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  • LG Electronics IPO Allotment Status: Check Latest GMP, Steps to Verify Status

    LG Electronics IPO Allotment Status: Check Latest GMP, Steps to Verify Status

    LG Electronics India, a leading consumer electronics and home appliances company (a subsidiary of South Korea’s LG Group), has launched its ₹11,607.01 crore Initial Public Offering (IPO), entirely as an Offer for Sale (OFS) (i.e., no fresh capital is being raised). The IPO opened for subscription on October 07, 2025, with a price band set between ₹1,080 and ₹1,140  per share. The subscription window will close on October 09, 2025, and the shares are scheduled to be listed on both the BSE and NSE on October 14, 2025.

    LG Electronics IPO Day 3 Subscription Status

    On Day 3, the LG Electronics IPO witnessed an overwhelming response, closing with an overall subscription of 54.02 times. The QIB category led the demand in a big way with a massive 166.51 times subscription, highlighting strong institutional interest. Among non-institutional investors, the bNII portion was subscribed 24.68 times, while the sNII portion stood at 17.98 times. The overall NII category recorded 22.40 times subscription. Retail investors also showed healthy participation at 3.55 times, and the employee quota was subscribed 7.62 times.

    Investor CategorySubscription (x)
    Qualified Institutional Buyers (QIB)166.51
    Non-Institutional Investors (NII)22.40
    bNII (above ₹10 lakh)24.68
    sNII (less than ₹10 lakh)17.98
    Retail Individual Investors (RII)3.55
    Employees7.62
    Total Subscriptions54.02

    Total Applications: 65,06,683

    Total Bid Amount (₹ Crores): 4,39,311.40

    How to Check WeWork IPO Allotment Status

    LG Electronics IPO allotment can be easily checked online in two ways: from the Registrar’s website and from the BSE or NSE website. This IPO will be listed on both the exchanges – BSE and NSE, so the allotment status will be available to all investors on both platforms.

    Method 1: Registrar’s website (Kfin Technologies Ltd)

    The most reliable way is to check allotment from MUFG Intime India Private Limited’s website.

    How to do:

    • Visit Kfin Technologies Ltd’s official website
    • Select “LG Electronics” from the IPO list
    • Enter your details PAN number, Application number, or DP/Client ID
    • Click on Submit
    • You will see the allotment status on the screen.

    Method 2: Check from BSE or NSE’s website

    If there is more traffic on the registrar’s website, allotment status can also be checked from BSE or NSE.

    How to do:

    • Visit BSE or NSE’s official website
    • Select ‘Equity’ segment
    • Select “LG Electronics” from the IPO list
    • Enter PAN number and Application number
    • Click on Search

    Objective of the LG Electronics IPO

    LG Electronics will not receive any proceeds from the Offer. All funds raised through the Offer will go entirely to the Selling Shareholder, after deduction of Offer-related expenses and applicable taxes, which will be borne solely by the Selling Shareholder. 

    LG Electronics IPO GMP – Day 3 Update

    The grey market premium (GMP) of LG Electronics IPO is ₹350, as on 5:00 PM October 09, 2025. The upper limit of the price band is ₹1,140, and the estimated listing price as per today’s GMP can be ₹1,490, giving a potential gain of around 30.70% per share.

    DateGMPEst. Listing Price Gain 
    09-10-2025 (Day 3)₹350₹1,49030.70%

    Disclaimer: The above GMP (Grey Market Premium) is just unofficial market information, which is not officially confirmed. These figures are shared for informational purposes only and investment decisions based on these should be based on the investor’s own research and discretion. We do not conduct, recommend or support any kind of transaction in the grey market.

    LG Electronics IPO – Key Details

    ParticularsDetails
    IPO Opening DateOctober 7, 2025
    IPO Closing DateOctober 9, 2025
    Issue Price Band₹1,080 to ₹1,140 per share
    Total Issue Size10,18,00,000 shares(aggregating up to ₹11,607 Cr)
    Listing PlatformBSE, NSE
    RegistrarKfin Technologies Limited
    LG Electronics IPO RHPClick here

    Important Dates for LG Electronics IPO Allotment

    EventDate
    Tentative AllotmentOctober 10, 2025
    Refunds InitiationOctober 13, 2025
    Credit of Shares to DematOctober 13, 2025
    Listing Date October 14, 2025

    LG Electronics Overview

    LG Electronics Inc., headquartered in Seoul, South Korea, is a global innovator in consumer electronics, home appliances, and air solutions, operating across more than 100 countries. The company’s diverse portfolio includes televisions, refrigerators, washing machines, air conditioners, audio systems, and smart-home products, driven by a strong focus on technology and design. In India, LG Electronics India Limited was established in 1997 and has become one of the most trusted consumer brands. It operates major manufacturing facilities in Greater Noida and Pune, and is setting up a new USD 600 million plant in Sri City, Andhra Pradesh, to strengthen local production. LG continues to invest in AI-enabled, IoT-integrated, and energy-efficient innovations, aligning with sustainability goals. With advanced R&D capabilities and localized product strategies, LG combines global excellence with Indian consumer insights, positioning itself as a leader in quality, innovation, and reliability across households nationwide.

    Frequently Asked Questions (FAQs)

    1. What is the opening and closing date of LG Electronics IPO?

      LG Electronics IPO is open on 07 October 2025 and will close on 09 October 2025.

    2. What is the price band of the LG Electronics IPO?

      Its price band is fixed from ₹1,080 to ₹1,140 per share.

    3. What is the GMP (Grey Market Premium) of LG Electronics IPO today?

      The GMP on 9 October 2025 is ₹350, which leads to a possible listing price of ₹1,490.

    4. What is the total issue size of LG Electronics IPO?

      The total issue size of the LG Electronics IPO is ₹11,607.01 crore, entirely as an “Offer for Sale”. 

    5. What is the expected listing date of LG Electronics?

      This IPO is expected to be listed on BSE and NSE on 14 October 2025.

  • JioHotstar Company Case Study: Merger, Business Model & SWOT Analysis

    JioHotstar Company Case Study: Merger, Business Model & SWOT Analysis

    JioHotstar is a company that was made after the two giant players joined hands, the merger took place between Reliance’s Viacom 18 and Disney’s Star India. Together these two companies created a new entertainment company named JioStar. Imagine the two biggest players in Indian entertainment joining hands. That’s what this JioHotstar Company case study is all about. It looks at the huge merger between Reliance’s Viacom18 and Disney’s Star India. Together, they have created a new entertainment giant joint-venture called JioStar.   

    It was a massive deal of about Rs.70,352 Cr which created this new entertainment company. The new company, JioStar, now controls over 100 TV channels and two of India’s biggest streaming apps, JioCinema and Hotstar. These two apps have now become one, called JioHotstar, reaching over 750 million people.   

    Reliance is being led by Mukesh Ambani on one side and after the introduction of Jio in the telecom world he wanted to move toward the segment of movies, online series and shows. On the other side was Disney which is one of the global entertainment giants that owned channels like StarPlus and the Hotstar app, but Disney was spending a lot of money on running the company as well as the high cost of cricket broadcasting rights. For Disney, this merger was a smart way to cut its losses while still owning a big part of a much stronger company.   

    Star India was facing financial troubles in 2024 and also reported a Rs.12,548 Cr. loss and on the other hand Reliance was pouring money into its media business and even added another Rs.11,500 crore in cash to the new company. This shows that Reliance with its cash flow took over Disney’s struggling Indian business to create a market leader that it now controls.   

    JioHotstar Company Business Model

    JioStar’s is not just having a popular entertainment app, it has a complete ecosystem that is hard for others to compete with. The company now owns the studios of both Star and Viacom18, so it can create its own movies and TV shows. It has a massive collection of content, from popular TV serials and Bollywood movies to, most importantly, exclusive rights to highly watched sports in India. This turns out to be its biggest advantage where they have hit TV channels like StarPlus and Colors. They have the JioHotstar app for online streaming. And, most importantly, they have Reliance’s Jio mobile network, which has over 450 million users, and JioFiber for home internet. This gives them a direct line into millions of Indian homes, something no competitor has.   

    Read Also: Nestle India Case Study

    How They Make Money of JioHotstar

    JioStar has two main ways of earning money:

    1. Subscribers

    The company uses a “Freemium” model meaning most of the content available is free to watch, making people interested and gets them to download the app, a similar strategy that was used by Jio to get millions of new mobile and network customers. The strategy is to get you hooked first and then introduce the paid plans, you get your hands on the premium version starting form Rs.149 for three months and enjoy an ad free entertainment.    

    2. Advertisement

    With exclusive rights to huge events like the IPL and ICC cricket tournaments, JioStar controls the most valuable ad spots in the country. Brands that want to reach millions of viewers during these events have to advertise on JioHotstar. This gives the company the power to charge high prices for ads.   

    The business revolves around the valuable data that it gets from its millions of users and what they are interested in watching, simultaneously the company uses this data to know what kind of shows to make next. This data can also be combined with information from Jio’s mobile and retail businesses to create detailed customer profiles. This helps them show you targeted ads and sell other Reliance products, giving them a long-term advantage.

    The Marketing Strategy of JioHotstar Company

    A Perfect Match

    The launch campaign was perfectly timed around Valentine’s Day and the merger was presented as a “perfect match” between JioCinema and Disney+ Hotstar.  

    They used fun, back-and-forth messages on city billboards and social media. A JioCinema billboard might say, “Looking for someone who digs cricket, reality shows and live concerts, Know Anyone?” A nearby Disney+ Hotstar billboard would then reply, “Cricket is my love language, who wants to match this Valentine’s Day?”. This created a lot of buzz and made people curious.   

    They also teamed up with the matchmaking website Shaadi.com. to put up its own billboards next to the JioHotstar ads, saying, “Badhai ho JioHotstar! Aisi jodi toh hum sab deserve karte hain” (Congratulations JioHotstar! We all deserve a match like this). This made the “perfect match” idea even stronger and more memorable.   

    “Infinite Possibilities”

    The new brand focus revolves around endless choice and big ambitions. The new logo, a starburst, and the tagline, “Infinite Possibilities,” tell you that this platform is more than just a place to watch shows. The colours of the logo mix Jio’s blue with Hotstar’s warmer entertainment colours, showing a blend of technology and creativity.   

    Read Also: Intel Case Study

    Financials Analysis of JioHotstar Company

    To understand how big this deal is, we need to look at the money involved. The Financials analysis of JioHotstar Company shows the huge value of the new company and the financial health of the two partners before they joined.

    The Financial Story Before the Merger

    The two companies were in very different places financially before they came together.

    • Star India’s Big Loss: In the year 2024 Star India reported a massive loss of Rs.12,548 crore. The main reason was the very expensive $3 billion deal for the ICC cricket streaming rights. The high cost of these rights, combined with challenges in monetizing them sufficiently through subscriptions and advertising, contributed heavily to the reported losses.
    • Viacom18’s Growth Gamble: On the other hand, Viacom18’s income grew by an impressive 75% to Rs.8,032 crore. But it also made a loss of Rs.252 crore because it was spending a lot on sports and its app to gain more users. Their plan focused on growing the company and not focusing on profits.   

    The merger aims was to develop a profitable company by combining their strengths and cost cutting.  

    SWOT Analysis of JioHotstar Company

    A swot analysis of the JioHotstar Company helps us understand the new company’s strengths and weaknesses, as well as the opportunities and threats it faces in the market.

    Strengths

    • Diversified Content: Disney HotStar gives users a mix of Live sports (cricket), Best Indian TV shows and also world class entertainment from Disney, HBO etc.   
    • Massive Reach: The Jio network users and customers of reliance are almost 450 million, which enhances the reach and helps in reaching the new customers existing in the company’s user base.  
    • Strong Financial Backing: Reliance is a financially strong company that pools in money to invest in content, technology, and marketing.   
    • Market Leader: The merger has created the biggest media company in India, giving it a lot of scope to expand.   

    Weaknesses

    • High Costs: The rights for premium content, especially cricket, are very expensive which was earlier a financial challenge for Star India and is now a challenge for this new company.   
    • Merging Challenges: Combining the technology, teams, and cultures of two huge companies is difficult to cooperate as some problems can arise in the short run.   
    • Cricket Dependency: While cricket is one of the biggest strengths, depending only upon it could be risky. If the company loses the streaming rights, it could lose many subscribers.   

    Opportunities

    • Bundling Offers: Selling the premium subscription with Jio mobile and internet plans is one of the leading opportunities for the company, keeping customers reliant on the Reliance ecosystem.   
    • Regional Content: There is a growing demand for regional reality shows, sports and movies in regional Indian languages, this can be a great opportunity as Jio can directly target the new emerging regions.   
    • Global Opportunity: The platform can target the Indian diaspora living in foreign countries like USA, UK, Canada etc. and cater them with their favourite Indian shows.  

    Threats

    • Government Scrutiny: The Competition Commission of India (CCI) is worried about the monopoly of the company on cricket rights which could turn out to be a legal trouble for them.  
    • Competitive Market: Global giants like Netflix and Amazon Prime Video are also spending a lot of money to gain new users in India. 
    • Subscription Fatigue: Users are streaming on various platforms and paying multiple subscriptions, which could be a challenge as keeping the subscribers stick to the same company.   
    • Piracy: The illegal online streaming of movies and sports, availability of paid content for free can reduce the company’s income.   
    • Revenue Risk: Volatility in advertising revenues due to economic cycles and shifts in marketing spends.

    Read Also: Lenskart Case Study

    Conclusion

    The merger of Reliance’s Viacom18 and Disney’s Star India has created a new giant in the entertainment market. This media giant has unmatched power and scaling capacity. The new company, JioStar, is built on a foundation to provide the best content with the biggest distribution network that comes with the financial strength of Reliance. The success of this mega-merger will not just decide the future of one company, it will change the entertainment world for a billion Indians.

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    Frequently Asked Questions (FAQs)

    1. What is JioStar, and how is it different from JioHotstar? 

      JioStar is the name of the new parent company formed by the merger and JioHotstar is the name of the streaming app that JioStar owns, which combines JioCinema and Disney + Hotstar all in one.   

    2. What happens to my old JioCinema or Disney+ Hotstar subscription? 

      Your existing subscription will be moved to the new JioHotstar platform smoothly and will get updated in the new JioHotstar app.

    3. Can we watch IPL without subscription for free? 

      JioCinema streamed the IPL for free to get more users, but the new JioHotstar platform is focused on getting paid subscribers, so you must shift to the paid plan for such exclusive content.   

    4. Who owns the new JioStar company? 

      Reliance Industries is in control, Viacom18 (which is mostly owned by Reliance) has the biggest share at 46.82%, Disney has 36.84%, and Reliance Industries has a direct share of 16.34%.   

    5. How big is this new company?

      It is now the largest media and entertainment company in India. It is valued at $8.5 billion (over Rs.70,000 crore), has over 100 TV channels, reaches more than 750 million people, and is expected to earn around Rs.26,000 crore every year.

  • Best ESG Stocks in India 

    Best ESG Stocks in India 

    In today’s world, investing is not just about “How much return can I earn”, but also about “How those returns are earned”. ESG or Environmental, Social, Governance focused companies are those that prioritize sustainability, social responsibility, and ethical governance practices. Choosing ESG stocks in India is no longer a trend, but a necessity and hence, investors are now focusing on ESG stocks in India. 

    In this blog, we will explore some of the best ESG stocks in India, their benefits, challenges, and how you can get started.

    What are ESG Stocks?

    The value of a company isn’t solely determined by its earnings, but also by how those earnings are generated. ESG stocks are those stocks associated with companies that prioritize environmental sustainability, social responsibility, and strong governance practices. Let us understand each aspect of ESG.

    1. Environmental : Companies that focus on minimizing pollution, increasing the use of renewable energy, and utilizing natural resources efficiently. For example, firms that generate power from solar or wind energy fall into this category.

    2. Social : This aspect reflects how a company treats its employees and customers. This includes equal opportunities, employee safety, women’s empowerment, and social work.

    3. Governance : This dimension highlights a company’s leadership, accountability, and transparency. Businesses with strong governance practices provide honest reporting, comply with regulations, and prioritize the interests of their shareholders.

    Market Information of Best ESG Stocks in India

    CompanyCurrent Market Price (in ₹)Market Capitalisation (in ₹ crore)52-Week High (in ₹)52-Week Low (in ₹)
    HDFC Bank Ltd95414,65,3771,019806
    Tata Consultancy Services Ltd2,90510,51,0004,4952,891
    Hindustan Unilever Ltd2,5255,93,2252,9712,136
    Wipro Ltd2412,52,447325225
    Maruti Suzuki India Ltd15,9835,02,49716,43810,725
    Mahindra & Mahindra Ltd3,4214,25,4493,7242,360
    Tata Steel Ltd1702,11,658174123
    Adani Green Energy Ltd1,0241,66,1211,930758
    Havells India Ltd1,50694,4172,0651,360
    Lupin Ltd1,92587,9192,4031,774
    (Data as of 06 October 2025)

    Read Also: Best Data Center Stocks in India

    Overview of the Best ESG stocks in India

    A brief overview of the Best ESG Stocks in India is given below:

    1. HDFC Bank Ltd

    HDFC Bank was founded in 1994 and is today the country’s largest private bank. Its merger with HDFC Ltd in 2023 further strengthened it. The bank is recognized for its digital services and customer-centric approach.

    In terms of ESG, HDFC Bank has integrated sustainability into its operations. The bank considers the environmental and social impact of large loans before approving them. Paperless processes, energy savings, and digital banking are part of its environmental efforts. Meanwhile, expanding banking access to rural areas and transparent governance demonstrate its social and administrative responsibility.

    Know the Returns: 

    1Y Return3Y Return5Y Return 
    18.00%33.55%71.78%
    (Data as of 06 October 2025)

    2. Tata Consultancy Services Ltd (TCS)

    TCS was founded in 1968 and today is one of the largest Tata Group companies. TCS is a trusted name for clients worldwide in the field of IT and digital solutions.

    TCS has always been at the forefront of ESG. The company has built digital tools that help other companies improve their ESG reporting. It also continuously invests in social programs such as education and digital skilling. Women’s empowerment and community development are also priorities. In terms of governance, TCS emphasizes transparency and accountability, making it a trusted ESG company.

    Know the Returns: 

    1Y Return3Y Return5Y Return 
    -30.70%-4.79%8.26%
    (Data as of 06 October 2025)

    3. Hindustan Unilever Ltd (HUL)

    HUL was founded in 1933 and today is one of India’s largest FMCG companies. Its products are present in every household in some form or another, be it soap, shampoo, or food products. For a long time, the company has been working to understand the changing needs of consumers. HUL is very active in ESG initiatives. The company has placed a strong emphasis on reducing plastic waste, saving water, and sustainable sourcing. Additionally, social programs such as rural development and women’s empowerment are its hallmarks. Transparent policies and strong governance systems make it a trusted ESG company.

    Know the Returns: 

    1Y Return3Y Return5Y Return 
    -10.89%-5.45%19.63%
    (Data as of 06 October 2025)

    4. Wipro Ltd

    Wipro was founded in 1945 and initially began as a vegetable oil manufacturer. It later entered the IT sector and today is one of the world’s leading technology services companies. Wipro’s services and innovations have a significant impact in many countries, including India. Wipro has always been committed to ESG initiatives. The company has worked to make its campuses and data centers energy-efficient and has increased the use of renewable energy. As part of its social responsibility initiatives, it runs education and health projects, and promotes diversity and inclusivity in the workplace. Transparent reporting and responsible governance policies establish Wipro as a strong ESG stock.

    Know the Returns: 

    1Y Return3Y Return5Y Return 
    -10.04%18.24%44.47%
    (Data as of 06 October 2025)

    5. Maruti Suzuki India Ltd

    Maruti Suzuki was founded in 1981 and is today India’s largest car manufacturer. Its vehicles have long been a favorite of middle-class families and have long been a fixture on Indian roads. Affordable prices, reliable quality, and an easy service network make it unique. From an ESG perspective, Maruti Suzuki is constantly taking new steps. The company is developing engines with improved fuel efficiency and working on hybrid and electric vehicles. Energy savings and pollution reduction measures are being implemented at its plants. Social initiatives such as road safety and driver training programs further establish it as a responsible ESG company.

    Know the Returns: 

    1Y Return3Y Return5Y Return 
    26.40%83.31%133.54%
    (Data as of 06 October 2025)

    6. Mahindra & Mahindra Ltd

    Mahindra & Mahindra, founded in 1945, is a well-known name in automobiles, agricultural equipment, and many other sectors. Its dominance in tractors and SUVs extends not only to India but also to many countries. M&M has always been known for innovation and reliable products. Mahindra & Mahindra is a leading ESG player. The company has made significant investments in electric vehicles and is considered one of India’s leading companies in the EV segment. It is also working to introduce sustainable technology into agricultural equipment. Socially, it focuses on rural development, women’s empowerment, and education projects. Transparency in governance and clear policies make it a strong ESG stock.

    Know the Returns: 

    1Y Return3Y Return5Y Return 
    14.22%173.71%465.50%
    (Data as of 06 October 2025)

    7. Tata Steel Ltd

    Founded in 1907, Tata Steel is one of India’s oldest and most trusted steel companies. It has a presence not only in India but also in several countries in Asia and Europe. Its robust steel products and long-standing reliability have earned it global recognition.

    Tata Steel continues to progress in ESG initiatives. The company has transitioned to green steel production and is adopting new technologies to reduce carbon emissions. It also pays special attention to worker safety and community development. Transparent governance policies and honest reporting make Tata Steel a strong ESG company.

    Know the Returns: 

    1Y Return3Y Return5Y Return 
    1.90%66.80%339.58%
    (Data as of 06 October 2025)

    8. Adani Green Energy Ltd

    Adani Green Energy was founded in 2015 and is one of India’s largest renewable energy companies. Its focus is on solar and wind energy, and the company is implementing large-scale green energy projects across the country. Its goal is to meet India’s growing electricity needs in an environmentally friendly manner. From an ESG perspective, Adani Green Energy operates entirely on sustainable energy. This contributes to saving millions of tons of carbon emissions and furthering the clean energy mission. Local employment and development projects are also part of its social efforts. In terms of governance, the company’s emphasis on transparency and compliance makes it one of India’s leading ESG stocks.

    Know the Returns: 

    1Y Return3Y Return5Y Return 
    -41.26%-51.07%41.36%
    (Data as of 06 October 2025)

    9. Havells India Ltd

    Havells was founded in 1958 and is today a well-known electrical goods company in India. Its products include fans, cables, switches, lighting, and kitchen appliances. Havells is considered a trusted brand, and its products can be found in almost every home and office. Havells plays an active role in ESG. The company has taken steps to make its manufacturing plants energy-efficient and reduce carbon emissions. LED lighting and environmentally friendly products reflect its green approach. Additionally, it contributes to society through education and health projects. Transparent governance policies make Havells a strong ESG company.

    Know the Returns: 

    1Y Return3Y Return5Y Return 
    -23.18%10.43%121.85%
    (Data as of 06 October 2025)

    10. Lupin Ltd

    Lupin was founded in 1968 and is considered one of India’s leading pharmaceutical companies. The company manufactures generic medicines, biotechnology products, and active pharmaceutical ingredients, which are used not only in India but worldwide. From an ESG perspective, Lupin prioritizes health and ensures access to its medicines in remote areas. Environmentally, it focuses on reducing water and energy consumption at its plants. Socially responsible, Lupin runs healthcare programs and community initiatives. Transparency in governance and strict compliance make this company a responsible ESG stock.

    Know the Returns: 

    1Y Return3Y Return5Y Return 
    -11.75%160.42%85.54%
    (Data as of 06 October 2025)

    Read Also: Best Midcap IT Stocks

    Key Performance Indicators (KPIs)

    The key performance metrics of the Best ESG Stocks in India are mentioned below:

    CompanyOperating Margin (%)Net Profit Margin (%)ROE (%)ROCE (%)
    HDFC Bank Ltd25.5821.8313.562.62
    Tata Consultancy Services Ltd25.8919.1151.2462.01
    Hindustan Unilever Ltd22.9916.9121.5522.91
    Wipro Ltd21.2614.8015.9419.03
    Maruti Suzuki India Ltd12.799.3215.0619.29
    Mahindra & Mahindra Ltd16.777.8916.7814.21
    Tata Steel Ltd7.511.363.758.49
    Adani Green Energy Ltd67.6813.8813.478.02
    Havells India Ltd9.336.7517.6822.51
    Lupin Ltd18.9714.5519.0721.29
    (Data as of March 2025)

    Why ESG Investment Matters in India 

    Investors are increasingly preferring companies that focus on ESG because:

    • Net-Zero Targets : India has set a target to achieve net-zero emissions by 2070 and its impact is clearly visible. Companies are now focusing on green energy, electric vehicles, and sustainable projects. This means that businesses with environmentally friendly models could reap significant benefits in the coming years.
    • SEBI Reporting Initiatives : SEBI has made it mandatory for large companies to provide ESG-related information. Investors can now easily see which companies are reducing carbon, saving water, or adopting appropriate employee policies. This has also increased investment confidence.
    • Growing ESG Funds: The size of ESG funds in India has grown significantly, rising from about ₹2,700 crore in 2020 to nearly ₹9,700 crore by 2024. This rapid increase reflects a shift in investor mindset, with many now seeking responsible profits rather than just profits.
    • Changing Mindset : For millennials and Gen Z, investing is not just about financial returns; it is also about creating a meaningful impact. This shift in priorities is driving the growing popularity of ESG investing among young investors in India.
    • Long-Term Benefits : Companies that focus on ESG generally remain strong even during market downturns. They manage risk better and avoid controversies, thus gaining greater investor trust.

    Read Also: Best Cloud Computing Stocks in India

    What to consider before choosing the right ESG stocks

    When making ESG investments, it’s not always wise to base your decision solely on a company’s name or brand. It’s important to understand key factors before making an investment decision. 

    • ESG Scores and Ratings : Many agencies release ESG scores for companies. These scores indicate how a company performs on environmental, social, and governance standards. This provides an initial indication for investors.
    • Transparency and Disclosure : What and how a company discloses in its reports is crucial. Companies that provide clear and honest information are more trustworthy.
    • Industry-Specific ESG Risks : Each sector faces its own unique ESG challenges. For example, reducing carbon emissions is a major challenge for energy companies, while data privacy and employee well-being are crucial for IT companies.
    • Business Model Sustainability : Companies with sustainable business models are more sustainable in the long term. It’s important to assess whether a company’s business will align with ESG goals in the coming years.
    • Understanding Report Reading : In India, SEBI has mandated BRSR (Business Responsibility and Sustainability Reporting). Carefully reading and understanding these reports helps investors make better decisions.

    Risks & Challenges in ESG Stocks

    ESG investing is a hot topic these days, but it also faces some challenges and criticisms. Investors can make better decisions if they understand these aspects and proceed with their goals.

    • The Risk of Greenwashing : Companies often exaggerate their ESG efforts, while in reality, little is being done on the ground. This is called greenwashing.
    • Lack of Standardization : There is no uniform standard for measuring ESG in India yet. Different ratings from different agencies can make comparisons difficult for investors.
    • The Challenge of Short-Term Performance : ESG adoption in some sectors increases initial costs. As a result, returns may be lower than expected in the short term.
    • Balancing Profit and Responsibility : Sometimes, companies find it difficult to balance ESG values ​​and profits. In such situations, investors may also face a dilemma.
    • Long-Term Perspective : ESG investing provides long-term stability and reliability rather than quick returns. Its real impact is visible over time, when the company achieves sustainable growth.

    Read Also: Best Air Purifier Stocks in India

    Conclusion

    ESG investing is no longer just a trend; it represents a new direction in the world of finance. Investors in India are increasingly recognizing that while generating profits is important, fulfilling their responsibilities toward the environment and society is equally vital. Selecting the right ESG stocks can not only provide stable long-term returns but also contribute to building a more sustainable future. ESG investing in India is poised to become mainstream in the coming years. It is advised to consult a financial advisor before making any investment decisions.

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    3Top Hospital Stocks to Buy in India
    4Best Shipping Stocks in India
    5Top 10 Most Expensive Stocks in India
    6List of Best Chemical Stocks in India
    7List of Best Cement Stocks in India
    810 Best Agro Chemicals Sector Stocks
    9List of Best Railway Stocks in India
    10List Of Best PSU Stocks in India
    11Best Multibagger PSU Stocks in India
    12Best Waste Management Stocks in India
    13Top Nuclear Energy Stocks in India
    14Best Bike Stocks in India
    15Best Diamond Stocks in India

    Frequently Asked Questions (FAQs)

    1. What are ESG stocks?

      ESG stocks are shares of companies that prioritize strong practices in Environmental sustainability, Social responsibility, and Corporate Governance. These companies aim to generate profits while positively impacting society and the environment.

    2. Are ESG stocks profitable in India?

      Yes, these stocks can provide stable and reliable returns over the long term.

    3. How can I start ESG investing in India?

      You can start with ESG mutual funds or directly invest in some good ESG stocks. However, it is advised to consult a financial advisor before investing.

    4. Which are some of the top ESG companies in India?

      Infosys, HUL, TCS, Mahindra & Mahindra, and Adani Green Energy are some of the prominent ESG companies in India.

    5. What is the main risk in ESG investing?

      The biggest risk is greenwashing and lack of consistent ratings.

  • Tata Capital IPO Allotment Status: Check Latest GMP, Steps to Verify Status

    Tata Capital IPO Allotment Status: Check Latest GMP, Steps to Verify Status

    Tata Capital, a leading non-banking financial company under the Tata Group, has launched its ₹15,512 crore Initial Public Offering (IPO), comprising a fresh issue of ₹6846 crore and an offer-for-sale (OFS) of ₹8666 crore. The IPO opened for subscription on October 06, 2025, with a price band set between ₹310 and ₹326 per share. The subscription window will close on October 08, 2025, and the shares are scheduled to be listed on both the BSE and NSE on October 13, 2025.

    Tata Capital IPO Day 3 Subscription Status

    The Tata Capital IPO closed with an overall subscription of 1.91 times on Day 3. Among investor categories, Qualified Institutional Buyers (QIBs) led the demand with 3.42 times subscription, followed by employees at 2.92 times. The Non-Institutional Investors (NII) portion was subscribed 1.77 times, with sNII (less than ₹10 lakh) at 2.14 times and bNII (above ₹10 lakh) at 1.90 times. Retail Individual Investors (RII) showed steady interest with 1.10 times subscription, reflecting a balanced participation across categories.

    Investor CategorySubscription (x)
    Qualified Institutional Buyers (QIB)3.42
    Non-Institutional Investors (NII)1.98
    bNII (above ₹10 lakh)1.90
    sNII (less than ₹10 lakh)2.14
    Retail Individual Investors (RII)1.10
    Employees2.92
    Total Subscriptions1.96

    Total Applications: 23,61,452

    Total Bid Amount (₹ Crores): 21253.89

    How to Check WeWork IPO Allotment Status

    Tata Capital IPO allotment can be easily checked online in two ways: from the Registrar’s website and from the BSE or NSE website. This IPO will be listed on both the exchanges – BSE and NSE, so the allotment status will be available to all investors on both platforms.

    Method 1: Registrar’s website (MUFG Intime India Pvt. Ltd.)

    The most reliable way is to check allotment from MUFG Intime India Private Limited’s website.

    How to do:

    • Visit MUFG Intime’s official website
    • Select “Tata Capital” from the IPO list
    • Enter your details PAN number, Application number, or DP/Client ID
    • Click on Submit
    • You will see the allotment status on the screen.

    Method 2: Check from BSE or NSE’s website

    If there is more traffic on the registrar’s website, allotment status can also be checked from BSE or NSE.

    How to do:

    • Visit BSE or NSE’s official website
    • Select ‘Equity’ segment
    • Select “Tata Capital” from the IPO list
    • Enter PAN number and Application number
    • Click on Search

    Objective of the Tata Capital IPO

    Tata Capital plans to utilize the net proceeds from the fresh issue for the following purposes:

    Use of IPO ProceedsAmount (₹ Cr)
    Augment the company’s Tier-1 capital base to meet future capital requirements including onward lending

    Tata Capital IPO GMP – Day 3 Update

    The grey market premium (GMP) of Tata Capital IPO is ₹2, as on 5:00 PM October 08, 2025. The upper limit of the price band is ₹326, and the estimated listing price as per today’s GMP can be ₹328, giving a potential gain of around 0.61% per share.

    DateGMPEst. Listing Price Gain 
    08-10-2025 (Day 3)₹2₹3280.61%

    Disclaimer: The above GMP (Grey Market Premium) is just unofficial market information, which is not officially confirmed. These figures are shared for informational purposes only and investment decisions based on these should be based on the investor’s own research and discretion. We do not conduct, recommend or support any kind of transaction in the grey market.

    Tata Capital IPO – Key Details

    ParticularsDetails
    IPO Opening DateOctober 06, 2025
    IPO Closing DateOctober 08, 2025
    Issue Price Band₹310 to ₹326 per share
    Total Issue Size47,58,24,280 shares(aggregating up to ₹15,512 Cr)
    Listing PlatformBSE, NSE
    RegistrarMUFG Intime India Pvt. Ltd.
    Tata Capital IPO RHPClick Here

    Important Dates for Tata Capital IPO Allotment

    EventDate
    Tentative AllotmentOctober 09, 2025
    Refunds InitiationOctober 10, 2025
    Credit of Shares to DematOctober 10, 2025
    Listing Date October 13, 2025

    Tata Capital Overview

    Tata Capital Limited is the flagship financial services company of the Tata Group and one of India’s leading diversified NBFCs, offering retail, SME, and corporate financing solutions. Its portfolio spans home, personal, business, auto, education, and SME loans, along with corporate finance, infrastructure finance, and supply chain financing. The company operates through a ‘phygital’ distribution model with over 1,500 branches across India, complemented by strong digital platforms and partnerships with dealers, DSAs, and fintechs. Tata Capital also provides non-lending services such as wealth management, distribution of insurance and credit cards, and private equity funds focused on growth and healthcare. With over 7.3 million customers, industry-leading asset quality, and AAA domestic credit ratings, the company leverages the trusted Tata brand, advanced technology, and a diversified funding base to drive growth and scale.

    Frequently Asked Questions (FAQs)

    1. What is the opening and closing date of Tata Capital IPO?

      Tata Capital IPO is open on 06 October 2025 and will close on 08 October 2025.

    2. What is the price band of the Tata Capital IPO?

      Its price band is fixed from ₹310 to ₹326 per share.

    3. What is the GMP (Grey Market Premium) of Tata Capital IPO today?

      The GMP on 10 October 2025 is ₹2, which leads to a possible listing price of ₹328.

    4. What is the total issue size of Tata Capital IPO?

      The total issue size of the Tata Capital IPO is ₹15,512 crore, comprising a fresh issue of ₹6846 crore and an offer for sale (OFS) of ₹8666 crore.

    5. What is the expected listing date of Tata Capital?

      This IPO is expected to be listed on BSE and NSE on 13 October 2025.

  • LG Electronics IPO Day 2: Check GMP, Subscription Status & Key Highlights

    LG Electronics IPO Day 2: Check GMP, Subscription Status & Key Highlights

    LG Electronics India, a leading consumer electronics and home appliances company (a subsidiary of South Korea’s LG Group), has launched its ₹11,607.01 crore Initial Public Offering (IPO), entirely as an Offer for Sale (OFS) (i.e., no fresh capital is being raised). The IPO opened for subscription on October 07, 2025, with a price band set between ₹1,080 and ₹1,140  per share. The subscription window will close on October 09, 2025, and the shares are scheduled to be listed on both the BSE and NSE on October 14, 2025.

    LG Electronics IPO Day 2 Subscription Status

    LG Electronics IPO saw a strong response on Day 2, with an overall subscription of 3.32 times. The SNII led the demand at 8.08 times, followed by NII at 7.30 times. The bNII category was subscribed 7.34 times, while QIBs showed steady interest with 2.59 times subscription.

    Investor CategorySubscription (x)
    Qualified Institutional Buyers (QIB)2.59
    Non-Institutional Investors (NII)7.30
    bNII (above ₹10 lakh)7.34
    sNII (less than ₹10 lakh)8.08
    Retail Individual Investors (RII)1.90
    Employees4.11
    Total Subscriptions3.32

    Total Applications: 33,65,569

    Total Bid Amount (₹ Crores): 27,011

    Objective of the LG Electronics IPO

    LG Electronics will not receive any proceeds from the Offer. All funds raised through the Offer will go entirely to the Selling Shareholder, after deduction of Offer-related expenses and applicable taxes, which will be borne solely by the Selling Shareholder. 

    LG Electronics IPO GMP – Day 2 Update

    The grey market premium (GMP) of LG Electronics IPO is ₹318, as on 5:00 PM October 07, 2025. The upper limit of the price band is ₹1,140, and the estimated listing price as per today’s GMP can be ₹1,458, giving a potential gain of around 27.89% per share.

    DateGMPEst. Listing Price Gain 
    07-09-2025 (DAY 1)₹288₹1,42825.26%

    Disclaimer: The above GMP (Grey Market Premium) is just unofficial market information, which is not officially confirmed. These figures are shared for informational purposes only and investment decisions based on these should be based on the investor’s own research and discretion. We do not conduct, recommend or support any kind of transaction in the grey market.

    LG Electronics IPO – Key Details

    ParticularsDetails
    IPO Opening DateOctober 7, 2025
    IPO Closing DateOctober 9, 2025
    Issue Price Band₹1,080 to ₹1,140 per share
    Total Issue Size10,18,00,000 shares(aggregating up to ₹11,607 Cr)
    Listing PlatformBSE, NSE
    RegistrarKfin Technologies Limited
    LG Electronics IPO RHPClick here

    Important Dates for LG Electronics IPO Allotment

    EventDate
    Tentative AllotmentOctober 10, 2025
    Refunds InitiationOctober 13, 2025
    Credit of Shares to DematOctober 13, 2025
    Listing Date October 14, 2025

    LG Electronics Overview

    LG Electronics Inc., headquartered in Seoul, South Korea, is a global innovator in consumer electronics, home appliances, and air solutions, operating across more than 100 countries. The company’s diverse portfolio includes televisions, refrigerators, washing machines, air conditioners, audio systems, and smart-home products, driven by a strong focus on technology and design. In India, LG Electronics India Limited was established in 1997 and has become one of the most trusted consumer brands. It operates major manufacturing facilities in Greater Noida and Pune, and is setting up a new USD 600 million plant in Sri City, Andhra Pradesh, to strengthen local production. LG continues to invest in AI-enabled, IoT-integrated, and energy-efficient innovations, aligning with sustainability goals. With advanced R&D capabilities and localized product strategies, LG combines global excellence with Indian consumer insights, positioning itself as a leader in quality, innovation, and reliability across households nationwide.

    Easy Steps to Apply for LG Electronics IPO via Pocketful

    Step 1 :  Install the Pocketful Application from Play Store or App Store

    Step 2 : Sign up and complete your KYC requirements

    Step 3 : Go to the IPO section from the home page

    Step 4 : Look for “LG Electronics” in the list

    Step 5 : Tap on Apply and enter your bid details

    Frequently Asked Questions (FAQs)

    1. What is the opening and closing date of LG Electronics IPO?

      LG Electronics IPO is open on 07 October 2025 and will close on 09 October 2025.

    2. What is the price band of the LG Electronics IPO?

      Its price band is fixed from ₹1,080 to ₹1,140 per share.

    3. What is the GMP (Grey Market Premium) of LG Electronics IPO today?

      The GMP on 8 October 2025 is ₹288, which leads to a possible listing price of ₹1,428.

    4. What is the total issue size of LG Electronics IPO?

      The total issue size of the LG Electronics IPO is ₹11,607.01 crore, entirely as an “Offer for Sale”. 

    5. What is the expected listing date of LG Electronics?

      This IPO is expected to be listed on BSE and NSE on 14 October 2025.

  • Tax on Gold Investment in India: Physical, Digital & SGB Explained

    Tax on Gold Investment in India: Physical, Digital & SGB Explained

    What is the first thing that comes to your mind when someone says safe and secure investment asset? Well, there is no doubt that it is gold. For years, people have invested in gold for so many reasons. Be it to save for a good future or to build assets against inflation, all the reasons define gold as a reliable investment choice.

    But with time, we have seen a change in how people invest in gold. The options like digital gold, gold mutual funds, gold ETFs and others have allowed people to explore and expand their investment choices. But are the taxes on gold of different types the same?

    Well, this is definitely one of the most important questions that we need to address. So, if you are an investor looking to get answers on the taxation policies for different types of gold, then you have just landed at the right place. Read this guide to find the answers and start your investment journey with ease. 

    Gold Investment Types to Know

    Before we move ahead to explore the tax on gold, it is important that we understand what are the different types of options available for investment. Now, traditionally, the investment mainly focused on physical gold. But now, you can also own gold online with no need for physical storage at all.

    So, based on the same, here are the most common types of gold investment options that are available for us:

    Type of Gold InvestmentDescriptionKey Features
    Physical Gold (Jewellery, Coins, Bars)Buying gold in physical form through jewellers or banks.Tangible AssetMaking Charges and GST applicable Storage & safety concerns
    Gold ETFsExchange-traded funds that track gold prices and are traded on stock exchanges.High liquidityNo storage hasslesRequires a Demat account
    Gold Mutual FundsMutual funds invest primarily in Gold ETFs on behalf of investors.Accessible via SIPsNo Demat requiredFollows gold mutual fund taxation rules
    Sovereign Gold Bonds (SGBs)Government securities linked to gold prices, offering fixed annual interest.2.5% annual interestRedemption after maturity , Capital Gain is tax-freeNo storage costs
    Digital GoldOnline platforms allow fractional purchase of gold stored by providers.Easy online accessStored securely by providerTaxed like physical gold
    Gold Derivatives (Futures & Options)Contracts to buy or sell gold at a predetermined future date/price.Hedging & speculation toolNo physical delivery unless optedHigh risk-reward potential

    Now that you know the various types of gold investment options that are available for you, let us explore the taxation policies for each. This will help you not just to plan your investments well but also to ensure that you gain the best out of them.

    Read Also: Gold ETF vs Gold Mutual Fund: Differences and Similarities

    Tax on Physical Gold (Jewellery, Coins, and Bars)

    Investing in physical gold includes bars, coins, jewelry, and other forms. People have been investing in these for years. Most of these come with making charges, which add on to the actual value of the gold. Now, when it comes to tax on gold, which you hold physically, here is what you must know:

    Transaction TypeConditionTax Treatment
    Purchase of GoldBuying jewellery, coins, or bars3% GST on the value of gold + 5% GST on making charges
    Sale within 3 yearsShort-Term Capital Gains (STCG)Gains are taxed as per the individual’s income tax slab
    Sale after 3 yearsLong-Term Capital Gains (LTCG)20% tax with indexation benefit (inflation-adjusted cost) and 4% cess

    While this allows you to have the physical ownership, the charges and costs associated with this are high. There is also a risk associated with storing. Hence, this is less preferred these days. 

    Tax on Digital Gold

    This is one of the newest forms of investing in gold. It offers you purity and affordability. You can start investing in digital gold with as low as INR 10, which makes it a great choice for beginners. The taxation on this gold is as follows:

    Transaction TypeConditionTax Treatment
    Purchase of Digital GoldBuying via apps, platforms, or wallets3% GST on the purchase value
    Sale within 3 yearsShort-Term Capital Gains (STCG)Gains taxed as per individual’s income tax slab
    Sale after 3 yearsLong-Term Capital Gains (LTCG)20% tax with indexation benefit (inflation-adjusted cost) with 4% cess

    Though the taxation part is quite similar to the physical gold, it eases the storage process. This helps you save on locker cost and also the making charges, which is why this is a better choice.

    Tax on Sovereign Gold Bonds (SGBs)

    SGBs are government-backed securities that offer fixed interest along with exposure to gold prices. Their taxation is slightly different from other gold investments.

    Transaction TypeConditionTax Treatment
    Annual Interest2.5% interest paid semi-annuallyTaxed as per the investor’s income tax slab (no TDS deducted)
    Redemption at Maturity (8 years)Holding till maturityCapital gains exempt — no tax on redemption value
    Early redemption (after 5 years)The RBI gives an early exit option after 5 years, allowed on interest payment datesCapital gains exempt — no tax on redemption value
    Premature Sale (before maturity)Sale after 5 years (through exchange)Long-term gains taxed at 20% with indexation and 4% cess and surcharge
    Sale within 3 yearsEarly exit before 3 yearsShort-term gains taxed as per income slab

    These are indeed the most tax-effective options for investment. They are backed by the government, and so there is an assurance that your money stays safe. Also, the taxation is similar to that of digital gold, with no worry about storage. 

    Tax on Gold Mutual Funds and ETFs

    Now, when it comes to the gold mutual fund taxation, it is important to note that the same rule applies to both MF and ETFs. Also, this is quite similar to the SGBs. So, here is what you need to know about the taxation on gold mutual funds and ETFs:

    Holding PeriodType of GainTax Treatment
    Less than 3 yearsShort-Term Capital Gains (STCG)Gains are taxed as per the investor’s income tax slab.
    3 years or moreLong-Term Capital Gains (LTCG)Taxed at 20% with indexation benefit, as per gold fund taxation rules. There is 4% cess too.

    While the gold fund taxation is the same as the SGBs and physical gold, these are linked to markets. At times, these can be the underlying assets working with some other stocks that can offer you deeper benefits. 

    Read Also: Sovereign Gold Bonds vs. Gold ETF: Which is a Better Investment?

    Tax on Gold Derivatives (Futures & Options)

    Gold derivatives, such as futures and options, are widely used for trading and hedging. Their taxation is very different from physical or fund-based gold. The returns are treated as business income, but investors can also opt for the presumptive taxation scheme under Section 44AD.

    ConditionTax Treatment
    Turnover less than ₹2 crore (Section 44AD)6% (digital) / 8% (cash) of turnover is considered taxable income. No need to maintain detailed books of accounts.
    Turnover between ₹2 crore – ₹3 croreEligible for presumptive schemes if digital transactions (>95%) are used. Tax limited to 6% of turnover.
    Turnover above ₹3 croreNormal business income rules apply. Profits taxed as per slab rate.

    In derivatives, annual turnover = total of all profits and losses from each trade. By declaring 6% of this turnover as taxable income under presumptive taxation, investors can reduce compliance burden while keeping tax outgo predictable.

    Taxation on Gold Received as a Gift or Inheritance

    Gold given as a gift or inherited is common in India, but it carries certain tax rules:

    • Gifts from Relatives: Exempt from tax when received from parents, siblings, children, or other specified relatives.
    • Gifts from Non-Relatives: Taxable as “income from other sources” if the total value exceeds ₹50,000 in a financial year.
    • Sale of Gifted Gold: Normal tax on gold rules apply. STCG if sold within 3 years, LTCG at 20% with indexation if held longer.
    • Inheritance: Receiving gold from a relative is tax-free. On selling, capital gains tax applies, and the original owner’s acquisition date is considered for holding period.

    Conclusion

    Gold is timeless, but taxes shape real returns. From SGB exemptions to gold mutual fund taxation with indexation, every option is unique. If you want pure tax savings, SGBs shine; if flexibility matters, ETFs and mutual funds work best. 

    Physical and digital gold carry upfront costs, while derivatives are business-like. Knowing the tax on gold helps you pick wisely because the smartest gold investment is not just about buying, but about keeping more in your pocket.

    And if you need assistance, connect with the experts at Pocketful today.

    S.NO.Check Out These Interesting Posts You Might Enjoy!
    1Gold Investment: How to Invest in Gold in India?
    2A Guide To Investing In Gold In India
    3GST on Gold Purchase in India
    4Best ETFs in India to Invest
    5What is Nifty BeES ETF? Features, Benefits & How to Invest?

    Frequently Asked Questions (FAQs)

    1. How can I save taxes on gold investments?

      Sovereign Gold Bonds are the most tax-efficient since redemption after maturity is exempt from capital gains tax, and indexation benefits apply to premature sales after five years.

    2. Which gold investment option should I choose for better taxation?

      If tax efficiency is your priority, go for SGBs. For flexibility and indexation, gold mutual funds or ETFs are better. Physical and digital gold usually add GST and higher costs.

    3. Is there a common taxation rule for gold investments?

      Yes. Selling gold within three years attracts short-term tax at slab rates, while holding longer leads to long-term capital gains taxed at 20% with indexation.

    4. Can I invest in gold online?

      Yes, through digital gold, gold ETFs, and mutual funds—no physical storage needed.

    5. Are gold derivatives risky?

      Yes, futures and options carry high risk and are taxed as business income; only suitable for experienced investors.

  • What is Option Premium & How is it Calculated?

    What is Option Premium & How is it Calculated?

    Trading in the stock market is not always limited to buying and selling shares. Many traders and investors prefer to use other financial products to either protect their investments or to make profits from price movements. One of the most popular financial products in this category is the options contract. 

    Whenever you enter into an options contract, you have to deal with something called an option premium.

    In this blog, we will explain what an option premium is, how it is calculated, what factors affect it, and how it is taxed in India in very simple words.

    Understanding the Meaning of Option Premium

    If you are wondering what exactly an option premium means in the simplest words, it can be described as the cost a buyer pays to gain the rights stated in the option contract. This cost is fixed when the trade is made. The buyer pays it upfront, and the seller accepts it as income in exchange for taking on a certain risk.

    The importance of this premium is that it takes the form of a maximum loss to the buyer. In case the market is trading contrary to the direction, the prospective buyer is free to merely permit the option to lapse, holding minimal risk; that is, the payment made as a premium. 

    On the part of the seller, the premium is compensation to them in case they risk consummating the contract in the chance that the buyer may exercise the right.

    Why Does the Option Premium Exist?

    In order to grasp the existence of the option premium, we must know that there is some risk associated with every trade. The option seller also takes an agreement whereby he or she will acquire or sell the underlying asset at a specified price at any future period at the discretion of the buyer. This is risky since the market price can sharply move in a manner that makes the seller suffer losses.

    Due to this risk, the buyer pays a premium to the seller. To the buyer, such an amount of payment is justified given the flexibility and control of the buyer, which is not subjected to compulsion to purchase or to sell even when the market forces are unfavourable.

    Read Also: What Is an Option Contract?

    The Main Parts of an Option Premium

    An option premium is made up of two main parts. Knowing them will help you understand how the price is calculated:

    1. Intrinsic Value

    This is the profit you would make if you used the option right now. For a call option, it is the current market price minus the strike price. If the result is negative, it becomes zero. For a put option, it is the strike price minus the current market price. Again, if the result is negative, it is zero.

    2. Time Value

    This is the extra amount the buyer is willing to pay because there is still time left before expiry. More time means more chances for the price to move in a profitable direction. As time lapses, the time value goes down and on expiry day, it becomes zero. The option seller benefits from time decay (Theta) when the stock shows little or no movement as time passes.

    How to Calculate Option Premium

    When you combine these two parts, you get the formula for the option premium. It is simply the sum of the intrinsic value and the time value. Some advanced pricing models like Black–Scholes–Merton (BSM) model also consider market volatility, risk-free rate as a separate part, but for beginners, focusing on intrinsic and time value is enough to understand the basics.

    Example of Option Premium for a Call Option

    It is easier to understand this concept with an example. Imagine the current market price of a company’s stock is ₹1,200. You hold a call option with a strike price of ₹1,150, and the time value of this option is ₹30. The intrinsic value will be ₹1,200 minus ₹1,150, which is ₹50. Adding the time value of ₹30 gives a total premium of ₹80 per share. If your contract size is 100 shares, then you will pay ₹8,000 in total.

    Example of Option Premium for a Put Option

    Now let us take the example of a put option. Suppose the current market price is ₹900, the strike price is ₹950, and the time value is ₹20. The intrinsic value is ₹950 minus ₹900, which equals ₹50. Adding the time value of ₹20 gives a total premium of ₹70 per share. If your contract size is 200 shares, then the total amount you pay will be ₹14,000.

    What Affects Option Premium in the Market

    The option premium you see in the market is not fixed forever. It changes every day depending on different factors.

    • Current market price of the asset – If the price moves in a way that benefits the buyer, the premium usually goes up.
    • Strike price – The nearer the strike price is to the current market price, the more valuable the option may be.
    • Time left before expiry – More time gives more chances for price changes, so premiums are usually higher.
    • Volatility – If prices move a lot in a short time, the option becomes more valuable because of the higher chance of big profits.
    • Interest rates – Higher interest rates can slightly affect premiums.
    • Expected dividends – Upcoming dividends can change the value of options, especially for stocks.

    Read Also: Call and Put Options: Meaning, Types, Difference & Examples

    How Option Premium Works in Real Trading

    In real trading, the buyer pays the premium on the day the trade is made. This payment is final and is not returned, even if the option is not exercised. For the buyer, this is the maximum amount an investor can lose. If the market moves against them, they can simply let the option expire without taking further losses.

    For the seller, the premium is received at the start and is theirs to keep and it is maximum profit for the seller, but the risk is much higher. If the market moves sharply against them, they may face losses far greater than the premium they received.

    How Option Premium is Taxed in India

    In India, an option premium is treated in tax differently depending on your trading activity (buyer or seller) and your trading activity.

    To a buyer, the amount of premium paid is regarded as a cost of buying the option. This cost is offset against which the profit or loss is computed when the option is sold or exercised. In the case that the option lapses without exercise, then the premium is treated as a loss.

    In the case of a seller, the premium obtained is treated as business income in the event of trading of options in established stock exchanges and it is taxed based on your income tax slab. The losses accrued in the trade of options are eligible to be offset with the other income that the business earns; they can also be carried through for eight years when you present your tax returns on time.

    Why Knowing Option Premium Matters

    Knowing about option premiums is not meant only for advanced traders. Knowing how it works is useful even to the novice. Your premium will inform you of how much you will really pay on the trade, and the lead you will be able to calculate the upper limit loss you can incur as a buyer. It also enables you to put in comparison various options so as to identify those that can be adopted as more appropriate concerning your goals.

    In the case of sellers, it becomes easier to know the likely profits and risks that may arise by knowing the determination of the premium. Selling options may cause you to miss big losses, and hence, you should not put yourself in a compromised position by not knowing what you are getting yourself into when buying a premium.

    Risks Involved with Option Premium

    Trading options is a risky business. On the side of buyers, one can only risk the premium price, losing which is an opportunity as well, when the market does not shift in the planned way. The risk is more dramatic in the case of sellers, as they might end up purchasing or selling an asset at unfavourable prices, which will incur great losses.

    Read Also: Options Trading Strategies

    Conclusion

    The heart of any option trade is the option premium. It shows the current profitability of the contract as well as the prospects of profits by the time of expiry. Knowing how it is calculated, what affects it, and how it is treated as far as taxes are concerned, you will be able to make better choices in the options market.

    When you purchase options to hedge, to speculate, or get income, it is good to know the precise amount of money that you pay or are being paid as a premium so that your risk management is made easier. Ultimately, options trading does not only entail forecasting of prices, but also encompasses the calculation of costs and benefits.

    Start your stock market journey today with Pocketful — open a free Demat account now. Sign Up for Free.

    S.NO.Check Out These Interesting Posts You Might Enjoy!
    1Short Straddle: Option Strategy with Examples
    2Top Algorithmic Trading Strategies
    3What is Zero Days to Expiration (0DTE) Options and How Do They Work?
    4Types of Traders in the Stock Market: Styles, Strategies & Pros and Cons
    5Risk Management In Trading: Meaning, Uses, and Strategies
    6Option Chain Analysis: A Detail Guide for Beginners
    7What is Covered Call?
    8What is Implied Volatility in Options Trading
    9What is a Covered Put Strategy?
    10Understanding Futures Pricing Formula

    Frequently Asked Questions (FAQs)

    1. What is an option premium?

      An option premium is the cost a buyer pays to gain the rights in an options contract, paid upfront to the seller, representing the buyer’s maximum loss and the seller’s income.

    2. How is an option premium calculated?

      It’s the sum of intrinsic value (profit if exercised now) and time value (extra amount for remaining time until expiry).

    3. What factors influence option premiums?

      Premiums depend on the current market price, strike price, time left to expiry, volatility, interest rates, and expected dividends.

    4. How does option premium work in trading?

      The buyer pays the premium on the trade day. If the option is not exercised, the premium is lost. The seller keeps the premium but faces higher risk if the market moves against them.

    5. How is option premium taxed in India?

      For buyers, the premium is a cost and treated as loss if the option expires. For sellers, it is business income taxed according to their income slab, and losses can be offset or carried forward.

  • Tata Capital IPO Day 2: Check GMP, Subscription Status & Key Highlights

    Tata Capital IPO Day 2: Check GMP, Subscription Status & Key Highlights

    Tata Capital, a leading non-banking financial company under the Tata Group, has launched its ₹15,512 crore Initial Public Offering (IPO), comprising a fresh issue of ₹6846 crore and an offer-for-sale (OFS) of ₹8666 crore. The IPO opened for subscription on October 06, 2025, with a price band set between ₹310 and ₹326 per share. The subscription window will close on October 08, 2025, and the shares are scheduled to be listed on both the BSE and NSE on October 13, 2025.

    Tata Capital IPO Day 2 Subscription Status

    The Tata Capital IPO saw a modest response on Day 2, with an overall subscription of 0.39 times. Among investor categories, employees led the demand with 1.10 times subscription, followed by retail investors at 0.35 times. The NII portion was subscribed 0.29 times, with sNII at 0.48 times and bNII at 0.19 times. Qualified Institutional Buyers (QIBs) showed limited interest with 0.52 times subscription.

    Investor CategorySubscription (x)
    Qualified Institutional Buyers (QIB)0.86
    Non-Institutional Investors (NII)0.76
    bNII (above ₹10 lakh)0.61
    sNII (less than ₹10 lakh)1.05
    Retail Individual Investors (RII)0.68
    Employees1.95
    Total Subscriptions0.75

    Total Applications: 14,09,381

    Total Bid Amount (₹ Crores): 8,158.82

    Objective of the Tata Capital IPO

    Tata Capital plans to utilize the net proceeds from the fresh issue for the following purposes:

    Use of IPO ProceedsAmount (₹ Cr)
    Augment the company’s Tier-1 capital base to meet future capital requirements including onward lending

    Tata Capital IPO GMP – Day 2 Update

    The grey market premium (GMP) of Tata Capital IPO is ₹, as on 5:00 PM October 06, 2025. The upper limit of the price band is ₹326, and the estimated listing price as per today’s GMP can be ₹331.50, giving a potential gain of around 1.69% per share.

    DateGMPEst. Listing Price Gain 
    06-10-2025 (Day 2)₹5.50₹331.51.69%

    Disclaimer: The above GMP (Grey Market Premium) is just unofficial market information, which is not officially confirmed. These figures are shared for informational purposes only and investment decisions based on these should be based on the investor’s own research and discretion. We do not conduct, recommend or support any kind of transaction in the grey market.

    Tata Capital IPO – Key Details

    ParticularsDetails
    IPO Opening DateOctober 06, 2025
    IPO Closing DateOctober 08, 2025
    Issue Price Band₹310 to ₹326 per share
    Total Issue Size47,58,24,280 shares(aggregating up to ₹15,512 Cr)
    Listing PlatformBSE, NSE
    RegistrarMUFG Intime India Pvt. Ltd.
    Tata Capital IPO RHPClick Here

    Important Dates for Tata Capital IPO Allotment

    EventDate
    Tentative AllotmentOctober 09, 2025
    Refunds InitiationOctober 10, 2025
    Credit of Shares to DematOctober 10, 2025
    Listing Date October 13, 2025

    Tata Capital Overview

    Tata Capital Limited is the flagship financial services company of the Tata Group and one of India’s leading diversified NBFCs, offering retail, SME, and corporate financing solutions. Its portfolio spans home, personal, business, auto, education, and SME loans, along with corporate finance, infrastructure finance, and supply chain financing. The company operates through a ‘phygital’ distribution model with over 1,500 branches across India, complemented by strong digital platforms and partnerships with dealers, DSAs, and fintechs. Tata Capital also provides non-lending services such as wealth management, distribution of insurance and credit cards, and private equity funds focused on growth and healthcare. With over 7.3 million customers, industry-leading asset quality, and AAA domestic credit ratings, the company leverages the trusted Tata brand, advanced technology, and a diversified funding base to drive growth and scale.

    Easy Steps to Apply for Tata Capital IPO via Pocketful

    Step 1 :  Install the Pocketful Application from Play Store or App Store

    Step 2 : Sign up and complete your KYC requirements

    Step 3 : Go to the IPO section from the home page

    Step 4 : Look for “Tata Capital” in the list

    Step 5 : Tap on Apply and enter your bid details

    Frequently Asked Questions (FAQs)

    1. What is the opening and closing date of Tata Capital IPO?

      Tata Capital IPO is open on 06 October 2025 and will close on 08 October 2025.

    2. What is the price band of the Tata Capital IPO?

      Its price band is fixed from ₹310 to ₹326 per share.

    3. What is the GMP (Grey Market Premium) of Tata Capital IPO today?

      The GMP on 10 October 2025 is ₹5.50, which leads to a possible listing price of ₹331.50.

    4. What is the total issue size of Tata Capital IPO?

      The total issue size of the Tata Capital IPO is ₹15,512 crore, comprising a fresh issue of ₹6846 crore and an offer for sale (OFS) of ₹8666 crore.

    5. What is the expected listing date of Tata Capital?

      This IPO is expected to be listed on BSE and NSE on 13 October 2025.

  • WeWork IPO Allotment Status: Check Latest GMP, Steps to Verify Status

    WeWork IPO Allotment Status: Check Latest GMP, Steps to Verify Status

    WeWork India Management, a leading flexible workspace provider, has launched its ₹3,000 crore Initial Public Offering (IPO) consisting entirely of an offer-for-sale (OFS) of 4.63 crore equity shares by existing shareholders. The IPO opened for subscription on October 3, 2025, with a price band set between ₹615 and ₹648 per share. The subscription window is closed on October 7, 2025, and the shares are scheduled to be listed on both the BSE and NSE on October 10, 2025.

    WeWork IPO Day 3 Subscription Status

    Work IPO concluded on Day 3 with a modest overall subscription of 1.15 times. Employees led the demand with 1.87 times subscription, followed by Qualified Institutional Buyers (QIBs) at 1.79 times. Retail Individual Investors (RII) showed moderate interest with 0.62 times subscription. The Non-Institutional Investors (NII) portion was subscribed 0.23 times, split between sNII (less than ₹10 lakh) at 0.21 times and bNII (above ₹10 lakh) at 0.23 times.

    Investor CategorySubscription (x)
    Qualified Institutional Buyers (QIB)1.79
    Non-Institutional Investors (NII)0.23
    bNII (above ₹10 lakh)0.23
    sNII (less than ₹10 lakh)0.21
    Retail Individual Investors (RII)0.62
    Employees1.87
    Total Subscriptions1.15

    Total Applications: 86,212

    Total Bid Amount (₹ Crores): 1,900

    How to Check WeWork IPO Allotment Status

    WeWork IPO allotment can be easily checked online in two ways: from the Registrar’s website and from the BSE or NSE website. This IPO will be listed on both the exchanges – BSE and NSE, so the allotment status will be available to all investors on both platforms.

    Method 1: Registrar’s website (MUFG Intime India Pvt. Ltd.)

    The most reliable way is to check allotment from MUFG Intime India Private Limited’s website.

    How to do:

    • Visit MUFG Intime’s official website
    • Select “WeWork” from the IPO list
    • Enter your details PAN number, Application number, or DP/Client ID
    • Click on Submit
    • You will see the allotment status on the screen.

    Method 2: Check from BSE or NSE’s website

    If there is more traffic on the registrar’s website, allotment status can also be checked from BSE or NSE.

    How to do:

    • Visit BSE or NSE’s official website
    • Select ‘Equity’ segment
    • Select “WeWork” from the IPO list
    • Enter PAN number and Application number
    • Click on Search

    Objective of the WeWork IPO

    WeWork plans to utilize the net proceeds from the fresh issue for the following purposes:

    Use of IPO ProceedsAmount (₹ Cr)
    The company will not receive any funds from the IPO; all proceeds will go to the selling shareholders.

    WeWork IPO GMP – Day 3 Update

    The grey market premium (GMP) of WeWork IPO is ₹0, as on 5:00 PM October 07, 2025. The upper limit of the price band is ₹648 and the estimated listing price as per today’s GMP can be ₹0, giving a potential gain of around 0% per share.

    DateGMPEst. Listing Price Gain 
    07-10-2025 (DAY 3)₹0₹6480%

    Disclaimer: The above GMP (Grey Market Premium) is just unofficial market information, which is not officially confirmed. These figures are shared for informational purposes only and investment decisions based on these should be based on the investor’s own research and discretion. We do not conduct, recommend or support any kind of transaction in the grey market.

    WeWork IPO – Key Details

    ParticularsDetails
    IPO Opening DateOctober 03, 2025
    IPO Closing DateOctober 07, 2025
    Issue Price Band₹615 to ₹648 per share
    Total Issue Size4,62,96,296 shares(aggregating up to ₹3,000 Cr)
    Listing PlatformBSE, NSE
    RegistrarMUFG Intime India Pvt. Ltd.
    WeWork IPO RHPClick Here

    Important Dates for WeWork IPO Allotment

    EventDate
    Tentative AllotmentOctober 08, 2025
    Refunds InitiationOctober 09, 2025
    Credit of Shares to DematOctober 09, 2025
    Listing Date October 10, 2025

    WeWork Overview

    Launched in 2017, WeWork India Management is a leading premium flexible workspace operator and the exclusive licensee of the WeWork brand in India. According to the CBRE Report, it has been the largest operator by revenue over the past three fiscal years and has significantly contributed to the growth and evolution of India’s flexible workspace sector. The company operates 68 centers across key Tier 1 cities, including Bengaluru, Mumbai, Pune, Hyderabad, Gurugram, Noida, Delhi, and Chennai, with a total leasable area of 7.67 million sq. ft. and 114,077 desks. It offers a comprehensive range of products and digital solutions, such as Private Offices, Managed Offices, WeWork All Access, Virtual Office, and WeWork Workplace, catering to enterprises, startups, SMEs, and individuals. Backed by Embassy Group and partnered with WeWork Global, it provides high-quality, fully-serviced, technologically integrated workspaces. Revenue from operations grew 17–27% annually, with strong EBITDA margins and long-term marquee clients, reflecting robust market leadership and member satisfaction.

    Frequently Asked Questions (FAQs)

    1. What is the opening and closing date of the WeWork IPO?

      WeWork IPO is open on 03 October 2025 and will close on 07 October 2025.

    2. What is the price band of the WeWork IPO?

      Its price band is fixed from ₹615 to ₹648 per share.

    3. What is the GMP (Grey Market Premium) of WeWork IPO today?

      The GMP on 07 October 2025 is ₹0, which leads to a possible listing price of ₹648.

    4. What is the total issue size of WeWork IPO?

      The total issue size of the WeWork IPO is ₹3,000 crore, comprising an offer for sale (OFS) of ₹3,000 crore.

    5. What is the expected listing date of WeWork?

      This IPO is expected to be listed on BSE and NSE on 10 October 2025.

  • LG Electronics IPO Day 1: Check GMP, Subscription Status & Key Highlights

    LG Electronics IPO Day 1: Check GMP, Subscription Status & Key Highlights

    LG Electronics India, a leading consumer electronics and home appliances company (a subsidiary of South Korea’s LG Group), has launched its ₹11,607.01 crore Initial Public Offering (IPO), entirely as an Offer for Sale (OFS) (i.e., no fresh capital is being raised). The IPO opened for subscription on October 07, 2025, with a price band set between ₹1,080 and ₹1,140  per share. The subscription window will close on October 09, 2025, and the shares are scheduled to be listed on both the BSE and NSE on October 14, 2025.

    LG Electronics IPO Day 1 Subscription Status

    LG Electronics IPO saw a strong response on Day 1, with an overall subscription of 1.04 times. The SNII led the demand at 2.82 times, followed by NII at 2.30 times. The bNII category was subscribed 2.04 times, while QIBs showed steady interest with 0.49 times subscription.

    Investor CategorySubscription (x)
    Qualified Institutional Buyers (QIB)0.49
    Non-Institutional Investors (NII)2.30
    bNII (above ₹10 lakh)2.04
    sNII (less than ₹10 lakh)2.82
    Retail Individual Investors (RII)0.81
    Employees1.89
    Total Subscriptions1.04

    Total Applications: 14,23,641

    Total Bid Amount (₹ Crores): 8,473

    Objective of the LG Electronics IPO

    LG Electronics will not receive any proceeds from the Offer. All funds raised through the Offer will go entirely to the Selling Shareholder, after deduction of Offer-related expenses and applicable taxes, which will be borne solely by the Selling Shareholder. 

    LG Electronics IPO GMP – Day 1 Update

    The grey market premium (GMP) of LG Electronics IPO is ₹318, as on 5:00 PM October 07, 2025. The upper limit of the price band is ₹1,140, and the estimated listing price as per today’s GMP can be ₹1,458, giving a potential gain of around 27.89% per share.

    DateGMPEst. Listing Price Gain 
    07-09-2025 (DAY 1)₹315₹1,45527.63%

    Disclaimer: The above GMP (Grey Market Premium) is just unofficial market information, which is not officially confirmed. These figures are shared for informational purposes only and investment decisions based on these should be based on the investor’s own research and discretion. We do not conduct, recommend or support any kind of transaction in the grey market.

    LG Electronics IPO – Key Details

    ParticularsDetails
    IPO Opening DateOctober 7, 2025
    IPO Closing DateOctober 9, 2025
    Issue Price Band₹1,080 to ₹1,140 per share
    Total Issue Size10,18,00,000 shares(aggregating up to ₹11,607 Cr)
    Listing PlatformBSE, NSE
    RegistrarKfin Technologies Limited
    LG Electronics IPO RHPClick here

    Important Dates for LG Electronics IPO Allotment

    EventDate
    Tentative AllotmentOctober 10, 2025
    Refunds InitiationOctober 13, 2025
    Credit of Shares to DematOctober 13, 2025
    Listing Date October 14, 2025

    LG Electronics Overview

    LG Electronics Inc., headquartered in Seoul, South Korea, is a global innovator in consumer electronics, home appliances, and air solutions, operating across more than 100 countries. The company’s diverse portfolio includes televisions, refrigerators, washing machines, air conditioners, audio systems, and smart-home products, driven by a strong focus on technology and design. In India, LG Electronics India Limited was established in 1997 and has become one of the most trusted consumer brands. It operates major manufacturing facilities in Greater Noida and Pune, and is setting up a new USD 600 million plant in Sri City, Andhra Pradesh, to strengthen local production. LG continues to invest in AI-enabled, IoT-integrated, and energy-efficient innovations, aligning with sustainability goals. With advanced R&D capabilities and localized product strategies, LG combines global excellence with Indian consumer insights, positioning itself as a leader in quality, innovation, and reliability across households nationwide.

    Easy Steps to Apply for LG Electronics IPO via Pocketful

    Step 1 :  Install the Pocketful Application from Play Store or App Store

    Step 2 : Sign up and complete your KYC requirements

    Step 3 : Go to the IPO section from the home page

    Step 4 : Look for “LG Electronics” in the list

    Step 5 : Tap on Apply and enter your bid details

    Frequently Asked Questions (FAQs)

    1. What is the opening and closing date of LG Electronics IPO?

      LG Electronics IPO is open on 07 October 2025 and will close on 09 October 2025.

    2. What is the price band of the LG Electronics IPO?

      Its price band is fixed from ₹1,080 to ₹1,140 per share.

    3. What is the GMP (Grey Market Premium) of LG Electronics IPO today?

      The GMP on 7 October 2025 is ₹318, which leads to a possible listing price of ₹1,458.

    4. What is the total issue size of LG Electronics IPO?

      The total issue size of the LG Electronics IPO is ₹11,607.01 crore, entirely as an “Offer for Sale”. 

    5. What is the expected listing date of LG Electronics?

      This IPO is expected to be listed on BSE and NSE on 14 October 2025.

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