Pocketful

Blog

  • Shankar Sharma Portfolio 2025: Top Stocks & Strategy

    Shankar Sharma Portfolio 2025: Top Stocks & Strategy

    Some investors follow whatever the market is doing. Then there are a few who study every shift, every cycle, and every change with calm attention. They do not move with noise. They move with clarity.

    These are the investors who often set trends without trying to. Their decisions become lessons, and their portfolios become case studies for others who want to understand how smart money thinks. They lead by example, not by prediction.

    One such investor is Shankar Sharma. His approach is built on deep research, sharp timing, and the confidence to go against popular views. In this guide, we take a close look at the Shankar Sharma portfolio, the latest moves in 2025, the stocks he holds today, and the strategy that ties it all together.

    Who Is Shankar Sharma?

    Shankar Sharma is a well known Indian investor, market commentator, and co-founder of First Global, a securities and investment firm he started along with Devina Mehra after leaving Citibank around 1989. Over the next few decades, they built it into a research driven brokerage and global investing outfit that focused on data and discipline rather than market noise. 

    He is also the founder of GQuant Investech, an investment firm that uses quantitative models and analytics to build portfolios.

    Across TV interviews, articles, and market cycles, he has earned a reputation as a contrarian who is early in spotting themes and willing to stay with his views even when they are not popular. This long experience and strong opinion make the Shankar Sharma latest portfolio closely watched by many investors in India.

    Shankar Sharma Latest Portfolio 2025

    Before breaking down his strategy, it is important to see how his major holdings look today. His positions show steady ownership in a few long term ideas, along with measured changes across the last few quarters. The table below gives a clear view of the key stocks, the value he holds, the quantity, and how his stake has moved recently.

    StockHolding Value (₹ Cr)Quantity HeldSep 2025 Holding %Jun 2025 Holding %
    Rama Steel Tubes24.2 Cr24,375,0001.50%1.60%
    Thomas Scott42.3 Cr1,217,3518.30%8.50%
    VIP Clothing4.9 Cr1,500,0001.70%1.70%
    Valiant Communications14.2 Cr200,0502.60%2.60%
    ACE Software Exports9.6 Cr429,1603.40%3.40%
    Sumit Woods26.1 Cr3,500,0007.70%7.70%

    NOTE: All the information in the table is based on the external public sources. They are bound to change. The details shared here are only for informational and educational purposes.

    Read Also: Raj Kumar Lohia Portfolio in 2025 – Holdings List, Changes and Strategy

    Company Overviews

    While understanding his approach is important, it also helps to briefly look at the companies in his portfolio to see what makes them fit into his overall style.

    1. Rama Steel Tubes

    Rama Steel Tubes works in the steel pipes and tubes segment. It is the company with a focus on infrastructure, construction, and engineering uses. The company has seen steady order flow and stable demand, which supports long term revenue visibility.

    2. Thomas Scott (India)

    Thomas Scott operates in the apparel and retail space, offering men’s clothing through both stores and partnerships. The company has been scaling its product mix and distribution reach, which explains the rising interest from long term investors like Sharma.

    3. VIP Clothing

    VIP Clothing is known for its innerwear brands. While the segment is competitive, the company’s brand recall and pan India retail presence help it maintain demand. It remains a slow but stable consumption driven business.

    4. Valiant Communications

    Valiant Communications manufactures telecom transmission and cybersecurity related equipment. With customers across utilities, defence, and telecom networks, the company benefits from ongoing upgrades in communication infrastructure in India and global markets.

    5. ACE Software Exports

    ACE Software Exports provides software services, content solutions, and digital transformation support for global clients. Its niche presence, stable contracts, and recurring service business make it a steady mid sized tech play.

    6. Sumit Woods

    Sumit Woods is a real estate developer. It is focused on residential projects in select urban markets. The company has been expanding project launches and improving sales visibility, which helps support long term growth expectations.

    Sector Wise Analysis

    The Shankar Sharma latest portfolio shows a clear mix of sectors that reflect his confidence in niche themes, steady consumption businesses, and select growth areas. By looking at each space, you can understand how he builds conviction and balances risk.

    1. Metals and Infrastructure

    Rama Steel Tubes represents his interest in companies linked to long term infrastructure spending. This sector benefits from steady government projects and a rising demand for steel products. It adds stability to the Shankar Sharma stocks list.

    2. Apparel and Retail

    Thomas Scott gives him exposure to the men’s fashion market. Retail remains a consumption driven sector that grows with rising incomes and urban demand. It also shows his willingness to bet on smaller brands that scale over time.

    3. Consumer Essentials

    VIP Clothing covers the innerwear and basic apparel segment. These products have everyday demand, making the business more predictable even during slower market phases. It balances the more cyclical names in the Shankar Sharma portfolio.

    4. Technology and Communication

    Valiant Communications and ACE Software Exports provide exposure to specialised tech and communication services. These companies work in targeted markets, giving the portfolio a growth angle without taking large cap tech risk.

    5. Real Estate

    Sumit Woods adds a property development angle to the Shankar Sharma latest portfolio. Housing demand has been rising, and mid sized developers have gained traction in select cities. This sector gives him both growth and asset backed stability.

    Read Also: Radhakishan Damani Portfolio: Stock Holdings and Strategy

    Investment Strategy

    The Shankar Sharma portfolio follows a clear and disciplined style. His choices show how he mixes patience, research, and an eye for early opportunities. The points below explain this approach in detail.

    1. Looks for Under-Recognised Businesses

    He prefers companies that are improving but still not in the market spotlight. This helps him enter early and benefit when valuations catch up.

    2. Balances Growth with Stability

    The Shankar Sharma latest portfolio covers tech, consumption, real estate, and infrastructure. This blend keeps risk controlled while still capturing growth cycles.

    3. Prefers Long Term Holding

    Most stocks in the Shankar Sharma stocks list show steady positions across quarters. He holds through cycles and waits for the underlying business to deliver.

    4. Uses Contrarian Thinking

    He often buys in low sentiment phases and trims when enthusiasm peaks. This helps him avoid crowd-driven decisions and protect returns.

    5. Focuses on Fundamentals

    His decisions come from financial strength, demand visibility, and business quality, not market noise or short term price reactions.

    Interpretation of Portfolio Changes

    Looking at how the Shankar Sharma portfolio has shifted over the past few quarters gives useful clues about his thinking. The points below explain what these changes indicate.

    1. Gradual Reduction in Select Holdings

    Slight trims in companies like Rama Steel Tubes and ACE Software Exports suggest disciplined profit-booking rather than loss-driven exits. He reduces weight only when prices get ahead of fundamentals.

    2. Strong Build-Up in Thomas Scott

    The steady rise in his stake in Thomas Scott shows growing conviction. This indicates he sees long term potential in smaller apparel brands gaining market share over time.

    3. Stability in Consumer and Tech Picks

    Holdings such as VIP Clothing and Valiant Communications have remained unchanged. This shows his confidence in stable consumption and niche tech plays that provide balance to his portfolio.

    4. Preference for Expanding Mid-Sized Players

    The addition and stable holding in Sumit Woods point to his interest in mid-sized real estate companies that benefit from rising urban housing demand.

    5. No Aggressive Churn

    There are no major exits or sudden additions in the Shankar Sharma latest portfolio, which reflects a steady, long term view rather than short term trading behaviour.

    Read Also: 10 Top Investors In India And Their Portfolios

    Key Insights for Investors

    The Shankar Sharma portfolio offers a few clear lessons that can help investors think better and make more steady decisions.

    • Early entry: He buys companies before they become popular, showing that spotting improving businesses early can create real upside.
    • Patience with mid caps: Many names in the Shankar Sharma latest portfolio are still growing. These companies reward patient holding rather than quick exits.
    • Sector balance: His mix of consumption, infrastructure, tech, and real estate shows how a spread of ideas can reduce risk in uncertain markets.
    • Focus on fundamentals: He pays more attention to demand, balance sheets, and long term visibility than market sentiment. This keeps decisions grounded.
    • Gentle portfolio changes: The Shankar Sharma stocks list shows small shifts over time, proving that steady rebalancing works better than constant trading.

    Conclusion

    The Shankar Sharma portfolio reflects a style built on early conviction, steady holding, and a focus on improving businesses. His picks highlight the value of patience, sector balance, and disciplined research. For investors, the message is simple: build slowly, stay consistent, and trust strong fundamentals.

    To explore more portfolios, market guides, and simple investment breakdowns, follow Pocketful for regular, clear, and well explained insights.

    S.NO.Check Out These Interesting Posts You Might Enjoy!
    1Top 10 Highest Leverage Brokers in India
    2Top 10 Intraday Trading Strategies & Tips for Beginners
    310 Best YouTube Channels for Stock Market in India
    4Top 10 Best Trading YouTube Channels in India
    5Top 10 Books for Beginners in Trading & Investing
    6Top 10 Investors in the World
    710 Best Stock Market Traders in the World
    8Top 10 Best Traders in India – Learn from the Legends
    9Best Stock Market News Apps in India
    10Best Share Market Learning Apps in India

    Frequently Asked Questions (FAQs)

    1. What type of companies does Shankar Sharma prefer?

      He prefers small and mid sized companies with improving fundamentals and long term growth potential.

    2. Does he change his portfolio often?

      No. His changes are slow and measured, usually small trims or incremental additions.

    3. Why does he invest in mid caps and niche sectors?

      He looks for early opportunities where growth can be stronger once the market recognises the company’s progress.

    4. Is consumption a major part of his portfolio?

      Yes. Consumer driven names add stability and help balance more cyclical sectors.

    5. What can new investors learn from his approach?

      Stay patient, avoid noise, study businesses closely, and build a balanced set of ideas rather than chasing trends.

  • NSE Algo Trading Rules for Retail Traders in India

    NSE Algo Trading Rules for Retail Traders in India

    If you have been trading for a while, you have heard the noise around algo trading. Big institutions and hedge funds have utilised it for years, and now retail traders in India are giving it a try. After all, who would not want a system that can trade faster, smarter, and without emotions? But with this growing interest came a few problems, unregulated codes, risky third-party plugins, and the chance of small traders losing big money. To address this, the National Stock Exchange (NSE) implemented rules for retail algorithmic trading.

    In this blog, let us break down what these rules are, why they were introduced, and how they will affect you if you’re a retail trader in India.

    What is Algo Trading 

    Algorithmic trading is basically letting a computer trade for you. Instead of placing orders manually, you set some algo rules like buying when the price goes above a moving average or selling if the RSI is too high. The algo program now keeps an eye on the market and executes those trades automatically, often in just a fraction of a second.

    Traders prefer algo trading because;

    • Speed – Algorithms react in milliseconds, way faster than we ever could.
    • No emotions – No panic selling or greed-driven buying.
    • Backtesting – You can test your idea on past market data.
    • Scalability – One system can handle multiple trades at once.

    Why Algo Trading Rules were Introduced 

    After 2020, algorithmic trading really took off among retail traders. Many people started using APIs and plug-ins from random third-party vendors, often without any approval from the exchange.

    Here’s why regulators were worried; 

    1. Nobody knew exactly what these algos were doing.
    2. Some APIs were poorly designed and could wipe out a small trader’s account in minutes.
    3. Worse, there was a risk that certain algos could be used to manipulate markets.

    So, NSE decided to tighten up the rules by bringing out clear guidelines for retail algo trading.

    Read Also: Is Algorithmic Trading Legal and Profitable in India?

    Key NSE Rules 

    1. Algos Need Exchange Approval

    Every algo must be approved by the exchange and get a unique ID so trades can be tracked. No more unverified plug-and-play from random Telegram or WhatsApp channels.

    2. APIs Get Tighter Controls

    • Brokers are responsible for giving safe API access.
    • No open/public APIs are allowed anymore, only secure, broker-approved ones.
    • Logins will use two-factor authentication.
    • Your algo trades will always be traceable.

    3. DIY Algos Allowed (But with Limits)

    If you are a coder and build your own algorithm, you can use it for yourself and your family. But if your algo runs above a certain speed (orders per second), you will need to register it through your broker. This aims to prevent misuse of ultra-fast trading systems.

    4. Increased Responsibility of Broker

    • Brokers must seek exchange approval before offering any algo.
    • They are responsible for client complaints, risks and ensure you only use approved algos.
    • If anything goes wrong, brokers are answerable to exchanges.

    5. Algo Providers Must Register

    • Algo vendors have to be empanelled with the exchange.
    • Brokers must verify the API vendors thoroughly before letting them on board.
    • Fees sharing between brokers and vendors are allowed but must be disclosed to clients.

    6. Exchanges maintain strict oversight

    • Test and approve each algo before allowing it to go live.
    • Watch algo trades live for unusual or risky behaviour.
    • Have a kill switch to instantly stop a misbehaving algorithm.
    • Publish FAQs and rules to guide traders, brokers, and vendors.

    Types of Algos

    • White Box Algos (Execution Algos), where you can see and understand the logic.
    • Black Box Algos, where logic is hidden. For these, providers must register as Research Analysts and maintain detailed reports.

    Read Also: Algo Trading Myths Debunked | Truth About Automated Trading

    Challenges 

    1. Tougher for Small Traders – If you are just starting, getting your own algorithm approved could feel like a big hurdle. The process involves extra steps, paperwork, and possibly costs that may not be worth it for a small trader.
    2. Less Freedom to Experiment – Earlier, many retail traders liked trying different APIs or custom plug-ins. Now, since everything needs exchange approval through a broker, there is less room to test things freely.
    3. More Dependence on Brokers – Your broker becomes the main gatekeeper. If your broker does not support a particular algo or vendor, you will not have access. Basically, your choices depend a lot on which broker you use.
    4. Possible Higher Costs – Since brokers now have to take extra responsibilities, like testing, approvals, and monitoring of Algo. Some of these costs can eventually be passed on to the traders in the form of hiking brokerages or subscription fees.
    5. Steeper Learning Curve – Even with all the safety measures, traders who do not fully understand how algos work can still make costly mistakes. It is not a “set and forget” system; you need to know what is happening and review it accordingly.

    Read Also: Benefits of Algo Trading in India

    Conclusion 

    Algo trading is becoming a big part of India’s retail trading, and SEBI’s new rules are all about balancing innovation with safety. The framework feels stricter and will add some extra steps for traders and brokers, but the framework is designed to protect the small investors. If you are a retail trader, the takeaway is simple: stick to approved algos, work closely with your broker and do not treat algo trading as a shortcut to guaranteed profits. With these rules, retail algo trading in India should become more transparent, safer, and trustworthy. 

    S.NO.Check Out These Interesting Posts You Might Enjoy
    1What is Insider Trading?
    2What is Options Trading?
    3What Is Day Trading and How to Start With It?
    4What is Quantitative Trading?
    5How to Trade in the Commodity Market?
    6.What is Price Action Trading & Price Action Strategy?
    7low latency stock options trading
    8Best Trading Apps in India
    9What is AI Trading?
    10How to Backtest Trading Strategy – Tools, Tips & Examples
    11What is Tick Trading? Meaning & How Does it Work?
    12Top Algorithmic Trading Strategies
    13Best Algo Trading Platform in India

    Frequently Asked Questions (FAQs)

    1. Do I need approval for my algo strategy? 

      Yes, every algorithm must be approved by the exchange through your broker for use. 

    2. Who is responsible for algo-related issues? 

      Your broker is responsible, and they must monitor and manage all algo trades for compliance and safety. 

    3. Can I use one algo across different brokers? 

      Only if it is approved separately through each broker by the exchange. 

    4. What is the objective of these rules?

      The objective is to make algo trading safer, more transparent, and fair for retail traders. 

    5. Can I create my own algo? 

      Yes, if it trades above a certain speed, you will need to register it with your broker. 

  • What is SME IPO?

    What is SME IPO?

    Have you ever wondered how small brands, startups, and local businesses become big, national brands? Imagine a young startup which you are following since it started and the owner wants to open more stores across the country? To do this, they require a lot of funds.

    One way to get this money is by inviting people like you to invest in their company. In return, you become a small owner of the business. When a small or medium-sized company does this for the first time, it’s called an SME IPO.

    This is the most efficient way for the growing Indian businesses as the IPO helps them in expanding their business, create more jobs, and become a huge business in the future. In this blog we will look at what an SME IPO is and how it works, in simple terms.

    What is an IPO?

    IPO which is known as Initial Public Offering, think of it as a private company which has a big pizza owned by few members, for initial days of the business the pizza is owned by limited members but now they want to increase their operations and require funds to expand their business, so they decide to cut their pizza into thousands of tiny slices (called ‘shares’) and sell them to the general public for the very first time, this is an IPO.When you invest in these tiny slice, you pay the company, and the company uses this money for business expansion and in return, you become a part-owner of the company. If the company does well and the value of the share also goes up. This whole process of a company selling its shares to the public for the first time is called “going public”.

    Read Also: Top 10 Largest IPOs in India

    Understanding the “SME” in SME IPO

    “SME” stands for Small and Medium Enterprises, these are businesses that you might witness around, they are not big giants like TATA or Reliance but these businesses come as a backbone of the Indian economy as they create jobs and offer different products and services. 

    The Indian government has a clear definition for what counts as a Micro, Small, or Medium enterprise. It’s based on two simple numbers:

    • Investment: The amount of money that the company has invested in its machinery and equipment.
    • Turnover: This is the money that the company has earned from the sales of its products and services each year.

    Let,s look at a table to understand exactly what are SME IPOs are:

    Enterprise TypeInvestment in Plant & Machinery Annual Turnover
    Micro Up to Rs.2.5 croreUp to Rs.10 crore
    SmallUp to Rs.25 crore Up to Rs.100 crore
    Medium Up to Rs.125 crore Up to Rs.500 crore

    What is an SME IPO?

    An SME IPO is a special method in which these small and medium companies raise money from the public and get their shares listed on the stock exchange. 

    You might think, if these businesses are small how is it possible for them to enter the complicated process of a regular IPO. The Indian stock stock exchanges, the BSE and the NSE, have created special platforms just for these smaller companies. These platforms are called BSE SME and NSE Emerge where small and medium enterprises can list their stocks and bring their IPO for the general public.

    These platforms have simpler rules and lower costs, making it much easier for smaller companies to get listed. Here’s a quick comparison of an SME IPO and a regular (Mainboard) IPO.

    Feature SME IPOMainboard IPO
    Who can issue?Small & Medium Enterprises (SMEs)Large established companies 
    Post issued paid-up CapitalUp to Rs.25 CroresMinimum Rs.10 Crores
    Minimum Investment RequiredTypically above Rs.1 LakhTypically Rs.10,000 – Rs.15,000 
    Regulating AuthorityThe Stock Exchanges (BSE/NSE)SEBI (Securities and Exchange Board of India)
    Minimum Number of Investors501,000
    Financial Reporting Half-yearlyQuarterly 
    Underwriting 100% MandatoryOptional

    Read Also: Best Apps for IPO Investment in India

    How Does an SME Get Listed? 

    The listing process of an SME IPO might feel very complex but it is just a step by step process. From the decision to go public to the final listing day, it usually takes about 4 to 6 months.

    1. The Merchant Banker

    This is the first step to get the IPO listed, here company’s hire an expert known as Merchant Banker, this is an investment bank which manages the entire IPO process, from paperwork to pricing and these bankers also make sure that all the rules are being followed.  

    2. The Offer Document 

    In a Small and Medium-sized Enterprise (SME) IPO, the Offer Document serves as a report that provides prospective investors with comprehensive information about the company seeking to sell its shares. It provides crucial information about the company’s financial situation, future plans, investment risks, and how it intends to use the proceeds from the sale of its shares. The stock exchange receives this document and reviews it to ensure that it is truthful and transparent. This procedure fosters confidence between the business and potential investors. 

    3. Exchange Approval

    For a large company’s IPO, all the details are checked by SEBI (market regulator) but for an SME IPO the papers are sent directly to the stock exchanges BSE SME or NSE Emerge. Here’s a key difference from a big IPO. The exchange acts as the main checker itself acts as the main checker and its team reviews the documents and checks the company’s office before giving the green light. This makes the SME IPO process much faster.

    4. Marketing & Roadshows

    Once the exchange gives the company a thumbs up, the company and its bankers start marketing the IPO. They hold “roadshows,” which are meetings with potential big investors to build excitement for the upcoming share sale.

    5. The Bidding

    The IPO is then opened to the public for a few days, usually 3 to 5. During this time, investors like you can apply for shares through their trading or bank accounts, this is known as the bidding period.

    6. Allotment

    After the bidding closes, the shares are distributed but if more number of shares were applied for than were available (oversubscription), then the allotment for individual investors is usually done using a fair, computerized lottery system.

    7. Stock Market Listing

    Finally, the company’s shares are officially listed on the BSE SME or NSE Emerge platform. From this day traders can start trading on these listed shares and you can easily buy and sell the company’s shares on the open market.

    Advantages of SME IPO

    • High Growth Potential: At start you invest in a company that is still small but can grow into a large corporation in the future, growing your investment simultaneously. 
    • Discovering Hidden Gems: Generally these companies are not fully focused by financial experts and are even unique in the market. Here you have a chance to find these businesses before they become famous in the market. 
    • Strong Promoter Involvement: In most SMEs, the founders run their company dedicatedly and being a small business they have high motivation to make their business a success. 

    Read Also: What is a Confidential IPO Filing?

    Disadvantages of SME IPO

    Investing in small, growing companies is naturally a high-risk, high-reward game, before investing you should always know great returns come  with big risks. That’s why regulators have made the rules stricter, to make sure that only investors who understand and can afford these risks are participating.

    • Higher Volatility: The share prices of smaller companies can be very volatile in nature as it can go up or down much more sharply and quickly than the shares of large, financially stable companies.
    • Lower Liquidity: Since fewer people trade SME stocks, it might be harder to find a buyer right when you want to sell, as lower liquidity means a less demand and supply of shares. 
    • Limited Information: There is a lot of information available about large, well-known companies. SMEs are smaller and have a shorter history, so it can be more difficult to research them thoroughly.
    • Business Risk: A small business is more fragile. A tough year for the economy or a new competitor could hit an SME much harder than a large corporation. The risk of the business failing is higher.

    Read Also: From Private to Public: Decoding the IPO Journey

    Conclusion

    SME IPOs not only raise money but they act as a launchpad for small rising businesses to become prominent in the market. Platforms like BSE SME and NSE Emerge help these growing businesses in evolving to a national company which ultimately helps in creating jobs and boosting our economy along the way.

    For investors, this opens up a new world of opportunities. But it’s a world that requires knowledge as these businesses have high potential returns but there are some major risks attached to it. The main key is to do your research and understand the working of these companies, as well as the future growth plan of these companies. One should understand and make their investment wisely. 

    S.NO.Check Out These Interesting Posts You Might Enjoy!
    1Anchor Investors in IPOs – Meaning, Role & Benefits
    2How to Cancel an IPO Application?
    3Why Invest in anKey Difference Between IPO and FPOIPO and its Benefits?
    4What is Face What is the IPO Cycle
    5What is NII in IPO?
    6What Is An IPO Mutual Fund? Should You Invest?
    7Why Invest in an IPO and its Benefits?
    8IPO Application Eligibility Criteria
    9What is the IPO Allotment Process?
    10ASBA Meaning, Benefits, and Process

    Frequently Asked Questions (FAQs)

    1. How much can I start investing in an SME IPO?

      The minimum application amount for an SME IPO must be more than Rs.2 lakhs and also you must also apply for shares in a pre-defined “lot,” and you cannot apply for less than the minimum lot size.

    2. Can retail investors apply for an SME IPO?

      Yes retail investors can apply for SME IPO, but one should always know that a minimum investment of Rs.2 lakhs is required as per the new rules. 

    3. How are shares allotted if too many people apply? 

      When too many people apply it is known as oversubscription. In an SME IPO, if the portion for individual investors is oversubscribed, the shares are allotted using a computerized lottery system, ensuring fair chance for all applicants. 

    4. Are SME IPOs risky?

      SME IPOs are considered riskier than IPOs of large, established companies because the SMEs are small scale companies which have a shorter track record, and their shares can be less liquid (harder to sell). 

    5. Can a company listed on an SME platform move to the main stock exchange?

      Yes, SME platforms can migrate to mainboard stock exchanges like NSE and BSE but they have to spend at least two years on an SME platform and should grow enough to meet the stricter requirements of these exchanges.  

  • Rakesh Jhunjhunwala Portfolio 2025: Top Holdings & Strategy

    Rakesh Jhunjhunwala Portfolio 2025: Top Holdings & Strategy

    Rakesh Jhunjhunwala is one of those rare names that almost every Indian investor has heard at least once. Not because he is a billionaire, but because of the way he created that wealth slowly, and with a kind of conviction which is hard to ignore.

    He began his journey with just ₹5,000 in his pocket and a curiosity about the stock market. What started as a young man’s interest soon turned into a story that inspired an entire generation of investors. People often remember him for the big titles, the “Big Bull”, the “Warren Buffett of India”. In this blog, we will explore some of the early stocks he discovered, the way he thought about businesses, his current portfolio, the habits that helped him spot winners before anyone else, and the lessons he left behind.

    The Rise of the Big Bull 

    Rakesh Jhunjhunwala’s journey is not just about making money; instead, it is about dreaming big, trusting your gut, and believing in India. 

    • Born in 1960 to a middle-class family in Mumbai, Rakesh grew up listening to his father talk about the stock market. Those casual dinner-table conversations planted the first seeds of curiosity. His father was an income tax officer, but young Rakesh wanted some adventure. He did not just want to watch the markets; he wanted to be in them. 
    • With just ₹5,000 in hand, a few borrowed notes from friends, he stepped into Dalal Street in the early 1980s, when the market was small, the risks were huge, and information was scarce.
    • His first big win came with Tata Tea. Back in 1986, he bought 5,000 shares at ₹43 each. Within months, the price shot up to ₹143, and he made his first profit. That moment changed everything. 
    • From there, he invested in companies that others ignored and held on when others panicked. He believed in research, patience, and conviction 
    • By the 2000s, his smart stock-picking skills had made him a legend. People began calling him “The Big Bull of Dalal Street”.

    He was not just an investor; he was a storyteller who saw the future through the lens of numbers. 

    Read Also: Rakesh Jhunjhunwala Penny Stocks

    The Snapshot of the Current Portfolio 

    Rakesh Jhunjhunwala & Associates currently holds 32 companies. The net worth amounts to Rs 45,080 Crore, which has reduced to 1.13% Q-y-Q. 

    Fresh entry & exit in portfolio as of Sep 2025 is King Infra Ventures Limited. 

    S. NoCompanyHolding (%)Value (₹ Cr)
    1Aptech Ltd.43.58%303.99
    2Star Health17.14%4501.19
    3NCC Ltd.12.48%1625.81
    4Raghav Productivity11.73%346.18
    5Innovassynth Investments Ltd.11.29%28.92
    6Metro Brands Ltd.9.58%3368
    7Va Tech Wabag Ltd.8.03%718.28
    8Geojit Financial Services Ltd.7.20%157.48
    9Singer India Ltd.6.89%36.76
    10Jubilant Pharmova Ltd.6.43%1104.87
    11Titan Company Ltd.5.32%15925.61
    12Crisil Ltd.5.19%1686.23
    13Sundrop Brands Ltd.4.94%145.44
    14Valor Estate Ltd.4.63%404.35
    15Karur Vysya Bank Ltd.4.16%846.9
    16S D Retail Ltd.4.08%9.26
    17Fortis Healthcare Ltd.4.07%2981.07
    18Garuda Construction3.80%65.23
    19Baazar Style Retail Ltd.3.39%93.88
    20Jubilant Ingrevia Ltd.2.97%302.77
    21Federal Bank Ltd.2.42%1139.29
    22Autoline Industries Ltd.2.09%6.93
    23Indian Hotels Company Ltd.2.02%2075.55
    24Wockhardt Ltd.1.75%429.56
    25Tata Communications Ltd.1.58%725.85
    26Canara Bank1.57%1762.17
    27Escorts Kubota Ltd.1.53%588.82
    28Tata Motors PV1.35%3385.38
    29Concord Biotech Ltd.1.11%191.77
    30AYM Syntex Ltd.1.01%11.33
    31Kings Infra Ventures Ltd.1.00%4.06
    32Inventurus Knowledge0.43%107.63

    The Legendary Stocks That Made History 

    1. Titan Limited

    Back in the early 2000s, when jewellery was still an unorganised business, he noticed something others did not, and that was a brand people could trust.

    He started buying Titan shares when they were priced under ₹5 (after splits). Fast forward to today, and those same shares are worth thousands of times more. His early conviction turned into one of the biggest stock success stories in Indian history.

    Jhunjhunwala once said he would never sell Titan, and for him, it was not just a company. It was proof that belief, patience, and vision can turn small bets into empires.

    2. Lupin

    Rakesh always had strong faith in India’s pharmaceutical potential, and Lupin was one of his early bets in the sector. While others hesitated, he saw how Indian pharma companies were stepping onto the global stage. As Lupin expanded into the U.S. generics market, its stock price soared, and so did his conviction that India could compete with the best in the world.

    3. Crisil

    When he invested in Crisil, not many people even knew what a credit rating agency was. But Rakesh did. He saw the need for financial transparency in a fast-growing economy like India’s.

    As India’s markets grew, Crisil became an important company, and once again, his foresight and deep analysis paid off. This pick showed how he did not just follow trends, he anticipated them.

    4. Star Health

    Later in his life, Rakesh invested heavily in Star Health Insurance, even becoming its largest individual shareholder. He believed that as India grew richer, more families would protect themselves with health insurance.

    Star Health was not just another investment; it reflected his vision of India’s future and his belief in the country’s rising middle class.

    5. Aptech 

    He first invested in Aptech in the early 2000s, at a time when India’s IT industry was booming, but the demand for trained professionals was significantly higher. Most people saw Aptech as just another training institute. Rakesh saw potential, a chance to bridge the gap and create real opportunities for young Indians. Over time, he became the chairman of Aptech, guiding its direction and supporting its growth. 

    Read Also: Rakesh Jhunjhunwala: How He Became India’s Billionaire “Big Bull”

    Investing Strategy 

    He became ‘big bull’ because he understood the market in a way very few people could. His investing style was simple, practical, and rational. 

    Below is how he approached investing

    1. Looked at the Business, Not Just the Price

    For him, the stock price was just the scoreboard. The real game was the business behind it. He always tried to understand.

    • What does the company do?
    • Who is directing it?
    • Can it grow for the coming years?

    If the business was strong, he did not worry about short-term price swings.

    2. Buy Right and Sit Tight

    This was his magic formula. Once he found a great company, he did not sell just because the price went up a little. He believed that real wealth is made by holding, not by constantly trading.

    3. Believe in India

    One of his strongest beliefs was that India will keep growing, and so will its companies.
    He invested with the mindset that India’s future is bright, and that long-term investors will benefit from that growth.

    4. Do not Panic During Market Crashes

    While most people get scared when markets fall, Rakesh often becomes more confident.
    He believed that corrections were discount seasons for quality stocks. He used dips to buy more.

    5. Stay Curious and Keep Learning

    Even after becoming a billionaire, he remained a student of the market. He read widely, asked questions, analyzed companies deeply, and kept updating his knowledge. He believed that the market rewards those who stay hungry to learn.

    Secret Behind His Stock Picking 

    1. He Chose Businesses That Would Always Matter

    Rakesh loved companies that offered products people use for every jewellery, medicines, cars, shoes, and insurance. His logic was simple: “If people need it today, they will need it 10 years from now.” 

    2. He Backed Management He Could Trust

    For him, the people running the company were as important as the company itself. He looked for:

    • Honest leadership
    • Good vision
    • Strong decision-making
    • A track record of treating shareholders fairly. 

    He had a knack for spotting where India was heading. He invested early, then held on as the rest of the world caught up.

    4. He Focused on Simple Numbers

    He did not like overcomplicating things. The basics were most important for him. If the numbers told a healthy story, he paid attention to,

    • Growth
    • Profitability
    • Debt
    • Cash flow
    • Market opportunity

    5. Attitude of Acceptance

    One of his biggest strengths was his attitude toward mistakes. He did not hide them or fear them. If a stock did not work out, he accepted this fact and moved on quickly. But when he found a winner, he stayed with it for years.

    This simplicity helped him avoid noise and focus on what he wanted.

    Read Also: 10 Top Investors In India And Their Portfolios

    Conclusion 

    Rakesh Jhunjhunwala’s story is a reminder that investing is not just about charts and numbers; it is about belief, patience, and courage. He did not chase quick wins. He looked for good businesses, trusted his research, and held on even when others doubted him.

    His success came from seeing possibilities where others saw problems. Even today, his journey continues to motivate countless investors who want to grow not just their portfolios, but their confidence in the market.

    S.NO.Check Out These Interesting Posts You Might Enjoy!
    1Top 10 Best Traders in India – Learn from the Legends
    210 Fastest Growing Penny Stocks in India
    310 Best High Volume Penny Stocks In India
    4Best FMCG Penny Stocks in India to Buy
    5How to Analyze Penny Stocks Before Investing?
    6Raj Kumar Lohia Portfolio in 2025 – Holdings List, Changes and Strategy
    7Radhakishan Damani Portfolio: Stock Holdings and Strategy
    8Top 10 Best Trading YouTube Channels in India
    9Top 10 Books for Beginners in Trading & Investing
    10Top 10 Investors in the World

    Frequently Asked Questions (FAQs)

    1. Who was Rakesh Jhunjhunwala? 

      He is India’s most successful and influential investor, often called the big bull of Dalal Street.

    2. What was his investing style 

      He believed in long-term investing, strong businesses, trustworthy management, and India’s growth story.

    3. Did all his investments succeed? 

      No, and he openly accepted his mistakes, and was of the thought that losses are part of the learning process. 

    4. Are there any holdings where his stake has been significantly increased or trimmed lately? 

      Yes, for example, the family trimmed its stake in Nazara Technologies Limited in June 2025. 

    5. How diversified is his portfolio across sectors? 

      The portfolio is reasonably diversified and includes sectors like consumer retail, financial services, and healthcare/pharma, infrastructure/industrial and others. 

  • Stock Market Timings in India

    Stock Market Timings in India

    Think about how a supermarket runs in India, it doesn’t just open whenever it feels like. The government has set rules for markets and supermarkets opening timings, the staff gets in early to set things up, then the doors open for business, and finally, they close for the day to count the sales.

    The Indian stock market works in a similar pattern where it runs on a strict schedule to keep things fair and orderly for everyone. If you’re a beginner then you must be aware about the stock market timings, as this is the first step. So, what are the share market timings in India? When is the official share market opening time, and what’s the market open and close time? People also have a doubt, does the stock market open on Saturday? In this blog we will learn the exact stock open time and walk through a day at India’s major stock exchanges, the BSE and NSE.

    Pre-Market Timings (9:00 AM – 9:15 AM)

    Before the main trading starts, there’s a special 15-minute window called the “pre-open session.” You can think of it as the market’s warm-up time, where it helps traders to look for overnight market changes like how global markets did or if a big company made an announcement related to its operations or finances. This session was introduced back in 2010 to stop prices from fluctuating massively the moment the market opens. It makes sure the opening price of a stock is fair and reflects what people are actually willing to pay.   

    This 15-minute session is split into three parts.

    1. Placing Your Orders (9:00 AM – 9:08 AM)

    During the first eight minutes of the market, you can place new orders, change, or cancel your buy and sell orders. It works like an auction where everyone submits their bids before the market really opens for trading. The system collects all the information of these orders to know the mood of the market (positive or negative).   

    2. Finding the Opening Price (9:08 AM – 9:12 AM)

    For the next four minutes the exchange systematically looks at the buy and sell orders placed by traders and then it calculates the equilibrium price by looking at all these orders as equilibrium price is the price where the most shares can be bought and sold. This becomes the official opening price for the day, and during these four minutes you cannot place any new orders.   

    3. Getting Ready (9:12 AM – 9:15 AM)

    The last three minutes before 9:15 is the buffer period, this is the moment that helps the market move smoothly from the pre-open session into the main trading day. No orders or trades take place during this time and everything stays calm before the market starts to function.   

    Read Also: What is the Timing for Commodity Market Trading?

    Market OperatingTime (9:15 AM – 3:30 PM)

    The financial market fully starts to function from 9:15 AM to 3:30 PM, this is the time when people can buy and sell stocks in the financial markets. The buying and selling of shares works on matching buy and sell orders, meaning when the buyer’s price matches a seller’s price for a stock, a trade happens right away. This happens thousands of times every second for all the companies listed on the exchange.   

    How the Closing Price is Decided

    You might think a stock’s closing price is just its price at 3:30 PM on the dot, but it is not exactly that, here the stock exchanges calculate the closing price as the weighted average of all the trades that happened between 3:00 PM and 3:30 PM. This gives a much fairer and more stable price that reflects the stock’s value over the last half-hour of trading.   

    Post-Market (3:30 PM – 4:00 PM)

    As soon as the time is 3:30 PM the main session of the stock market ends but the day is not over yet as from 3:30 PM to 3:40 PM, After that, from 3:40 PM to 4:00 PM you can still place buy or sell orders, but only at the official closing price. This period is known as the “post-market session” where a trade will only happen if there’s someone on the other side who is willing to trade at that same price.   

    You should also be aware about After Market Orders (AMOs) as these are a bit different, an AMO lets you place an order for the next trading day after today’s market has closed (starting from 3:45 PM, for example). This is a handy tool if you’re busy during market hours and want to set up your trades ahead of time.  

    Read Also: Understanding Intraday Trading Timings

    Conclusion

    The stock market can seem complicated for beginners, but knowing the details can help you in easy decision making for your financial investment journey. You should know that from the pre-open warm-up to the post-close wrap-up, timings are set to make trading fair for everyone.

    Understanding these timings is like learning the rules of a game. Once you are aware of these facts you can trade more confidently. It’s a great first step before you start your investment journey, as it helps in planning better decisions and trade more effectively.

    S.NO.Check Out These Interesting Posts You Might Enjoy!
    1What is Muhurat Trading? Timings and Benefits
    2How Does the Stock Market Work in India?
    320 Things to Know Before the Stock Market Opens
    4What is the Best Time Frame for Swing Trading?
    5Intraday Trading Rules and New SEBI Regulations
    6Different Types of Trading in the Stock Market
    7Best Intraday Trading Apps in India
    8Top 10 Intraday Trading Strategies & Tips for Beginners
    9How to Trade in the Commodity Market?
    10Best Fast Order Execution Broker Platforms in India

    Frequently Asked Questions (FAQs)

    1. What are the market timings in India? 

      The trading hours for both BSE and NSE start from 9:15 AM and the closing time is 3:30 PM from Monday to Friday.   

    2. Can trade orders be placed on Saturdays or Sundays? 

      No, the Indian stock market is closed on Saturdays, Sundays, and even on public holidays.   

    3. Why is the pre-open session important? 

      It helps figure out a fair opening price for stocks based on overnight news and helps prevent big price swings right at the start of the day.   

    4. Can order be placed after the market closes at 3:30 PM? 

      Yes, investors can trade between 3:40 PM and 4:00 PM at the day’s closing price. You can also place an After Market Order (AMO) that will be sent to the exchange on the next trading day.   

    5. Do NSE and BSE have exactly the same market timings? 

      Yes, the trading schedules for all sessions are the same for both the BSE and the NSE.

  • BankBeES vs Bank Nifty – Key Differences

    BankBeES vs Bank Nifty – Key Differences

    No matter whether you are a new investor or one with years of experience, you will still find many questions before you when you start investing. Starting from where to invest, how to compare, to knowing when to buy or sell, everything is important. This is why many investors rely on the indices, which makes investing simpler.

    Of these indices, BankBeES and Bank Nifty stand out.  They look similar at first. Both follow the banking sector, and both move with the top banks in India. But they work in very different ways. One is an ETF that you can buy like a stock. The other is an index that traders use for futures and options.

    This is where most people get confused. Understanding the difference can help greatly. You can make better decisions, avoid wrong trades, and choose the right tool for your goal. In this guide, we break down BankBeES vs Bank Nifty in a simple way so you know what suits you as an investor or trader.

    What Is BankBeES

    BankBeES is an Exchange Traded Fund that tracks the Nifty Bank index. You can buy it on the stock market just like any listed share. Its price moves in line with the Nifty Bank index, with a small difference because of expenses and tracking error. It is mainly used by investors who want simple and low-cost exposure to the banking sector.

    Features of BankBeES

    • Tracks the Nifty Bank index and reflects its movement.
    • Trades on NSE like a normal stock through a Demat account.
    • Gives diversification across major banking stocks in one unit.
    • Has a low expense ratio for long term investing.
    • Supports small and regular investing, suitable for SIP.
    • Does not need margin or leverage, keeping the risk lower.
    • Offers good liquidity during market hours for easy entry and exit.

    Read Also: What is Nifty BeES ETF? Features, Benefits & How to Invest?

    What Is Bank Nifty

    Bank Nifty is also called the Nifty Bank index. It is a benchmark index. This is the one that tracks the performance of leading banking companies in India. It includes the most liquid and well-capitalised banks. You cannot buy Bank Nifty directly because it is only an index. But you can trade its futures and options or invest through ETFs that follow this index. Traders use it for high-volume intraday and expiry-based strategies.

    Features of Bank Nifty

    • Represents top and most liquid banking stocks in India.
    • Used widely for futures and options trading.
    • Shows high volatility and so it is good for active traders.
    • Acts as a benchmark for banking sector performance.
    • Helps ETFs like BankBeES mirror the sector movement.
    • Updated and reviewed regularly by NSE for accuracy.
    • Popular among intraday, swing, and positional traders.

    Difference Between BankBeES and Bank Nifty

    Before comparing both, it helps to understand how they behave in real investing situations. Many new investors assume they are the same, but the difference between BankBeES and Bank Nifty is quite clear once you look at how each one works. One gives you ownership through an ETF, while the other acts as a trading benchmark for futures and options.

    Point of DifferenceBankBeESBank Nifty
    TypeBankBeES is an ETF that you can buy and sell on the NSE.Bank Nifty is an index that tracks the performance of leading banking stocks.
    How It WorksIt mirrors the Nifty Bank index with a small tracking error.It shows the exact movement of the banking sector in real time.
    Can You Buy It?You can buy BankBeES directly through your Demat account.You cannot buy the index directly and must trade its futures or options.
    PurposeBankBeES is built for long term investing in the banking sector.Bank Nifty is mainly used for short term trading strategies.
    OwnershipWhen you buy BankBeES, you receive ETF units in your Demat.You do not receive any ownership when trading Bank Nifty.
    Risk LevelThe risk is lower because there is no leverage involved.The risk is higher due to leverage and high volatility.
    Cost StructureYou pay normal brokerage and a low ETF expense ratio.You incur F&O charges along with margin requirements.
    VolatilityIt shows moderate volatility compared to Bank Nifty.It shows high volatility because traders are very active.
    Suitable For SIPBankBeES works well for SIP and gradual accumulation.Bank Nifty cannot be used for SIP since it is not a buyable asset.
    LiquidityLiquidity is good but depends on market demand.Liquidity is very high due to heavy futures and options trading.
    Margin RequirementNo margin is required because it is a simple ETF.Margin is mandatory for trading futures and options.
    Investment StyleIt suits a stable buy-and-hold investing approach.It suits active intraday, swing, and expiry-based trading.

    Read Also: Gold BeES vs Silver BeES: Which is the Better Investment?

    Which One Should You Choose?

    Your choice depends on how you approach the market. Both follow the same banking sector. But the experience you get as an investor or trader is completely different. A simple look at your goals, risk comfort, and investing style will help you decide.

    So, here are the points that can help you decide when you should use which of the two: BankBeES vs Bank Nifty.

    When BankBeES Makes More Sense

    • Long-term sector exposure becomes easy with BankBeES because you simply hold the ETF in your Demat account.
    • Regular investing gets smoother since BankBeES supports small, steady SIP-style buying.
    • Volatility stays controlled, which helps if you prefer stable returns.
    • Costs remain low due to the ETF structure, making it suitable for long-horizon investing.
    • Anyone who wants banking sector growth without handling F&O complexity will find it a simpler fit.

    When Bank Nifty Fits Better

    • Active traders benefit from Bank Nifty because it offers fast price movement and strong liquidity.
    • Futures and options strategies become possible since the index is built for trading, not holding.
    • Higher volatility can work in your favour if you know how to manage sharp intraday swings.
    • Margin-based positions allow you to amplify gains, though the risk rises as well.
    • Weekly expiries create frequent opportunities for those who enjoy short-term setups.

    Returns Comparison

    Returns from both move in the same direction because BankBeES tracks the Nifty Bank index. The difference appears only due to tracking error and small cost adjustments. Bank Nifty, on the other hand, reflects pure index movement without any deviation. 

    Traders may see higher gains with Bank Nifty in short bursts, especially during strong intraday swings. BankBeES offers steadier long-term returns since it is built for holding, not fast trading.

    Read Also: ETF vs Index Fund: Key Differences You Must Know

    Risk Comparison

    Risk levels vary sharply between the two. BankBeES carries market risk, which is the natural rise and fall of the banking sector, but nothing beyond that. There is no leverage, no margin, and no expiry pressure. 

    Bank Nifty, however, moves quickly. It reacts strongly to news, policy changes, and market sentiment. Futures and options add leverage, which increases both potential gains and losses. This makes Bank Nifty far more demanding in terms of timing and discipline.

    Conclusion

    BankBeES and Bank Nifty may look similar, but they serve very different goals. If you want simple, steady exposure to the banking sector, BankBeES is easy to manage and works well for long-term holding. 

    If your focus is short-term movement, trading setups, and high liquidity, Bank Nifty is a better choice. This is why knowing how each behaves helps you invest or trade with clarity and confidence.

    For more helpful investing guides and insights, explore Pocketful. Get all the details you need to trade smarter and sharper, and ensure that you gain better. 

    S.NO.Check Out These Interesting Posts You Might Enjoy!
    1Mutual Fund vs ETF. Are They Same Or Different?
    2Best ETFs in India to Invest
    3ETF vs Stock – Which One is the Better Investment Option?
    4Gold ETF vs Gold Mutual Fund: Differences and Similarities
    5NIFTY Next 50 – Meaning, Types & Features
    6What is a Smart Beta ETF?
    7Differences Between MTF and Loan Against Shares
    8Difference Between Large Cap, Mid Cap, And Small Cap Funds?
    9Difference between Margin Trading and Leverage Trading
    10Swing Trading vs Day Trading: Which Strategy Is Right For You?

    Frequently Asked Questions (FAQs)

    1. What is the main difference between BankBeES and Bank Nifty?

      BankBeES is an ETF you can buy, while Bank Nifty is an index used for futures and options trading.

    2. Is BankBeES good for long term investing?

      Yes, it suits long term holding because it has low costs and no leverage.

    3. Is Bank Nifty safe for beginners?

      Not always, as it carries high volatility and involves margin based trading.

    4. Does BankBeES give the same returns as Bank Nifty?

      It follows the same direction, but small tracking errors can create minor differences.

    5. Can I do SIP in Bank Nifty?

      No, because Bank Nifty cannot be purchased directly. Only ETFs like BankBeES support such investing, You can buy these ETFs easily through Pocketful.

  • Best Nifty50 Index Funds in India

    Best Nifty50 Index Funds in India

    Investing in the stock market can be a rewarding and long-term wealth-building strategy. But for a beginner, it is difficult to identify which stock to invest in and to regularly monitor the portfolio. For such an investor, investment in a single fund known as the “Nifty50 Index Fund” can be a better choice.

    In today’s blog post, we will make you understand the concept of Nifty50 Index Funds, along with the list of the best Nifty50 index funds in India 2025.

    Meaning of Nifty50 Index Fund

    A Nifty50 Index Fund is a type of mutual fund that mainly buys stocks of the 50 biggest companies on the Indian Stock Exchange based on market capitalisation. They are passively managed funds, and their portfolios are made up of the same companies as the Nifty50 Index. They do not wish to do better than the index; they simply want to replicate its performance.

    Best Nifty50 Index Fund

    Scheme NameAUM (Crore)Expense Ratio (%)6 Months1 Year3 Years
    UTI Nifty50 Index Fund Reg Gr24335.810.1714.142.3214.22
    HDFC Nifty50 Index Fund Gr20929.710.2014.122.2814.19
    Navi Nifty50 Index Fund Reg Gr3436.140.0614.192.3914.27
    Nippon India Index Fund Nifty50 Plan Growth Plan Growth Option2606.590.0714.182.4014.23
    Bandhan Nifty50 Index Fund Reg Gr1952.970.1014.182.3914.25
    Tata Nifty50 Index Fund Reg1296.460.2014.122.2114.11
    ABSL Nifty50 Index Gr Reg1121.210.2014.122.3014.17
    Kotak Nifty50 Index Fund Reg Gr919.740.0714.182.1914.08
    DSP Nifty50 Index Reg Gr824.560.1814.152.3314.22
    Motilal Oswal Nifty50 Index Reg Gr738.340.5114.152.3414.26
    Franklin India Index Fund NSE Nifty50 Index Fund Gr737.220.2514.062.3214.13
    Axis Nifty50 Index Fund Reg Gr735.010.1014.152.3814.27
    HSBC Nifty50 INDEX FUND Reg Gr344.480.1814.152.2814.18
    Edelweiss Nifty50 Index Reg Gr186.710.0514.182.3714.12
    Baroda BNP Paribas Nifty50 Index Reg Gr61.30.5514.032.18–
    ANGEL ONE Nifty50 INDEX FUND REG GR36.030.2–––
    Mirae Asset Nifty50 Index Fund Reg Gr31.920.1414.09––
    Kotak Nifty50 Equal Weight Index Fund Reg Gr19.900.2216.65––
    Bajaj Finserv Nifty50 Index Fund Reg Gr8.210.9–––
    (As of 08th October 2025)

    While most Nifty50 index funds deliver very similar returns, the real difference lies in their expense ratios and fund sizes—so it’s wise to pick one that balances low costs with strong credibility.

    How does the Nifty50 Index Fund Work?

    The Nifty50 Index Fund works on the principle of replication. As it is a passively managed fund, the fund manager does not actively choose the stock; instead, it decides to invest the fund accumulated from the investor into the exact stocks of the Nifty50 Index in the same weightage.

    Read Also: What Is Nifty 50? How To Invest In It?

    Benefits of Investing in the Nifty50 Index Fund

    The key benefit of investing in the Nifty50 Index Fund is as follows:

    1. Diversification: An investor can easily diversify their portfolio by investing in only one fund. 
    2. Economical: As index funds are passively managed funds, their expense ratio is comparatively much lower than any other actively managed fund.
    3. Low Risk: The portfolio of the Nifty50 Index Fund consists of the top 50 companies listed on the stock exchange; therefore, they are less volatile as the investments are made in fundamentally strong companies.
    4. Rebalancing: As the Nifty50 index is balanced periodically, this saves the time and effort of monitoring the portfolio.

    Risk of Investing in the Nifty50 Index Fund

    The major risks involved while investing in Nifty50 Index Funds are as follows:

    1. Market Risk: As the capital of investors is invested in the top 50 companies, the underperformance of the stock market can significantly impact the overall return of Nifty50 Index Funds.
    2. Tracking Error: The Nifty50 Index Fund’s returns may not be the same as the Nifty50 Index’s returns because of tracking error. This can happen because of the fund manager’s cash reserves, the expense ratio, and delays in reinvesting dividends.
    3. Limited Return: These funds post returns similar to the Nifty50 Index, as they are passively managed and do not claim to outperform the index. Therefore, it is suitable only for conservative investors.

    Factors to Consider Before Investing in the Nifty50 Index Fund

    The key factors which one must consider before investing in the Nifty50 Index Fund:

    1. Investment Horizon: The typical investment horizon for the Nifty50 Index Fund is more than five years. Hence, one should consider its investment horizon as a key parameter before investing in the Nifty50 Index Fund.
    2. Expense Ratio: The expense ratio is a key factor which can impact the returns of the Nifty50 Index Fund. Hence, one should opt for the fund which has the lowest expense ratio.
    3. Risk Appetite: As the Nifty50 Index fund invests in the shares of the top 50 companies. And they are volatile, hence they can show volatility in your portfolio. Therefore, if you can handle the fluctuation in your portfolio, then only consider investing in it.

    Read Also: NIFTY Next 50 – Meaning, Types & Features

    Who Should Invest in the Nifty50 Index Fund

    Investment in the Nifty50 Index Fund is suitable for the following investors:

    1. Minimum Cost: Investment in the Nifty50 Index Fund is suitable for investors who want to pay a minimum cost for their investment. As the Nifty50 Index Fund is passively managed, and has a minimum cost.
    2. Risk Averse: The Nifty50 Index Fund is a good choice for an investor who wants to make more money by investing in stocks but also wants a safer option.
    3. Long-term investor: Investors who generally have an investment horizon of more than five years can invest in the Nifty50 Index Fund.

    Difference Between Nifty50 and Nifty50 TRI

    The key differences between Nifty50 and Nifty50 TRI are as follows:

    ParticularNifty50Nifty50 TRI
    MeaningIt only includes the prices of the top 50 companies listed on Nifty.Along with the prices, it also includes dividends distributed by those 50 companies.
    AccuracyAs compared to the Nifty50 TRI Index, it is less accurate, as it does not include dividends.It has high accuracy as it includes dividends.
    BenchmarkIt is rarely used as a benchmark by funds.Nifty50 TRI is commonly used as a benchmark by almost all funds.
    DividendsIt ignores the dividends distributed by companies.It includes all the dividends distributed by the companies.

    Read Also: What is Nifty BeES ETF? Features, Benefits & How to Invest?

    Conclusion

    On a concluding note, A Nifty50 Index Fund is one of the easiest ways to start investing to allocate your money across India’s top 50 companies. A lot of investors like it because it’s low-cost, well-diversified, and not as volatile as funds that are actively managed. This means you should still pay attention to elements like the expense ratio and tracking error before you invest. Therefore, we suggest that you consult your investment advisor before making any investment decision in the Nifty50 Index Fund.

    S.NO.Check Out These Interesting Posts You Might Enjoy!
    1Mutual Fund vs ETF. Are They Same Or Different?
    2What are ETFs? Are ETFs good for beginner investors?
    3ETF vs Index Fund: Key Differences You Must Know
    4How to Invest in ETFs in India – A Beginner’s Guide
    5What is Gold ETF? Meaning & How to Invest Guide

    Frequently Asked Questions (FAQs)

    1. What is a Nifty50 Index Fund?

      A Nifty50 Index Fund is a type of mutual fund that follows the Nifty50. It puts money into the 50 biggest companies on the index (by market cap).

    2. What makes Nifty50 different from Nifty50 TRI?

      Nifty50 only shows changes in stock prices, but Nifty50 TRI (Total Return Index) also takes into account dividends paid by those companies.

    3. What does the acronym TRI mean?

      TRI stands for the Total Return Index (TRI). It includes both price changes and dividends.

    4. What is Tracking Error in a fund?

      The difference between an index fund’s return and the benchmark index is called the tracking error. It usually happens because of costs, cash flow, and other things.

    5. Do Nifty50 Index Funds actively manage their investments or not?

      These are passive funds. The fund manager doesn’t choose stocks; they just follow the index in the same way.

  • What is a Harami Candlestick Pattern?

    What is a Harami Candlestick Pattern?

    If you’ve looked at stock technical charts for a while, you’ve probably noticed how patterns in prices tell stories. These narratives, which are presented in candlestick language, assist traders in making educated guesses about potential future events. One of those tales is the Harami Candlestick Pattern, a straightforward two-candle arrangement that frequently suggests a trend reversal. Let’s explain this pattern’s meaning, how to spot it, and how traders apply it in actual markets in plain English.

    What is the Harami Candlestick Pattern 

    “Harami” is a Japanese word that means pregnant. The Harami looks like a “mother” candle with a “baby” candle inside it. It is made up of two candles:

    • The first candle is big and shows strong momentum in one direction.
    • The second candle is small and sits entirely within the first candle’s body.

    This small candle signals a pause. When this happens after a strong uptrend or downtrend, it could mean a reversal is expected in the near future.

    How to Identify a Harami Pattern? 

    Spotting a Harami isn’t difficult once you understand the pattern.

    Here is what to look out for while identifying;

    1. Find a trend – an uptrend or downtrend, and not a sideways market.
    2. Look for a large candle that moves strongly in the direction of the trend.
    3. The next day, see if you can see a smaller candle inside the first one’s body.
    4. The second candle shows doubt; traders are not sure, and the previous momentum is fading.

    Read Also: Bullish Harami Candlestick Pattern

    Types of Harami Pattern 

    1. BULLISH HARAMI  ( a digital image can be put)

    This appears during a downtrend and suggests prices might turn upward soon.

    • The first candle is bearish (red or black) with a long body, indicating that sellers are clearly in control.
    • The second candle is bullish (green or white) and small, fully contained within the previous candle.

    This pattern hints that selling pressure is fading away and buyers are stepping in.

    Example – A stock has been falling for a week. One day, there is a long red candle, followed by a small green candle inside it. The next day, if prices go above that green candle’s high, that is confirmation that the reversal is likely real.

    Entry, Stop Loss & Target

    • Entry – After you see a Bullish Harami, wait for the next candle to close above the high of the smaller candle. This confirms the reversal.
    • Stop Loss – Put your stop loss just below the low of the first bearish candle that is bigger. If the price falls below that, it usually means the downtrend is not yet over.
    • Target – The next resistance level or a recent swing high can be your first target. You can also try for a 1:2 risk-reward ratio, which means you risk ₹1 to make ₹2.

    2. BEARISH HARAMI (a digital image can be put)

    This one forms during an uptrend and signals a possible move downward.

    • The first candle is bullish with a large green body.
    • The second is bearish and smaller, sitting inside the first green candle body.

    This shows that buying strength is fading; sellers may be taking control.

    Example – After several days of price gains, you find a big green candle followed by a small red candle inside it. If the next candle falls below the red one’s low, that is your sign of a possible weak trend.

    3. Entry, Stop Loss & Target 

    • Entry – After a Bearish Harami forms, wait for the next candle to close below the low of the smaller candle to make sure there is selling pressure.
    • Stop Loss – Place your stop loss just above the high of the first bullish candle. The trend may continue to rise if prices exceed it.
    • Target – Your first target should be the next support level or the most recent swing low. Again, a risk-reward ratio of 1:2 or better is good for safer trades.

    Read Also: Introduction to Bearish Candlesticks Patterns

    Example 

    1. The example below shows the chart of AFFLE LIMITED on a daily timeframe. You can visibly see the formation of a Bullish Harami Pattern. 

    2. Below is the chart of TATA TECHNOLOGIES on a 15-minute timeframe where you can visibly the formation of a bearish harami pattern used in combination with RSI, which is also further followed by a downtrend. 

    Advantages 

    1. Super Easy to Spot – You do not need to be an expert to recognise this candle pattern. It is made up of two candles, one big and one small, almost inside it. 
    2. Works on Any Market or Timeframe – Whether you are into stocks or commodities, the Harami pattern forms across all kinds of charts. It also works on daily, weekly, or even hourly timeframes, which makes it flexible.
    3. Early Reversal Signal – The pattern often appears before a big move happens. It is like a hint that the current trend might be slowing down, giving you a chance to prepare for a possible change in direction.

    Limitations 

    1. Needs Confirmation – The Harami alone is not a “go” signal. You should always wait for a confirming candle or another indicator before entering a trade. Jumping in too early can land you in the wrong execution of trades.
    2. Not Great in Choppy Markets – If prices are moving sideways without a proper trend, you will probably see so many Harami-like patterns, most of which will not mean much.
    3. Can Give False Signals – In highly volatile markets, candles often overlap in ways that look like a Harami candle but do not indicate a reversal. That is why confirmation is so important.

    Read Also: Blending Candlestick Patterns

    Conclusion 

    The Harami Candlestick Pattern is simple to comprehend and can provide valuable insights into the inner workings of the market. For traders, this two-candle pattern can be a useful warning. But no candlestick pattern works like magic. Always use it in conjunction with other indicators, such as RSI or moving averages for double-checking, volume monitoring, or waiting for the next candle. When used properly, the Harami pattern can assist you in effectively managing risk and making better trading decisions.

    S.NO.Check Out These Interesting Posts You Might Enjoy!
    1Three-Line Patterns
    2Bearish Engulfing Pattern
    3Rising Window Candlestick Pattern
    4Black Candle Pattern
    5High-Wave Candlestick Chart Pattern
    6What is a Stop Loss and How to Use While Trading?
    7Two-Candle Shooting Star
    8What are Candlestick Patterns?

    Frequently Asked Questions (FAQs)

    1. How reliable is the Harami Pattern? 

      It is moderately reliable and is not something you should use to trade blindly. When used in combination with other technical indicators, it can be helpful. 

    2. Can I use the Harami pattern for intra-day trading? 

      Yes, you can spot it on the charts of any time frame. However, you need to be careful with short timeframes like 5-minute or 15-minute charts, as false signals can pop up more often. 

    3. Can this pattern appear in a sideways or range-bound market? 

      Yes, they can, but they are less reliable in a sideways market because there is no clear trend to reverse. 

    4. What is the difference between Harami and an Engulfing pattern? 

      They are almost opposites. In an engulfing pattern, the second candle completely covers up or engulfs the first one, suggesting a strong shift in momentum. 

    5. Does the size of candles matter in Harami Pattern? 

      It does! A bigger first candle and a noticeably smaller second candle show that people are less sure of what they want to do.

  • Current Ratio vs Quick Ratio Key Differences

    Current Ratio vs Quick Ratio Key Differences

    What do you think, can a company make its bill payment on time? This is such a basic thing right, but it turns out to be the most important thing for an investor to know about. 

    A company can be profitable in paper but if there is not enough cash to meet the immediate debts then it could be a serious trouble for the company. And this power to pay short term bills is what is known as “Liquidity”.

    You can relate it by thinking of it as your monthly budget, where you are earning a good salary but all your bills have a due date of 2nd of every month on the other hand your company releases the salary on every 7th this here is a liquidity problem. Now imagine this on a bigger scale where big companies also face this problem.

    Some simple tools like liquidity ratios can be used to understand the company’s liquidity, as it helps in quick financial health check-up of the company. Here in this blog we will be learning about the two most popular ratios, the current ratio and quick ratio by looking at their key differences for our journey to be a smart investor. 

    What are Liquidity Ratios?

    Liquidity ratios can turn out to be a company’s financial thermometer that gives you quick knowledge about how capable a company is in paying its bills that are due within the next year. They do this by comparing the things a company owns that can be quickly turned into cash (known as current assets) with the bills it has to pay soon (known as current liabilities).   

    These ratios are beneficial for the investors as they help in giving early warning signs if the company is struggling to pay its bills, or its risk and even if this could affect the stock price. Even financial institutions like banks look at these numbers before they lend money to these companies. So when you’re looking at a stock on a platform like Pocketful, these ratios give you an inside look into the company’s real financial health.   

    The Current Ratio

    It is one of the most common and famous liquidity ratios, which gives you a broad, overall look at the company’s power to pay its bills on time. It helps investors with one simple thing, the company’s liquidation ability to pay its upcoming bills for the next 12 month period. It helps investors in checking if the company has a good safety net for the upcoming year ahead.  

    Formula

    To calculate the current ration there is a simple formula:   

    Current Ratio = Current Liabilities / Current Assets​.

    Here to find out the current ratio, the current liabilities are divided by the current of the company. 

    Here Current Assets means all the things that a company owns and can turn it into cash within one year. This includes things like cash in the bank, money that the customers owe to the company, goods in their warehouse (inventory) and even the bills that are paid in advance. On the other hand Current liabilities are the bills and debts that the company has to pay within one year, this also includes money owed to the suppliers and any short term loans taken by the company.   

    What Does the Number Mean?

    A ratio above 1 is usually a good sign as it shows that the company has more assets than bills. For instance, a ratio of 2 means the company has Rs.2 of assets for every Rs.1 of bills that the company needs to pay. A ratio below 1 can be a warning as it suggests the company might find it tough to pay all its bills on time. Generally experts say that a ratio between 1.5 and 2.0 is healthy for a company.   

    Let’s look at a simple example, say we have a company, “Bharat Gadgets Ltd” which has a current assets value of Rs.10,00,000 and its current liabilities are of Rs.5,00,000. So the Current Ratio of the company = Rs.10,00,000 / Rs.5,00,000 = 2.0. This means Bharat Gadgets has Rs.2 ready for every Rs.1 it owes. 

    Advantages of Current Ratio

    • Super Calculation You can find these numbers easily on a company’s financial statements and using the formula you can easily find out the current ratio.   
    • Quick Health Check: It gives you a fast, simple snapshot of the company’s financial situation and its ability to pay the bills.   

    Disadvantages of Current Ratio

    • Inventory Problem: This is the main issue as the Current Ratio treats all assets the same. But what if some assets are old or outdated that are not saleable in the current market and cannot turn instantly into cash for the bill payments. This can help in looking the company healthier but in reality there is a different story.   

    This problem is exactly why we have another, stricter test.

    Read Also: Ratio Analysis: List Of All Types Of Ratio Analysis

    The Quick Ratio

    The Quick Ratio that is also known as “Acid-Test Ratio,” which is a type of a financial fire drill. It was invented to fix the inventory problem that we have just seen in the current ratio. It helps in looking at the company’s health more clearly and strictly.

    This ratio helps in telling the investors that if the company needs to pay all its bills tomorrow could it do it without having a fire sale to sell its inventory. In quick ratio the assets that can be turned quickly into cash within 90 days are only considered.  

    Formula

    To find out the quick ration, you need to use the following formula: 

    Quick Ratio = Current Assets − Inventory − Prepaid Expenses​ / Current Liabilities 

    In this the inventory is subtracted as there is no guarantee if the inventory can be quickly sold or not and also the prepaid expenses are removed, because you can’t use the office rent you paid in advance to pay your suppliers. Here only the assets that can be quickly liquidated are considered.   

    What Does the Number Mean?

    Here, the magic number is 1. A ratio of 1 or more is great. It means the company can pay all its current bills without touching its stock of goods. A ratio below 1 means the company really depends on selling its inventory to stay afloat. If sales suddenly stop, it could be in a tight spot.   

    Let’s look at the example of Bharat Gadgets once again where current assets are of Rs.10,00,000 and the current liabilities are of Rs.5,00,000, but here Rs.6,00,000 is just the inventory (asset) sitting in the warehouse. So to find out the quick ratio you need to:

    Quick Ratio = (Rs10,00,000 – Rs.6,00,000) / Rs.5,00,000 = Rs.4,00,000 / Rs.5,00,000 = 0.8.

    Here the company is having the current ratio of a solid 2.0 but its quick ratio is only 0.8, which helps the investors to see and know that Bharat Gadgets needs to keep selling its products to pay the upcoming bills. A sudden dip in sales can create a big problem for them.  

    Advantages 

    • Realistic Numbers: It gives the investors a real sense of how a company would deal in a real cash crunch situation.    
    • Portrays Inventory Risk: This gives a clearer picture of how much a company is holding as an asset in its inventory.

    Disadvantages 

    • Stricter Checks: Quick Ratio might make a perfectly healthy business that is dependent on inventory look weak as the whole business is about moving inventory fast.   

    Read Also: What is Put-Call Ratio?

    Current v/s Quick Ratio

    FeatureCurrent RatioQuick Ratio
    Main QuestionCan the company pay its bills over the next year?Can the company pay its bills right now?
    What’s Counted?All current assets (Cash, Bills from customers, Inventory)Only the fastest assets (Cash, Bills from customers)
    DifferenceIt includes inventory.It excludes inventory.
    How Strict Is It?More relaxed and general.Much stricter, like a “worst-case scenario” test.
    ScoringUsually, 1.5 to 2.0 is seen as healthy.1.0 or above is considered strong.
    What It Tells YouThe company’s general financial health for the year.How well the company can survive a sudden crisis.

    The key thing to remember is that the difference between the two ratios tells you a story about the company’s inventory. If there’s a big gap between the two numbers, it means the company’s safety depends a lot on selling its products.    

    Smart investors and banks look at both ratios together to get the full picture.   

    • The Current Ratio is like a regular health check-up.
    • The Quick Ratio is like a stress test to see how the company would handle an emergency.

    People lending money, like banks, often care more about the Quick Ratio because it’s the safer, more cautious number.When you’re checking out a company on the Pocketful app, try looking at both. It will tell you so much more than just the stock price.   

    Read Also: The Art of Value Investing: Meaning and Strategies

    Conclusion

    In this blog you have learnt about two powerful new tools that help you to invest in a more smarter way. Here you have understood the major difference between the current ratio and quick ratio, and now you can now look past the stock price to see the company’s health.

    These ratios work best when you use them together and compare the same industry companies. The ratios help the investors with a better understanding and right research for their crucial investments.

    S.NO.Check Out These Interesting Posts You Might Enjoy!
    1Mutual Fund vs ETF. Are They Same Or Different?
    2How to find and identify undervalued stocks
    3ETF vs Index Fund: Key Differences You Must Know
    4Mutual Fund Fees & Charges in India
    510 Low PE Ratio Stocks in India

    Frequently Asked Questions (FAQs)

    1. What is the main difference between the current ratio and the quick ratio? 

      The main difference is that the quick ratio is stricter because it removes inventory (a company’s stock of goods) from the calculation to test if a company can pay its bills right away.

    2. Is a current ratio of 2 always a good thing? 

      Not always, though it is generally healthy but it could also mean the company has too much cash sitting around and isn’t using it to grow. It’s always best to compare it to other companies in the same industry.

    3. Quick ratio also called the “acid-test” ratio. Why? 

      It is because here the investors get to know the real financial strength of the company, just like the old acid test used to find out if gold was real or not.

    4. For a company that sells services, which ratio is more important? 

      The quick ratio is usually more important as these companies don’t have much inventory, their current and quick ratios will be very similar, and the quick ratio focuses on what matters most to them, cash and money owed by clients.

    5. Can a company fully operate if the quick ratio is less than 1?

      Yes, it’s possible for businesses that sell their inventory very quickly, like a supermarket. But for most companies, a ratio below 1 is a sign of higher risk.

  • Best REIT Stocks in India 2025

    Best REIT Stocks in India 2025

    India’s REIT market has grown rapidly over the past few years. The total AUM of all listed REITs is projected to reach approximately ₹2.35 lakh crore by 2025, and over ₹2,331 crore was distributed to investors in Q2 FY26 alone. This clearly demonstrates that REITs have become a reliable, transparent, and income-focused option for Indian investors. If you want stable “rental-like” income without purchasing a property, REITs offer a simple, low-capital, and professionally managed path. In this blog, we’ll explore the best REIT stocks in India for 2025 and what to consider when selecting them.

    What Are REITs?

    REITs, or Real Estate Investment Trusts, are investment vehicles that pool funds from multiple investors and invest in large commercial properties such as office parks, malls, or industrial spaces. They operate under SEBI regulations, ensuring transparent and well-monitored operations.

    How do REITs work?

    When you purchase REIT units, you essentially own a small portion of those properties. REITs collect the rental income generated by these properties and distribute it to investors. Regulations require REITs to distribute at least 90% of their earnings to investors—making them a stable, regular income generating option.

    Differences between REITs, Property, and Real Estate Stocks

    The biggest advantage of REITs is that you don’t need to purchase, manage, or find tenants for the properties.

    • Direct Property: More money and more responsibility
    • Real-Estate Stocks: Investing in a developer company, without the benefit of rentals
    • REITs: Low investment, professional management, and the potential for regular income

    Therefore, REITs are ideal for those who want to get involved in real estate but don’t want the hassle.

    Regulation and Reliability

    REITs in India are governed by the SEBI REIT Regulations, 2014. This ensures that:

    • The portfolio invests only in quality, income-generating properties
    • Regular reporting and disclosures are in place
    • Strict regulations are followed to protect investors

    Due to this strict framework, REITs are considered highly trustworthy among investors today.

    Read Also: Explainer On REITs: Should You Invest?

    Best REIT Stocks in India

    S.NoCompanyCurrent Market Price (INR)Market Capitalisation (in INR crore)52-Week High52-Week Low
    1Knowledge Realty Trust12254,454125103
    2Embassy Office Parks REIT44642,266454342
    3Mindspace Business Parks REIT48929,788494354
    4Nexus Select Trust16024,279168120
    5National Highways Infra Trust15029,053151129
    6Brigade Enterprises Ltd88521,6381,340850
    7Brookfield India Real Estate Trust33421,408355270
    8Vertis Infrastructure Trust1095,089110107
    9Sunteck Realty Ltd4186,134546347
    10Anantam Highways Trust1042,264113100
    (Data as of 05 Dec 2025)

    A brief overview of the best REIT Stocks Companies in India is given below:

    1. Knowledge Realty Trust

    Knowledge Realty Trust is considered India’s newest REIT, launched in 2025. This REIT was formed in partnership with Sattva Group and Blackstone, and its focus is on providing modern office campuses and commercial space to investors. Knowledge Realty Trust aims to provide business parks tailored to the needs of large companies. Its entry adds another strong option to the Indian REIT market, bringing properties to locations where corporate demand is steadily growing.

    2. Embassy Office Parks REIT

    Embassy Office Parks REIT is India’s first REIT, launched in 2019. Its launch brought this entire model to prominence in India. This REIT operates office parks and business distributed complexes spread across major cities across the country—Bengaluru, Mumbai, Pune, and NCR. Its initial infrastructure was strengthened by a partnership with Embassy Group and Blackstone. Its campuses have been developed to meet modern office needs, making it a significant presence in areas with high corporate activity.

    3. Mindspace Business Parks REIT

    Mindspace Business Parks REIT was launched in 2020 and developed by K Raheja Corp. This REIT operates large office parks in four major business cities across the country Mumbai, Hyderabad, Pune, and Chennai. Mindspace is known for its well-organized business zones, spacious campuses, and corporate-friendly locations. Its projects are designed to provide companies with a complete suite of amenities within a single complex. It has established its distinct identity in a short time.

    4. Nexus Select Trust

    Nexus Select Trust is India’s first retail-focused REIT, launched in 2023. It operates several large malls and retail centers across the country. Its properties are located in major cities like Bengaluru, Chandigarh, Hyderabad, and Mumbai, which have a high level of foot traffic. Nexus focuses on shopping spaces developed with the needs of urban consumers in mind. Its presence is linked to India’s growing organized retail sector.

    5. National Highways Infra Trust (NHIT)

    The National Highways Infra Trust, launched by the NHAI in 2021, focuses on operating India’s toll road network and major highway corridors. The trust manages routes that are frequently used and connect traffic between states. The NHIT aims to manage long-term road projects in a structured manner to strengthen national connectivity. Its projects are primarily based on existing roads, allowing it to focus on operational management.

    6. Brigade Enterprises Ltd

    Brigade Enterprises Ltd is an established real estate company, founded in Bengaluru in 1986. The company is known for developing office parks, retail centers, and residential projects in South India. Over the years, Brigade has steadily expanded its presence in urban development areas, particularly in Bengaluru, Chennai, Kochi, and Hyderabad. Its construction style and project planning focus on systematic design and user convenience. This long-standing company maintains its presence in urban real estate.

    7. Brookfield India Real Estate Trust

    Brookfield India Real Estate Trust was incorporated in 2021 and is backed by the Brookfield Group’s global real estate heritage. This REIT operates office complexes spread across four major Indian business cities Mumbai, Noida, Gurugram, and Kolkata. Its properties have been developed as modern business campuses with amenities tailored to corporate needs. Brookfield’s international background and project management style make it unique in this field.

    8. Vertis Infrastructure Trust

    Vertis Infrastructure Trust is a new infrastructure-focused trust, established around 2024. The trust focuses on projects that provide direct-use public and logistics connectivity. Its portfolio primarily involves roads and regional transport routes. Vertis aims to execute projects that maintain the smooth functioning of important travel routes. It is gradually expanding its presence in various states, particularly focusing on road networks.

    9. Sunteck Realty Ltd

    Sunteck Realty Ltd, founded in 1981, is known for residential and mixed-use projects in Mumbai. The company has developed planned residential and urban projects in several key areas of the city BKC, Oshiwara District Centre, Naigaon, and Mira Road. Sunteck is renowned for its design style, location selection, and systematic construction. The company’s special focus is on developing projects keeping in mind the modern living needs in metro cities, due to which it has consistently maintained its identity.

    10. Anantam Highways Trust

    Anantam Highways Trust is a new and emerging infrastructure trust established in recent years. The trust primarily oversees projects related to regional and national highways. Its focus is on highways with high daily traffic volumes and long-term service life. The trust’s objective is to ensure the smooth operation and maintenance of such corridors to ensure ease of travel and freight movement.

    Read Also: Best Investment Options in India

    Key Performance Indicators (KPIs)

    The key performance metrics of REIT Stocks are mentioned below:

    CompanyOperating Margin (%)Net Profit Margin (%)ROE (%)ROCE (%)Debt to Equity
    Knowledge Realty Trust74.105.6610.5113.479.35
    Embassy Office Parks REIT78.5938.642.784.610.36
    Mindspace Business Parks REIT0.000.003.554.570.28
    Nexus Select Trust97.8183.585.286.020.15
    National Highways Infra Trust–––––
    Brigade Enterprises Ltd26.8913.4112.1812.773.10
    Brookfield India Real Estate Trust130.36113.204.635.150.04
    Vertis Infrastructure Trust99.9652.838.1911.310.44
    Sunteck Realty Ltd26.0717.404.616.460.12
    Anantam Highways Trust–––––

    How to Evaluate the Best REITs in India

    1. Yield Quality : Steady and long-term cash flow is paramount when choosing a REIT. The average yield of Indian REITs in 2025 is around 6.5-7.5%, but a sustainable yield is achieved only when rents are regular and the property portfolio is strong.
    2. Occupancy and Rental Health : High occupancy and a long WALE indicate a reliable REIT. Major REITs have occupancy between 88-93% in 2025, indicating the stability of their rental flow.
    3. Tenant Mix : A diverse tenant base and the presence of strong multinational companies reduce risk. Excessive dependence on a single industry or large tenant can make a REIT unstable.
    4. Balance Sheet Strength : The level and cost of debt directly impact the sustainability of a REIT. The average cost of debt for better REITs in 2025 is around 7.8-8.5%, reflecting their financial control capabilities.
    5. NAV and Market Valuation : The trading price relative to NAV indicates whether a REIT is available at a discount or premium. REITs with strong portfolios often trade at a premium, while the reasons for discounted REITs need to be examined.
    6. Sponsor and Management Quality : REITs with prominent sponsors, transparent reporting, and experienced management teams tend to perform better over the long term. Reliable sponsors ensure stability and trust for investors.

    Step-By-Step Guide: How to Invest in REITs in India

    Step 1: Open a Demat and Trading Account

    First, you’ll need a demat and trading account. You can get started with a free account opening, free AMC, and free delivery investments at a stock broker like Pocketful. Pocketful also offers the lowest interest rate of just 5.99% for MTFs, making leveraged investing affordable.

    Step 2: Select REIT Units and Place an Order

    Search the tickers of REITs listed on the NSE/BSE (such as Embassy, ​​Mindspace, Brookfield, etc.), check their basic data, yield, and occupancy, and place a buy order like you would a normal share.

    Step 3: Understand Distributions and Dates

    Revenue from REITs comes in the form of distributions. Pay attention to the ex-date and record date, as these dates determine who receives the distribution.

    Step 4: Review 1-2 times a year

    Check the REIT’s occupancy, debt level, yield, and management commentary at least 1-2 times a year. If fundamentals change or the allocation becomes too large, rebalance the portfolio.

    Read Also: Top Real Estate Stocks In India

    Common Mistakes to Avoid While Choosing the Best REIT in India

    1. Chasing High Yields : Many investors are attracted by the highest yields, but the true value of REITs in 2025 lies in their yield stability. REITs with volatile cash flows increase risk over the long term.
    2. Ignoring Vacancy and Tenant Risk : Lower occupancy or the possibility of tenant change directly impacts a REIT’s income. A good REIT is one with strong occupancy and a diversified tenant base.
    3. Overinvesting in Office REITs : The main REITs in India are in the office segment, but overreliance on a single sector can lead to an unbalanced portfolio. Balancing exposure is essential when investing.
    4. Not Understanding the Tax Structure : REIT distributions in 2025 fall into three components interest, dividend, and repayment—all of which have different tax implications. Making decisions without understanding this can lead to miscalculated net returns.
    5. Treating REITs like Fixed Deposits : REITs are market-linked and their prices can fluctuate in the short term. It’s not fair to consider them instruments with fixed returns like fixed deposits.

    Conclusion

    REITs in India have opened up an easy way for investors to get involved in commercial property. It’s now possible to become a part of large office parks, retail centers, or highway projects with even a small investment. Each REIT has its own model and focus, so when choosing, consider the type of properties that best suit your needs. If stability and a simple start are your goals, REITs can be a viable option.

    S.NO.Check Out These Interesting Posts You Might Enjoy!
    110 Most Undervalued Stocks in India
    2List of Best Monopoly Stocks in India
    3Top 10 Best Summer Stocks in India
    4List of Top 10 Blue Chip Stocks in India with Price
    5List Of Best Logistics Stocks in India
    6Best Copper Stocks in India
    7Best Jewelry Stocks in India
    8Best Metal Stocks in India
    9Best Semiconductor Stocks in India
    10Best Chemical Stocks in India
    11Best Plastic Stocks in India
    12Best Waste Management Stocks in India
    13Best Fertilizer Stocks in India
    14Best Pharma Stocks in India 
    15Best Air Purifier Stocks in India
    16Best Rare Earth Stocks in India

    Frequently Asked Questions (FAQs)

    1. What is a REIT?

      A REIT is a structure in which investors’ money is pooled and invested in commercial properties, and the income generated is distributed among all.

    2. How many REITs are in India?

      There are currently a few listed REITs available in India, all of which operate on different property types.

    3. Can beginners invest in REITs?

      Yes, even new investors can easily get started as they don’t require a large amount of money.

    4. Is a Demat account required?

      Yes, a Demat account is required to trade REIT units.

    5. Are REITs risk-free?

      No, they carry some risk, depending on the properties and operations of each REIT.

    • Open Free Demat Account

    Join Pocketful Now

    You have successfully subscribed to the newsletter

    There was an error while trying to send your request. Please try again.

    Pocketful blog will use the information you provide on this form to be in touch with you and to provide updates and marketing.