Category: Mutual Funds

Best Infrastructure Mutual Funds in India: Top Funds

Infrastructure has always been the backbone of a nation’s economic growth, shaping how people move, work, and build businesses.

When you step outside, you’ll probably see the indications of India’s fast development: modern airports are growing all over the nation, metro networks are growing through cities, and new highways are stretching across states. One of the most talked-about investment themes in the market today is infrastructure development, which is occurring at a rate never seen before.

If you want to grow your wealth over the next decade, finding the best infrastructure fund might be on your mind. Many investors often look for the top 5 infrastructure mutual funds India has to offer right now. In this blog, we will learn and understand how to pick the best infrastructure mutual funds for your portfolio.

What Are Infrastructure Mutual Funds?

Infrastructure mutual funds are special types of equity mutual funds, where the main objective is to invest the money of investors in the shares of companies that help build the country. As per the rules, these funds must put at least 80 percent of their money into infrastructure related businesses.

When you invest in these funds, you are buying a small piece of many different companies. The types of infrastructure companies these funds invest in are quite varied. They include:

Construction and engineering companies that build roads and bridges.
Energy companies that generate power and manage oil refineries.
Material makers who produce cement and steel.
Transport companies that manage shipping and airports.
Telecom companies that set up mobile networks and data centers.

By investing in these funds, you are not just putting your funds in one company. You bet on the entire growth sector of India.

Top 10 Infrastructure Mutual Funds in India

Fund Name	NAV (in INR)	Fund Size (in INR Cr)	Expense Ratio (%)	No. of Stocks Holding
Quant Infrastructure Fund	39.08	2,790	0.83	38
Invesco India Infrastructure Fund	71.04	1,333	0.92	40
ICICI Prudential Infrastructure Fund	206.63	8,076	1.15	61
Bandhan Infrastructure Fund	54.14	1,428	0.94	67
Nippon India Power & Infra Fund	376.06	6,772	0.96	74
Canara Robeco Infrastructure Fund	184.33	878	1.03	45
DSP India T.I.G.E.R. Fund	351.93	5,184	0.80	69
Franklin Build India Fund	167.46	3,003	0.95	38
Kotak Infrastructure & Economic Reform	76.37	2,252	0.69	51
SBI Infrastructure Fund	51.82	4,545	1.04	36

Data as on 05 March 2026

1. Quant Infrastructure Fund

The fund’s main investment is in sectors related to construction, engineering, and power generation. Here the fund aims for high capital growth by dynamically changing its stock picks based on market trends. Major holdings of this fund includes Larsen & Toubro and Reliance Industries. Altogether this is a risky fund as the fund manager takes bold bets, which can lead to quick ups and downs in a short time span.

Fund Name	1-Year Return (%)	3-Year Return (%)	5-Year Return (%)
Quant Infrastructure Fund	8.46	18.41	23.58

2. Invesco India Infrastructure Fund

In this fund the focus is on companies that have a strong business model and also have a good cash flow. Unlike others, this fund puts nearly half of its money into mid and small companies. The fund focuses on capital goods and electrical equipment companies. As there are mostly mid and small cap companies included in this fund, the risk is very high. However, it has delivered excellent long term returns in the past.

Fund Name	1-Year Return (%)	3-Year Return (%)	5-Year Return (%)
Invesco India Infrastructure Fund	12.67	22.95	20.94

3. ICICI Prudential Infrastructure Fund

This is one of the biggest funds in the infrastructure mutual funds sector. It looks for solid companies available at a fair price. It mainly invests in large and famous companies like NTPC and Interglobe Aviation. Focus of this fund is on companies related to the energy and construction sector. It is less volatile than funds that buy small companies, but it still carries high sectoral risk.

Fund Name	1-Year Return (%)	3-Year Return (%)	5-Year Return (%)
ICICI Prudential Infrastructure Fund	13.29	24.18	25.47

4. Bandhan Infrastructure Fund

This fund tries to find companies that will directly benefit from government spending in a specific infrastructure sector. This fund has a mix of both large and small companies in the market. Top sectors include capital goods and materials based companies. This fund comes under a very high risk profile. The fund looks for turnaround stories of companies which can take time to play out.

Fund Name	1-Year Return (%)	3-Year Return (%)	5-Year Return (%)
Bandhan Infrastructure Fund	9.40	23.43	20.37

5. Nippon India Power & Infra Fund

This fund revolves around the power sector. It wants to capture growth from electricity generation and traditional infrastructure companies. It invests deeply in the utilities and industries sector. Interestingly, this fund is a little stable and less fluctuating as compared to the general market. The fund has shown a great ability to balance risk and reward.

Fund Name	1-Year Return (%)	3-Year Return (%)	5-Year Return (%)
Nippon India Power & Infra Fund	18.12	25.56	23.27

6. Canara Robeco Infrastructure Fund

In this fund the investment is majorly made in market leading companies cumulatively. It looks for businesses with a unique advantage. About 61 percent of its money is put by the fund in large companies. The focus of this fund is on companies that deal in the power and heavy engineering sector. It is a high risk fund, but focusing on big companies helps protect your money when the market falls.

Fund Name	1-Year Return (%)	3-Year Return (%)	5-Year Return (%)
Canara Robeco Infrastructure Fund	21.33	26.18	24.30

7. DSP India T.I.G.E.R. Fund

TIGER stands for The Infrastructure Growth and Economic Reforms Fund. The fund focuses on companies that do structural changes in the country. The fund buys shares across all sizes of companies. It even invests in the healthcare and telecom sector, showing a modern view of infrastructure. It is a very high risk fund and wants the investors to stay invested for at least seven years to see the best results.

Fund Name	1-Year Return (%)	3-Year Return (%)	5-Year Return (%)
DSP India T.I.G.E.R. Fund	22.07	26.22	23.85

8. Franklin Build India Fund

This fund looks for sustainable businesses and avoids companies that only do well in specific short cycles. The main focus of the fund is on the energy sector and also holds strong positions in transport and industrials. It is known for managing risk very well as it limits downside losses better than many of its peers.

Fund Name	1-Year Return (%)	3-Year Return (%)	5-Year Return (%)
Franklin Build India Fund	20.66	28.00	24.09

9. Kotak Infrastructure and Economic Reform Fund

It aims to grow wealth by investing in companies that benefit from India’s economic development. It heavily invests in construction, telecom, and auto parts. The fund carries a very high risk rating. It also tries to capture value across many parts of the economy.

Fund Name	1-Year Return (%)	3-Year Return (%)	5-Year Return (%)
Kotak Infrastructure & Economic Reform	20.01	20.51	21.89

10. SBI Infrastructure Fund

It aims to provide steady long term growth by picking a concentrated basket of infrastructure stocks. The fund places big bets on energy and construction giants like Shree Cement and Bharti Airtel. This fund has shown a balanced approach as it protects your capital well during bad market phases.

Fund Name	1-Year Return (%)	3-Year Return (%)	5-Year Return (%)
SBI Infrastructure Fund	11.14	20.91	20.09

Why Invest in Infrastructure Mutual Funds?

India’s Infrastructure Growth Story: India is a developing country and growing at a fast pace. For this developing country people require more houses, faster trains, and larger data centers. For example, India’s data center capacity is expected to grow massively by 2030 because of new technologies like Artificial Intelligence. This means companies building these digital and physical assets will have a lot of work for many years.
Government Initiatives and Budgetary Support: The government is the biggest customer for infrastructure companies. Recently, the government increased its budget for infrastructure to over Rs.11 lakh crore. They have also launched plans like PM Gati Shakti to make sure projects finish on time without delays. This gives companies a clear path to make profits.
Sector Multiplier Effect on Broader Economy: You must have heard about the multiplier effect, the Reserve Bank of India shows that for every 1 rupee the government spends on infrastructure, the overall economy grows by 2.5 to 3.5 rupees. Building a road & bridges creates jobs and people with jobs tend to buy more goods. This helps the whole country grow, making infrastructure companies very valuable.
Long-Term Wealth Creation Potential: Companies that build airports or power plants face very little competition as it is too expensive for a new player to enter this sector with very less experience. Because of this, existing companies enjoy steady business and predictable cash flows. If you stay invested for a long time, these steady profits compound and create massive wealth for you.

Advantages of Investing in Infrastructure Mutual Funds

Protection from Inflation: When prices of goods go up, infrastructure companies often increase their fees. For example, toll road prices go up with inflation. This protects your investment value.
Clear Earnings: Infrastructure based companies often have long contracts with the government, investors can easily guess their future profits.
Variety: Infrastructure based companies are not limited to cement companies. You are also investing in companies related to green energy, digital data centers, and telecom networks.

Disadvantages of Investing in Infrastructure Mutual Funds

Policy Delays: These projects need a lot of permissions and norms to be fulfilled If the government changes a rule or delays a permit, the company can lose money.
Economic Cycles: If the economy slows down and interest rates go up, new construction projects are halted, which can severely hurt your fund returns.
High Risk: Because the fund only invests in one theme, if the whole infrastructure sector performs poorly, your entire investment will drop in value.

How to Choose the Best Infrastructure Mutual Fund

Past Performance and Consistency: Investors shall always look for the fund’s past performance or how the fund performed over the last 3, 5, and 10 years. A good fund is one that consistently beats its benchmark index year after year.
Fund Size and Liquidity: Fund size is also called Assets Under Management or AUM. A very small fund might be risky for the investors and a very huge fund might struggle to buy and sell small company stocks quickly. A fund with a decent size that matches its strategy is the best choice.
Fund Manager Experience: Infrastructure is a complex sector which requires understanding of government policies and big bank loans. Choose a fund managed by someone who has been in the market for a long time and has seen the markets in depth.
Expense Ratio and Charges: This is the fee the mutual fund company charges you for managing your money. Even a small difference in fees can eat up your wealth over 10 years. Always try to pick funds with a lower expense ratio, also direct plans are cheaper than regular plans.
Investment Timeline: You cannot invest in infrastructure funds for just one or two years. These projects take years to complete. You should only invest in these funds if you have patience for at least 5 to 7 years.

Conclusion

To sum it up, the infrastructure sector in India offers a brilliant chance for long term investors. The country is developing and building its future, and the government is fully supporting this growth. By adding a good infrastructure mutual fund to your portfolio, you can be a part of this amazing journey.

For more market news and insights, download Pocketful – offering users zero brokerage on delivery trades and an easy to use platform designed for both beginners and experienced investors.

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Frequently Asked Questions (FAQs)

Are infrastructure mutual funds safe for beginners?
These funds carry a very high risk because they focus on only one sector so first understand the risk and then invest.
How much tax do I have to pay on my profits?
If you sell your investment before one year, you will pay a 20 percent tax on your profit. If you sell after one year, your profit up to Rs.1.25 lakh is tax free. Anything above that is taxed at 12.5 percent.
Do these funds only invest in building roads and bridges?
These funds invest in overall infrastructure alongwith telecom towers, green energy plants, airports, and digital data centers.
How long should I keep my money in these funds?
Infrastructure projects take a long time to finish and make profits. You should be ready to keep your money invested for at least 5 to 7 years to get good returns.
Can Non-Resident Indians (NRIs) invest in these funds?
Yes, NRIs can easily invest in Indian mutual funds. You just need to complete a simple KYC process and use an NRE or NRO bank account to start investing.

March 10, 2026

Best Precious Metal Mutual Funds to Invest in India

Gone were those days when one used to consider Gold and Silver as physical assets only. Now, there are various precious metal mutual funds to invest in India, through which one can invest in precious metals in a more professional, economical and convenient manner.

In today’s blog post, we will give you an overview of the best precious metal funds to invest in India.

What are Precious Metal Mutual Funds?

Precious metal mutual funds are the schemes offered by asset management companies that primarily give you exposure to precious metals or commonly known commodities such as Gold, Silver, etc. By investing in metal mutual funds, one can gain exposure to precious metals without the hassle of physical storage.

Features of Precious Metal Mutual Funds

The key features of precious metal mutual funds are as follows:

Affordability: One can easily invest in metal mutual funds with small amounts. And monthly investments through SIPs can also be made in it.
Liquidity: Unlike physical metals, mutual funds offer greater liquidity, as investors can invest and withdraw funds at any time.
Inflation Hedge: Metal mutual funds offer a hedge against inflation; hence, they can protect purchasing power during high-inflation regimes.
Transparency: Prices of metal mutual funds are linked to domestic gold prices and are influenced by global factors.

Top Precious Metal Mutual Funds to Invest in India

SBI Gold Fund
HDFC Gold ETF Fund of Fund
Nippon India Gold Savings Fund
Kotak Gold Fund
ICICI Prudential Gold ETF FoF
Nippon India Silver ETF FoF
HDFC Silver ETF FoF
SBI Silver ETF FoF
Axis Gold Fund
Edelweiss Gold and Silver ETF FoF

Funds	NAV (INR)	Net Assets (INR Cr)	Exit Load (%)	Expense Ratio (%)
SBI Gold Fund	47.56	15024	1.00 (15D)	0.24
HDFC Gold ETF Fund of Fund	48.56	11457	1.00 (15D)	0.18
Nippon India Gold Savings Fund	62.05	7160	1.00 (15D)	0.13
Kotak Gold Fund	62.83	6556	1.00 (15D)	0.16
ICICI Prudential Gold ETF FoF	49.83	6338	1.00 (15D)	0.09
Nippon India Silver ETF FoF	39.47	6099	1.00 (15D)	0.26
HDFC Silver ETF FoF	42.71	5811	1.00 (15D)	0.23
SBI Silver ETF FoF	27.59	4779	1.00 (15D)	0.30
Axis Gold Fund	49.04	2834	1.00 (15D)	0.17
Edelweiss Gold and Silver ETF FoF	36.68	3082	0.10 (15D)	0.23

(Data as of 12th Feb 2026)

Overview of the Best Precious Metal Mutual Fund

1. SBI Gold Fund

SBI Gold Fund is a recently-launched fund managed by SBI Funds Management Pvt. LTD., based in Mumbai, was launched in September 2011. Gold ETFs are the major investments in the fund as it tracks domestic gold prices, and they are a favourite investment option to provide protection against inflation, portfolio diversification, and disciplined investment in gold through SIPs.

2. HDFC Gold ETF Fund of Fund

This fund is offered by HDFC Asset Management Company Ltd., Mumbai, and was launched in November 2011. It invests in HDFC Gold ETFs to reflect the movements of the gold prices, and it is very popular in systematic investing, long-term wealth protection, and providing stability to the equity-intensive portfolios.

3. Nippon India Gold Savings Fund

This fund was started in March 2011 by Nippon Life India Asset Management Ltd, which is based in Mumbai and offers an exposure to gold using ETFs and other related instruments. It is characterised by effective cost management and is appropriate for investors interested in protecting against inflation and market volatility.

4. Kotak Gold Fund

This fund, managed by Kotak Mahindra Asset Management Company Ltd., Mumbai, and started in March 2011, tracks the movement of gold prices by investing in gold ETFs. It is the appropriate investment choice among investors who wish to have a consistent exposure to gold through SIPs with a highly rated and reputable AMC.

5. ICICI Prudential Gold ETF FoF

This gold Fund-of-Fund, launched in 2011 by ICICI Prudential Asset Management Company Ltd., Mumbai, invests in gold ETFs to track domestic gold prices. It is attractive to investors who are interested in having a good exposure to gold with the support of ICICI Prudential’s good fund management and distribution network.

6. Nippon India Silver ETF FoF

This fund was introduced in February 2022 by Nippon Life India Asset Management Ltd., Mumbai, and it offers exposure to the prices of silver in the form of silver ETFs. It fits well with the investors who want to diversify their holdings other than gold and enjoy the benefits of the industrial and investment demand for silver.

7. HDFC Silver ETF FoF

This fund is managed by HDFC Asset Management Company Ltd., Mumbai and was launched in 2022. It tracks silver prices by using silver ETFs. It provides an investor with an easy entry to the silver price movement, enjoying the convenience and transparency of the mutual fund path.

8. SBI Silver ETF FoF

This fund was launched in the year 2022 by SBI Mutual Fund. This fund tracks the performance of silver ETFs, and investors can take the exposure in it through SIPs and a lump sum.

9. Axis Gold Fund

This is a fund which follows and tracks the price of gold by investing in gold ETFs and was launched in October 2011 by the Axis Asset Management Company Ltd., Mumbai. It is characterised by fair prices and a stable monitoring system, and is appropriate for those investors who want to have a stable portfolio in the form of gold over time.

10. Edelweiss Gold and Silver ETF FoF

Launched by Edelweiss Asset Management Ltd., Mumbai, in August 2022, this is a unique fund that holds both gold and silver ETFs. It provides two precious-metal exposures within a scheme, which is perfect for investors who want more diversification in commodities.

Why One Should Invest in a Precious Metal Mutual Fund

One should invest in a precious metal mutual fund because it acts as a hedge against inflation and also provides stability in the portfolio, as it has low correlation with equity and bonds. In case of global uncertainty, geopolitical tensions, etc., investors considered precious metals as a safe haven to park funds. Hence, one can allocate a certain portion of their portfolio into precious metals.

Conclusion

On a concluding note, investment in mutual fund is the most economical and efficient way of investing in gold, silver, etc. It offers a low-cost investment option to have an allocation in gold and silver. Most of the precious metal mutual fund tracks the performance of underlying gold and silver ETFs, reflecting the changes in domestic prices of precious metals. However, one should invest in these funds only after consulting their investment advisors.

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Frequently Asked Questions (FAQs)

What is the meaning of precious metal mutual funds?
Precious metal mutual funds are the funds offered by the asset management companies which primarily invest in metals like silver, gold, etc., generally through ETFs or Overseas funds.
Do I need a demat account to invest in metal mutual funds?
No, you do not require a demat and trading account to invest in metal mutual funds.
Are returns from precious metal mutual funds guaranteed?
No, the returns from precious metals are not guaranteed; their performance depends on various factors such as interest rates, inflation, global commodities prices, etc.
Can I invest in metal mutual funds through SIP?
Yes, one can easily invest in precious metal mutual funds through SIP (Systematic Investment Plan).
What are the factors to consider before investing in precious metal mutual funds?
There are various factors which an investor should consider before investing in precious metal mutual funds, which include AMC track records, past performance of the fund, tracking error, expense ratio, etc.

March 8, 2026

What is Fund of Funds (FOF)?

People in India want to grow their savings but they do not have the right knowledge and are even afraid of investing in the stock market. If you are one of these people, then a fund of fund strategy might be the right way to invest. It is a simple way where the experts manage your savings while you sit back and watch.

FOF full form is Fund of Funds and in the world of finance, the FOF meaning is quite easy to understand. It is a type of mutual fund that does not buy stocks or bonds directly. Instead, a FOF mutual fund takes the money it gets from investors and uses it to buy units of other mutual funds. Imagine it as a “collection of collections”. If a regular mutual fund is a basket of fruits, a fund of fund is a large box that contains many different fruit baskets.

So, what is FOF in mutual fund terms for the average Indian investor? It is a tool that offers double protection. A regular fund manager picks the best stocks, but an FOF manager picks the best fund managers. More than 5 crore Indians now invest in mutual funds, and FOFs are a growing part of this list.

What is a Fund of Funds?

A Fund of Funds (FOF) is a unique investment plan where one mutual fund scheme invests in other mutual fund schemes. This is different from a traditional mutual fund. In a traditional fund, the manager uses your money to buy assets like company shares or government bonds directly. In an FOF, the manager creates a portfolio using existing mutual funds as the building blocks.

There are two main ways these funds are structured. Some are called “fettered” funds. This means the FOF only invests in other funds managed by the same company. For example, an ICICI FOF might only buy other ICICI funds. Others are called “unfettered” funds. These have the freedom to buy funds from any company in the market, allowing the manager to pick the top performers from across the industry.

Feature	Traditional Mutual Funds	Funds of Funds (FOF)
What you can get	Direct stocks, bonds, or gold	Units of other mutual funds
Who manages it	One fund manager or team	A multi-manager approach
Risk level	Depends on the stocks or bonds chosen	Spread across many funds and styles
Number of managers	Single point of expertise	Benefits of several expert managers

How Does a Fund of Funds Work?

It starts with pooling investor money. Thousands of people like you contribute small amounts, which create a large pool of capital. The FOF manager then uses this large amount to buy units of different mutual funds. This creates a “multi-layered” portfolio.

The Role of the Fund Manager

In an FOF, the fund manager does not spend their time researching individual companies. Instead, they research other fund managers and their performance. They look at how consistent a fund has been over 3 years or 5 years. They check if a fund house follows its promises. The manager then decides how much money to put into each underlying fund.

Advantages of the Multi-Manager Approach

The multi-manager approach is like having a team of experts instead of just one. Every fund house has a different strength. One house might be great at picking small companies, while another is better at safe government bonds. An unfettered FOF can pick the best small-cap fund from one place and the best debt fund from another. This approach also reduces what we call “manager risk.”

Types of Fund of Funds

There are many types of FOFs available in the Indian market today. Each type serves a different goal. Depending on whether you want high growth or safety, you can choose the one that fits you best.

1. Multi-Asset Fund of Funds

A multi-asset FOF invests in a mix of equity, debt, and gold funds. The goal is to give you a balanced portfolio with one single investment. Financial experts often use the “Thali” analogy for this.

2. ETF-Based FOFs

Exchange-Traded Funds (ETFs) are funds that follow a market index like the Nifty 50. An ETF-based FOF allows you to invest in a basket of ETFs through a regular mutual fund application.

3. International Fund of Funds

Many Indian investors want to own shares of famous global companies like Apple, Google, or Amazon. However, investing directly in the US or European markets is very hard but in International FOFs you give them money in Indian Rupees, and they invest it in international funds.

4. Gold Fund of Funds

A Gold FOF invests in Gold ETFs, which track the market price of 24-karat gold. You can start a Systematic Investment Plan (SIP) in gold for as little as Rs.500. It gives you the same returns as physical gold without any storage worries.

Comparison of Popular Gold Investment Methods

Feature	Physical Gold	Gold ETF	Gold FOF
Storage	Home or Locker (Risky/Fees)	Digital (Safe)	Digital (Safe)
Demat Account	Not Required	Required	Not Required
Making Charges	Yes (High making charges)	No	No
Liquidity	Medium (Jeweler)	High (Trade on exchange)	High (Redeem with AMC)
Small Investment	Not easy	Can be done	Very easy (via SIP)

Other types of FOFs

Sector specific FOFs: These funds focus here on specific sectors like technology or pharma, or specific countries.
Passive vs. Active FOFs: Passive FOFs rely on simply following an index to keep costs low. Active FOFs try to beat the market by making smart choices.
Hedge Fund FOFs: These are for very wealthy investors (HNIs). They use complex strategies to make money even when the market is falling. In India, these usually require a minimum investment of Rs.1 crore.

Best FOF Funds in India

Fund Name	AUM (Rs.Cr)	1 year return	3 year return	5 year return	Expense Ratio
ICICI Pru Bharat 22 FOF – Direct Growth	2,500	27.37%	27.89%	27.03%	0.12%
Motilal Oswal Nasdaq 100 FOF – Direct Growth	6,082	21.88%	31.47%	18.33%	0.22%
Kotak US Specific Equity Passive FOF Direct	3,870	24.62%	32.07%	19.27%	0.54%
DSP World mining Overseas Equity Omni FOF	2,22,000	87.7%	46.7%	18.7-19.5%	1.6-1.7%
ICICI Pru Thematic Advantage Fund FOF	8,693	10.46%	17.86%	17.30%	0.47%

(Data as of 28 Feb,2026)

Advantages of Investing in FOFs

Excellent Diversification: The main advantage of FOFs is that the investors get access to a variety of mutual funds by doing just one investment. This layered diversification protects the investors from sudden market swings. If one company or even one fund house gives a bad result then your overall loss can be limited.
Professional Selection: There are thousands of schemes in India. An FOF manager uses institutional research to analyze performance, consistency, and risk. You get the benefit of this deep research without doing your own R&D.
Ease of Access: FOFs provide access to funds that might be hard for you to invest in directly. This includes niche sector funds or international funds from global partners like Franklin Templeton or DSP BlackRock. You can manage a global portfolio with one single NAV (Net Asset Value) to track.
Discipline and Rebalancing: When the market goes up, we want to buy more equity and as it goes down, we feel like selling. An FOF manager follows a strict plan, they even rebalance the portfolio based on market conditions, not emotions.

Disadvantages of Investing in FOFs

Higher Layered Fees: Since an FOF invests in other funds, there are two layers of fees. You pay a management fee for the FOF itself. The underlying funds also have their own expense ratios.
Diluted Returns: Diversification is a great option for safety, but too much of it can dilute your returns. If one fund in the FOF gives good returns, its impact might be reduced if the other four funds only give average returns.
Tax Complexity: In India, FOFs are often taxed like debt funds, even if they invest in equity funds. This is because they do not invest directly in the shares of Indian companies. If you are in the 30% tax bracket, the short-term tax on an FOF can be quite high.

How to Invest in a Fund of Funds

The process of investing in an FOF is straightforward. You can do it online from the comfort of your home.

1. Complete Your KYC

The first step is always KYC (Know Your Customer). You need to submit your PAN card, Aadhaar card, and address proof. Most modern apps allow you to complete this digitally in a few minutes. You may need to do a short video verification to prove you are the person in the documents.

2. Choose the Right Fund

Look for an FOF that matches your financial goals. If you want to grow wealth over ten years, look for an equity-heavy FOF. If you want safety for a goal two years away, look for one with more debt and gold exposure. Always check the expense ratio and the track record of the fund manager before choosing.

3. Pick Your Investment Mode

SIP (Systematic Investment Plan): This is one of the suitable and easy ways for most people.You invest a fixed amount like Rs.1,000 every month with discipline and help you buy more units when the market is low.
Lump Sum: If you have good savings, you can invest it all at once. This is best if you know that the market is at a good price.

4. Track and Review

Once you invest, you have to keep an eye on it and check your fund’s performance every few months. Compare it to other similar FOFs as most apps will give you a detailed report of your returns and the current value of your portfolio.

Read Also: Types of Mutual Funds in India

Using the Pocketful App for Investing

Pocketful is an excellent platform for both new and experienced investors in India. In this you get a user-friendly way to manage your mutual funds and FOFs.

Zero Brokerage: Pocketful provides zero brokerage on delivery trades, making it very affordable for the users.
Simple KYC: You can complete your digital KYC and start trading in just minutes.
One-Click Investing: They offer “Pockets,” which are curated baskets of investments based on themes like Green Energy or Digital India.
Tools for Success: The app includes a Portfolio Analyser where you can easily identify risks and you also get a dedicated customer support team for your doubt and queries.

Conclusion

Fund of Funds (FOF) are a powerful way to make your financial life very easy. In FOF the investors get a safety net as there is a multi-layer diversification and you can reduce your stress by not choosing the individual mutual funds. While your expenses are little due to fees and even a unique tax structure, the professional management and ease of access to global markets and gold often outweigh these negatives. Whether you are a beginner looking for a balanced “thali” or a seasoned investor looking for global exposure, FOFs provide a structured and disciplined path to wealth.

For more market news and insights, download Pocketful – offering users zero brokerage on delivery trades and an easy to use platform designed for both beginners and experienced investors.

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Frequently Asked Questions (FAQs)

Is a Fund of Funds safer than a regular mutual fund?
Generally yes as FOF is diversified across multiple funds and several fund managers, it is less likely to see extreme drops if one manager makes a mistake.
Can I invest in an FOF without a Demat account?
Most of the FOFs do not require a Demat account and you can easily buy them directly through an AMC or through apps like Pocketful just like regular mutual funds.
Why is the taxation of FOFs different?
In India, a fund is taxed as “Equity” only if it invests directly in Indian shares. Since FOFs invest in other funds, the law treats most of them as non-equity or debt funds for tax purposes.
Can I start an SIP with a small amount in an FOF?
Generally FOFs allow you to start an SIP with as little as Rs.500. This is one of the best ways for young professionals to start their investment journey.
Are the higher fees of FOFs worth it?
If you have the time and knowledge to pick and track five different funds yourself, you can save on the extra FOF fee. But if you want a “hands-off” experience and professional rebalancing, the small extra cost is often worth the convenience.

March 6, 2026

Best Corporate Bond Funds in India

In today’s volatile stock market, investors are seeking options that offer both security and predictable returns. This is why corporate bonds are gaining attention in 2026. Bond yields have reached attractive levels in recent months, and the Reserve Bank of India’s policies have boosted confidence in this sector. As a result, many are now considering the best corporate bonds in India as a viable long-term investment option.

What Are Corporate Bonds and How Do They Work?

Corporate bonds are investment instruments through which companies raise money from investors and, in return, pay them a fixed rate of interest. They have a fixed maturity period, at the end of which the invested principal is repaid. The risk associated with these bonds depends on the financial health of the issuing company, and the returns are typically higher than those of government bonds.

Best Corporate Bonds Mutual Funds in India (2026)

HDFC Corporate Bond Fund
ICICI Prudential Corporate Bond Fund
SBI Corporate Bond Fund Direct Growth
Kotak Corporate Bond Fund Direct Growth
Bandhan Corporate Bond Fund Direct Growth
Nippon India Corporate Bond Fund Direct Growth
Axis Corporate Bond Fund Direct Growth
Tata Corporate Bond Fund Direct Growth
Franklin India Corporate Debt Fund
Baroda BNP Paribas Corporate Bond Fund Direct Growth

1. HDFC Corporate Bond Fund

The HDFC Corporate Bond Fund is managed by HDFC Mutual Fund, which was established in 1999. This fund primarily invests in high-quality corporate and government bonds, including those of well-known institutions such as State Bank of India, Bajaj Finance, and the Government of India. The fund focuses on generating stable income with controlled risk. Its performance has consistently been in line with its category over the long term, and its portfolio is diversified across various sectors.

Fund Details :

Details	Information
Current NAV	34.09
Fund Size	34,804.50
Expense Ratio	0.62%
Minimum Investment	₹100
Minimum SIP	₹100
Exit Load	Nil
Lock-in Period	NA
Fund Manager	Anupam Joshi

Fund Performance

Metric	Value
3-year return	7.39%
5-year return	6.12%
Alpha	0.03%
Beta	0.43
Sharpe Ratio	0.1996
Risk	7.39%

(Data as of 03 Feb 2026)

2. ICICI Prudential Corporate Bond Fund

ICICI Prudential Corporate Bond Fund is a debt fund that invests in high-quality corporate bonds and government securities. Its portfolio is diversified across various sectors, including LIC Housing Finance, government securities, and infrastructure-related companies. The fund is managed by Manish Banthia. Its performance over the past few years has been consistent with the category average, and its focus remains on maintaining a balanced risk profile with stable returns.

Fund Details :

Details	Information
Current NAV	32.71
Fund Size	33871.47
Expense Ratio	0.57%
Minimum Investment	₹100
Minimum SIP	₹100
Exit Load	Nil
Lock-in Period	NA
Fund Manager	Manish Banthia

Fund Performance

Metric	Value
3-year return	7.67%
5-year return	6.46%
Alpha	0.06%
Beta	0.28
Sharpe Ratio	0.3588
Risk	7.67%

(Data as of 03 Feb 2026)

3. SBI Corporate Bond Fund

The SBI Corporate Bond Fund is managed by SBI Mutual Fund, which was established in 1992 and is one of the oldest and largest fund houses in the country. This fund invests in corporate bonds and government securities, maintaining a balanced portfolio. Its major holdings include investments in entities such as Government of India Bonds, NABARD, Pipeline Infrastructure, and Bharti Telecom. The fund is managed by Rajeev Radhakrishnan, and its focus is on generating stable returns while managing risk.

Fund Details :

Details	Information
Current NAV	₹15.94
Fund Size	24.606.87
Expense Ratio	0.77%
Minimum Investment	₹5,000
Minimum SIP	₹500
Exit Load	NA
Lock-in Period	NA
Fund Manager	Rajeev Radhakrishnan

Fund Performance

Metric	Value
3-year return	7.17%
5-year return	5.82%
Alpha	0.02%
Beta	0.42
Sharpe Ratio	0.1606
Risk	7.17%

(Data as of 03 Feb 2026)

4. Kotak Corporate Bond Fund Direct Growth

The Kotak Corporate Bond Fund Direct Growth is managed by Kotak Mutual Fund and overseen by Deepak Agrawal. This fund primarily invests in high-quality corporate bonds and government securities, maintaining a balanced portfolio. Its major investments are in Government of India Bonds and institutions like NABARD, which demonstrate stability and a reliable credit profile. The fund’s structure focuses on generating stable returns over the long term while managing risk effectively.

Fund Details :

Details	Information
Current NAV	4063.35
Fund Size	18,840
Expense Ratio	0.69%
Minimum Investment	₹100
Minimum SIP	₹100
Exit Load	NA
Lock-in Period	NA
Fund Manager	Deepak Agrawal

Fund Performance

Metric	Value
3-year return	7.45%
5-year return	6.17%
Alpha	0.04%
Beta	0.40
Sharpe Ratio	0.2295
Risk	7.45%

(Data as of 03 Feb 2026)

5. Bandhan Corporate Bond Fund

The Bandhan Corporate Bond Fund is managed by Bandhan Mutual Fund, which was established in 1999. The fund is managed by Suyash Choudhary. Its portfolio primarily invests in government bonds and debt instruments of strong corporate companies. Its major holdings include Government of India Bonds, along with large corporate names such as Larsen & Toubro and Reliance Industries. It also includes a portion of Net Current Assets, ensuring a balanced and diversified investment structure for the fund.

Fund Details :

Details	Information
Current NAV	20.36
Fund Size	14,855.50
Expense Ratio	0.65%
Minimum Investment	₹1,000
Minimum SIP	₹100
Exit Load	NA
Lock-in Period	NA
Fund Manager	Suyash Choudhary

Fund Performance

Metric	Value
3-year return	7.08%
5-year return	5.79%
Alpha	0.01%
Beta	0.32
Sharpe Ratio	0.1565
Risk	7.08%

(Data as of 03 Feb 2026)

6. Nippon India Corporate Bond Fund

The Nippon India Corporate Bond Fund is managed by Nippon India Mutual Fund, which was established in 1995. The fund is managed by Vivek Sharma. Its portfolio primarily invests in government bonds and debt instruments of strong corporate entities. Its major holdings include Government of India Bonds, along with investments in companies such as NABARD, Aditya Birla Housing Finance, Siddhivinayak Securitisation Trust, and Shivshakti Securitisation Trust. It also maintains a portion in net current assets, ensuring a balanced and diversified investment structure.

Fund Details :

Details	Information
Current NAV	₹61.65
Fund Size	10,430.66
Expense Ratio	0.76%
Minimum Investment	₹1,000
Minimum SIP	₹100
Exit Load	NA
Lock-in Period	NA
Fund Manager	Vivek Sharma

Fund Performance

Metric	Value
3-year return	7.50%
5-year return	6.51%
Alpha	0.04%
Beta	0.46
Sharpe Ratio	0.2193
Risk	7.50%

(Data as of 03 Feb 2026)

7. Axis Corporate Bond Fund

The Axis Corporate Bond Fund is managed by Axis Mutual Fund, which was established in 2009. The fund is managed by Devang Shah. Its portfolio invests in government bonds and debt instruments issued by financial institutions. Its major holdings include Government of India Bonds, along with instruments from institutions such as NABARD, Clearing Corporation of India, and SIDBI. It also maintains a portion in Net Current Assets, ensuring a balanced and diversified investment structure for the fund.

Fund Details :

Details	Information
Current NAV	18.65
Fund Size	9,435.82
Expense Ratio	0.95%
Minimum Investment	₹100
Minimum SIP	₹1,000
Exit Load	NA
Lock-in Period	NA
Fund Manager	Devang Shah

Fund Performance

Metric	Value
3-year return	7.34%
5-year return	6.07%
Alpha	0.02%
Beta	0.41
Sharpe Ratio	0.1967
Risk	7.34%

(Data as of 03 Feb 2026)

8. Tata Corporate Bond Fund Direct Growth

The Tata Corporate Bond Fund Direct Growth is managed by Tata Mutual Fund, which was established in 1994 and is one of India’s oldest and most trusted fund houses. The fund is managed by Murthy Nagarajan. Its portfolio primarily invests in government bonds and corporate bonds issued by financial institutions. Its major holdings include instruments from institutions such as the Government of India, NABARD, National Housing Bank, and SIDBI, ensuring a balanced and diversified portfolio.

Fund Details :

Details	Information
Current NAV	12.68
Fund Size	4235
Expense Ratio	0.86%
Minimum Investment	₹5,000
Minimum SIP	₹150
Exit Load	NA
Lock-in Period	NA
Fund Manager	Murthy Nagarajan

Fund Performance

Metric	Value
3-year return	7.12%
5-year return	–
Alpha	0.01%
Beta	0.44
Sharpe Ratio	0.1502
Risk	7.12%

(Data as of 03 Feb 2026)

9. Franklin India Corporate Debt Fund

The Franklin India Corporate Debt Fund is managed by Franklin Templeton Mutual Fund, which was established in 1995. The fund is managed by Anuj Tagra. Its portfolio is diversified across government bonds and debt instruments of private companies. Its major holdings include Government of India Bonds, as well as investments in companies such as Poonawalla Fincorp, NABARD, RJ Corp, Sikka Ports & Terminals, REC, SIDBI, Embassy Office Parks REIT, and Jubilant Beverages, ensuring a balanced investment structure across diverse sectors.

Fund Details :

Details	Information
Current NAV	111.89
Fund Size	1,338.11
Expense Ratio	0.76%
Minimum Investment	₹10,000
Minimum SIP	NA
Exit Load	NA
Lock-in Period	NA
Fund Manager	Anuj Tagra

Fund Performance

Metric	Value
3-year return	7.67%
5-year return	–
Alpha	0.05%
Beta	0.32
Sharpe Ratio	0.2213
Risk	7.67%

(Data as of 03 Feb 2026)

10. Baroda BNP Paribas Corporate Bond Fund

The Baroda BNP Paribas Corporate Bond Fund is managed by Baroda BNP Paribas Mutual Fund, which was established in 2003. The fund is managed by Gurvinder Singh Wasan. Its portfolio invests in government bonds and debt instruments of large public and private sector companies. Its major holdings include NABARD, Indian Railway Finance Corporation (IRFC), REC, Export-Import Bank of India, NTPC, Bajaj Housing Finance, and Government of India Bonds. It also maintains a portion in Net Current Assets, ensuring a diversified and balanced investment structure.

Fund Details :

Details	Information
Current NAV	30.10
Fund Size	482.08
Expense Ratio	0.58%
Minimum Investment	₹5,000
Minimum SIP	₹500
Exit Load	NA
Lock-in Period	NA
Fund Manager	Gurvinder Singh Wasan

Fund Performance

Metric	Value
3-year return	7.61%
5-year return	5.57%
Alpha	0.04%
Beta	0.52
Sharpe Ratio	0.2141
Risk	7.61%

(Data as of 03 Feb 2026)

Risks Associated With Corporate Bond Funds

Deterioration of the company’s financial health : If the company in which the fund has invested experiences a decline in earnings, it may face difficulties in paying interest or repaying the principal. This impacts the fund’s value.
Impact of interest rate changes : When the RBI raises interest rates, the value of existing bonds decreases. This directly affects the fund’s Net Asset Value (NAV).
Difficulty in selling bonds quickly : Some bonds are not easily sold immediately. Selling them at a fair price when needed may take time.
Credit rating downgrade : If a company’s credit rating is downgraded, the value of its bonds may fall, affecting the fund’s returns.
Market uncertainty : Although these are considered safer than equity markets, economic conditions and government policies can influence their performance.

Conclusion

In conclusion, corporate bond funds are a balanced option for investors seeking regular and stable returns without taking on excessive risk. Choosing the right fund requires understanding not only the returns but also its holdings, fund manager, and expenses. With a little patience and the right information, corporate bond funds can bring stability to your portfolio.

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Frequently Asked Questions (FAQs)

What are corporate bond funds?
These are funds that invest in corporate bonds and earn income from interest payments.
Are corporate bond funds risky?
They are less risky than the stock market, but the risk depends on the financial health of the company.
How much return can corporate bond funds give?
Typically, they can give returns between 6% and 8%.
Can I invest through SIP?
Yes, you can invest in these funds through SIP (Systematic Investment Plan).
How long should I stay invested?
A minimum investment period of 2-3 years is generally recommended.

February 10, 2026

Mutual Fund Industry in India: Siz, Trends & Future Outlook

In India, mutual funds have gradually become a part of people’s everyday investment habits. Investing is no longer limited to large investors; even ordinary people are now participating in the market through SIPs (Systematic Investment Plans). The industry has grown rapidly, and along with it, investors’ mindsets have also changed. In this blog, we will understand the current state of the mutual fund industry and its future prospects in simple terms.

Current Size of the Mutual Fund Industry in India

Today, India’s mutual fund industry has become a strong pillar of the country’s financial system. By the end of December 2025, the industry’s total Assets Under Management (AUM) had exceeded ₹80 lakh crore, demonstrating the continuously growing confidence of investors.

AUM represents the total amount of money that mutual fund companies manage on behalf of investors across various schemes. Average AUM (AAUM), on the other hand, reflects the average assets under management over the entire month, providing insight into the stability of investment flows. The mutual fund industry has witnessed exceptional growth over the past ten years. While the total AUM was approximately ₹20 lakh crore in 2015, it has more than quadruple by 2025.

This rapid growth is primarily driven by the increasing popularity of SIP (Systematic Investment Plan) investments, easy access through digital platforms, and growing financial awareness among investors. Today, mutual funds are no longer limited to large investors; small and medium-sized investors are also participating regularly, further strengthening the industry’s foundation.

Year	Total AUM (₹ lakh crore)
2015	20.00 +
2020	30.00 +
2025	80.00 +

Category-wise Distribution of Mutual Fund Assets

Investment categories in the mutual fund industry

Equity Mutual Funds: Equity funds have become the largest segment of the mutual fund industry. Investors prefer them because of the potential for better returns from the stock market over the long term. Funds like Flexi-cap and multi-cap are seeing particular interest, as they can adjust their portfolios according to market conditions.
Debt Mutual Funds: Debt funds are suitable for investors who want to minimize risk and expect regular income. Because they invest in government and corporate bonds, they are also seen as an alternative to fixed deposits (FDs). Changes in interest rates directly impact these funds.
Hybrid Mutual Funds: Hybrid funds invest in both equity and debt. Their objective is to strike a balance between risk and return. They are considered a practical option for new investors and those with a moderate risk appetite.
Passive Funds and ETFs: Passive funds and ETFs have grown rapidly in popularity over the past few years. These funds have lower costs and track a specific index. Investors who want market-like returns at a lower cost are increasingly choosing them.
Gold and Commodity Funds: Gold and commodity-based funds are for investors who want to hedge against market uncertainty. Demand for these funds increases during times of inflation and global tension, as they are considered safe-haven investments.

Shifting Investor Preferences

Shift towards Equity and Passive Investing: Investors are now focusing not just on safe options, but on long-term wealth creation. This is why the share of equity and passive funds is increasing.
SIPs Connect with the Average Investor: SIPs (Systematic Investment Plans) have made investing easy and regular. It has become the most trusted method for investors in smaller cities and for new investors.
Focus on Cost and Transparency: Today, investors make decisions after understanding the expense ratio, fund strategy, and risk level. This is why low-cost and transparent products are being chosen more often.

Growth Drivers of Mutual Funds in India

Growing habit of SIP investments: SIPs have made investing easy and regular. People are able to invest small amounts every month, leading to a continuous increase in the number of investors over the long term.
Digital platforms and mobile apps: Online apps and websites have made buying mutual funds very simple. Now investors can invest directly from their mobile phones without needing an agent.
Improved financial literacy: Campaigns by AMFI and SEBI are providing people with accurate information about investing. People are now considering mutual funds as a serious investment option alongside fixed deposits.
Growing middle class and income: The increasing size of the middle class in the country has led to a rise in the number of investors. With higher incomes, people are focusing on both saving and investing.
Participation of young investors: The younger generation is now starting to invest early. Due to their longer life expectancy and future planning, they are using mutual funds as a means of wealth creation.

Recent Performance and Industry Momentum

AUM Growth Trends in Recent Years: The AUM of the mutual fund industry has grown consistently over the past few years, but the pace of growth has not been as rapid as before. The main reasons for this are fluctuations in the stock market and high valuations. When the market is strong, AUM grows rapidly, and when the market is weak, the growth slows down. Despite this, the industry’s total size remains at record levels.
The Difference Between Net Inflows and Market Returns: There are two reasons for AUM growth one is new money (Net Inflows) and the other is returns from the market (Market Appreciation). Even when the market falls, the regular investments through SIPs help stabilize the industry. This is why the mutual fund industry doesn’t completely collapse even during periods of volatility.
Stability of SIP Investments: In recent times, there has not been a significant decline in SIP inflows. This means that investors are now more likely to maintain their investments for the long term rather than panicking and stopping their investments.

Rise of Passive Funds and ETFs in India

Growing Understanding of Index-Based Investing: Investors now want funds that track the market directly. This is why index funds and ETFs are becoming increasingly popular as simple and reliable investment options.
Cost-Conscious Investors: People are becoming more aware of expense ratios. Funds with lower fees offer greater returns in the long run, leading to increased demand for passive funds.
Performance Pressure on Active Funds: The popularity of passive funds is putting pressure on active fund managers to deliver better results. Fund selection is now based on performance rather than just brand name.
Increasing Number of New ETFs: The market is seeing a growing number of new ETFs based on various sectors and indices. This makes it easier for investors to choose options that suit their specific needs.
Easy Diversification Method: An ETF allows investment in multiple companies through a single instrument. This diversifies risk and helps maintain a balanced portfolio.

Distribution Channels and Technology

The Role of Direct Plans and Regular Plans: Today, investors buy mutual funds through two routes – Direct Plans and Regular Plans. Investors who prefer to do their own research choose Direct Plans, while those seeking guidance opt for Regular Plans and the assistance of advisors.
Digital Platforms and Mobile Apps: Mobile apps and online platforms have made investing incredibly easy. The entire process, from opening an account to making investments, can now be completed in just a few minutes.
Financial Advisors and the Hybrid Model: Many investors are now adopting a hybrid model, rather than relying solely on digital platforms or financial advisors. This model combines the benefits of technology with personalized human advice.
Automation and Portfolio Monitoring: Features such as Auto SIP, auto-rebalancing, and portfolio tracking have made it easier for investors to monitor their investments continuously and make more informed decisions.

Regulatory Support and Industry Framework

SEBI’s Role: SEBI has played a crucial role in making the mutual fund industry organized and secure. Regulations mandating clear disclosure of fund information, expenses (expense ratio), and risks help investors make informed decisions. This fosters trust in the industry.
AMFI’s Contribution: Investor Education: AMFI has launched several campaigns to educate investors, such as “Mutual Funds Sahi Hai” (Mutual Funds are Right). These efforts have helped people understand the benefits, risks, and proper ways to invest in mutual funds.
Impact of Regulations: Trust and Stability: New regulations and improved oversight have increased the industry’s credibility. Investors now have the confidence that their money is being invested within a safe and regulated system.

Challenges and Risks Facing the Industry

Market Volatility: When the stock market fluctuates, it impacts the returns of mutual funds. During market downturns, many investors panic and stop investing.
Impact of Interest Rates: Changes in interest rates affect the value of debt funds. Sudden changes can lead to losses for investors.
Over-concentration in Sector Funds: Some investors invest heavily in funds of a single sector. This reduces diversification and increases risk.
Lack of Patience During Market Downturns: Many investors stop their SIPs (Systematic Investment Plans) when the market falls, disrupting their long-term investment plans.
Challenges in Distribution and Advice: The pressure to keep costs low makes it difficult to provide sound advice and deliver information effectively to investors.

Conclusion

The landscape of mutual funds in India has changed significantly in recent years. Today, investing is no longer limited to large cities or wealthy investors. SIPs (Systematic Investment Plans) and online platforms have connected ordinary people to the market. In the future, this increased participation will become the true strength of the industry and make investing even more accessible.

As the mutual fund industry continues to grow, investors can access ETFs, mutual funds, and Asset Management Companies (AMCs) through Pocketful, offering zero brokerage on delivery and mutual funds via a seamless, easy-to-use platform.

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Frequently Asked Questions (FAQs)

What is the current size of the mutual fund industry in India?
The total AUM (Assets Under Management) of the mutual fund industry in India has crossed ₹80 lakh crore.
What factors are driving the growth of mutual funds in India?
SIP investments, digital investment platforms, and increasing financial awareness are the main reasons.
Why are passive funds and ETFs gaining popularity?
Because they have lower costs and directly track market indices.
Is mutual fund investment increasing in Tier-2 and Tier-3 cities?
Yes, the participation of new investors from smaller cities is continuously increasing.
What is the future of mutual funds in India?
In the long term, the industry is expected to expand further due to SIPs and passive funds.

February 9, 2026

Future of Hedge Funds in India by 2030

In India, Hedge funds are officially called Category III Alternative Investment Funds (AIFs). This name is a bit long, but it just means they are an “alternative” to regular options like bank deposits or gold. They are meant for “sophisticated” investors. These are people who have a lot of money and understand that high returns often come with high risks.

In simple words, a hedge fund is a pool of money from many high net-worth individuals (HNIs). A professional manager uses this money to invest in the stock market, commodities market and currency market etc. using advanced math and strategies. The goal is to get “Alpha.” This is a fancy word for returns that are better than the normal market average. They want to make sure your money grows regardless of whether the Nifty 50 index is green or red.

In this blog, we will see how hedge funds operate in India, how they generate alpha, and why they are meant for sophisticated investors.

Top Hedge Funds in India (Category III AIFs)

Rank	Fund Name	Manager	Strategy	Notable Performance (2025)
1	ASK Absolute Return Fund	ASK Group	Absolute return, long-short	Top 10 long-short (Jul 2025)
2	Abakkus All Cap / Long-Short Fund	Abakkus Asset Manager	All-cap long-short equity	3.31% (Sep 2025)
3	Negen Undiscovered Value Fund (Cat III)	Negen Capital	Value equities	3.08% (Jul 2025)
4	Motilal Oswal MOSt Focused Multicap (Cat III)	Motilal Oswal Asset Management	Focused multicap	Strong YTD mentions
5	IIFL India Special Situations Fund	IIFL Asset Management	Special situations	Consistent performer

History of Hedge Funds

It starts with Alfred Winslow Jones in 1949. He was not even a finance person; he was a sociologist. He wrote an article about how to predict the market and then decided to start his own fund. He had a simple idea: if you buy some stocks and sell others at the same time, you are “hedged”. This means you are protected.

Jones introduced two things that are still used today. First, he used “leverage.” This means he borrowed money to buy more stocks than he could afford with just his own cash. Second, he took a “performance fee.” He told his investors that he would take 20% of whatever profit he made for them. This made sure he worked very hard to make them rich. In 1966, a famous magazine called Fortune wrote about him. After that, everyone wanted to start a hedge fund.

In India, the story is much newer. For a long time, we did not have a clear way for these funds to work. Many rich Indians sent their money to other countries like Singapore or Mauritius to invest in such funds. Finally, in 2012, SEBI brought out the AIF Regulations which changed everything. And the Edelweiss Alpha Fund became India’s first registered Category III AIF in June 2013. It gave a home to hedge funds in India. Since then, the industry has grown from almost nothing to managing lakhs of crores.

Period	Average Annualized Return (Approx.)
Since Inception (June 2013)	14.4%
Last 10 Years	11.7%
Last 5 Years (Post-COVID)	22.2%
Last 3 Years	12.3%

Note: These are average index returns. Top-performing “Long-Only” AIFs have often crossed 20–25% CAGR, while “Long-Short” funds often target 12–15% with much lower volatility than the Nifty.

Average Annualized Return

Understanding the Different Types of Hedge Funds

To understand how these funds work, we can look at the “tools” they use. Not all hedge funds do the same thing. Some are like safe boxes, while others are like racing cars. Let us break them down into simple categories so we can see which one does what.

1. Equity Long-Short Funds

This is the most popular type. When the manager is bullish on any stock, they buy it. This is called going long. At the same time, if they are bearish on stocks this is called going short. If the market goes up, their “Long” stocks make money. If the market crashes, their “Short” position actually makes money. This helps them stay positive even in highly volatile markets.

2. Arbitrage Funds

These are very safe funds, they look for tiny price differences in different markets. For example, if a stock is selling for 100 rupees in the regular market and its future price is Rs.101, they can lock in that 1 rupee profit. It is almost like a risk-free way to earn a little extra money. Arbitrage trading is not a manual human activity anymore. While a human manager oversees the strategy, the actual trading is done by computers.

3. Global Macro Funds

These funds look at the “Big Picture.” They don’t just look at one or two companies. They look at the whole world. They look at things like interest rates, oil prices, and wars. If they think the US dollar will get stronger or gold will go up, they make huge bets on that. George Soros is the most famous manager in this category.

4. Event-Driven Funds

These funds wait for something big to happen in a company. This could be a merger, a takeover, or a big lawsuit. They try to guess how the stock price will change because of this event. It is a bit like being a detective and an investor at the same time.

Advantages of Hedge Funds in India

Protection from Crashes: The biggest win is that they can protect you when the market is falling. While others are losing money, a good hedge fund might still be in the green.
High Returns: Over a long time, these funds can give better returns than traditional mutual funds. This is because they have more freedom to move money around.
Expert Management: These funds are run by the smartest minds in the business. You get access to institutional-level research that normal retail investors don’t see.
Tax Benefits: The fund pays the taxes before distributing the money to you. This means you don’t have to worry about complicated tax filings every year for every trade.

Risks of Hedge funds in India

High Entry Cost: You need Rs.1 crore just to enter. That is only suitable for the High net-worth individuals (HNIs).
Lock-in Periods: You cannot take your money out whenever you want. Many funds ask you to keep your money with them for 3 or even 5 years.
Leverage Risk: They use borrowed money to increase returns. But if a bet goes wrong, the loss is also much bigger because of that borrowed money.
Complexity: It is very hard to understand exactly what the manager is doing. You have to trust them completely with your money.

Read Also: Decoding Hedge Funds In India

How the Future Looks for 2030

The future of money in India is changing. By 2030, we expect India to be the third-largest economy in the world. As people get richer, they will want better ways to manage their wealth. Experts believe that the AIF market (which includes hedge funds) could grow to over 500 billion dollars by 2030. This is a massive jump from where we are today.

We are also seeing the rise of GIFT City in Gujarat. This is a special financial zone that makes it very easy for international investors to bring money into India. This will bring more global technology and better strategies to our hedge fund industry. We will also see more use of Artificial Intelligence (AI). AI can look at millions of data points every second to find the best trades.

Another big change will be how we track our money. In the past, you had to wait for a paper statement from your fund manager. Now, with apps like Pocketful, everything is on your phone. You can see your stocks, bonds, and other investments in one place. Even if you are not a Rs.1crore investor yet, these tools help you prepare for that level of wealth. They make the stock market feel less scary and more like a tool for your future.

Conclusion

Hedge funds in India have come a long way since the rules were made in 2012. They are no longer just a “western” concept. They are a real and growing part of the Indian financial story. While they are meant for the wealthy today, the strategies they use are slowly helping the whole market become more mature.

If you are looking at the long term, towards 2030, the outlook is very positive. Our economy is strong, our regulators are smart, and our fund managers are among the best in the world. It does not matter if you are a big investor or not, it is important to know about these funds for your financial investments. They represent the high end of the financial world and show us what is possible with smart planning.

As an investor you should not be afraid of these complex names or big numbers. At the end of the day, it is all about making your money work for you. For financial investments one shall always stay curious, keep learning, and your financial future will be bright.

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Frequently Asked Questions (FAQs)

What does a Hedge Fund mean in simple terms?
A hedge fund is a special type of investment where a group of people pool their money and a professional manager uses this money for buying and selling of stocks, bonds, and other financial products. The most important thing is they can bet against the market to protect your money even during a falling market scenario.
What are the benefits of these funds compared to mutual funds?
Freedom is what you get in hedge funds, in mutual funds you stay invested all the time, but a hedge fund can move to cash or bet that the market will go down. This can lead to higher returns and less loss during market crashes.
How can I use a Hedge Fund in my investment plan?
If you have at least 1 crore rupees to spare, you can use a hedge fund to diversify your portfolio. It should usually be a small part of your total wealth. It acts as a safety net for your other investments like direct stocks or property.
Why is the year 2030 important for these funds?
By 2030, India’s economy will be much larger. This means more rich people and more companies to invest in. Experts project that the money in these alternative funds will grow by more than 5 times by then.
Can I invest in a Hedge Fund with a small amount?
Currently, the law says you need a minimum of 1 crore rupees for a SEBI-registered hedge fund (Category III AIF). However, you can use apps like Pocketful to invest in similar themes or “Pockets” of stocks with much smaller amounts to grow your wealth until you reach that 1 crore mark.

January 30, 2026

10 Best Brokers for Mutual Funds

In the earlier times people used to rely on bank managers or local agents to buy mutual funds but times have changed now as digitization is taking place, in today’s time everybody is carrying a supercomputer in their pocket, and with just a few taps you can buy and become an investor.

Although access is no longer the problem, selecting the best app from dozens of apps to invest in mutual funds can be a challenge. Finding out the best place to invest in mutual funds is based on the charges, fees for features and even some hidden costs.

In this blog, we will analyse the best company to invest in mutual funds based on different factors. Whether you are a seasoned trader or a complete beginner, finding the best broker for mutual funds is the first step towards building your wealth. By the end of this blog you will get to know the best mutual fund brokers that can be aligned to your financial goals.

Direct Vs Regular Mutual funds plan

When you invest in mutual funds, you will notice two versions of the same scheme for example:

HDFC Top 100 Fund – Regular Plan
HDFC Top 100 Fund – Direct Plan

Here the investment is being done in the same funds with the same fund manager but there is one great difference that is The Expense Ratio.

Regular Plans: Here the fund is sold by various distributors like banks, agents, and some brokers. The mutual fund company gives these middlemen commission for selling the fund and this commission is deducted from your investment value every year.

Direct Plans: Here the funds are bought directly from the fund house or the mutual fund platforms. In this no middleman is involved meaning no commission is deducted.

Comparison Table for Best Brokers for Mutual Funds in India

Broker	Plan Type	Commission	Platform/Account Fees	AMC	Holding Format	Suitable For
Zerodha Coin	Direct	Rs.0	Free	Rs.300+GST/year	Demat	Active Traders who want stocks & MF in one place
Paytm Money	Direct	Rs.0	Free	Rs.0 (lifetime free)	Demat	Mobile first investors looking for zero costs
ET Money	Direct	Rs.0	Free (Genius is a paid plan)	Rs.0 (No Demat Required)	SOA	Investors who prefer “Statement of Account”
Kuvera	Direct	Rs.0	Free	Rs.0 (No Demat Required)	SOA	Long term goal based investors & family account
IND Money	Direct	Rs.0	Free	Rs.0	Demat	Investors tracking US stocks & Indian MFs together
Pocketful	Direct	Rs.0	Free	Rs.0	Demat	Users looking for a simple, zero-AMC Demat app
Angel One	Direct	Rs.0	Free	Rs.240+GST/year	Demat	Investors who already use Angel One for trading
5paisa	Direct	Rs.0	Free	Rs.300+GST/year	Demat	Existing 5 paisa traders
Fisdom	Direct	Rs.0	Free	Rs.299+GST/year (1st year free)	Demat	Investors comfortable with standard broker fee structure
Scripbox	Direct/Regular	Rs.0	Free for Regular, Paid for Direct	Rs.0 (No Demat required)	SOA	Beginners needing automated guidance (Regular Plan)

Top 10 Mutual Fund Brokers in India

1. Zerodha Coin

This is one of the biggest broking platforms in India and their Coin platform is specifically dedicated for sale and purchase of mutual funds. Unlike most of the other platforms that use the “Statement of Account” (SoA) mechanism, Zerodha holds your mutual fund units Demat form, meaning the mutual funds sit in the same account where your stocks and bonds are placed.

Key Features:

Unified Portfolio: One place to view all your investments may be stocks, gold bonds, ETFs, and mutual funds.

Pledging for Margin: If you are F&O investors you can pledge your mutual fund holdings to get the margin limit.

Step-Up SIP: Here you can automate your wealth building process by instructing the app to increase the SIP amount by 10% depending upon when you want to increase it.

Costs:

Commission: Rs.0 (Direct Plan)

Platform Fee: Rs.0

Demat AMC: Zerodha charges Rs.300 + GST per year as Annual Maintenance Charge (AMC) for the Demat account.

2. Paytm Money

This brought “Direct Mutual Fund” for the masses, their main focus was to remove the jargon from finance.

Paytm Money operates as a registered Investment Advisor (RIA) and offers the public an Execution Only Platform (EOP) services. Here the SoA model is used meaning Demat account is not required to start investing, although now they offer Demat for stocks.

Key Features:

Easy Entry: Paytm money pushed funds where investments as low as Rs.100 is accepted, making it friendly for students or first-time earners.
Portfolio Switch: If you have old mutual funds bought via a bank or agent (Regular plans), using Paytm Money can help you switch them to Direct Plans in just a few clicks, showing the exact amount of money you will save.
Voice Trading & Nudges: The app uses smart nudges to remind you of SIPs or alert if the fund rating is dropping.

Costs:

Commission: Rs.0 (Direct Plans)
Platform Fee: It is mostly free for mutual funds, though charges are there for brokerage of stocks.

3. ET Money

This is backed by the Times Group and has recently shifted its strategy from a transaction based app to a wealth management platform.

Earlier it was a free platform but now new users have to take the subscription for the premium model known as “ET Money Genius”.

Key Features:

Genius: This is the premium model where you not only get to know which fund you need to buy but also when you need to buy or sell. Here your money moves dynamically between equity, debt, and gold based on market valuations. It also helps you during the market downturn.

Portfolio Health Check: It is an analytical tool, scans your external portfolio and provides a report card highlighting high fees, poor diversification, or underperforming funds.

The “Free” Caveat: New users can access the Direct plans if they have the Genius membership or come with some restrictions. Free users get to access the Regular plans that have limited features.

Costs:

Commission: Rs.0
Fees: Rs.0 for mutual fund investing

4. Kuvera

Kuvera is a self using platform where you do things yourself, due to this it has zero conflict of interest and has built features that genuinely help the investors.

Kuvera has been recently acquired by CRED, but still it follows its core philosophy by providing Direct Plans only with zero commission fees and high end features for free.

Key Features:

Tax Harvesting: This is a feature that is specially created for High Net Worth Individuals (HNIs). The platform has an algorithm that alerts you to sell and rebuy your funds to utilise the Rs.1.25 lakh Long Term Capital Gains tax exemption, helping you to save the substantial taxes over decades.

Family Account: You get a family account in this where you can manage your account, your spouse’s, and even your parents account all under one login.

Trade Smart: It gives you the warning if a redemption will trigger an exit load or short-term capital gains tax.

Costs:

Commission: Rs.0
Fees: Rs.0 for mutual fund investing

5. 5paisa

5paisa is a discount broker which caters to the value conscious trader and investors. This platform charges a flat fee for trading services and a zero commission for mutual funds services.

Key Features:

All in One App: In this mutual funds are heavily integrated with stocks, commodities, and currency trading.

Research & Advisory: 5paisa helps the traders by recommending them stocks and funds.

Auto-Investor: This platform offers investors a robo-advisory tool that can help in building your portfolio according to the risk and goals of your profile.

Cost: Commission: Rs.0 on Direct Mutual Funds

Trading: A flat fee is charged for stock orders, that can be further less if you prefer the “Power Investor” packs.

6. Angel One

Angel One was a traditional broker earlier known as Angel Broking, has transitioned now by introducing digitization and becoming a digital fintech giant.

It has a low cost being a digital broker with an assurance of a massive offline network.

Key Features:

ARQ Prime: This is a secure search engine tool where quantitative analysis (rule-based investing) is done recommending funds and stocks that can be bought by the investors.
Offline Presence: It has thousands of offline brokers across India, if the user faces any issue you can connect with these offline brokers.
Smart API: If you are a tech savvy user, this platform offers robust APIs to build custom investment platforms.

Cost:

Commission: Rs.0 on Direct Mutual Funds

7. Pocketful

This is a rising star in the fintech space where aggressive targeting is done on things like cost and usability.

Pocketful is a modern day platform which helps in creating a tech savvy financial ecosystem for the investors. While most of the brokers focus only on the transaction, Pocketful focuses on the cost of holding and ease of selection.

Key Features:

Lifetime Zero AMC: Most of the brokers charge Rs.300-Rs.700 per year as the annual maintenance charge but Pocketful removes this entirely.
Thematic “Pockets”: This platform offers a curated basket of stocks and ETFs known as “Pockets” (E.g.: Green Energy, EV, Digital India). Investors can start their SIP via “Pocket” just like the mutual funds.
Direct Mutual Funds: Investors can execute Direct Mutual Funds without paying any commission.
TradingView Integration: For investors who rely on data and charts, Pocketful helps in providing it with integrated premium charting tools.

Costs:

Commission: Rs.0 on Mutual Funds
AMC: Rs.0 (Lifetime Free)
Delivery Brokerage: Rs.0 for stocks

8. IND Money

This was introduced in the market as a portfolio tracker and with time it has evolved as a “Super Finance App”.

It behaves like Google for your finances as it can track your credit card bills, EPF, PPF, insurance, and investments all in one dashboard.

Key Features:

US Stocks: IND Money helps the investor with not only the domestic market but also the US markets where you can easily invest in stocks like Apple, Tesla, Microsoft etc. Here you can even manage both the stocks in the same platform.
Family Office: It helps in tracking the family’s net worth across multiple platforms and brokers and gives you an auto update email to update your portfolio (though you need to give privacy permission).
Switch to Direct: By this feature you can switch your regular plans to direct plans helping you to save on commissions.

Costs:

Commission: Rs.0 on mutual funds.
US Trading: Charges are applied as per forex transfer and US brokerage.

9. Fisdom

This is a platform that is less linked directly to the consumer brand and acts more like a Bank Partner. This platform is the power house for investment sections of many major banks like Indian Bank, UCO Bank, etc.

Key Features:

Bank Integration: If you are investing using this platform, it often acts as an extension of your savings account.
Pension Products: There is a strong focus on NPS (National Pension System) and retirement planning.
Higher Touch: There is an intense focus on “solution-oriented” advice such as Children’s Education funds rather than giving users multiple schemes.

Costs:

Commission: Rs.0
Fees: Rs.0 for mutual fund investing

10. Scripbox

This is one of India’s first Robo-Advisors for the investors, here it focuses on lowering down the choices and giving users a more accurate product as per their financial plans.

Here the users can add filters of their own choice and rather than showing you thousands of funds it selects a basket of 2-4 funds for the investors.

Key Features:

Algorithmic Selection: Here you get a “Scripbox Portfolio” where you can pick your goal like “Long Term Wealth” or “Emergency Fund” and accordingly this platform will curate a basket for your needs.
Automated Review: The platform reviews your portfolio and if there are underperforming funds you get the advice to either exit or switch to a better option.

Costs:

Hybrid Model: Regular plans investing is free of cost, although if you want to invest in Direct Plans, you need to have a subscription or advisory fee charged.

Key Factors to Select the Best Broker for Mutual Funds Investing

Costs and Fees: Always look for the fees and charges like AMC, brokerage, etc, as this in the long term can eat up your profits.
Options: Look what you want to invest in, is it just the mutual funds or stocks or global stocks or you want an all in one app.
Ease of Use and Accessibility: The app should have a good interface with easy tracking and order placing. One such app is pocketful that is one of the best user friendly apps for new investors.
Research and Analysis: If you are into data and analytics you need to look for an app that helps you with R&D on your behalf.

Read Also: Best Mobile Trading Apps in India

Conclusion

The Indian mutual fund market is evolving and now you don’t have to pay 1% commission to a bank agent. If you are a trader who wants to pledge mutual funds for margin then an app like Zerodha Coin can be helpful. If you are looking for a very low cost platform for a diversified portfolio (Stocks + Mutual Funds) even without paying extra charges and AMC then Pocketful can be a reliable option. Start investing Mutual Fund today, complete your KYC, and start investing.

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Frequently Asked Questions (FAQs)

Can an investor have multiple accounts with multiple brokers?
Yes, you can have multiple accounts for stocks you can rely on Zerodha, Kuvera for mutual funds and for ease of tracking and everything at one place then Pocketful is a trusted option.
Is it safe to invest through online platforms like Pocketful or Paytm Money?
Yes, these apps are SEBI-registered and your units are safely put with the mutual fund company or in your Demat account (CDSL/NSDL).
Is it advantageous to have a “Zero AMC” charging platform?
Most of the brokers charge Annual Maintenance Charge (AMC) which can collectively lower down your accumulated profits. But platforms like Pocketful help users to trade without any AMC.
Can I switch from a Regular Plan to a Direct Plan?
Yes, most of the apps have a “Switch” feature where you can directly switch to the direct plan.
Why do some apps charge a subscription fee for Direct Plans?
Platforms like ET Money (Genius) or Scripbox act as wealth managers. They charge a fee not for the transaction (which is free) but for the recommended services.

January 29, 2026

Best SWP for Monthly Income in India

After retirement, regular monthly inflows through salary came to an end. In this case, individuals are looking to start a new monthly income through different sources. One of such methods is the Systematic Withdrawal Plan offered by a mutual fund.

In today’s blog post, we will give you an overview of the best SWP for monthly income in India, along with the factors to consider before choosing a SWP plan.

What is a Systematic Withdrawal Plan?

Systematic Withdrawal Plan is an option offered by mutual funds which allows an investor to withdraw a fixed sum of money from a mutual fund scheme at a regular interval, such as monthly, quarterly, etc. It acts as a regular stream of income for a retiree; a certain sum of money is withdrawn, while the remaining amount continues to grow based on market returns. SWP does not guarantee income. Withdrawals continue regardless of market conditions, which can erode capital during prolonged downturns.

Key Features of Systematic Withdrawal Plan

The key features of a systematic withdrawal plan are as follows:

Regular Income: SWP allows an investor to withdraw a regular sum of money from their investments at regular intervals, such as monthly or quarterly.
Flexibility: Investors have the option to decide the amount of money which they wish to withdraw based on their needs.
Higher Returns: The amount invested in the fund continues to increase over time, and the returns are linked to the market.
Tax Efficient: Unlike other investment options, such as bank fixed deposits, etc., which are taxed based on the investor’s tax slab, gains from SWP are taxed as capital gain, which makes it a more efficient investment option.

Best Mutual Funds for SWP in 2026

ICICI Prudential Balanced Advantage Fund
Axis Equity Saving Fund
Kotak Multi Asset Allocation Fund
SBI Equity Hybrid Fund
ABSL Balanced Advantage Fund

Read Also: Best Annuity Plans in India

Overview of the Best SWP for Monthly Income in India for 2025

The overview of best SWP for monthly income in India for 2025 is as follows:

1. ICICI Prudential Balanced Advantage Fund

This fund uses an intelligent method of investing by switching dynamically between equity and debt according to market conditions. It lowers equity exposure to control risk when markets are high and it increases equity allocation to capture growth when valuations are lower. The approach does not only minimize volatility but also intends to increase long-term capital appreciation and thus it is well applicable to investors with a moderate risk appetite and long-term investment horizon.

2. Axis Equity Saving Fund

Axis Equity Saving Fund was introduced on 14 August 2015 and targets investors seeking a more conservative hybrid fund. It incorporates equity, debt, and arbitrage approach in order to seek consistent and relatively smooth returns which make it appropriate to new investors or seeking to diversify low volatility returns relative to pure equity funds. Through arbitrage opportunities and fixed-income investments, it aims at achieving a small capital growth with an balance risk profile between equity and debt.

3. Kotak Multi Asset Allocation Fund

It is a relatively new multi-asset fund in the hybrid category, having been introduced on 22 September 2023. Kotak Multi Asset Allocation Fund manages your money in equity, debt, and commodities (such as gold) so that you are diversified in one portfolio. Since it has significant exposure to various asset classes, it seeks to strike a balance between growth prospects and risk control, which makes it suitable to investors who desire widespread diversification and do not want to operate multiple funds individually.

4. SBI Equity Hybrid Fund

SBI Equity Hybrid Fund has a long history, having existed since December 1995, a fact that makes it one of the oldest hybrid mutual funds in India. It is a mix of equity and debt investments with a view to long term capital growth at reduced volatility compared to pure equity funds. The fund suits investors with a balanced portfolio strategy by investing most of their funds in growth stocks and some in fixed-income securities over the long-term and the medium-term.

5. ABSL Balanced Hybrid Fund

ABSL Balanced Hybrid Fund with its inception date in April 2000 and is also among the oldest hybrid mutual funds in India. It is a mix of equity and debt investments with a view to long term capital growth at reduced volatility compared to pure equity funds. The fund will suit investors looking to pursue a balanced portfolio strategy over the medium-to-long term by investing a greater percentage in growth stocks and a smaller percentage in fixed-income securities.

Funds	NAV (INR)	AUM (INR Cr.)	1 Yr CAGR Return	3 Yr CAGR Return	5 Yr CAGR Return	Expense Ratio
ICICI Prudential Balanced Advantage Fund	76.35	70,500	11.62%	13.10%	12.03%	1.43%
Axis Equity Savings Fund	22.43	925	5.50%	9.79%	8.15%	2.27%
Kotak Multi Asset Allocation Fund	16.14	9,850	29.83%	–	–	1.70%
SBI Equity Hybrid Fund	301.45	82,850	11.22%	13.75%	12.28%	1.38%
ABSL Balanced Advantage Fund	107.68	8,800	8.99%	12.35%	10.64%	1.76%

Benefits of SWP for Monthly Income in India

The key benefits of SWP for monthly income in India are as follows:

Regular Income : It provides a pre-defined monthly withdrawal cash flow, which makes it easy for an investor to manage their expenses.
Growth Potential : The withdrawals are made from the initial investment by the investors. However, the remaining amount left after the monthly withdrawal kept on increasing based on market returns over time.
Liquidity : SWPs also offer liquidity, as the remaining corpus can be withdrawn anytime by the investor.
No TDS : In SWPs, no taxes are deducted by the asset management at the source of income. All the gains are taxable based on the capital gain tax rate.

Risk of SWP for Monthly Income in India

The key risks of investing in SWP for monthly incomes in India are as follows:

Market Risk : The returns in SWP are linked with the market. If the market is underperforming, the funds will not perform well, and their value can decline for a particular period of time.
Interest Rate and Credit Risk : If you are investing in a debt fund for SWP, there might be risk related to interest rates and credit.
Capital Erosion : If the systematic withdrawals are not planned properly, then the initial capital will be eroded or exhausted over time.

Factors to consider before investing in SWP

The key factors that an investor should consider before investing in a SWP for monthly income are as follows:

Withdrawal Amount : The investor should withdraw a sustainable amount; if the withdrawal amount exceeds the average return of the fund, it will erode capital.
Frequency of Withdrawal : One should select the frequency of withdrawal based on their income needs. The frequency can vary from monthly, quarterly, half-yearly, etc.
Expense Ratio : If the fund is having a higher expense ratio, then it will reduce the overall return over time. Hence, one should select the fund which has a lower expense ratio.

Who should invest in SWP?

The SWP plan for monthly income is suitable for the following investors:

Retired Individuals : SWP for monthly income is suitable for retirees who are looking for a regular monthly income even after retirement.
Tax-Efficient Income Option : Investors who are looking for tax-efficient investment options can consider SWP, as they are taxed based on capital gain rules, instead of the tax slab of an individual.
Liquidity : Investment in SWP offers liquidity for an investor as they can withdraw the remaining corpus at anytime based on their need.

Conclusion

On a concluding note, a systematic withdrawal plan helps an individual in planning their retirement efficiently by allowing them to withdraw a fixed sum of money at a regular interval. There are various schemes in mutual funds from which you can withdraw money through SWP, but choosing the right fund depends on the investor’s risk profile and the requirement for money. A well-planned SWP helps an investor in planning their retirement efficiently without exhausting their capital. However, it is advisable to consult your investment advisor before choosing a fund for SWP withdrawals.

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4	What is an Open-Ended Mutual Fund & How to Invest in it?
5	Mutual Fund vs ETF. Are They Same Or Different?
6	Mutual Funds vs Direct Investing: Differences, Pros, Cons, and Suitability
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8	How to Check Mutual Fund Status with Folio Number?
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Frequently Asked Questions (FAQs)

What is the full form of SWP in a mutual fund?
The full form of SWP is Systematic Withdrawal Plan, offered by mutual fund companies, through which one can withdraw a fixed sum of money at a regular interval.
How are SWPs taxed in India?
In India SWPs withdrawals are taxed as per capital gain, not based on the income tax slab of an individual.
Can I stop or change the amount of withdrawal from SWP?
Yes, you can stop or change the amount of withdrawal from SWP anytime.
Is it possible that the capital gets exhausted in an SWP?
Yes, if the monthly withdrawal amount is high and the market is not performing well, then in the longterm the capital gets exhausted.
Can I start SWP immediately after investing in a mutual fund?
Yes, you can start SWP immediately after investing in a mutual fund. However, it is advisable to initiate SWP after one year of investment to avoid short-term capital gain and exit loads, if any.

January 28, 2026

10 Best Small Cap Mutual Funds in India 2026

Small cap mutual funds often come into the picture when you want higher growth and are ready to stay invested for the long term. These funds invest in smaller companies that are still finding their space in the market. Some grow steadily, while others grow fast after years of struggle. This is why many investors track the top performing small cap mutual funds before making any decision.

When you look for the best small cap funds, returns alone should not guide you. You also need to understand the fund’s strategy, how the manager handles market volatility, and whether the portfolio is spread across sectors. Small cap investing is about patience and discipline.

In this guide, let us explore the top 10 small cap mutual funds and their details.

What Are Small Cap Funds?

Small cap funds are mutual funds that invest mainly in companies with a smaller market value. These companies are usually in the early stages of growth. These are the ones that are still building their business presence. Many of them operate in niche areas or emerging sectors.

Since these businesses are still growing, their stock prices can fluctuate more than large companies. This leads to higher short-term volatility. At the same time, small cap funds offer strong long-term growth potential. They are suitable for investors who have patience, a higher risk appetite, and a long-term investment horizon.

Features of Small Cap Funds

Invest mainly in companies with a smaller market value.
Focus on businesses in early or expansion stages.
Higher exposure to emerging sectors and new ideas.
Managed actively to identify growth opportunities.
Suitable for long-term investment horizons.

Pros of Small Cap Funds

Offer higher growth potential over the long term.
Help in portfolio diversification beyond large stocks.
Can benefit early from rising companies.
Opportunity to invest in future market leaders.

Cons of Small Cap Funds

High short-term volatility and price swings.
Higher risk during market downturns.
Returns may be uneven year to year.
Not suitable for short-term goals.

Top 10 Small Cap Mutual Funds

Small cap funds offer you an opportunity to invest in companies that are in the growing stage. This offers investors a chance to not just gain benefits but also ensure that they have managed risk. So, here is the list of the top 10 small cap mutual funds that you should consider investing in.

Fund Name	AUM (₹ Cr)	NAV (₹)	1Y Return (%)	2Y Return (%)	5Y Return (%)	Expense Ratio (%)
Nippon India Small Cap Fund – Direct Growth	68,287.15	181.51	-1.81	7.79	26.54	0.63
HDFC Small Cap Fund – Direct Growth	37,753.13	154.32	2.2	7.64	24.24	0.67
SBI Small Cap Fund – Direct Growth	36,268.45	186.97	-2.39	6.62	18.33	0.75
Quant Small Cap Fund – Direct Growth	29,784.55	265.17	-2.31	5.33	27.92	0.75
Axis Small Cap Fund – Direct Growth	26,546.88	119.26	1.29	9.75	21.99	0.57
Bandhan Small Cap Fund – Direct Growth	18,990.28	50.25	4.63	17.43	26.23	0.42
Kotak Small Cap Fund – Direct Growth	17,257.64	284.45	-6.58	5.14	20.04	0.55
DSP Small Cap Fund – Direct Growth	16,934.59	211.03	2.05	9.14	22.34	0.79
HSBC Small Cap Fund – Direct Growth	15,968.70	84.48	-8.09	4.69	23.86	0.7
Franklin India Small Cap Fund – Direct Growth	13,238.40	184.85	-2.96	5.03	22.32	0.92

Note: The information is as of 17 January 2026. It is for educational purposes only. Check everything well before investing.

1. Nippon India Small Cap Fund

This fund follows the Nifty Smallcap 250 TRI and focuses on diversification to manage liquidity risks common in small caps. It spreads exposure across a large number of stocks, which helps reduce concentration impact during volatile phases. The investment approach balances growth and stability within the small-cap space. It suits long-term investors who can stay invested through cycles. Many investors track it while researching top performing small cap mutual funds for sustained growth potential.

2. HDFC Small Cap Fund

It is benchmarked to the S&P BSE 250 SmallCap TRI. It follows a quality-driven and bottom-up investment style. It focuses on companies with strong governance, stable earnings visibility, and long-term scalability. Portfolio turnover remains controlled. It is mainly because of the easy access approach. The fund avoids chasing short-term momentum and instead prioritizes fundamentals. It is often preferred by investors looking for the best small cap funds with consistency and disciplined execution.

3. SBI Small Cap Fund

This fund is benchmarked to the S&P BSE 250 SmallCap TRI and is known for its cautious capacity management. It focuses on protecting existing investors by limiting inflows and maintaining portfolio discipline. Stock selection emphasizes balance sheet strength and earnings visibility. The portfolio is selective rather than widely spread. It suits investors who prefer risk control within small caps. Many consider it a reliable best small cap option for long-term investing.

4. Quant Small Cap Fund

Tracking the Nifty Smallcap 250 TRI, this fund follows a highly active and adaptive investment framework. Portfolio decisions are driven by valuation comfort, liquidity signals, and market timing. The strategy allows frequent shifts based on changing conditions, which can lead to higher volatility. It suits investors with a higher risk appetite and tactical mindset. It is often shortlisted among the top 10 small cap mutual funds for aggressive growth seekers.

5. Axis Small Cap Fund

Axis Small Cap Fund tracks the Nifty Smallcap 250 TRI and follows a selective investing style. The fund prefers businesses that can grow without heavy capital needs and show steady earnings visibility. Portfolio choices reflect patience rather than fast rotation. Exposure is spread across financials, healthcare, and industrial segments to avoid overdependence on one theme. This approach suits investors who want controlled participation in small caps and often search for the best small cap funds with balance.

6. Bandhan Small Cap Fund

Benchmarked to the S&P BSE 250 SmallCap TRI, this fund emphasizes downside protection alongside growth. It maintains a broad stock spread. This helps to manage volatility and liquidity challenges. The portfolio tilts towards financial services, construction, and consumption-driven sectors. The approach suits investors who want smoother participation across market cycles. Over time, it has gained attention among top performing small cap mutual funds with a risk-aware structure.

7. Kotak Small Cap Fund

This fund follows the Nifty Smallcap 250 TRI. It adopts a research-driven and bottom-up approach. It focuses on identifying emerging businesses. These are the ones with long growth runways and improving fundamentals. Sector exposure is diversified. The main tilt is towards healthcare, industrials, and consumer segments. Investment decisions are driven by fundamentals rather than market noise. It suits patient investors and is often discussed among the top 5 small cap mutual funds.

8. DSP Small Cap Fund

It is a fund that follows the S&P BSE 250 SmallCap TRI. This fund follows a buy-and-hold investment philosophy. It targets under-researched companies. These are companies with good models and better potential. Portfolio turnover remains relatively low, supporting long-term compounding. Sector exposure leans towards consumer cyclicals and industrials. It suits investors who value patience and conviction. Many investors shortlist it while evaluating the best small cap funds for long-term holding.

9. HSBC Small Cap Fund

This fund uses the Nifty Smallcap 250 TRI as its benchmark and follows a blend of growth and value investing. It focuses on niche and undervalued businesses with improving fundamentals. Portfolio construction emphasizes diversification to manage volatility. The strategy suits investors comfortable with short-term fluctuations. Over time, it has featured in several discussions on top performing small cap mutual funds for diversified exposure.

10. Franklin India Small Cap Fund

Benchmarked to the S&P BSE 250 SmallCap TRI, this fund follows a conservative and research-led investment style. It focuses on under-owned companies. Portfolio diversification helps manage liquidity risks. Also these companies have growth potential. The fund suits investors who prefer a measured approach rather than aggressive positioning. It is often considered among the top 10 small cap mutual funds for steady participation.

Top 5 Small Cap Mutual Funds With Consistent Performance

Now that you know the best small cap funds, it is time to explore the ones that have a considerable AUM and have generated positive returns over the last 10 years. These are as follows:

Fund Name	AUM (₹ Cr)	NAV (₹)	1Y (%)	2Y (%)	5Y (%)	10Y (%)	Expense Ratio (%)
HDFC Small Cap Fund	37,753.13	154.32	2.20	7.64	24.24	19.66	0.67
Axis Small Cap Fund	26,546.88	119.26	1.29	9.75	21.99	19.69	0.57
DSP Small Cap Fund	16,934.59	211.03	2.05	9.14	22.34	17.58	0.79
ICICI Prudential Smallcap Fund	8,427.64	94.48	1.79	6.03	22.05	17.38	0.77
Aditya Birla Sun Life Small Cap Fund	4,937.52	95.04	1.11	6.8	18.21	14.48	0.90

Note: The information is as of 17 January 2026. It is for educational purposes only. Check everything well before investing.

1. HDFC Small Cap Fund

It has remained consistent because it sticks to fundamentals. This is even when markets turn volatile. The fund manager avoids chasing trends. The main focus is on businesses with stable cash flows and clear growth paths. This discipline has helped the fund stay positive across time periods without sharp swings.

2. Axis Small Cap Fund

This shows consistency by being selective rather than aggressive. It prefers companies that can grow steadily. The focus on heavy capital pressure is low. The fund does not react quickly to market noise. It helps control downside during corrections and supports smoother long-term return delivery.

3. DSP Small Cap Fund

It benefits from a patient investment style. Instead of frequent buying and selling, it holds businesses through cycles once conviction is built. This approach reduces unnecessary churn. It allows compounding to work over time, which explains its stable performance across different market phases.

4. ICICI Prudential Smallcap Fund

The fund maintains consistency through diversification and careful stock sizing. No single theme dominates the portfolio. This balance helps cushion the fund during weak phases. The fund is still participating in growth periods. This makes it one of the best for a return profile creation and for steadier growth compared to many peers.

5. Aditya Birla Sun Life Small Cap Fund

It stays consistent by spreading risk across sectors. This helps in avoiding concentrated bets. The fund focuses on business durability rather than short-term excitement. This measured approach has helped it remain positive over longer horizons despite regular small-cap volatility.

Who Should Invest in These Small Cap Funds?

Investors with a long-term horizon of at least 7 to 10 years.
Those who already have exposure to large-cap or index funds.
Investors who can handle short-term volatility without panic selling.
Individuals investing for wealth creation, not short-term goals.
SIP investors who prefer disciplined and gradual allocation to equities.

Read Also: Best SIP Mutual Funds in India

Conclusion

Small cap funds are not about quick wins. They reward investors who stay patient during weak phases and allow compounding to work over time. The funds discussed here have shown consistency across different market cycles, which matters more than temporary spikes in returns. If your goals are long-term and your risk appetite allows some volatility, these funds can add meaningful growth potential to your portfolio.

Start your small cap investment journey with Pocketful, where you can compare funds, set up SIPs, and track performance easily in one place. Pocketful helps you invest with clarity, not guesswork.

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Frequently Asked Questions (FAQs)

Are small cap funds risky?
Yes, small cap funds are volatile in the short term, but they can offer higher growth over the long term if you stay invested.
Is SIP the right way to invest in small cap funds?
SIP is usually preferred because it spreads investment over time and reduces the impact of market timing.
How long should I stay invested in small cap funds?
Ideally, you should stay invested for at least 7 to 10 years to handle volatility and benefit from growth.
Can I invest lump sum in small cap funds?
Lump sum investments are possible, but SIPs are generally safer during volatile market conditions.
What percentage of my portfolio should be in small cap funds?
For most investors, allocating around 10% to 20% of the portfolio to small caps is considered reasonable.

January 24, 2026

Best Mid-Cap Mutual Funds in India

Investing is not just about chasing returns, it is about finding the right balance between growth and comfort. Many investors feel large cap investments move too slowly, while aggressive strategies can bring sleepless nights. As markets evolve, the need for a middle path becomes clear. This is where mid cap investing gains importance. It offers exposure to faster growing businesses while avoiding extreme uncertainty. For investors looking to participate in India’s long term growth story without taking outsized risks, mid cap funds deserve serious attention. That is where mid-cap mutual funds step in.

What are Mid-Cap Mutual Funds

Mid-cap funds invest in companies that are past the survival stage but still hungry to grow. They are expanding capacity, entering new markets, and moving toward becoming tomorrow’s large-cap. For investors who can stay patient and disciplined, mid-cap funds are often a good option to consider higher growth potential.

Mid-cap mutual funds invest in companies ranked roughly between 101 and 250 by market capitalisation, as defined by SEBI. These companies are not unknown startups. They already have products, customers, and revenues. Mid-caps are businesses in the middle of a growth journey.

How to Choose the Best Mid-Cap Mutual Fund

Choosing a mid-cap fund is less about chasing returns and more about trusting the process.

Look Beyond One-Year Performance – Top-performing mid-cap funds change frequently. Focus instead on consistency across market cycles, especially how the fund behaved during corrections.
Pay Attention to the Fund Manager – Mid-cap investing requires judgment. A steady fund manager with a sound investment philosophy matters far more than fascinating short-term numbers.
Check Portfolio Quality – A good mid-cap fund prefers fundamentally strong businesses with growing revenue and expanding margins over momentum-driven stocks.

List of Best Mid-Cap Mutual Funds in India

S. No	Funds	Current NAV	Fund Size (INR Crores)	Expense Ratio	Exit Load (Period)
1	ICICI Prudential Midcap Fund	319.79	7050	1.85%	1.00% (1 year)
2	Mirae Asset Midcap Fund	38.44	18350	1.65%	1.00% (1 year)
3	HDFC Mid Cap Fund	205.47	92200	1.36%	1.00% (1 year)
4	Tata Mid Cap Fund	457.33	5450	1.84%	0.50% (30 days)
5	Invesco India Mid Cap Fund	184.52	10300	1.72%	1.00% (1 year)
6	WhiteOak Capital Mid Cap Fund	20.35	4450	1.85%	1.00% (30 days)
7	Canara Robeco Mid Cap Fund	17.53	4050	1.87%	1.00% (1 year)
8	ITI Mid Cap Fund	22.47	1300	2.05%	0.50% (90 days)
9	Nippon India Growth Mid Cap Fund	4,296.43	42100	1.53%	1.00% (30 days)
10	Aditya Birla Sun Life Mid Cap Fund	813.92	6250	1.87%	1.00% (90 days)

(As of 7th Jan 2026)

Overview of Best Mid-Cap Mutual Funds

1. ICICI Prudential Midcap Fund

ICICI Prudential Midcap Fund is known for its balanced approach to mid-cap investing. Instead of chasing short-term market trends, it focuses on identifying companies with sustainable business models and long-term growth potential.

1-Year Return	3-Year Return	5-Year Return	No. of Stocks	Benchmark
13.79%	82.61%	157.35%	90	Nifty Midcap 150 TRI

2. Mirae Asset Midcap Fund

Mirae Asset Midcap Fund follows a quality-focused strategy, investing in mid-cap companies with strong balance sheets and earnings visibility. It avoids excessive risk-taking and prefers businesses with clear competitive advantages.

1-Year Return	3-Year Return	5-Year Return	No. of Stocks	Benchmark
11.40%	72.12%	148.80%	72	Nifty Midcap 100 TRI

3. HDFC Mid Cap Fund

One of the most well-known names in the category, HDFC Mid Cap Fund, focuses on fundamentally strong mid-sized companies with long growth runways. Its large asset base brings stability and works well for long-term investors

1-Year Return	3-Year Return	5-Year Return	No. of Stocks	Benchmark
9.85%	95.41%	193.19%	78	Nifty Midcap 150 TRI

4. Tata Mid Cap Fund

Tata Mid Cap Fund takes a relatively disciplined approach, balancing growth opportunities with valuation comfort. It spreads investments across sectors instead of making aggressive thematic bets, which helps control downside risk.

1-Year Return	3-Year Return	5-Year Return	No. of Stocks	Benchmark
8.23%	81.05%	141.09%	69	Nifty Midcap 150 TRI

5. Invesco India Mid Cap Fund

Invesco India Mid Cap Fund focuses on identifying emerging businesses early in their growth cycle. The fund maintains a research-driven approach and avoids excessive churn

1-Year Return	3-Year Return	5-Year Return	No. of Stocks	Benchmark
8.23%	101.23%	171.52%	51	BSE 150 Midcap TRI

6. WhiteOak Capital Mid Cap Fund

WhiteOak Capital Mid Cap Fund follows a clean, process-oriented investing style, combining growth potential with risk awareness. The fund prefers companies with strong fundamentals and avoids overly leveraged or speculative bets

1-Year Return	3-Year Return	5-Year Return	No. of Stocks	Benchmark
8.06%	96.39%	–	146	BSE 150 Midcap TRI

7. Canara Robeco Mid Cap Fund

Canara Robeco Mid Cap Fund has gained attention for its consistent performance and disciplined stock selection. The fund leans toward quality businesses and avoids chasing hot sectors blindly.

1-Year Return	3-Year Return	5-Year Return	No. of Stocks	Benchmark
6.98%	73.93%	–	62	BSE 150 MidCap TRI 100

8. ITI Mid Cap Fund

The ITI Mid Cap Fund is a smaller and relatively less-discussed fund in the category. It invests across a broad range of mid-cap companies, aiming to capture growth while managing risk.

1-Year Return	3-Year Return	5-Year Return	No. of Stocks	Benchmark
6.83%	89.28%	–	85	Nifty Midcap 150 TRI

9. Nippon India Growth Mid Cap Fund

Nippon India Growth Mid Cap Fund is among the older funds in this category and follows a growth-oriented investing style. Over full market cycles, it has rewarded investors who stayed invested and avoided reacting to short-term underperformance.

1-Year Return	3-Year Return	5-Year Return	No. of Stocks	Benchmark
7.51%	93.98%	179.98%	100	Nifty Midcap 150 TRI

10. Aditya Birla Sun Life Mid Cap Fund

Aditya Birla Sun Life Mid Cap Fund focuses on identifying mid-sized companies with improving fundamentals and scalable business models.

1-Year Return	3-Year Return	5-Year Return	No. of Stocks	Benchmark
6.72%	75.67%	135.23%	81	Nifty Midcap 150 TRI

Conclusion

Mid-cap mutual funds are not shortcuts to quick profits. They are a source of wealth creation with patience. If you invest regularly, stay disciplined during volatility, and allow time for compounding, mid-cap funds can become the growth engine of your portfolio. The real edge doesn’t come from picking the “best” fund. It comes from staying invested when it is difficult to do so.

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Frequently Asked Questions (FAQs)

Are mid-cap mutual funds risky?
They carry more risk than large-cap funds but are generally less volatile than small-cap funds, especially when held for the long term.
What is the ideal investment horizon for mid-cap funds?
A minimum investment horizon of 7-8 years is recommended to ride out market volatility.
Can beginners invest in mid-cap mutual funds?
Beginners can invest, but it is suggested to start with SIPs and limit the exposure they are comfortable with.
How many mid-cap funds one should hold?
Usually, one or two well-chosen mid-cap funds are enough for diversification.
Is a lump-sum investment suitable for mid-cap funds?
Lump-sum investments can be effective if you have a long investment horizon, but staggered investing is generally considered safer.

January 20, 2026

Category: Mutual Funds

Best Infrastructure Mutual Funds in India: Top Funds

What Are Infrastructure Mutual Funds?

Top 10 Infrastructure Mutual Funds in India

1. Quant Infrastructure Fund

2. Invesco India Infrastructure Fund

3. ICICI Prudential Infrastructure Fund

4. Bandhan Infrastructure Fund

5. Nippon India Power & Infra Fund

6. Canara Robeco Infrastructure Fund

7. DSP India T.I.G.E.R. Fund

8. Franklin Build India Fund

9. Kotak Infrastructure and Economic Reform Fund

10. SBI Infrastructure Fund

Why Invest in Infrastructure Mutual Funds?

Advantages of Investing in Infrastructure Mutual Funds

Disadvantages of Investing in Infrastructure Mutual Funds

How to Choose the Best Infrastructure Mutual Fund

Conclusion

Frequently Asked Questions (FAQs)

Are infrastructure mutual funds safe for beginners?

How much tax do I have to pay on my profits?

Do these funds only invest in building roads and bridges?

How long should I keep my money in these funds?

Can Non-Resident Indians (NRIs) invest in these funds?

Best Precious Metal Mutual Funds to Invest in India

What are Precious Metal Mutual Funds?

Features of Precious Metal Mutual Funds

Top Precious Metal Mutual Funds to Invest in India

Overview of the Best Precious Metal Mutual Fund

1. SBI Gold Fund

2. HDFC Gold ETF Fund of Fund

3. Nippon India Gold Savings Fund

4. Kotak Gold Fund

5. ICICI Prudential Gold ETF FoF

6. Nippon India Silver ETF FoF

7. HDFC Silver ETF FoF

8. SBI Silver ETF FoF

9. Axis Gold Fund

10. Edelweiss Gold and Silver ETF FoF

Why One Should Invest in a Precious Metal Mutual Fund

Conclusion

Frequently Asked Questions (FAQs)

What is the meaning of precious metal mutual funds?

Do I need a demat account to invest in metal mutual funds?

Are returns from precious metal mutual funds guaranteed?

Can I invest in metal mutual funds through SIP?

What are the factors to consider before investing in precious metal mutual funds?

What is Fund of Funds (FOF)?

What is a Fund of Funds?

How Does a Fund of Funds Work?

The Role of the Fund Manager

Advantages of the Multi-Manager Approach

Types of Fund of Funds

1. Multi-Asset Fund of Funds

2. ETF-Based FOFs

3. International Fund of Funds

4. Gold Fund of Funds

Comparison of Popular Gold Investment Methods

Other types of FOFs

Best FOF Funds in India

Advantages of Investing in FOFs

Disadvantages of Investing in FOFs

How to Invest in a Fund of Funds

1. Complete Your KYC

2. Choose the Right Fund

3. Pick Your Investment Mode

4. Track and Review

Using the Pocketful App for Investing

Conclusion

Frequently Asked Questions (FAQs)

Is a Fund of Funds safer than a regular mutual fund?

Can I invest in an FOF without a Demat account?

Why is the taxation of FOFs different?

Can I start an SIP with a small amount in an FOF?

Are the higher fees of FOFs worth it?

Best Corporate Bond Funds in India

What Are Corporate Bonds and How Do They Work?

Best Corporate Bonds Mutual Funds in India (2026)

1. HDFC Corporate Bond Fund