IPO is a special method in which these small and medium companies raise money from the public and get their shares listed on the stock exchange.

You might think, if these businesses are small how is it possible for them to enter the complicated process of a regular IPO. The Indian stock stock exchanges, the BSE and the NSE, have created special platforms just for these smaller companies. These platforms are called BSE SME and NSE Emerge where small and medium enterprises can list their stocks and bring their IPO for the general public.

These platforms have simpler rules and lower costs, making it much easier for smaller companies to get listed. Here’s a quick comparison of an SME IPO and a regular (Mainboard) IPO.

Feature	SME IPO	Mainboard IPO
Who can issue?	Small & Medium Enterprises (SMEs)	Large established companies
Post issued paid-up Capital	Up to Rs.25 Crores	Minimum Rs.10 Crores
Minimum Investment Required	Typically above Rs.1 Lakh	Typically Rs.10,000 – Rs.15,000
Regulating Authority	The Stock Exchanges (BSE/NSE)	SEBI (Securities and Exchange Board of India)
Minimum Number of Investors	50	1,000
Financial Reporting	Half-yearly	Quarterly
Underwriting	100% Mandatory	Optional

How Does an SME Get Listed?

The listing process of an SME IPO might feel very complex but it is just a step by step process. From the decision to go public to the final listing day, it usually takes about 4 to 6 months.

1. The Merchant Banker

This is the first step to get the IPO listed, here company’s hire an expert known as Merchant Banker, this is an investment bank which manages the entire IPO process, from paperwork to pricing and these bankers also make sure that all the rules are being followed.

2. The Offer Document

In a Small and Medium-sized Enterprise (SME) IPO, the Offer Document serves as a report that provides prospective investors with comprehensive information about the company seeking to sell its shares. It provides crucial information about the company’s financial situation, future plans, investment risks, and how it intends to use the proceeds from the sale of its shares. The stock exchange receives this document and reviews it to ensure that it is truthful and transparent. This procedure fosters confidence between the business and potential investors.

3. Exchange Approval

For a large company’s IPO, all the details are checked by SEBI (market regulator) but for an SME IPO the papers are sent directly to the stock exchanges BSE SME or NSE Emerge. Here’s a key difference from a big IPO. The exchange acts as the main checker itself acts as the main checker and its team reviews the documents and checks the company’s office before giving the green light. This makes the SME IPO process much faster.

4. Marketing & Roadshows

Once the exchange gives the company a thumbs up, the company and its bankers start marketing the IPO. They hold “roadshows,” which are meetings with potential big investors to build excitement for the upcoming share sale.

5. The Bidding

The IPO is then opened to the public for a few days, usually 3 to 5. During this time, investors like you can apply for shares through their trading or bank accounts, this is known as the bidding period.

6. Allotment

After the bidding closes, the shares are distributed but if more number of shares were applied for than were available (oversubscription), then the allotment for individual investors is usually done using a fair, computerized lottery system.

7. Stock Market Listing

Finally, the company’s shares are officially listed on the BSE SME or NSE Emerge platform. From this day traders can start trading on these listed shares and you can easily buy and sell the company’s shares on the open market.

Advantages of SME IPO

High Growth Potential: At start you invest in a company that is still small but can grow into a large corporation in the future, growing your investment simultaneously.
Discovering Hidden Gems: Generally these companies are not fully focused by financial experts and are even unique in the market. Here you have a chance to find these businesses before they become famous in the market.
Strong Promoter Involvement: In most SMEs, the founders run their company dedicatedly and being a small business they have high motivation to make their business a success.

Read Also: What is a Confidential IPO Filing?

Disadvantages of SME IPO

Investing in small, growing companies is naturally a high-risk, high-reward game, before investing you should always know great returns come with big risks. That’s why regulators have made the rules stricter, to make sure that only investors who understand and can afford these risks are participating.

Higher Volatility: The share prices of smaller companies can be very volatile in nature as it can go up or down much more sharply and quickly than the shares of large, financially stable companies.
Lower Liquidity: Since fewer people trade SME stocks, it might be harder to find a buyer right when you want to sell, as lower liquidity means a less demand and supply of shares.
Limited Information: There is a lot of information available about large, well-known companies. SMEs are smaller and have a shorter history, so it can be more difficult to research them thoroughly.
Business Risk: A small business is more fragile. A tough year for the economy or a new competitor could hit an SME much harder than a large corporation. The risk of the business failing is higher.

Conclusion

SME IPOs not only raise money but they act as a launchpad for small rising businesses to become prominent in the market. Platforms like BSE SME and NSE Emerge help these growing businesses in evolving to a national company which ultimately helps in creating jobs and boosting our economy along the way.

For investors, this opens up a new world of opportunities. But it’s a world that requires knowledge as these businesses have high potential returns but there are some major risks attached to it. The main key is to do your research and understand the working of these companies, as well as the future growth plan of these companies. One should understand and make their investment wisely.

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Frequently Asked Questions (FAQs)

How much can I start investing in an SME IPO?
The minimum application amount for an SME IPO must be more than Rs.2 lakhs and also you must also apply for shares in a pre-defined “lot,” and you cannot apply for less than the minimum lot size.
Can retail investors apply for an SME IPO?
Yes retail investors can apply for SME IPO, but one should always know that a minimum investment of Rs.2 lakhs is required as per the new rules.
How are shares allotted if too many people apply?
When too many people apply it is known as oversubscription. In an SME IPO, if the portion for individual investors is oversubscribed, the shares are allotted using a computerized lottery system, ensuring fair chance for all applicants.
Are SME IPOs risky?
SME IPOs are considered riskier than IPOs of large, established companies because the SMEs are small scale companies which have a shorter track record, and their shares can be less liquid (harder to sell).
Can a company listed on an SME platform move to the main stock exchange?
Yes, SME platforms can migrate to mainboard stock exchanges like NSE and BSE but they have to spend at least two years on an SME platform and should grow enough to meet the stricter requirements of these exchanges.

December 9, 2025

Rakesh Jhunjhunwala Portfolio 2026: Top Holdings & Strategy

Rakesh Jhunjhunwala is one of those rare names that almost every Indian investor has heard at least once. Not because he is a billionaire, but because of the way he created that wealth slowly, and with a kind of conviction which is hard to ignore.

He began his journey with just ₹5,000 in his pocket and a curiosity about the stock market. What started as a young man’s interest soon turned into a story that inspired an entire generation of investors. People often remember him for the big titles, the “Big Bull”, the “Warren Buffett of India”. In this blog, we will explore some of the early stocks he discovered, the way he thought about businesses, his current portfolio, the habits that helped him spot winners before anyone else, and the lessons he left behind.

The Rise of the Big Bull

Rakesh Jhunjhunwala’s journey is not just about making money; instead, it is about dreaming big, trusting your gut, and believing in India.

Born in 1960 to a middle-class family in Mumbai, Rakesh grew up listening to his father talk about the stock market. Those casual dinner-table conversations planted the first seeds of curiosity. His father was an income tax officer, but young Rakesh wanted some adventure. He did not just want to watch the markets; he wanted to be in them.
With just ₹5,000 in hand, a few borrowed notes from friends, he stepped into Dalal Street in the early 1980s, when the market was small, the risks were huge, and information was scarce.
His first big win came with Tata Tea. Back in 1986, he bought 5,000 shares at ₹43 each. Within months, the price shot up to ₹143, and he made his first profit. That moment changed everything.
From there, he invested in companies that others ignored and held on when others panicked. He believed in research, patience, and conviction
By the 2000s, his smart stock-picking skills had made him a legend. People began calling him “The Big Bull of Dalal Street”.

He was not just an investor; he was a storyteller who saw the future through the lens of numbers.

Read Also: Rakesh Jhunjhunwala Penny Stocks

The Snapshot of the Current Portfolio

Rakesh Jhunjhunwala & Associates currently holds 32 companies. The net worth amounts to Rs 45,080 Crore, which has reduced to 1.13% Q-y-Q.

Fresh entry & exit in portfolio as of Sep 2025 is King Infra Ventures Limited.

S. No	Company	Holding (%)	Value (₹ Cr)
1	Aptech Ltd.	43.58%	303.99
2	Star Health	17.14%	4501.19
3	NCC Ltd.	12.48%	1625.81
4	Raghav Productivity	11.73%	346.18
5	Innovassynth Investments Ltd.	11.29%	28.92
6	Metro Brands Ltd.	9.58%	3368
7	Va Tech Wabag Ltd.	8.03%	718.28
8	Geojit Financial Services Ltd.	7.20%	157.48
9	Singer India Ltd.	6.89%	36.76
10	Jubilant Pharmova Ltd.	6.43%	1104.87
11	Titan Company Ltd.	5.32%	15925.61
12	Crisil Ltd.	5.19%	1686.23
13	Sundrop Brands Ltd.	4.94%	145.44
14	Valor Estate Ltd.	4.63%	404.35
15	Karur Vysya Bank Ltd.	4.16%	846.9
16	S D Retail Ltd.	4.08%	9.26
17	Fortis Healthcare Ltd.	4.07%	2981.07
18	Garuda Construction	3.80%	65.23
19	Baazar Style Retail Ltd.	3.39%	93.88
20	Jubilant Ingrevia Ltd.	2.97%	302.77
21	Federal Bank Ltd.	2.42%	1139.29
22	Autoline Industries Ltd.	2.09%	6.93
23	Indian Hotels Company Ltd.	2.02%	2075.55
24	Wockhardt Ltd.	1.75%	429.56
25	Tata Communications Ltd.	1.58%	725.85
26	Canara Bank	1.57%	1762.17
27	Escorts Kubota Ltd.	1.53%	588.82
28	Tata Motors PV	1.35%	3385.38
29	Concord Biotech Ltd.	1.11%	191.77
30	AYM Syntex Ltd.	1.01%	11.33
31	Kings Infra Ventures Ltd.	1.00%	4.06
32	Inventurus Knowledge	0.43%	107.63

The Legendary Stocks That Made History

1. Titan Limited

Back in the early 2000s, when jewellery was still an unorganised business, he noticed something others did not, and that was a brand people could trust.

He started buying Titan shares when they were priced under ₹5 (after splits). Fast forward to today, and those same shares are worth thousands of times more. His early conviction turned into one of the biggest stock success stories in Indian history.

Jhunjhunwala once said he would never sell Titan, and for him, it was not just a company. It was proof that belief, patience, and vision can turn small bets into empires.

2. Lupin

Rakesh always had strong faith in India’s pharmaceutical potential, and Lupin was one of his early bets in the sector. While others hesitated, he saw how Indian pharma companies were stepping onto the global stage. As Lupin expanded into the U.S. generics market, its stock price soared, and so did his conviction that India could compete with the best in the world.

3. Crisil

When he invested in Crisil, not many people even knew what a credit rating agency was. But Rakesh did. He saw the need for financial transparency in a fast-growing economy like India’s.

As India’s markets grew, Crisil became an important company, and once again, his foresight and deep analysis paid off. This pick showed how he did not just follow trends, he anticipated them.

4. Star Health

Later in his life, Rakesh invested heavily in Star Health Insurance, even becoming its largest individual shareholder. He believed that as India grew richer, more families would protect themselves with health insurance.

Star Health was not just another investment; it reflected his vision of India’s future and his belief in the country’s rising middle class.

5. Aptech

He first invested in Aptech in the early 2000s, at a time when India’s IT industry was booming, but the demand for trained professionals was significantly higher. Most people saw Aptech as just another training institute. Rakesh saw potential, a chance to bridge the gap and create real opportunities for young Indians. Over time, he became the chairman of Aptech, guiding its direction and supporting its growth.

Investing Strategy

He became ‘big bull’ because he understood the market in a way very few people could. His investing style was simple, practical, and rational.

Below is how he approached investing

1. Looked at the Business, Not Just the Price

For him, the stock price was just the scoreboard. The real game was the business behind it. He always tried to understand.

What does the company do?
Who is directing it?
Can it grow for the coming years?

If the business was strong, he did not worry about short-term price swings.

2. Buy Right and Sit Tight

This was his magic formula. Once he found a great company, he did not sell just because the price went up a little. He believed that real wealth is made by holding, not by constantly trading.

3. Believe in India

One of his strongest beliefs was that India will keep growing, and so will its companies.
He invested with the mindset that India’s future is bright, and that long-term investors will benefit from that growth.

4. Do not Panic During Market Crashes

While most people get scared when markets fall, Rakesh often becomes more confident.
He believed that corrections were discount seasons for quality stocks. He used dips to buy more.

5. Stay Curious and Keep Learning

Even after becoming a billionaire, he remained a student of the market. He read widely, asked questions, analyzed companies deeply, and kept updating his knowledge. He believed that the market rewards those who stay hungry to learn.

Secret Behind His Stock Picking

1. He Chose Businesses That Would Always Matter

Rakesh loved companies that offered products people use for every jewellery, medicines, cars, shoes, and insurance. His logic was simple: “If people need it today, they will need it 10 years from now.”

2. He Backed Management He Could Trust

For him, the people running the company were as important as the company itself. He looked for:

Honest leadership
Good vision
Strong decision-making
A track record of treating shareholders fairly.

3. He Saw Trends Before They Became Obvious

He had a knack for spotting where India was heading. He invested early, then held on as the rest of the world caught up.

4. He Focused on Simple Numbers

He did not like overcomplicating things. The basics were most important for him. If the numbers told a healthy story, he paid attention to,

Growth
Profitability
Debt
Cash flow
Market opportunity

5. Attitude of Acceptance

One of his biggest strengths was his attitude toward mistakes. He did not hide them or fear them. If a stock did not work out, he accepted this fact and moved on quickly. But when he found a winner, he stayed with it for years.

This simplicity helped him avoid noise and focus on what he wanted.

Conclusion

Rakesh Jhunjhunwala’s story is a reminder that investing is not just about charts and numbers; it is about belief, patience, and courage. He did not chase quick wins. He looked for good businesses, trusted his research, and held on even when others doubted him.

His success came from seeing possibilities where others saw problems. Even today, his journey continues to motivate countless investors who want to grow not just their portfolios, but their confidence in the market.

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Frequently Asked Questions (FAQs)

Who was Rakesh Jhunjhunwala?
He is India’s most successful and influential investor, often called the big bull of Dalal Street.
What was his investing style
He believed in long-term investing, strong businesses, trustworthy management, and India’s growth story.
Did all his investments succeed?
No, and he openly accepted his mistakes, and was of the thought that losses are part of the learning process.
Are there any holdings where his stake has been significantly increased or trimmed lately?
Yes, for example, the family trimmed its stake in Nazara Technologies Limited in June 2025.
How diversified is his portfolio across sectors?
The portfolio is reasonably diversified and includes sectors like consumer retail, financial services, and healthcare/pharma, infrastructure/industrial and others.

December 8, 2025

Blog

The Different Types of Dividends

1. Interim Dividend

2. Final Dividend

3. Cash Dividend

4. Stock Dividend

5. Special Dividend

6. Property Dividend

Factors Behind a Dividend Decision

How does Dividend Payment works

Conclusion

Frequently Asked Questions (FAQs)

How can I check if I am eligible for a dividend or not?

When and how will the dividend money reach my bank account in India?

Are dividends from Indian companies taxable?

What is “dividend yield”?

Are companies required to pay dividends?

What Are Undervalued Stocks?

How to Find Undervalued Stocks

1. Price to Earnings (P/E) Ratio

2. Price to Book (P/B) Ratio

3. Net Cash Flow

Who Should Invest in Undervalued Stocks?

Advantages of Undervalued Stocks

Disadvantages of Undervalued Stocks

Conclusion

Frequently Asked Questions (FAQs)

Where shall investors search for P/E and P/B ratios?

Can value investing be good for a beginner?

What can be considered as a “good” P/E ratio for an Indian stock?

Can I lose my investment in undervalued stocks?

How different are they from day trading?

What Is Sanchar Saathi?

Why Sanchar Saathi Was Launched ?

Key Features of Sanchar Saathi

How the Sanchar Saathi App Works ?

How to Download and Access

Registration on the Sanchar Saathi Portal/App

Blocking a lost/stolen phone through CEIR (Fast-Step)

IMEI Verification

Know Your Mobile Connections

Fraud Report and Status Tracking

Privacy & Security Considerations

Conclusion

Frequently Asked Questions (FAQs)

What is Sanchar Saathi?

How can I block my lost phone on Sanchar Saathi?

How do I check SIM cards issued on my ID in Sanchar Saathi?

Is the Sanchar Saathi app compulsory?

Can I report scams through Sanchar Saathi?

An Overview of Ashish Kacholia’s Portfolio (2026)

Major Holdings in Ashish Kacholia’s Portfolio (2026)

New Additions to the Portfolio in 2026

A Note on His Strategy: Pre-IPO

Stocks Reduced or Exited in 2026

Stocks that were completely Sold

Trimmed Stocks in 2026

The Investment Strategy of Ashish Kacholia

Performance Analysis

Key Takeaways for Retail Investors

Learnings from Ashish Kacholia’s Philosophy

Risks of Following Celebrity Portfolios

Conclusion

Frequently Asked Questions (FAQs)

What is the net worth of Ashish Kacholia’s in 2025?

New companies that were invested in 2025?

What is Ashish Kacholia’s investment strategy?

What are the top holdings in the Ashish Kacholia portfolio?

Can the investments be copied similarly to Ashish Kacholia’s Portfolio?

Meaning of Short-Term Trading

Types of Short-Term Trading

Popular Short-Term Trading Strategies

Meaning of Long-Term Trading

Types of Long-Term Trading

Popular Long-Term Trading Indicator

Difference Between Short-Term Trading and Long-Term Trading

Conclusion

Frequently Asked Questions (FAQs)

What is short-term trading?

Which carries more risk, short-term or long-term trading?