Category: Investing

  • Best Dividend Tracker Apps in India

    Best Dividend Tracker Apps in India

    Investors in India are no longer limited to just buying and selling stocks, but are also considering regular dividend income as an important strategy. In such a situation, it becomes important to have a reliable dividend tracker app India, which can easily manage your payouts, yield and records. Often investors track dividends manually and many times information is missed. In this blog, we will know about the best dividend investing app and best dividend yield app in India, which will help you understand and manage your passive income.

    What is a Dividend Tracker App & Why You Need One

    Dividend tracker app is a tool that automatically tracks dividend income from your stocks. Earlier, investors used to keep manual records by looking at excel sheets or broker statements, but now these apps show all the information in one place. It is not just an app to check the share price, but it also gives you a history of every dividend payment, ex-date, yield and an estimate of the expected dividend in future.

    Difference from stock tracking app

    • General apps only show price, volume and market cap.
    • Dividend tracker app specifically provides information like dividend calendar, notifications and net payment calculation (amount after tax).

    Benefits for investors

    • Auto tracking: As soon as a company declares a dividend or it is credited to your account, the app records it.
    • Reminders and alerts: Notifications of ex-dividend date and payment date are received on time.
    • Portfolio View: Shows your total dividend income and yield on a monthly, quarterly or yearly basis.
    • Passive Income Planning: By tracking income continuously, you can create a better financial strategy.

    Best Dividend Tracker Apps in India 

    App NameDividend Updates & HistoryFeatures
    PocketfulDividend calendar & payout recordsOwn broker platform, WhatsApp alerts for corporate actions (Dividends, Bonus, Split)
    ET MoneyDividend history (MF + Stocks)Dividend calendar, market news & updates
    MoneycontrolDividend news & stock-wise historyDividend calendar, market news & updates
    Investing.comGlobal + Indian dividend data & chartsEconomic calendar, global market coverage
    TickertapeDividend yield & past payout dataAdvance screener, portfolio sync option
    TrendlyneDividend history of 5–10 yearsForecast tools, analyst reports
    BSE IndiaOfficial dividend announcements & recordsExchange verified corporate action data
    NSE IndiaDividend & corporate action recordsReliable official source for Indian market

    1. Pocketful

    Pocketful is a broker app that gives you a complete ecosystem of dividend tracking as well as trading. You can view information like dividend calendar, recent and past payouts, and record date directly in the app.

    Pros:

    • It is a broker platform in itself. You don’t need separate apps for trading, demat, and dividend tracking.
    • Get corporate action alerts (like dividend, bonus, split, etc.) on WhatsApp, so you stay updated on time.
    • Linked to BSE, NSE, MCX, and SEBI so the data is quite reliable.

    Cons :

    • Pocketful’s dividend analytics may not be as in-depth as the standalone tracking apps. But the advantage is that you don’t need to open a separate dividend app and all the information is in one place, saving both time and effort.

    2. ET Money

    ET Money is a comprehensive wealth-management app that tracks dividend history along with features like mutual funds, SIPs, loans, insurance, NPS.

    Pros:

    • Can view dividend history of both mutual funds and stocks, with a particularly simple UI.
    • Adds more features like direct mutual funds, SmartDeposit, various tax-saving tools.
    • Can boost your returns with zero-commission direct funds.

    Cons:

    • Dividend-specific graphs or yield forecasting are not as in-depth.
    • Alerts are in the form of educational newsletters or delayed updates, which can lead to a slight delay in taking timely action.

    3. Moneycontrol

    Moneycontrol is one of the most popular market apps in India—it shows dividend calendar, stock-specific dividend history and latest news.

    Pros:

    • Dividend-news and payout calendar are updated regularly.
    • The interface is simple and self-explanatory—especially useful for new investors.
    • Having access to market news and dividend data from a single platform is a big advantage.

    Cons:

    • No broker-integration or portfolio sync meaning you may find it easier to track data manually.

    4. Investing.com

    Investing.com is a trusted platform for investors not only in India but also around the world. If you also have international stocks in your portfolio, then this app is especially useful. It offers a dividend calendar, payout history and charts, which help you easily understand payout trends. Apart from this, corporate actions are also included in the economic calendar.

    Pros:

    • Indian and global dividend data is available in one place.
    • Dividend history and charts are clean and easy to understand.
    • Diversified investors benefit from global coverage.

    Cons:

    • There is no direct sync with Indian brokers.
    • Features like personalized portfolio view or tax reports are not available.

    5. Tickertape

    Tickertape is very popular among dividend-focused investors because it not only provides data but also in-depth analysis. Here you can see dividend yield and payout history, as well as easily identify high-yield stocks by applying dividend filter in the screener. If you want to create a dividend strategy in a systematic way, then Tickertape can prove to be very helpful.

    Pros:

    • Shows dividend yield and payout history in detail.
    • Easy to find dividend-paying stocks with advanced screeners.
    • Portfolio sync (linked accounts) facility.

    Cons:

    • There are no dedicated dividend alerts or reminders.
    • Lack of facilities like tax report or dividend-specific forecasting.

    6. Trendlyne

    Trendlyne is mainly known for research and analyst insights. In terms of dividend tracking, its biggest feature is its dividend history of 5 to 10 years. Apart from this, here you also get analyst ratings and forecasting tools, through which you can understand how sustainable the dividend of a company can be in the future.

    Pros:

    • Dividend history is long and detailed (up to 5–10 years).
    • Deep understanding from forecasting tools and analyst coverage.
    • Corporate action alerts are received on time.

    Cons:

    There is no broker integration, data has to be viewed manually.

    If you are a new investor, the interface may seem a bit complex.

    7. BSE India

    BSE India App is one of the most reliable sources for dividend data as the information comes directly from the exchange. Here you get dividend announcement, record date and payout history of every BSE-listed company. This is special for those investors who prefer accuracy.

    Pros:

    • Verified data from the official exchange.
    • Company-wise dividend records and history are clearly available.
    • Corporate action updates with complete transparency.

    Cons:

    • Lack of portfolio tracking or personalized view.
    • Only data of BSE-listed companies is available.

    8. NSE India

    NSE India App is the official platform of the National Stock Exchange and provides the most authentic information about dividend announcements or corporate actions. If you invest in NSE-listed stocks, then the information here is the most reliable and updated.

    Pros:

    • Exchange-verified and reliable dividend data.
    • Dividend announcements, record dates and corporate actions available instantly.
    • No questions on accuracy as it is an official source.

    Cons:

    • No features like portfolio or dividend history analysis.
    • Data limited to NSE-listed companies only.

    Key Features to Look for in a Dividend Tracker App India

    1. Real-time updates : A good dividend tracker app is useful only if it gives information immediately. As soon as a company declares a dividend or it is credited to your account, the app should show you a notification. This not only helps you keep track of payouts but also ensures that you do not miss the ex-dividend date.
    2. Dividend history and yield record : It is important for an investor to know how a stock’s payout record has been. A reliable app will clearly show you all the previous dividend entries, payout ratio and yield history. Many apps also present it in the form of graphs and calendars, so that it is easy to understand the trend.
    3. Insights and Graphical View : A dividend tracker should not just be limited to showing payouts. It should also show you a graph of dividend income on a monthly or yearly basis, give a sector-wise breakdown and provide useful insights like yield-on-cost.
    4. Tax Reporting and Export Options : It is important to keep an accurate record of dividend income while filing ITR in India. This feature saves investors time and makes tax compliance easier.
    5. Multi-asset support : Not just stocks, today many investors also hold ETFs, REITs and dividend-paying mutual funds. Therefore, a modern dividend tracker app should allow tracking payouts of all assets.
    6. Accurate Corporate Action Tracking : In India, there is often a difference between the dates of dividend announcements and actual payments. In such a situation, it is important for the corporate action tracking of the app to be accurate, so that your records are completely accurate and reliable.

    Read Also: Best Mobile Trading Apps in India

    Tips for Dividend Investors in India 

    1. Don’t just run after high yield : Many times companies give a big dividend one year, but later reduce the payout. In such a situation, it is not right to invest just by looking at the high dividend yield. Always look at the payout consistency and the company’s earnings stability.
    2. Make a Dividend Calendar : The biggest advantage of dividend tracker apps is that you can see your payouts month or quarter wise. With this, you can make a passive income calendar and plan your expenses or reinvestment better.
    3. Keep diversification in sectors : If all your money is invested in a single sector (like IT or Oil & Gas), then your income will be affected as soon as the dividend policy changes. Diversification in different sectors reduces this risk.
    4. Pay attention to Ex-Dividend Dates : You do not get a dividend on shares bought after the ex-dividend date. Therefore, while planning to buy, definitely check the ex-dividend dates shown in the apps.
    5. Reinvest Dividends : If you want to build long-term wealth, reinvest dividends systematically instead of spending them. Many apps provide you with information or insights on dividend reinvestment, which makes your compounding faster.

    Conclusion

    Tracking dividends is not a difficult task, you just need the right tool. A good dividend tracker app India puts your payouts, record dates and history all in one place. This way there is no missing date or any calculation error. New investors can start with simple apps, while apps with more advanced features will help seasoned and serious investors more. Ultimately, the best app is the one that fits comfortably with your portfolio and investing habits.

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    Frequently Asked Questions (FAQs)

    1. Which is the best dividend tracker app in India?

      Pocketful and Tickertape are good options in India, depending on your need.

    2. Are dividend tracker apps free?

      Yes, most apps offer free versions, but some have premium features as well.

    3. Can I track mutual fund dividends also?

      Yes, apps like ET Money and INDmoney track MF dividends as well.

    4. Do these apps help in tax filing?

      Some apps like MProfit and INDmoney also generate tax-ready reports.

    5. Is Moneycontrol good for dividend tracking?

      Yes, Moneycontrol is quite reliable for dividend calendar and news updates.

  • Best Plastic Stocks in India

    Best Plastic Stocks in India

    Bottles, boxes, packing material, storage units, to even household materials, there are hundreds of things that are made of plastic and we use every day. In fact, it is one of the most commonly used materials that is durable, cost-friendly, and non-breakable in nature. And this is what makes it a good investment as well.

    But when you talk about the investment, have you even considered the plastic stocks in India? Yes, this is true. Investing in the top plastic stocks in India can offer you sustainability and higher returns as well. The only question here is which are the top plastic companies in India to invest in?

    Well, if you are looking for the same, then read this guide. Explore the list of the top 10 plastic companies in India that are known for their quality and profitability. So, let us just find our way here.

    What Are Plastic Stocks?

    Plastic stocks refer to the shares of companies which are involved in the manufacturing of raw materials which are used in making plastic products or the final product itself. These companies can make a range of products that can be packaging material, vessels, boxes, covers, and so on.

    Since plastic is used widely across households and industries, investing in plastic stocks in India can offer you higher profits and greater exposure.

    The key features of the plastic companies include:

    • Wide usage across industries like packaging, FMCG, construction, and healthcare.
    • Strong and steady demand driven by daily consumption and e-commerce growth.
    • Cost-effective material compared to alternatives like glass or metal.
    • Export opportunities add to the revenue potential of leading players.
    • Input costs are linked to crude oil prices, making them cyclic in nature.
    • Growth supported by urbanisation and rising middle-class consumption.

    This makes it clear that investing in the best plastic company in India can offer you not just good returns but also stability to your portfolio. Now, to help you out with your investment decisions, let us explore the list of the top plastic stocks in India that you must look out for. 

    Top Plastic Company in India

    While there are various plastic stocks in India, there are a few that truly stand out. This is mainly due to their performance and the company’s values. Also, these stocks have performed quite well over time, which is one of the reasons why people prefer to invest in these stocks. 

    So, here is the list of the top 10 plastic companies in India:

    NameMarket PriceMarket Cap (₹ Cr)1Y Return (%)52 Week High / low
    Supreme Industries Ltd4,24653,600-20.715,580 / 3020
    Time Technoplast Ltd2139,5217.23257 / 153
    Ddev Plastiks Industries Ltd3,4963,50427.45360 / 213
    Xpro India Ltd1,1242,654-0.301,677 / 946
    Mold-Tek Packaging Ltd7302,424-3.47893 / 410
    Nilkamal Ltd1,5522,315-19.202,069 / 1,494
    All Time Plastics Ltd2661,719335 / 257
    Cool Caps Industries Ltd90.82,09930.9999.5 / 59.8
    Aeroflex Enterprises Ltd1742,253272 / 145
    Shree Rama Multi-Tech Ltd60.7813128.1667.5 / 25
    Date as on 30-09-2025

    Read Also: Best Recycling Stocks

    Now that you know the list of the best plastic companies in India, let us explore their details here.

    1. Supreme Industries Ltd

    Supreme Industries is one of the largest players in India’s plastic products market. It is one with a strong brand presence and diversified portfolio. It offers products across packaging, furniture, and consumer goods, it remains a market leader. Despite recent negative returns, its solid ROE and low debt make it a stable long-term bet.

    2. Time Technoplast Ltd

    Time Technoplast is known for its innovative solutions. It is involved in plastic packaging, industrial products, and specialty items. With a healthy ROE and moderate PE ratio, the company has delivered steady returns. Its balance of domestic and international business makes it a reliable pick in the plastic stocks in India segment.

    3. Ddev Plastiks Industries Ltd

    Ddev Plastiks focuses on specialty plastics, engineering compounds, and advanced polymer solutions. With impressive return ratios and strong ROCE, the company shows operational efficiency. Its growth in the last year highlights potential, though investors must track its dependency on raw material prices linked to crude oil.

    4. Xpro India Ltd

    Xpro India operates across specialty films and plastic products, catering to both domestic and global markets. While the stock trades at a high PE, its presence in niche applications ensures consistent demand. Conservative investors may find it expensive, but it carries growth potential in select sectors.

    5. Mold-Tek Packaging Ltd

    Mold-Tek Packaging specialises in rigid plastic packaging. It is serving FMCG and paint industries. The company has strong client relationships with reputed brands. It provides consistent revenue visibility. Despite short-term negative returns, its long-term outlook remains promising due to high demand in food-grade and industrial packaging.

    6. Nilkamal Ltd

    Nilkamal is a household name in India for furniture and storage solutions. The company’s strength lies in its retail and B2B business. Though recent returns are negative, it offers stability, decent dividend yield, and a trusted brand legacy, making it a conservative pick among plastic companies in India.

    7. All Time Plastics Ltd

    All Time Plastics has a strong presence in kitchenware and household utility products. Despite recent underperformance, its focus on design innovation and export market opportunities provide growth visibility. With moderate debt levels and steady ROCE, it appeals to investors seeking exposure to consumer-focused plastic businesses.

    8. Cool Caps Industries Ltd

    Cool Caps Industries has delivered one of the strongest returns among top plastic companies in India. It is one with impressive growth, high PE ratio, and strong profitability metrics. This reflects investor confidence. But it is one with high volatility and debt levels. This makes it suitable for risk-tolerant investors looking for momentum-driven gains.

    9. Aeroflex Enterprises Ltd

    Aeroflex Enterprises manufactures flexible packaging materials. It is an expert in plastic-based industrial products. The company has seen sharp negative returns recently. This is mainly due to sectoral challenges. Still, with low debt and decent return ratios, it remains a turnaround candidate, especially if demand in packaging and industrial usage strengthens in the coming years.

    10. Shree Rama Multi-Tech Ltd

    Shree Rama Multi-Tech has surprised with exceptional 1-year returns, driven by growth in packaging solutions. With strong ROE and low debt, it has shown resilience despite being a mid-sized player. Investors should track sustainability of earnings. Also, it stands out as a high-growth opportunity in plastic stocks.

    Read Also: Best Waste Management Stocks

    Key Performance Indicators (KPIs) 

    NameNet Profit Margin(%)ROE (%)ROCE (%)Debt to Equity
    Supreme Industries Ltd
    8.04
    16.9719.310.00
    Time Technoplast Ltd
    7.22
    13.4118.700.22
    Ddev Plastiks Industries Ltd
    7.12
    22.2231.320.05
    Xpro India Ltd7.096.226.740.39
    Mold-Tek Packaging Ltd
    7.75
    9.4912.720.28
    Nilkamal Ltd2.997.159.000.25
    All Time Plastics Ltd

    8.47
    19.0120.970.88
    Cool Caps Industries Ltd
    10.83
    20.4923.431.46
    Aeroflex Enterprises Ltd
    13.95
    7.5813.540.04
    Shree Rama Multi-Tech Ltd
    24.70
    33.5213.200.20
    Date as on 30-09-2025

    Benefits and Risks of Investing in Plastic Stocks

    Investing in plastic stocks in India is a great opportunity. It can offer your portfolio a positive exposure. But there are pros and cons that you must know.

    Benefits

    • Strong demand across packaging, FMCG, construction, and automotive.
    • Diversified revenue streams reduce dependency on one sector.
    • Global exports boost growth potential.
    • Established brands provide stability and trust.
    • Innovation in eco-friendly plastics supports long-term prospects.

    Risks

    • Raw material prices linked to crude oil create margin pressure.
    • Regulations on single-use plastics impact certain businesses.
    • Some stocks trade at high valuations, adding risk.
    • Mid and small caps show higher volatility.
    • Environmental concerns limit appeal for ESG-focused investors.

    Factors to Consider Before Investing in Plastic Stocks

    When you plan to invest in plastic stocks in India, there are certain things to consider. This will ensure that you are investing at the right place. This includes:

    • Start by exploring the industry demand for the products.
    • Ensure that you evaluate the company well.
    • Consider the internal and external factors before finalising on investment.
    • Check for history and performance metrics.
    • Keep an eye on the government policies well.

    Read Also: Best Chemical Stocks

    Conclusion

    Plastic is deeply integrated into everyday consumption. This is one of the reasons that makes plastic companies quite an important part of the economy as a whole. But when you plan to invest in plastic stocks in India, you must consider various aspects. This can help you invest right and earn good returns.

    And if you are looking for expert support and guidance, connect with Pocketful. Start your investment journey right.

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    Frequently Asked Questions (FAQs)

    1. Are plastic stocks good for long-term investment?

      Yes, plastic stocks can be good long-term picks. It is mainly because of the steady demand for plastic products and raw materials across industries. But investors should consider risks and valuations.

    2. How do crude oil prices impact plastic stocks?

      Plastic companies depend on petrochemicals. Hence, if there is any change in the prices of the crude oil there are chances that the company profits and performance will get impacted.

    3. Do plastic companies pay dividends?

      Many leading plastic companies distribute dividends. But it is important to note that this ratio is based on the company’s profits and strategies.

    4. What factors should I check before investing?

      Evaluate demand growth, valuations, debt levels, return ratios, and government policies on plastic usage to make informed investment decisions.

  • JioHotstar Company Case Study: Merger, Business Model & SWOT Analysis

    JioHotstar Company Case Study: Merger, Business Model & SWOT Analysis

    JioHotstar is a company that was made after the two giant players joined hands, the merger took place between Reliance’s Viacom 18 and Disney’s Star India. Together these two companies created a new entertainment company named JioStar. Imagine the two biggest players in Indian entertainment joining hands. That’s what this JioHotstar Company case study is all about. It looks at the huge merger between Reliance’s Viacom18 and Disney’s Star India. Together, they have created a new entertainment giant joint-venture called JioStar.   

    It was a massive deal of about Rs.70,352 Cr which created this new entertainment company. The new company, JioStar, now controls over 100 TV channels and two of India’s biggest streaming apps, JioCinema and Hotstar. These two apps have now become one, called JioHotstar, reaching over 750 million people.   

    Reliance is being led by Mukesh Ambani on one side and after the introduction of Jio in the telecom world he wanted to move toward the segment of movies, online series and shows. On the other side was Disney which is one of the global entertainment giants that owned channels like StarPlus and the Hotstar app, but Disney was spending a lot of money on running the company as well as the high cost of cricket broadcasting rights. For Disney, this merger was a smart way to cut its losses while still owning a big part of a much stronger company.   

    Star India was facing financial troubles in 2024 and also reported a Rs.12,548 Cr. loss and on the other hand Reliance was pouring money into its media business and even added another Rs.11,500 crore in cash to the new company. This shows that Reliance with its cash flow took over Disney’s struggling Indian business to create a market leader that it now controls.   

    JioHotstar Company Business Model

    JioStar’s is not just having a popular entertainment app, it has a complete ecosystem that is hard for others to compete with. The company now owns the studios of both Star and Viacom18, so it can create its own movies and TV shows. It has a massive collection of content, from popular TV serials and Bollywood movies to, most importantly, exclusive rights to highly watched sports in India. This turns out to be its biggest advantage where they have hit TV channels like StarPlus and Colors. They have the JioHotstar app for online streaming. And, most importantly, they have Reliance’s Jio mobile network, which has over 450 million users, and JioFiber for home internet. This gives them a direct line into millions of Indian homes, something no competitor has.   

    Read Also: Nestle India Case Study

    How They Make Money of JioHotstar

    JioStar has two main ways of earning money:

    1. Subscribers

    The company uses a “Freemium” model meaning most of the content available is free to watch, making people interested and gets them to download the app, a similar strategy that was used by Jio to get millions of new mobile and network customers. The strategy is to get you hooked first and then introduce the paid plans, you get your hands on the premium version starting form Rs.149 for three months and enjoy an ad free entertainment.    

    2. Advertisement

    With exclusive rights to huge events like the IPL and ICC cricket tournaments, JioStar controls the most valuable ad spots in the country. Brands that want to reach millions of viewers during these events have to advertise on JioHotstar. This gives the company the power to charge high prices for ads.   

    The business revolves around the valuable data that it gets from its millions of users and what they are interested in watching, simultaneously the company uses this data to know what kind of shows to make next. This data can also be combined with information from Jio’s mobile and retail businesses to create detailed customer profiles. This helps them show you targeted ads and sell other Reliance products, giving them a long-term advantage.

    The Marketing Strategy of JioHotstar Company

    A Perfect Match

    The launch campaign was perfectly timed around Valentine’s Day and the merger was presented as a “perfect match” between JioCinema and Disney+ Hotstar.  

    They used fun, back-and-forth messages on city billboards and social media. A JioCinema billboard might say, “Looking for someone who digs cricket, reality shows and live concerts, Know Anyone?” A nearby Disney+ Hotstar billboard would then reply, “Cricket is my love language, who wants to match this Valentine’s Day?”. This created a lot of buzz and made people curious.   

    They also teamed up with the matchmaking website Shaadi.com. to put up its own billboards next to the JioHotstar ads, saying, “Badhai ho JioHotstar! Aisi jodi toh hum sab deserve karte hain” (Congratulations JioHotstar! We all deserve a match like this). This made the “perfect match” idea even stronger and more memorable.   

    “Infinite Possibilities”

    The new brand focus revolves around endless choice and big ambitions. The new logo, a starburst, and the tagline, “Infinite Possibilities,” tell you that this platform is more than just a place to watch shows. The colours of the logo mix Jio’s blue with Hotstar’s warmer entertainment colours, showing a blend of technology and creativity.   

    Read Also: Intel Case Study

    Financials Analysis of JioHotstar Company

    To understand how big this deal is, we need to look at the money involved. The Financials analysis of JioHotstar Company shows the huge value of the new company and the financial health of the two partners before they joined.

    The Financial Story Before the Merger

    The two companies were in very different places financially before they came together.

    • Star India’s Big Loss: In the year 2024 Star India reported a massive loss of Rs.12,548 crore. The main reason was the very expensive $3 billion deal for the ICC cricket streaming rights. The high cost of these rights, combined with challenges in monetizing them sufficiently through subscriptions and advertising, contributed heavily to the reported losses.
    • Viacom18’s Growth Gamble: On the other hand, Viacom18’s income grew by an impressive 75% to Rs.8,032 crore. But it also made a loss of Rs.252 crore because it was spending a lot on sports and its app to gain more users. Their plan focused on growing the company and not focusing on profits.   

    The merger aims was to develop a profitable company by combining their strengths and cost cutting.  

    SWOT Analysis of JioHotstar Company

    A swot analysis of the JioHotstar Company helps us understand the new company’s strengths and weaknesses, as well as the opportunities and threats it faces in the market.

    Strengths

    • Diversified Content: Disney HotStar gives users a mix of Live sports (cricket), Best Indian TV shows and also world class entertainment from Disney, HBO etc.   
    • Massive Reach: The Jio network users and customers of reliance are almost 450 million, which enhances the reach and helps in reaching the new customers existing in the company’s user base.  
    • Strong Financial Backing: Reliance is a financially strong company that pools in money to invest in content, technology, and marketing.   
    • Market Leader: The merger has created the biggest media company in India, giving it a lot of scope to expand.   

    Weaknesses

    • High Costs: The rights for premium content, especially cricket, are very expensive which was earlier a financial challenge for Star India and is now a challenge for this new company.   
    • Merging Challenges: Combining the technology, teams, and cultures of two huge companies is difficult to cooperate as some problems can arise in the short run.   
    • Cricket Dependency: While cricket is one of the biggest strengths, depending only upon it could be risky. If the company loses the streaming rights, it could lose many subscribers.   

    Opportunities

    • Bundling Offers: Selling the premium subscription with Jio mobile and internet plans is one of the leading opportunities for the company, keeping customers reliant on the Reliance ecosystem.   
    • Regional Content: There is a growing demand for regional reality shows, sports and movies in regional Indian languages, this can be a great opportunity as Jio can directly target the new emerging regions.   
    • Global Opportunity: The platform can target the Indian diaspora living in foreign countries like USA, UK, Canada etc. and cater them with their favourite Indian shows.  

    Threats

    • Government Scrutiny: The Competition Commission of India (CCI) is worried about the monopoly of the company on cricket rights which could turn out to be a legal trouble for them.  
    • Competitive Market: Global giants like Netflix and Amazon Prime Video are also spending a lot of money to gain new users in India. 
    • Subscription Fatigue: Users are streaming on various platforms and paying multiple subscriptions, which could be a challenge as keeping the subscribers stick to the same company.   
    • Piracy: The illegal online streaming of movies and sports, availability of paid content for free can reduce the company’s income.   
    • Revenue Risk: Volatility in advertising revenues due to economic cycles and shifts in marketing spends.

    Read Also: Lenskart Case Study

    Conclusion

    The merger of Reliance’s Viacom18 and Disney’s Star India has created a new giant in the entertainment market. This media giant has unmatched power and scaling capacity. The new company, JioStar, is built on a foundation to provide the best content with the biggest distribution network that comes with the financial strength of Reliance. The success of this mega-merger will not just decide the future of one company, it will change the entertainment world for a billion Indians.

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    Frequently Asked Questions (FAQs)

    1. What is JioStar, and how is it different from JioHotstar? 

      JioStar is the name of the new parent company formed by the merger and JioHotstar is the name of the streaming app that JioStar owns, which combines JioCinema and Disney + Hotstar all in one.   

    2. What happens to my old JioCinema or Disney+ Hotstar subscription? 

      Your existing subscription will be moved to the new JioHotstar platform smoothly and will get updated in the new JioHotstar app.

    3. Can we watch IPL without subscription for free? 

      JioCinema streamed the IPL for free to get more users, but the new JioHotstar platform is focused on getting paid subscribers, so you must shift to the paid plan for such exclusive content.   

    4. Who owns the new JioStar company? 

      Reliance Industries is in control, Viacom18 (which is mostly owned by Reliance) has the biggest share at 46.82%, Disney has 36.84%, and Reliance Industries has a direct share of 16.34%.   

    5. How big is this new company?

      It is now the largest media and entertainment company in India. It is valued at $8.5 billion (over Rs.70,000 crore), has over 100 TV channels, reaches more than 750 million people, and is expected to earn around Rs.26,000 crore every year.

  • Best ESG Stocks in India 

    Best ESG Stocks in India 

    In today’s world, investing is not just about “How much return can I earn”, but also about “How those returns are earned”. ESG or Environmental, Social, Governance focused companies are those that prioritize sustainability, social responsibility, and ethical governance practices. Choosing ESG stocks in India is no longer a trend, but a necessity and hence, investors are now focusing on ESG stocks in India. 

    In this blog, we will explore some of the best ESG stocks in India, their benefits, challenges, and how you can get started.

    What are ESG Stocks?

    The value of a company isn’t solely determined by its earnings, but also by how those earnings are generated. ESG stocks are those stocks associated with companies that prioritize environmental sustainability, social responsibility, and strong governance practices. Let us understand each aspect of ESG.

    1. Environmental : Companies that focus on minimizing pollution, increasing the use of renewable energy, and utilizing natural resources efficiently. For example, firms that generate power from solar or wind energy fall into this category.

    2. Social : This aspect reflects how a company treats its employees and customers. This includes equal opportunities, employee safety, women’s empowerment, and social work.

    3. Governance : This dimension highlights a company’s leadership, accountability, and transparency. Businesses with strong governance practices provide honest reporting, comply with regulations, and prioritize the interests of their shareholders.

    Market Information of Best ESG Stocks in India

    CompanyCurrent Market Price (in ₹)Market Capitalisation (in ₹ crore)52-Week High (in ₹)52-Week Low (in ₹)
    HDFC Bank Ltd95414,65,3771,019806
    Tata Consultancy Services Ltd2,90510,51,0004,4952,891
    Hindustan Unilever Ltd2,5255,93,2252,9712,136
    Wipro Ltd2412,52,447325225
    Maruti Suzuki India Ltd15,9835,02,49716,43810,725
    Mahindra & Mahindra Ltd3,4214,25,4493,7242,360
    Tata Steel Ltd1702,11,658174123
    Adani Green Energy Ltd1,0241,66,1211,930758
    Havells India Ltd1,50694,4172,0651,360
    Lupin Ltd1,92587,9192,4031,774
    (Data as of 06 October 2025)

    Read Also: Best Data Center Stocks in India

    Overview of the Best ESG stocks in India

    A brief overview of the Best ESG Stocks in India is given below:

    1. HDFC Bank Ltd

    HDFC Bank was founded in 1994 and is today the country’s largest private bank. Its merger with HDFC Ltd in 2023 further strengthened it. The bank is recognized for its digital services and customer-centric approach.

    In terms of ESG, HDFC Bank has integrated sustainability into its operations. The bank considers the environmental and social impact of large loans before approving them. Paperless processes, energy savings, and digital banking are part of its environmental efforts. Meanwhile, expanding banking access to rural areas and transparent governance demonstrate its social and administrative responsibility.

    Know the Returns: 

    1Y Return3Y Return5Y Return 
    18.00%33.55%71.78%
    (Data as of 06 October 2025)

    2. Tata Consultancy Services Ltd (TCS)

    TCS was founded in 1968 and today is one of the largest Tata Group companies. TCS is a trusted name for clients worldwide in the field of IT and digital solutions.

    TCS has always been at the forefront of ESG. The company has built digital tools that help other companies improve their ESG reporting. It also continuously invests in social programs such as education and digital skilling. Women’s empowerment and community development are also priorities. In terms of governance, TCS emphasizes transparency and accountability, making it a trusted ESG company.

    Know the Returns: 

    1Y Return3Y Return5Y Return 
    -30.70%-4.79%8.26%
    (Data as of 06 October 2025)

    3. Hindustan Unilever Ltd (HUL)

    HUL was founded in 1933 and today is one of India’s largest FMCG companies. Its products are present in every household in some form or another, be it soap, shampoo, or food products. For a long time, the company has been working to understand the changing needs of consumers. HUL is very active in ESG initiatives. The company has placed a strong emphasis on reducing plastic waste, saving water, and sustainable sourcing. Additionally, social programs such as rural development and women’s empowerment are its hallmarks. Transparent policies and strong governance systems make it a trusted ESG company.

    Know the Returns: 

    1Y Return3Y Return5Y Return 
    -10.89%-5.45%19.63%
    (Data as of 06 October 2025)

    4. Wipro Ltd

    Wipro was founded in 1945 and initially began as a vegetable oil manufacturer. It later entered the IT sector and today is one of the world’s leading technology services companies. Wipro’s services and innovations have a significant impact in many countries, including India. Wipro has always been committed to ESG initiatives. The company has worked to make its campuses and data centers energy-efficient and has increased the use of renewable energy. As part of its social responsibility initiatives, it runs education and health projects, and promotes diversity and inclusivity in the workplace. Transparent reporting and responsible governance policies establish Wipro as a strong ESG stock.

    Know the Returns: 

    1Y Return3Y Return5Y Return 
    -10.04%18.24%44.47%
    (Data as of 06 October 2025)

    5. Maruti Suzuki India Ltd

    Maruti Suzuki was founded in 1981 and is today India’s largest car manufacturer. Its vehicles have long been a favorite of middle-class families and have long been a fixture on Indian roads. Affordable prices, reliable quality, and an easy service network make it unique. From an ESG perspective, Maruti Suzuki is constantly taking new steps. The company is developing engines with improved fuel efficiency and working on hybrid and electric vehicles. Energy savings and pollution reduction measures are being implemented at its plants. Social initiatives such as road safety and driver training programs further establish it as a responsible ESG company.

    Know the Returns: 

    1Y Return3Y Return5Y Return 
    26.40%83.31%133.54%
    (Data as of 06 October 2025)

    6. Mahindra & Mahindra Ltd

    Mahindra & Mahindra, founded in 1945, is a well-known name in automobiles, agricultural equipment, and many other sectors. Its dominance in tractors and SUVs extends not only to India but also to many countries. M&M has always been known for innovation and reliable products. Mahindra & Mahindra is a leading ESG player. The company has made significant investments in electric vehicles and is considered one of India’s leading companies in the EV segment. It is also working to introduce sustainable technology into agricultural equipment. Socially, it focuses on rural development, women’s empowerment, and education projects. Transparency in governance and clear policies make it a strong ESG stock.

    Know the Returns: 

    1Y Return3Y Return5Y Return 
    14.22%173.71%465.50%
    (Data as of 06 October 2025)

    7. Tata Steel Ltd

    Founded in 1907, Tata Steel is one of India’s oldest and most trusted steel companies. It has a presence not only in India but also in several countries in Asia and Europe. Its robust steel products and long-standing reliability have earned it global recognition.

    Tata Steel continues to progress in ESG initiatives. The company has transitioned to green steel production and is adopting new technologies to reduce carbon emissions. It also pays special attention to worker safety and community development. Transparent governance policies and honest reporting make Tata Steel a strong ESG company.

    Know the Returns: 

    1Y Return3Y Return5Y Return 
    1.90%66.80%339.58%
    (Data as of 06 October 2025)

    8. Adani Green Energy Ltd

    Adani Green Energy was founded in 2015 and is one of India’s largest renewable energy companies. Its focus is on solar and wind energy, and the company is implementing large-scale green energy projects across the country. Its goal is to meet India’s growing electricity needs in an environmentally friendly manner. From an ESG perspective, Adani Green Energy operates entirely on sustainable energy. This contributes to saving millions of tons of carbon emissions and furthering the clean energy mission. Local employment and development projects are also part of its social efforts. In terms of governance, the company’s emphasis on transparency and compliance makes it one of India’s leading ESG stocks.

    Know the Returns: 

    1Y Return3Y Return5Y Return 
    -41.26%-51.07%41.36%
    (Data as of 06 October 2025)

    9. Havells India Ltd

    Havells was founded in 1958 and is today a well-known electrical goods company in India. Its products include fans, cables, switches, lighting, and kitchen appliances. Havells is considered a trusted brand, and its products can be found in almost every home and office. Havells plays an active role in ESG. The company has taken steps to make its manufacturing plants energy-efficient and reduce carbon emissions. LED lighting and environmentally friendly products reflect its green approach. Additionally, it contributes to society through education and health projects. Transparent governance policies make Havells a strong ESG company.

    Know the Returns: 

    1Y Return3Y Return5Y Return 
    -23.18%10.43%121.85%
    (Data as of 06 October 2025)

    10. Lupin Ltd

    Lupin was founded in 1968 and is considered one of India’s leading pharmaceutical companies. The company manufactures generic medicines, biotechnology products, and active pharmaceutical ingredients, which are used not only in India but worldwide. From an ESG perspective, Lupin prioritizes health and ensures access to its medicines in remote areas. Environmentally, it focuses on reducing water and energy consumption at its plants. Socially responsible, Lupin runs healthcare programs and community initiatives. Transparency in governance and strict compliance make this company a responsible ESG stock.

    Know the Returns: 

    1Y Return3Y Return5Y Return 
    -11.75%160.42%85.54%
    (Data as of 06 October 2025)

    Read Also: Best Midcap IT Stocks

    Key Performance Indicators (KPIs)

    The key performance metrics of the Best ESG Stocks in India are mentioned below:

    CompanyOperating Margin (%)Net Profit Margin (%)ROE (%)ROCE (%)
    HDFC Bank Ltd25.5821.8313.562.62
    Tata Consultancy Services Ltd25.8919.1151.2462.01
    Hindustan Unilever Ltd22.9916.9121.5522.91
    Wipro Ltd21.2614.8015.9419.03
    Maruti Suzuki India Ltd12.799.3215.0619.29
    Mahindra & Mahindra Ltd16.777.8916.7814.21
    Tata Steel Ltd7.511.363.758.49
    Adani Green Energy Ltd67.6813.8813.478.02
    Havells India Ltd9.336.7517.6822.51
    Lupin Ltd18.9714.5519.0721.29
    (Data as of March 2025)

    Why ESG Investment Matters in India 

    Investors are increasingly preferring companies that focus on ESG because:

    • Net-Zero Targets : India has set a target to achieve net-zero emissions by 2070 and its impact is clearly visible. Companies are now focusing on green energy, electric vehicles, and sustainable projects. This means that businesses with environmentally friendly models could reap significant benefits in the coming years.
    • SEBI Reporting Initiatives : SEBI has made it mandatory for large companies to provide ESG-related information. Investors can now easily see which companies are reducing carbon, saving water, or adopting appropriate employee policies. This has also increased investment confidence.
    • Growing ESG Funds: The size of ESG funds in India has grown significantly, rising from about ₹2,700 crore in 2020 to nearly ₹9,700 crore by 2024. This rapid increase reflects a shift in investor mindset, with many now seeking responsible profits rather than just profits.
    • Changing Mindset : For millennials and Gen Z, investing is not just about financial returns; it is also about creating a meaningful impact. This shift in priorities is driving the growing popularity of ESG investing among young investors in India.
    • Long-Term Benefits : Companies that focus on ESG generally remain strong even during market downturns. They manage risk better and avoid controversies, thus gaining greater investor trust.

    What to consider before choosing the right ESG stocks

    When making ESG investments, it’s not always wise to base your decision solely on a company’s name or brand. It’s important to understand key factors before making an investment decision. 

    • ESG Scores and Ratings : Many agencies release ESG scores for companies. These scores indicate how a company performs on environmental, social, and governance standards. This provides an initial indication for investors.
    • Transparency and Disclosure : What and how a company discloses in its reports is crucial. Companies that provide clear and honest information are more trustworthy.
    • Industry-Specific ESG Risks : Each sector faces its own unique ESG challenges. For example, reducing carbon emissions is a major challenge for energy companies, while data privacy and employee well-being are crucial for IT companies.
    • Business Model Sustainability : Companies with sustainable business models are more sustainable in the long term. It’s important to assess whether a company’s business will align with ESG goals in the coming years.
    • Understanding Report Reading : In India, SEBI has mandated BRSR (Business Responsibility and Sustainability Reporting). Carefully reading and understanding these reports helps investors make better decisions.

    Read Also: Best Cloud Computing Stocks in India

    Risks & Challenges in ESG Stocks

    ESG investing is a hot topic these days, but it also faces some challenges and criticisms. Investors can make better decisions if they understand these aspects and proceed with their goals.

    • The Risk of Greenwashing : Companies often exaggerate their ESG efforts, while in reality, little is being done on the ground. This is called greenwashing.
    • Lack of Standardization : There is no uniform standard for measuring ESG in India yet. Different ratings from different agencies can make comparisons difficult for investors.
    • The Challenge of Short-Term Performance : ESG adoption in some sectors increases initial costs. As a result, returns may be lower than expected in the short term.
    • Balancing Profit and Responsibility : Sometimes, companies find it difficult to balance ESG values ​​and profits. In such situations, investors may also face a dilemma.
    • Long-Term Perspective : ESG investing provides long-term stability and reliability rather than quick returns. Its real impact is visible over time, when the company achieves sustainable growth.

    Conclusion

    ESG investing is no longer just a trend; it represents a new direction in the world of finance. Investors in India are increasingly recognizing that while generating profits is important, fulfilling their responsibilities toward the environment and society is equally vital. Selecting the right ESG stocks can not only provide stable long-term returns but also contribute to building a more sustainable future. ESG investing in India is poised to become mainstream in the coming years. It is advised to consult a financial advisor before making any investment decisions.

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    Frequently Asked Questions (FAQs)

    1. What are ESG stocks?

      ESG stocks are shares of companies that prioritize strong practices in Environmental sustainability, Social responsibility, and Corporate Governance. These companies aim to generate profits while positively impacting society and the environment.

    2. Are ESG stocks profitable in India?

      Yes, these stocks can provide stable and reliable returns over the long term.

    3. How can I start ESG investing in India?

      You can start with ESG mutual funds or directly invest in some good ESG stocks. However, it is advised to consult a financial advisor before investing.

    4. Which are some of the top ESG companies in India?

      Infosys, HUL, TCS, Mahindra & Mahindra, and Adani Green Energy are some of the prominent ESG companies in India.

    5. What is the main risk in ESG investing?

      The biggest risk is greenwashing and lack of consistent ratings.

  • Tax on Gold Investment in India: Physical, Digital & SGB Explained

    Tax on Gold Investment in India: Physical, Digital & SGB Explained

    What is the first thing that comes to your mind when someone says safe and secure investment asset? Well, there is no doubt that it is gold. For years, people have invested in gold for so many reasons. Be it to save for a good future or to build assets against inflation, all the reasons define gold as a reliable investment choice.

    But with time, we have seen a change in how people invest in gold. The options like digital gold, gold mutual funds, gold ETFs and others have allowed people to explore and expand their investment choices. But are the taxes on gold of different types the same?

    Well, this is definitely one of the most important questions that we need to address. So, if you are an investor looking to get answers on the taxation policies for different types of gold, then you have just landed at the right place. Read this guide to find the answers and start your investment journey with ease. 

    Gold Investment Types to Know

    Before we move ahead to explore the tax on gold, it is important that we understand what are the different types of options available for investment. Now, traditionally, the investment mainly focused on physical gold. But now, you can also own gold online with no need for physical storage at all.

    So, based on the same, here are the most common types of gold investment options that are available for us:

    Type of Gold InvestmentDescriptionKey Features
    Physical Gold (Jewellery, Coins, Bars)Buying gold in physical form through jewellers or banks.Tangible AssetMaking Charges and GST applicable Storage & safety concerns
    Gold ETFsExchange-traded funds that track gold prices and are traded on stock exchanges.High liquidityNo storage hasslesRequires a Demat account
    Gold Mutual FundsMutual funds invest primarily in Gold ETFs on behalf of investors.Accessible via SIPsNo Demat requiredFollows gold mutual fund taxation rules
    Sovereign Gold Bonds (SGBs)Government securities linked to gold prices, offering fixed annual interest.2.5% annual interestRedemption after maturity , Capital Gain is tax-freeNo storage costs
    Digital GoldOnline platforms allow fractional purchase of gold stored by providers.Easy online accessStored securely by providerTaxed like physical gold
    Gold Derivatives (Futures & Options)Contracts to buy or sell gold at a predetermined future date/price.Hedging & speculation toolNo physical delivery unless optedHigh risk-reward potential

    Now that you know the various types of gold investment options that are available for you, let us explore the taxation policies for each. This will help you not just to plan your investments well but also to ensure that you gain the best out of them.

    Read Also: Gold ETF vs Gold Mutual Fund: Differences and Similarities

    Tax on Physical Gold (Jewellery, Coins, and Bars)

    Investing in physical gold includes bars, coins, jewelry, and other forms. People have been investing in these for years. Most of these come with making charges, which add on to the actual value of the gold. Now, when it comes to tax on gold, which you hold physically, here is what you must know:

    Transaction TypeConditionTax Treatment
    Purchase of GoldBuying jewellery, coins, or bars3% GST on the value of gold + 5% GST on making charges
    Sale within 3 yearsShort-Term Capital Gains (STCG)Gains are taxed as per the individual’s income tax slab
    Sale after 3 yearsLong-Term Capital Gains (LTCG)20% tax with indexation benefit (inflation-adjusted cost) and 4% cess

    While this allows you to have the physical ownership, the charges and costs associated with this are high. There is also a risk associated with storing. Hence, this is less preferred these days. 

    Tax on Digital Gold

    This is one of the newest forms of investing in gold. It offers you purity and affordability. You can start investing in digital gold with as low as INR 10, which makes it a great choice for beginners. The taxation on this gold is as follows:

    Transaction TypeConditionTax Treatment
    Purchase of Digital GoldBuying via apps, platforms, or wallets3% GST on the purchase value
    Sale within 3 yearsShort-Term Capital Gains (STCG)Gains taxed as per individual’s income tax slab
    Sale after 3 yearsLong-Term Capital Gains (LTCG)20% tax with indexation benefit (inflation-adjusted cost) with 4% cess

    Though the taxation part is quite similar to the physical gold, it eases the storage process. This helps you save on locker cost and also the making charges, which is why this is a better choice.

    Tax on Sovereign Gold Bonds (SGBs)

    SGBs are government-backed securities that offer fixed interest along with exposure to gold prices. Their taxation is slightly different from other gold investments.

    Transaction TypeConditionTax Treatment
    Annual Interest2.5% interest paid semi-annuallyTaxed as per the investor’s income tax slab (no TDS deducted)
    Redemption at Maturity (8 years)Holding till maturityCapital gains exempt — no tax on redemption value
    Early redemption (after 5 years)The RBI gives an early exit option after 5 years, allowed on interest payment datesCapital gains exempt — no tax on redemption value
    Premature Sale (before maturity)Sale after 5 years (through exchange)Long-term gains taxed at 20% with indexation and 4% cess and surcharge
    Sale within 3 yearsEarly exit before 3 yearsShort-term gains taxed as per income slab

    These are indeed the most tax-effective options for investment. They are backed by the government, and so there is an assurance that your money stays safe. Also, the taxation is similar to that of digital gold, with no worry about storage. 

    Tax on Gold Mutual Funds and ETFs

    Now, when it comes to the gold mutual fund taxation, it is important to note that the same rule applies to both MF and ETFs. Also, this is quite similar to the SGBs. So, here is what you need to know about the taxation on gold mutual funds and ETFs:

    Holding PeriodType of GainTax Treatment
    Less than 3 yearsShort-Term Capital Gains (STCG)Gains are taxed as per the investor’s income tax slab.
    3 years or moreLong-Term Capital Gains (LTCG)Taxed at 20% with indexation benefit, as per gold fund taxation rules. There is 4% cess too.

    While the gold fund taxation is the same as the SGBs and physical gold, these are linked to markets. At times, these can be the underlying assets working with some other stocks that can offer you deeper benefits. 

    Read Also: Sovereign Gold Bonds vs. Gold ETF: Which is a Better Investment?

    Tax on Gold Derivatives (Futures & Options)

    Gold derivatives, such as futures and options, are widely used for trading and hedging. Their taxation is very different from physical or fund-based gold. The returns are treated as business income, but investors can also opt for the presumptive taxation scheme under Section 44AD.

    ConditionTax Treatment
    Turnover less than ₹2 crore (Section 44AD)6% (digital) / 8% (cash) of turnover is considered taxable income. No need to maintain detailed books of accounts.
    Turnover between ₹2 crore – ₹3 croreEligible for presumptive schemes if digital transactions (>95%) are used. Tax limited to 6% of turnover.
    Turnover above ₹3 croreNormal business income rules apply. Profits taxed as per slab rate.

    In derivatives, annual turnover = total of all profits and losses from each trade. By declaring 6% of this turnover as taxable income under presumptive taxation, investors can reduce compliance burden while keeping tax outgo predictable.

    Taxation on Gold Received as a Gift or Inheritance

    Gold given as a gift or inherited is common in India, but it carries certain tax rules:

    • Gifts from Relatives: Exempt from tax when received from parents, siblings, children, or other specified relatives.
    • Gifts from Non-Relatives: Taxable as “income from other sources” if the total value exceeds ₹50,000 in a financial year.
    • Sale of Gifted Gold: Normal tax on gold rules apply. STCG if sold within 3 years, LTCG at 20% with indexation if held longer.
    • Inheritance: Receiving gold from a relative is tax-free. On selling, capital gains tax applies, and the original owner’s acquisition date is considered for holding period.

    Conclusion

    Gold is timeless, but taxes shape real returns. From SGB exemptions to gold mutual fund taxation with indexation, every option is unique. If you want pure tax savings, SGBs shine; if flexibility matters, ETFs and mutual funds work best. 

    Physical and digital gold carry upfront costs, while derivatives are business-like. Knowing the tax on gold helps you pick wisely because the smartest gold investment is not just about buying, but about keeping more in your pocket.

    And if you need assistance, connect with the experts at Pocketful today.

    S.NO.Check Out These Interesting Posts You Might Enjoy!
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    2A Guide To Investing In Gold In India
    3GST on Gold Purchase in India
    4Best ETFs in India to Invest
    5What is Nifty BeES ETF? Features, Benefits & How to Invest?

    Frequently Asked Questions (FAQs)

    1. How can I save taxes on gold investments?

      Sovereign Gold Bonds are the most tax-efficient since redemption after maturity is exempt from capital gains tax, and indexation benefits apply to premature sales after five years.

    2. Which gold investment option should I choose for better taxation?

      If tax efficiency is your priority, go for SGBs. For flexibility and indexation, gold mutual funds or ETFs are better. Physical and digital gold usually add GST and higher costs.

    3. Is there a common taxation rule for gold investments?

      Yes. Selling gold within three years attracts short-term tax at slab rates, while holding longer leads to long-term capital gains taxed at 20% with indexation.

    4. Can I invest in gold online?

      Yes, through digital gold, gold ETFs, and mutual funds—no physical storage needed.

    5. Are gold derivatives risky?

      Yes, futures and options carry high risk and are taxed as business income; only suitable for experienced investors.

  • Best Stock Alert Apps in India

    Best Stock Alert Apps in India

    In India’s volatile stock market, timely information can make the difference between profit or loss. A good stock alert app India will not only inform you about price changes but also send you news on stocks in your portfolio or watchlist, IPO updates, corporate actions (e.g. dividend, bonus, split, rights issue).

    Modern platforms like Pocketful are now acting as real-time alert apps with WhatsApp alerts, push notifications so that you don’t miss out on every deal, result, global news, and commodity movement. If your alert app is fast, reliable, and tailored to your needs, the investment journey becomes easier.

    Why Stock Alert Apps Are Crucial for Investors

    The Indian stock market is changing very fast at this time. Sometimes sudden global news or RBI policy updates come, and sometimes the results of a big company shake the market. Recently, lakhs of investors had to suffer losses due to SEBI’s new rules and changes in the derivatives market. Such situations show how important it is to get timely information in investing.


    This is where real-time alert apps play an important role. These apps give you instant updates – whether it is stock price movement, corporate action like dividend or bonus announcement, or news of IPO and quarterly results. Investors can take immediate action and take advantage of the opportunity as soon as they get timely alerts.

    Key benefits:

    • Real-time news and price updates make it easier to take informed decisions.
    • You get personalized alerts related to only your portfolio and watchlist.
    • There is no need to check the market again and again, which saves both time and energy.

    Top Stock Alert Apps in India

    S.NoApp NameType of AlertsBest Suited For
    1PocketfulReal-time alerts + WhatsApp updatesActive traders and long-term investors
    2Market PulsePrice & volume alertsShort-term traders
    3Stock AlarmPrice alerts, volume spikesBeginners who want simple alerts
    4TradingViewPrice + technical indicator alertsChart-based traders
    5Moneycontrol (App)Price alerts, basic corporate newsRetail investors
    6Tickertape (App)Price alertsBeginners and data-focused users
    7StockEdge (App)Price & deal alertsInvestors tracking institutional moves
    8Investing.com (App)Global + Indian price alertsGlobal market followers
    9Trendlyne (App)Price + corporate action alertsRetail investors
    10INDmoneyPrice alertsSimple users

    A brief overview of the Top Stock Alert Apps in India are given below:

    1. Pocketful

    Pocketful is a modern stock alert app India, whose biggest feature is multi-channel alerts. It is not limited to in-app notifications but also sends alerts on WhatsApp and SMS. The app gives real-time information about corporate actions such as dividend, bonus, split and rights issue. Along with this, IPO updates, quarterly results, deals and global market news are also available in the form of alerts. This means that the investor gets only those updates which are related to his portfolio or watchlist.

    Key Features:

    • Alerts on WhatsApp, SMS and push notification.
    • Corporate action alerts such as dividend, bonus, split, rights issue.
    • IPO, quarterly results and commodity market updates.
    • Personalized alerts only on your chosen stocks.

    Pros:

    • Multi-channel support, which reduces the chances of missing an update.
    • Alerts highly relevant and time-sensitive.
    • Easy for both beginners and advanced investors.

    Cons:

    • The app is new, so data feedback from very old users is less available.
    • Advanced charting or deep analytics tools are limited.

    2. Market Pulse

    Market Pulse is a real-time alert app that is especially popular among active traders. It gives instant alerts on price movement and volume spikes. Along with this, notifications are also available on technical indicators (such as RSI, MACD) and F&O data (option chain, open interest change). This app is more useful for those traders who do intraday or short-term trading and want to take action on fast-changing market conditions.

    Key Features:

    • Real-time price and volume alerts.
    • Alerts on technical indicators and candlestick patterns.
    • F&O and option chain based updates.
    • Multiple watchlists and personalized alerts.

    Pros:

    • Alerts are fast and accurate.
    • Lots of indicators and tools for technical traders.
    • Cover both NSE and MCX markets.

    Cons:

    • It may seem a bit complex for beginners.
    • Some features are available only in paid subscription.
    • Sometimes there are complaints of slight delay in notifications.

    3. Stock Alarm

    Stock Alarm is an easy and straightforward share alert app India, which is especially liked by beginners. This app sends you instant alerts on price movement and volume spike. If you have set an upper or lower price limit for a stock, then as soon as that level is touched, you get immediate notification. Apart from this, it gives alerts on both SMS and push channels, which reduces the fear of missing updates.

    Key Features:

    • Price level and volume spike alerts.
    • Option to set custom triggers.
    • Alerts through both Push and SMS.
    • Simple and user-friendly interface.

    Pros:

    • Very easy to use for beginners.
    • Alerts come quickly and clearly.
    • SMS alerts are helpful for those who do not always check the app.

    Cons:

    • Corporate actions or detailed news updates are not available.
    • Lack of indicators and deep analysis tools for advanced traders.
    • Only limited alerts are available in the free version.

    4. TradingView

    TradingView is not just famous for charts, but it is also a powerful real-time alert app. Here you can set alerts for price movement, technical indicators (RSI, MACD, moving averages) and trendline breaks on any stock, index or commodity. The biggest strength of TradingView is that you can create alerts on your own strategies and technical signals. It is an excellent tool for serious chart-based traders.

    Key Features:

    • Price, indicator and custom strategy alerts.
    • Real-time charting tools and drawing options.
    • Email, push notification and app alerts.
    • Works on both Global + Indian markets.

    Pros:

    • Highly customizable alerts create your own strategy.
    • Powerful charts and technical tools.
    • Global coverage, not limited to India.

    Cons:

    • It is a bit complex for beginners and takes time to learn.
    • Limited number of alerts in free version.
    • Alerts are not available on corporate action or IPO updates.

    5. Moneycontrol (App)

    Moneycontrol is one of the most used finance apps in India and its stock alert feature is very helpful for retail investors. Through this app, you can get real-time price alerts, breaking news alerts and news related to market events like IPO, quarterly results or budget. Its strength is finance news coverage, which combines with alerts to keep the investor updated from every angle.

    Key Features:

    • Price alerts and breaking news notifications.
    • Alerts on IPO, quarterly results and budget updates.
    • Live market news and finance-related developments.
    • Portfolio and watchlist-based tracking.

    Pros:

    • Strong news coverage: Get every big news related to the market first.
    • Easy interface for beginners.
    • Easy to keep track of your investments with portfolio alerts.

    Cons:

    • Detailed alerts are not available on corporate actions like dividend, bonus or splits.
    • Alerts are sometimes general in nature, not personalized.
    • Too many notifications can feel overwhelming to new users.

    6. Tickertape (App)

    Tickertape is a smart investing platform that offers detailed stock data and insights along with alert features. Here you can set price alerts on a stock and also view market insights, valuation ratios and risk analysis. Alerts are simple but effective, especially for beginners and data-driven investors. The focus is more on information and insights than alerts.

    Key Features:

    • Price alerts and watchlist-based tracking.
    • Stock insights: valuation, fundamentals and risk analysis.
    • Easy-to-use interface suitable for beginners.
    • Market insights and updates real-time.

    Pros:

    • Very user-friendly app for beginners.
    • Alerts are straightforward and clear.
    • Plus detailed insights make stock selection easier.

    Cons:

    • Does not provide corporate action or detailed news alerts.
    • Alert customization is limited for advanced traders.

    7. StockEdge (App)

    StockEdge is a popular stock analysis and alert app in India, especially useful for investors who want to track institutional activity (such as bulk deals, block deals) in the market. The app provides price alerts as well as updates on corporate events, insider trades and changes in shareholding pattern. Alerts are directly linked to your portfolio and watchlist, making it easier to take timely action.

    Key Features:

    • Price alerts and information on corporate events.
    • Bulk deals, block deals and insider trading alerts.
    • Updates on shareholding pattern and institutional activity.
    • Portfolio and watchlist-based alerts.

    Pros:

    • Focused alerts on institutional activity helpful for serious investors.
    • Covers both corporate action and insider activity.
    • Good combination of detailed data + alerts.

    Cons:

    • Beginners may find the data heavy.
    • Real-time speed is a little delayed in some cases.
    • Many useful alerts are restricted in the free version.

    8. Investing.com (App)

    Investing.com is a global financial platform and its mobile app is quite versatile when it comes to alerts. It offers alerts not just on Indian stocks but also on global indices, commodities (gold, oil), currencies and crypto. Users can set custom alerts when price, percentage change or specific levels are crossed. This app is especially useful for international investors or those who follow global events closely.

    Key Features:

    • Indian + global stock alerts.
    • Alerts on commodities, forex and crypto as well.
    • Customizable alerts (price, percentage, technical levels).
    • Both push and email notifications.

    Pros:

    • Global coverage is not limited to just India.
    • Multi-asset alerts stocks, commodities and currencies all in one place.
    • Customizable and user-friendly alert settings.

    Cons:

    • Indian corporate actions and IPO alerts are not that strong.
    • Sometimes there is a slight delay in notifications.
    • Beginners may find too many options confusing.

    9. Trendlyne (App)

    Trendlyne is a stock alert app India that combines alerts with research and analytics. It is not limited to just price alerts but also gives notifications on corporate actions, earnings updates and shareholding pattern changes. Investors get alerts on quarterly results, analyst ratings and upcoming events, making decision-making more informed. This app is a complete alert + research combo for serious investors.

    Key Features:

    • Price and corporate action alerts.
    • Notifications on quarterly results and analyst reports.
    • Portfolio-based personalized alerts.
    • Both email and push alerts.

    Pros:

    • Research-backed alerts not just data, but insights too.
    • Corporate actions and earnings updates on time.
    • Alerts are quite customizable and relevant.

    Cons:

    • Can be a bit data-heavy for beginners.
    • Some premium features are unlocked only in subscription.
    • The interface is not as simple as basic alert apps.

    10. INDmoney

    INDmoney is a relatively simple but useful share alert app India. The app offers price alerts and basic stock updates, so investors can keep track of their chosen stocks. Its interface is clean and easy-to-use, so it is a good option for beginners or those who just want to do price tracking. However, it lacks advanced corporate action alerts or deep analytics.

    Key Features:

    • Price alerts and stock movement updates.
    • Watchlist-based alerts.
    • Simple and easy interface.
    • Push notifications.

    Pros:

    • Easy and straightforward app for beginners.
    • Alerts come clean and timely.
    • Lightweight design, not too data-heavy.

    Cons:

    • Corporate action or IPO alerts not available.
    • Lack of tools and customization options for advanced traders.
    • Limited to price-based alerts only.

    Key Features to Look for in the Best Stock Alert App India

    1. Real-time alerts : The market situation changes every moment. Therefore, you should have an app that instantly informs you about the price and trading volume movements. Getting timely alerts prevents you from missing out on opportunities.
    2. Corporate Action Updates : When a company makes announcements like dividend, bonus, split or rights issue, it has a direct impact on the value of the share. A reliable app should clearly show information like the dates and ratio of these updates.
    3. News and market updates : Just looking at the chart is not enough. A good app should also send news of IPO, quarterly results, global trends and commodities immediately, so that investors can understand the whole scenario and take a decision.
    4. Custom alerts : Every investor has different needs. It is better if alerts come only on the stocks in your portfolio and watchlist. This prevents unnecessary notifications and keeps the focus where it is important.
    5. Multi-channel notifications : Push alerts are common, but options like SMS or WhatsApp are more useful. This reduces the fear of missing important updates.
    6. Reliability and security : The app’s data should always come from trusted sources like NSE, BSE or SEBI filings and your personal information should be secure.
    7. Additional features : If the app also offers extra features like technical indicator alerts, events calendar and global updates, then your investing experience becomes smoother.

    Read Also: 10 Best Stock Market Simulators for Beginners – Platforms and Apps

    How to Choose the Right Share Alert App in India

    1. Investing Style : Every individual has a different way of investing. If you are an active trader, you will need fast and frequent price alerts. For a long-term investor, information on corporate actions, dividends and quarterly results is more important.
    2. Type of alerts : Think about the type of alerts you need: price movement, market news, corporate action updates or technical indicator signals. The right app is the one that gives notifications according to your needs.
    3. Customization : A good app gives you the option to choose alerts related to your portfolio or watchlist only. This helps in avoiding unnecessary notifications and focuses only on important updates.
    4. Channels of alerts : In today’s time, just push notifications are not enough. It is better if the app provides multi-channel support, like SMS or WhatsApp alerts, so that no update is missed.
    5. Reliability and security : Accuracy of data is very important. The app should provide information from trusted sources and your personal details should be secure and encrypted.
    6. Additional Features : If the app also offers additional features like events calendar, global market coverage and AI-based insights, the investing experience becomes even smoother.

    Future of Stock Alert Apps in India

    The Indian stock market is becoming increasingly digital and technology-driven. In the coming times, stock alert apps will not be limited to just providing updates, but will also send predictive alerts with the help of AI and Machine Learning. That is, the app will not only tell what has happened, but will also indicate what kind of movement can come next.

    For retail investors, getting alerts on platforms like WhatsApp and Telegram is now becoming a new standard, as these channels are easy and accessible. Also, strict regulations from organizations like SEBI will ensure that every app takes full care of investor safety and data privacy.

    In the future, apps equipped with multi-channel, personalized and real-time intelligence will be at the forefront. Such tools will not only provide timely information to investors but will also make decision-making faster and smarter.

    Read Also: Best Trading Apps in India

    Conclusion 

    Every minute’s news matters in the stock market. In such a situation, a good stock alert app India gives you important updates at the right time – be it price change, dividend announcement, IPO date or any big global news. Every app has its own advantage, some are easy for new investors while some provide in-depth information for active traders. By choosing the right app, you will not only be able to take timely decisions, but can also avoid small losses at times.

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    Frequently Asked Questions (FAQs)

    1. Which is the best stock alert app in India for beginners?

      For beginner investors, easy and user-friendly apps that provide simple price alerts and basic updates are better.

    2. Do stock alert apps give corporate action updates?

      Yes, some apps also give alerts on corporate action like dividend, bonus, split and rights issue.

    3. Are these alert apps free to use?

      Most apps offer a free version, but advanced alerts and extra features are available in paid plans.

    4. Can I get IPO and result alerts on these apps?

      Yes, many apps send information about IPO opening/closing dates and quarterly results in real-time.

    5. Why are WhatsApp or SMS alerts useful?

      Because these alerts are difficult to miss and are immediately visible.

  • Best Aquaculture Stocks in India 2025 

    Best Aquaculture Stocks in India 2025 

    India is today considered one of the world’s largest shrimp exporters, and this is why investors are now eyeing Aquaculture Stocks. This sector not only strengthens the rural economy, but is also witnessing rapid growth due to the ever-increasing seafood demand. India’s shrimp exports will increase by approximately 7.60% per year during 2025–2033, which further strengthens the prospects of this industry. In this blog, we will understand what Aquaculture Stocks actually are and also look at a curated list of Aquaculture Stocks, which may prove to be important for investors in the future.

    What Are Aquaculture Stocks?

    Aquaculture stocks are shares of companies that engage in controlled aquaculture farming of fish, shrimp, and other aquatic animals. These companies also produce feed, operate seed and hatcheries, and process seafood for sale in domestic and international markets. Simply put, investing in these stocks means becoming a part of India’s growing aquaculture industry.

    Why are these stocks important?

    India ranks among the biggest exporters of shrimp in the world, and the domestic seafood consumption growth is very optimistic. This makes aquaculture stocks a compelling opportunity for investors.

    For instance, one firm produces only shrimp and fish feed to sell to the farmers. Another company processes the farmed shrimp and exports it overseas. And, some companies operate across the entire value chain, from farming, to processing, and through exporting.

    Read Also: Best Data Center Stocks in India

    List of 10 Best Aquaculture Stocks in India 

    CompanyCurrent Market Price (INR)Market Capitalisation (in INR crore)52-Week High52-Week Low
    Avanti Feeds Ltd₹ 648₹ 8,833 ₹ 965 ₹ 542
    Sangam (India) Ltd₹ 412₹ 2,071 ₹ 513₹ 293
    Apex Frozen Foods Ltd₹ 227₹ 709 ₹ 282₹ 179
    Sharat Industries Ltd₹ 120₹ 472 ₹ 150₹ 43.0
    Coastal Corporation Ltd₹ 34.8₹ 233₹ 56.6₹ 29.7
    Waterbase Ltd₹ 48.1₹ 199 ₹ 83.3₹ 42.5
    Zeal Aqua Ltd₹ 9.72₹ 123 ₹ 16.0₹ 8.75
    Oceanic Foods Ltd₹ 67.0₹ 75.4 ₹ 83.9₹ 36.6
    BKV Industries Ltd₹ 9.60₹ 14.8 ₹ 18.7₹ 9.01
    Uniroyal Marine Exports Ltd₹ 15.4₹ 9.96 ₹ 22.5₹ 13.8
    (Data as of 06 October 2025)

    A brief overview of the Best Aquaculture Stocks in India is given below:

    1. Avanti Feeds Ltd

    Avanti Feeds was started in 1993 and today it is considered one of the most well-known aquaculture companies in India. The company primarily manufactures high-quality feed for shrimp and fish. In addition, Avanti has gradually established its presence in the field of shrimp processing and export. It has a strong network in Andhra Pradesh and many parts of South India, where farmers trust its feed. Over time, the company has established a strong foothold in the aquaculture sector by adopting modern technology and better bio-security practices.

    Know the Returns: 

    1Y Return (%)3Y Return (%)5Y Return (%)
    6.26%31.08%27.72%
    (Data as of 06 October 2025)

    2. Sangam (India) Ltd

    Sangam (India) Ltd was founded in 1984 and was primarily engaged in the textile and infrastructure sectors. However, in recent years, it has also entered the aquaculture business. The company is active in shrimp farming and related activities, particularly in regions like Rajasthan and Andhra Pradesh. Sangam has chosen aquaculture as a new growth segment to capitalize on the growing global demand for seafood. This diversification not only adds a new dimension to the company’s business but also establishes it as an emerging player in the aquaculture industry.

    Know the Returns: 

    1Y Return (%)3Y Return (%)5Y Return (%)
    -6.12%50.25%728.59%
    (Data as of 06 October 2025)

    3. Apex Frozen Foods Ltd

    Apex Frozen Foods Ltd was established in 2012 and is primarily known for the processing and export of seafood. Its focus is on processing shrimp, which it exports to major markets such as the US, Europe, and Asia.

    The company’s specialty is its focus on value-added products not just raw shrimp, but also finished and packaged products. It has modern processing plants in Andhra Pradesh, where production is conducted according to international standards. Growing global demand and robust production capacity have made Apex a prominent name in the aquaculture industry.

    Know the Returns: 

    1Y Return (%)3Y Return (%)5Y Return (%)
    -5.02%-26.52%-12.88%
    (Data as of 06 October 2025)

    4. Sharat Industries Ltd

    Starting in Andhra Pradesh, Sharat Industries Ltd has built its long-standing experience in shrimp farming and processing. Established in the 1990s, the company has evolved from hatchery to export. Farmers receive high-quality seeds, ensuring their production is safe.Its modern processing units deliver seafood to international markets, maintaining quality standards. Even after more than three decades, Sharat Industries remains a trusted name in India’s aquaculture sector, making it a reliable option for investors looking at established players in the industry.

    Know the Returns: 

    1Y Return (%)3Y Return (%)5Y Return (%)
    164.27%147.26%512.87%
    (Data as of 06 October 2025)

    5. Coastal Corporation Ltd

    Coastal Corporation Ltd is one of India’s oldest seafood exporters. Beginning in 1981, the company has leveraged shrimp processing as its strength and established a strong presence in the coastal belt of Andhra Pradesh. Its products reach countries like the United States, Europe, and Japan. Coastal is not limited to raw shrimp, but also produces value-added products that are highly sought after by global buyers. Long-term experience and stable international relationships have made it a stable player in the export market.

    Know the Returns: 

    1Y Return (%)3Y Return (%)5Y Return (%)
    -30.07%-49.85%-42.23%
    (Data as of 06 October 2025)

    6. Waterbase Ltd

    Established in 1987, Waterbase Ltd is considered one of India’s most organized aquaculture companies. It began with feed and hatchery for shrimp farming. Farmers in Andhra Pradesh and surrounding areas have always trusted it, as its products enhance their farming.

    Gradually, the company expanded into processing and export. Its close association with farmers and continuous feed quality improvement are considered its biggest strengths.

    Know the Returns: 

    1Y Return (%)3Y Return (%)5Y Return (%)
    -33.58%-41.95%-51.93%
    (Data as of 06 October 2025)

    7. Zeal Aqua Ltd

    Zeal Aqua Ltd, based in Gujarat, was established in 2009 and quickly established its presence in shrimp farming. The company adopts an integrated model—hatchery, farming, and processing—all three functions simultaneously. It has large-scale ponds in the coastal areas of Gujarat, where shrimp farming is carried out using modern techniques. In a short time, the company has won the trust of regional farmers and is now considered a leading aquaculture company in Western India.

    Know the Returns: 

    1Y Return (%)3Y Return (%)5Y Return (%)
    1Y Return (%)3Y Return (%)5Y Return (%)
    -15.84%22.42%54.16%
    (Data as of 06 October 2025)

    8. Oceanic Foods Ltd

    Oceanic Foods Ltd distinguishes itself in the seafood industry by focusing on dried and value-added products. Established in 1993, the company operates from Gujarat and exports its products to many countries around the world. Oceanic specializes in niche markets, producing specific seafood categories that appeal to international buyers. Quality and adherence to international standards set it apart in the industry.

    Know the Returns: 

    1Y Return (%)3Y Return (%)5Y Return (%)
    53.82%77.92%77.92%
    (Data as of 06 October 2025)

    9. BKV Industries Ltd

    Based in Andhra Pradesh, BKV Industries Ltd was established in 1993. It is engaged in both shrimp farming and processing. Its hatchery units provide farmers with quality seeds, making their farming sustainable and profitable. Along with farming operations, the company also operates modern processing plants, which deliver seafood to international markets. BKV’s greatest strengths are its strong ties with local farmers and the use of modern technology.

    Know the Returns: 

    1Y Return (%)3Y Return (%)5Y Return (%)
    -23.87%2.67%244.09%
    (Data as of 06 October 2025)

    10. Uniroyal Marine Exports Ltd

    Uniroyal Marine Exports Ltd, based in Kerala, has been involved in seafood processing and export since 1992. It focuses on frozen shrimp and other seafood products. The company’s plants are equipped with international certifications, giving global buyers confidence in its quality. Its products are exported to several countries in Europe and Asia. Its focus on niche categories and its location in a coastal state give Uniroyal a strong foothold in the export market.

    Know the Returns: 

    1Y Return (%)3Y Return (%)5Y Return (%)
    -16.01%-28.51%2.47%
    (Data as of 06 October 2025)

    Read Also: Best Metaverse Stocks in India

    Key Performance Indicators (KPIs)

    The key performance metrics of the Aquaculture Stocks in India are mentioned below:

    CompanyOperating Margin (%)Net Profit Margin (%)ROE (%)ROCE (%)P/E (x)
    Avanti Feeds Ltd12.009.4719.524.015.00
    Sangam (India) Ltd7.951.213.476.8089.80
    Apex Frozen Foods Ltd3.380.470.782.4376.40
    Sharat Industries Ltd7.992.619.0211.9039
    Coastal Corporation Ltd5.460.711.714.6132.7
    Waterbase Ltd-5.15-6.66-11.10-10.60
    Zeal Aqua Ltd6.311.9912.0015.208.10
    Oceanic Foods Ltd7.483.3313.5014.7014.50
    BKV Industries Ltd-8.75000.22
    Uniroyal Marine Exports Ltd4.180.2517.5010.5014.00
    (Data as of 06 October 2025)

    Overview of India’s Aquaculture Industry

    Aquaculture in India isn’t just about fish farming anymore—it’s become a major source of jobs and a powerhouse for exports. The sector adds roughly 1% to India’s economy and over 5% to the agricultural GDP. From farming and feed production to processing and shipping overseas, aquaculture supports over half a million people across the country.

    India’s Global Position

    India has earned a spot among the world’s top shrimp exporters. In the first half of 2025, the country exported over 346,000 metric tons of shrimp—a 4% jump from last year. For the full year 2024–25, seafood exports touched around US$7.45 billion. Today, India ranks as the fourth-largest exporter of marine products, supplying seafood to around 130 countries.

    Key Growth Factors

    Growing Global Demand: People everywhere are hungry for shrimp and other seafood, especially processed and ready-to-eat products.

    Technological Advancements: Advances in water management, disease control, and feed efficiency have boosted quality while keeping costs down.

    Government Initiatives: Export schemes, coastal development, and supportive policies are helping farmers and businesses thrive.

    Geographical Advantages :  India’s long coastline and brackish water zones make it perfect for aquaculture.

    Things to Keep in Mind Before Choosing the Best Aquaculture Stocks in India

    • What the Company Does: Not all aquaculture companies are the same. Some focus only on feed, others on processing, while a few cover the entire chain—from seed to export. It’s important to know where a company makes most of its money and how strong it is in that area.
    • Where and How It Operates: Most aquaculture happens in coastal states like Andhra Pradesh, Gujarat, and Kerala. Companies with a wide network and strong connections with farmers are often better positioned for growth.
    • Quality and Trust: If a company wants to sell globally, certifications like BAP or ASC are a must. They signal quality, build trust with buyers, and can even allow the company to charge a premium.
    • Experience and Track Record: Long-standing companies have weathered challenges like diseases, fluctuating export duties, and market swings. While new players can offer exciting growth opportunities, they often come with higher risk.
    • Future Demand: Seafood demand around the world keeps rising, and India’s shrimp exports are growing fast. Companies that focus on value-added products and have a presence in multiple markets are likely to benefit the most.

    Read Also: Best Midcap IT Stocks

    Key Risks and Challenges in Aquaculture Stocks

    • Disease Outbreaks: One of the biggest threats in shrimp and fish farming is disease. Outbreaks like White Spot can wipe out an entire pond, leading to huge losses for both farmers and companies.
    • Dependence on Exports: India’s aquaculture industry relies heavily on international markets. Changes like higher import taxes or new regulations in countries such as the US, Europe, or China can directly affect a company’s earnings.
    • Rising Raw Material Costs: Feed production requires ingredients like fishmeal and soy, whose prices can fluctuate globally. When costs rise and companies can’t immediately pass them on to buyers, profits take a hit.
    • Weather and Natural Conditions: Aquaculture is closely tied to nature. Irregular rainfall, floods, cyclones, or events like El Niño can damage shrimp ponds and reduce production.
    • Cash Flow Challenges: Processing and exporting seafood often means storing products for long periods and waiting for payments from overseas buyers. This can strain cash flow and sometimes force companies to take on extra debt.

    Read Also: Best Cloud Computing Stocks in India

    Conclusion

    India’s aquaculture business is indeed growing. Global demand for shrimp and seafood is driving it forward. Sometimes rains are disruptive, sometimes disease destroys entire crops, and sometimes export rules change. Therefore, investing here should be done wisely. If you remain patient and carefully consider each company before choosing, some aquaculture stocks could yield significant returns in the future.

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    Frequently Asked Questions (FAQs)

    1. What are Aquaculture Stocks?

      These are companies that engage in fish, shrimp, and seafood farming, feed, and processing.

    2. Are Aquaculture Stocks safe for long-term investment?

      They are safe for the long term, but due to their cyclical nature, they are prone to fluctuations.

    3. Which states in India are strong in the aquaculture business?

      Andhra Pradesh, Gujarat, and Kerala are the leading in India.

    4. What is the biggest risk in Aquaculture Stocks?

      The biggest risk is the spread of disease and changing export rules.

    5. How should a beginner approach investing in this sector?

      Start slowly, understand each company’s operations, and choose only trusted names.

  • List of Quick Commerce Company Stocks

    List of Quick Commerce Company Stocks

    Think about the last time you suddenly realised you were out of milk, snacks, or maybe even detergent. A few taps on your phone, and before you can finish brewing your tea, it is already at your doorstep. That is the magic of quick commerce.

    In India, this space has exploded in the past few years, and investors are wondering: Can I ride this wave? That is where quick commerce stocks come in. Let us explore what they are, how this sector is shaping up in India, the companies leading the charge, the risks, and the opportunities for investors like you.

    What are Quick Commerce Company Stocks 

    Quick commerce stocks are shares in companies that promise to deliver products very quickly, usually within 10 to 30 minutes, by running local warehouses (dark stores) and using smart logistics. Most of the companies in the quick commerce space are still private startups, but a few listed companies, like Zomato’s parent company Eternal or Swiggy, give investors a way to get involved. These stocks have a lot of potential for growth, but they can also be bumpy rides, given how expensive and competitive this business is.

    Growth of Quick Commerce in India 

    India has become one of the popular markets for quick commerce. A few years ago, 10-minute deliveries sounded unrealistic, and today, it is prevalent in most big cities.

    Here is why the boom is happening:

    • Urban lifestyle – People in cities are busier, less patient, and willing to pay for convenience.
    • Cheap data & easy payments -Thanks to UPI and affordable internet, ordering online is second nature now.
    • Young consumers – Gen Z and millennials love instant gratification, whether it is food, fashion, or daily groceries.
    • Heavy Venture Capital funding – Billions have flowed into startups like Zepto and Blinkit, helping them expand aggressively.

    The numbers are mind-blowing, too. The market is expected to jump from a few hundred million dollars in 2022 to over $7 billion by 2025 and possibly $35–57 billion by 2030 if the momentum continues. However, not everything is rosy. High costs, traffic, and profitability struggles remain big hurdles.

    Read Also: Top 10 Food Delivery Stocks in India

    Top Stocks in Quick Commerce Companies

    Company Current Price (INR)Market capitalisation (INR)52 Week High52 Week Low
    Zomato3333,21,357344190
    Swiggy4181,04,322617297
    Jio Mart (Reliance)1,36718,49,9561,5511,115
    Nykka25171,904252155
    (Data as of 06 October 2025)

    1. ZOMATO 

    Eternal Ltd, the parent company of Zomato, is one of the simplest methods for investors to hold partial ownership in a quick commerce company. It owns Blinkit, which delivers groceries in 10 minutes, in addition to its food delivery business. Blinkit has been growing very quickly, and in some quarters, it has even outperformed Zomato’s food delivery service. Eternal is betting extensively on this trend by opening more dark stores and categories.

    2. SWIGGY

    Most people know Swiggy for its food delivery service, but it also runs Instamart, a quick grocery delivery service. Instamart has played a significant role in Swiggy’s growth, as it focuses on delivering essentials, snacks, and personal care items in just a few minutes. To make Instamart more focused, the company is turning it into a separate subsidiary. Margins are still a challenge, but Swiggy has a significant edge on this front.

    3. Reliance Industries Limited (JIO MART)

    JioMart, Reliance’s online grocery store, is a bit of a sleeping giant in quick commerce. It has not rolled out 10-minute delivery everywhere yet, but it has been testing faster delivery options in major cities. Reliance has a huge offline network of supermarkets, warehouses, and general stores that JioMart can use to reach more people and save money.

    4. NYKAA (FSN E-COMMERCE VENTURES)

    Nykaa, famous for beauty and fashion, has also started experimenting with speed. Through Nykaa On Trend and city-specific pilots, it is offering faster deliveries for skincare, makeup, and wellness products. While it is not chasing groceries or hot food, Nykaa’s quick delivery is more about instant gratification for beauty shoppers, especially the female population of the country, who want that lipstick or face serum right away. 

    Risks of Quick Commerce Stocks

    1. A lot of room for growth – India’s young, urban population loves getting things right away.

    2. Going beyond groceries – categories are growing quickly, from baby products to beauty products to medicines, and everything is available in just a few clicks.

    3. Tech and scale advantages – As companies get bigger, the cost of each delivery can go down, which increases profits.

    Read Also: Best Consumption Stocks in India

    Opportunities of Quick Commerce Stocks

    1. Cut-throat competition – Price wars, discounts, and subsidies could wipe out margins.

    2. Scalability issues – What works in cities like Mumbai or Delhi may not work in smaller cities.

    3. Regulatory and labour concerns – Delivery partner rights, traffic rules, and local regulations may slow growth.

    4. Fragile Customer loyalty – If one app offers delayed delivery or is expensive, customers switch in a second.

    Read Also: Best FMCG Stocks In India

    Conclusion 

    In India, quick commerce has gone from being an experiment to a preferred method to shop. It is a good thing for customers. It is a story with a lot of risk and high reward for investors.

    You can buy stocks like Eternal and Swiggy today, but keep in mind that the sector is still new and profit margins can be thin. 

    The bottom line is that Quick commerce is fun, but you need to be patient and careful if you want to invest in it.

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    Frequently Asked Questions (FAQs)

    1. What are the risks with these stocks? 

      High delivery costs, thin margins, intense competition, and uncertain profitability timelines are some of the risks with these stocks? 

    2. Should I invest in quick commerce stocks? 

      Ans. It depends on your risk appetite. These growth stories have high potential but also high uncertainty. 

    3. Is quick commerce only about groceries? 

      No. it also covers personal care, electronics, medicines, and even hot food. 

    4. What is the future of quick commerce in India?

      Expect faster expansion beyond metros, more product categories will be integrated into the apps, and possibly IPOs from other quick commerce startups. 

    5. How do quick commerce companies deliver so fast?

      They use dark stores located in high-demand areas to reduce delivery time. 

  • How to Set Financial Goals for Your Future

    How to Set Financial Goals for Your Future

    In today’s time, earning money alone is not enough; what truly matters is setting goals that guide how you save, spend and invest. Financial goals act like a roadmap, helping you prepare for life’s milestones such as clearing debt, building an emergency fund, planning for retirement or creating long-term wealth. With the right approach, your money starts working for you instead of the other way around.

    In this article, we will learn how setting financial goals can be done in an easy and effective way.

    Why Do Financial Goals Matter ?  

    The biggest mistake we make when it comes to money is spending without planning for the future. When you don’t have clear financial goals, decisions become reactive—that is, they are made according to the situation, rather than thinking ahead. Instead, if you plan your finances around life milestones such as buying a house, children’s education, a comfortable retirement or a dream of traveling the world, then every step you take is directed.

    Clear long-term financial goals not only secure your future, but also provide psychological relief. You know what your money is being used for, which reduces unnecessary stress and increases confidence.

    Example : A person saved only what was left after spending and later found it difficult to meet bigger financial needs. Another person first set clear goals, saved the required amount each month to achieve them, and then spent the rest. Over time, this disciplined approach helped build a strong corpus and fulfill goals on schedule. This shows how goal-based saving creates success, while unplanned saving often leads to struggle.

    Types of Financial Goals

    Efficient allocation of money is possible only when you divide your financial goals according to the time horizon. Goals can be different for each person, but broadly they can be categorized in three parts:

    1. Short-term goals (1–3 years)

    These are small goals that need to be fulfilled quickly.

    • Example: Creating an emergency fund, paying off credit card debt, new bike or a short vacation.
    • Investment Strategy: For short-term goals, it is advisable to choose low-risk and highly liquid investment options, such as a savings account, recurring deposits, or short-term liquid mutual funds, to ensure capital safety and easy access to funds when needed.

    2. Medium-term goals (3–7 years)

    These are financial goals that require a little more time to achieve and significant financial planning.

    • Example: Buying a car, hosting an event, children’s early education.
    • Investment Strategy: For medium-term goals, consider moderate-risk investment options such as hybrid funds, debt funds, index funds, and gold. These options provide a balance of reasonable returns and capital preservation over the 3–7 year period. Portions of the corpus can also be allocated to low-risk instruments like fixed deposits for extra safety.

    3. Long Term Goals (more than 7 years)

    These are financial objectives with a time horizon of seven years or more, focused on future financial security and wealth creation.

    • Example: Retirement planning, children’s higher education, purchasing a house, or acquiring other long-term assets.
    • Investment Strategy: For long-term goals, consider growth-oriented investment options such as equity mutual funds, the National Pension System (NPS), and the Public Provident Fund (PPF). These instruments allow your wealth to grow over time through compounding, helping you build a substantial corpus for the future while managing risk appropriately.

    Read Also: What is Personal Finance?

    Financial Goals, Timeline and Strategy

    TypeTimelineExamplesInvestment Strategy
    Short-term1–3 yearsEmergency Fund, Paying Off Debt, TravelLow-risk and highly liquid options such as savings account, recurring deposits, fixed deposits, and liquid mutual funds
    Medium-term3–7 yearsBuying a car, hosting an event, children’s early education.Moderate-risk options such as hybrid funds, debt funds, index funds, gold; portions can be in fixed deposits for extra safety
    Long-term7+ yearsRetirement Planning, Children’s higher education/marriageGrowth-oriented options such as equity mutual funds, stocks, National Pension System (NPS), Public Provident Fund (PPF)

    Step-by-Step Process to Setting Your Financial Goals

    Just “saving” or “investing” is not enough; it is important to invest your money according to your financial goals. Below is a simple method through which you can easily decide your financial goals and achieve them.

    1. Understand your current financial situation

    First of all, it is important to know where you stand today.

    • Income: What is your monthly and annual income?
    • Expenses: Regular monthly spending, including utility bills, groceries, and other essential needs.
    • Debts: If there is any loan or debt and its current status.
    • Assets and liabilities (Net Worth): The difference between your total assets and debts.
    • How will it help: For this, you can write down your expenses and savings in mobile apps, Excel or notebook. This will clearly show how much you can save and where changes are needed.

    2. Set priorities

    Not all goals hold the same importance for everyone. Identify and focus on the financial objectives that matter most to your life and future plans.

    • Example: Children’s education, buying a house, preparing for retirement or any personal experience.
    • Note: Do you want to retire early or would prefer a luxury lifestyle? Your financial goals will depend on this.
    • Tip: Choose only those goals which are really important for you in life, rather than those influenced by others’ expectations or current trends.

    3. Divide big goals into small steps

    Large financial goals can seem overwhelming. Convert them into manageable, actionable steps.

    • Example: If your retirement goal is ₹50 lakh, you can achieve it by investing a fixed amount every month through systematic investment plans (SIPs).
    • Small and regular savings build a big corpus in the long term.
    • Tip: Setting small milestones keeps the motivation intact and you can easily see your progress.

    4. Choose the right investment instrument

    It is very important to choose the right investment option for every goal.

    • Emergency Fund: Liquid Funds or Savings Account.
    • Medium term goals: Debt Funds or Hybrid Funds.
    • Long-term goals: Equity Mutual Funds, PPF or Retirement Plans.
    • Tip: Align your investments with the time horizon of each financial goal to ensure the right balance of risk and returns.

    5. Review and make changes from time to time

    Life is constantly changing. New jobs, marriage, children, or other responsibilities can alter your financial priorities. It is important to review your financial goals and investment strategy at least once a year. Make necessary adjustments to ensure your plan stays aligned with your current circumstances and long-term objectives. Regular reviews help you stay on track and adapt to changes without compromising your financial future.

    Read Also: Top 10 personal finance lessons for self-learning

    Common Mistakes People Make While Setting Financial Goals

    • Setting unrealistic goals : Many times people dream of early retirement or building a huge wealth without adequate savings and investments. Such unrealistic goals lead to failure. Always set goals according to your income, savings rate and investment capacity.
    • Ignoring inflation : Ignoring the impact of inflation while planning for the long term is the biggest mistake. The amount that seems sufficient today may fall short after 15–20 years. Always include the estimated inflation rate while setting goals.
    • Not creating an emergency fund : In case of any situation like a medical emergency or job loss, it is important to have a fund equivalent to 6–12 months of expenses. Without this, your other financial goals may be affected.
    • Mixing short-term and long-term goals : Many people choose the same investments for short-term goals like buying a car or a vacation as for long-term goals like retirement or children’s education. This can disrupt the balance of risk and returns in your overall portfolio.
    • Focusing only on returns : It is a big mistake to focus only on high returns while investing. Always invest according to your risk profile and time period of your financial goals.

    Tools & Resources to Help You Stay on Track

    • Budgeting apps : The easiest way to track expenses and income is through apps. These help in making a monthly budget by showing expenses in categories.
    • Goal tracking templates : If you don’t like apps, then Excel sheets can be a better alternative. In these, you can easily see your progress by writing your goals, setting deadlines.
    • Professional guidance : In complex cases, it is beneficial to consult a Financial Advisor or CFP. They can create a personalized plan based on your income, expenses, and risk profile.
    • Automatic investment : A fixed amount is automatically invested every month through SIP or Recurring Deposit. This creates a habit of saving and a large fund is created in the long term.

    You can also use Goal Planner calculator

    Conclusion

    Saving and investing for the future is essential, but without clear goals, it can feel overwhelming. Start by defining your financial goals and breaking them into manageable steps. Set aside a fixed amount each month, choose the right investment options for each goal, and regularly review your progress to stay on track. Over time, this disciplined approach becomes a habit, strengthens your financial foundation, and brings you closer to turning your dreams into reality.

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    Frequently Asked Questions (FAQs)

    1. What are financial goals?

      Financial goals are specific, measurable objectives that guide how you earn, save, invest, and spend your money to achieve short-term or long-term financial outcomes.

    2. Why is setting financial goals important?

      Setting financial goals helps ensure your money is allocated effectively, keeps your spending and saving on track, and secures your financial future.

    3. What is the difference between short-term and long-term goals?

      Short-term goals are typically achieved within 1 to 3 years, while long-term goals usually span 7 years or more.

    4. How can I track my financial goals?

      You can track your financial goals using budgeting apps, spreadsheets like Excel, or a simple notebook to monitor progress regularly.

    5. Can small monthly savings help achieve big goals?

      Yes, consistent small savings, when invested wisely, can accumulate over time to create a substantial fund for achieving larger financial goals.

  • Digital Gold vs Gold ETF: Which is Better?

    Digital Gold vs Gold ETF: Which is Better?

    Every Indian prefers to have some investment in Gold, but they are scared of various types of expenses and unfair market prices. Therefore, for such investors, Digital Gold and Gold ETFs are the best investment option. 

    In today’s blog post, we will give you an overview of Digital Gold and Gold ETFs, along with the differences and tell you which one is suitable for you.

    Meaning of Digital Gold

    Digital Gold is a modern and innovative way to invest in Gold. One can invest in this through an online platform. However, one is not required to hold the Gold in physical form. It allows you to buy small quantities of Gold through various online platforms. Whenever one makes a payment, an equivalent amount of physical Gold is stored in vaults by the provider. Whenever you want to receive physical gold delivery, you can have it delivered to your doorstep.

    Features of Digital Gold

    The key features of Digital Gold are as follows:

    1. Backed by Physical Gold: Each unit purchased by the investor is backed by physical Gold.
    2. Physical Gold: The units of digital Gold can easily be converted into physical Gold at the market rate.
    3. Zero Making Charges: There will be zero making charges, unlike any jewellery.
    4. Small Investment: One can do a fractional investment in digital Gold.

    Meaning of Gold ETF

    A Gold ETF or Gold Exchange Traded Fund is a category of mutual fund that primarily invests in physical Gold with a purity of 99.5%. Gold ETFs are traded on the stock exchange like any other stock. It tracks the domestic price of Gold and can be liquidated at any time during the market hours. Each unit of an ETF represents a specific amount of physical Gold.

    Features of Gold ETF

    The key features of Gold ETF are as follows:

    1. Traded on Exchange: Gold ETFs are traded on the stock exchange like any other ordinary stock.
    2. Lower Expense Ratio: The expense ratio of the Gold ETF is comparatively much less than any other form of digital Gold.
    3. Brokerage Charges: One is required to pay brokerage charges on the Gold purchased from the exchange.
    4.  Demat and Trading Account: If you wish to invest in a Gold ETF, you are required to open a demat and trading account with a broker.

    Read Also: Gold ETF vs Gold Mutual Fund: Differences and Similarities

    Difference Between Digital Gold and Gold ETF

    The key differences between Digital Gold and Gold ETF are as follows:

    ParticularsDigital GoldGold ETF
    MeaningYour investment in digital Gold is stored in a secure vault.Your ETF units invest in physical Gold.
    ApplicationIt can be bought and sold on multiple platforms.It can only be bought and sold through the Stock Exchange.
    RegulationsThere are no defined regulations related to digital Gold.Gold ETFs are strictly regulated by SEBI.
    LiquidityOne can invest in it anytime. There is no fixed time regarding the investment in Digital Gold.Investment in an ETF can only be made during the market trading hours.
    CostIt generally has a higher cost.It has a comparatively lower cost than digital Gold.
    SuitabilityDigital Gold is suitable for investors who do not have a demat account.Investors who are familiar with the stock market and have a demat and trading account can consider investment in Gold ETFs.
    ConvertibilityThey can be converted into physical Gold.Gold ETFs cannot be converted into physical Gold.
    StorageThe units of physical Gold are stored in vaults by the service provider.They are held electronically in the investor’s demat account.

    Which is Better for You

    Choosing between Digital Gold and Gold ETFs depends on the investment objective of the investor. For a new investor who wishes to have physical Gold, Digital Gold can be a better option as one can invest with INR 1, and does not require to have a demat and trading account. On the other hand, if you are a long-term investor seeking to create wealth over time and have a demat and trading account, you may consider investing in Gold ETFs.

    Read Also: SBI Gold ETF vs HDFC Gold ETF: Where To Invest?

    Conclusion

    On a concluding note, both digital Gold and Gold ETFs provide you with an opportunity to create wealth by getting the benefit of appreciation in Gold prices. Digital Gold is suitable for new investors who want a straightforward investment experience in Gold. Whereas, on the other hand, investors who are well versed with the concept of trading in stocks can invest in Gold through ETFs. However, both of them carry certain risks, and the allocation of Gold depends on the individual’s investment goal. Therefore, it is advisable to consult your investment advisor before making any investment decision.

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    5ETF vs Index Fund: Key Differences You Must Know
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    7Gold BeES vs Gold ETF: Meaning, How It Works, Taxation
    8List of Best Gold ETFs in India
    9Top 10 Reasons to Invest in Gold
    10Best ETFs in India to Invest

    Frequently Asked Questions (FAQs)

    1. Can I convert a Gold ETF into physical Gold?

      No, you cannot convert a Gold ETF into physical Gold; only digital Gold can be converted into physical Gold.

    2. How can I invest in a Gold ETF?

      You can invest in a Gold ETF through a demat and trading account, as they are traded on the stock exchange. One can easily open a lifetime free demat account with Pocketful and invest in a Gold ETF.

    3. What is the minimum investment amount in Digital Gold and Gold ETFs?

      One can invest as little as INR 1 in digital Gold. However, the investment amount depends on the platform through which you are investing. Whereas in the Gold ETF, the minimum investment amount depends on the unit price of the ETF.

    4. Which offers higher liquidity between Digital Gold and Gold ETF?

      Digital Gold can be bought and sold at any time, whereas the Gold ETF can be traded during market hours.

    5. Can an NRI invest in Digital Gold and Gold ETF?

      Yes, an NRI can invest in Gold ETF through their NRO or NRI Demat account, while investment in Digital Gold by an NRI depends on the rules specified by the platform.

  • Open Free Demat Account

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